A Married Couple Explains Combining Their Finances
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- Опубликовано: 24 сен 2019
- Sponsor Content produced by Insider Studios with Santander
There are several things a married couple needs to figure out together when they combine finances. Whether it’s deciding to have a personal discretionary fund or saving up for a big purchase, communicating with your partner on how you both want to spend and save your money on is key.
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#Marriage #Money #BusinessInsider
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A Married Couple Explains Combining Their Finances
Money is the number one cause of divorce so being on the same page financially is critical 😀👍
Or infidelity. Either one should be discussed before hand.
Or staying in an abusive relationship
And if you don’t agree on a transaction after marriage? Then what?
marriage is the number one cause of divorce. There is no need for two people to marry as it does not provide any extra benefit than just dating. It only complicates the money issues.
why does she look like a "Alex" and he looks like a "Spencer" ....
My husband and I combined our bank accounts after 10 years of marriage. I regret not doing it sooner because we work great as a team. I create our budget each paycheck and text it to my husband. We’re both big spenders but have goals we want to accomplish so we’ve been recently saving like crazy.
I learned nothing from this video.
That sounds great as long as your sure he feels the same way..
@@aaronmarshall5958 he could end up pulling the plug and finding a younger peice.
@@ep1929 I mean the same goals ect. But ye he could well do that too! 😂
@@ep1929 please stfu not every men leave their women for younger once
@@ep1929that’s now how marriage works
In Africa/Ghana, the money the woman makes is hers but the man's money is for the family.
I don’t like that
Same story for Russia
@@FloresOrtodoxas why you act like when dad is there he doesn't take care and raise the kid
@@FloresOrtodoxas your are just a hypocrite...your household chores bs don't compare to financial burdens
It’s like that everywhere lmao
Just so you don't waste 3 minutes on the video, here's a summary:
Direct deposits into one account, and split the funds between paying bills, savings, and discretionary spending for each spouse.
What did they explain exactly?
They explained how bad they are at saving.
I don't get it, is this financial advice?
CJohnson no , not at all.
@@AaronHernandez-xv4qh It's just weird, I wouldn't get financial advice from a random person anyway
CJohnson would be best to learn on your own. Financial planners and others you hire are a waste of money. This is coming from an accountant/financial analyst. This couple probably makes a lot of money though considering they hardly have a system or worry from what it seems.
@@AaronHernandez-xv4qh Exactly, you should manage your own finances. Why are they making a youtube video about it? It's a bit condescending but they made it.
This was cringe. No explanation, information, tips or any good advice at all. But I guess that's modern journalism for you.
Really cringe to watch...
why don’t i believe these two are married?
Why not? He let her do all the talking, sounds like a marriage to me 🤣🤣
Because he seems quite gay
Seems too scripted
@@arthurfleck9546 Just because you have an intrest in both sexes doesnt mean you can't settle for one.
Great video! Just did a video on budgeting as a couple for vacations! Just like most things it all comes back to communication ✨
So.. This video basically sums up how One couple does with their money? Lol
I would do it the exact opposite way. Have each your own checking and savings account (with current interest rates you don’t need a savings account but whatever). And put a set amount per month to the one shared account where you pay everything from that you do both like rent/mortgage, groceries, investments, new dishwasher, date nights etc. If you have extra money in the shared account you can either share it at the end of the year or invest more. If you’re short in that account you know you’ll have to increase the monthly input.
If you both make a very different amount per month, I would set the monthly amount to ratio. So for example you both put 80% of your income in the shared account.
Although the video didn't really offer any advice, I enjoyed watching it. They seem like a fun couple .
I expected them talking about risk profiles investing, goals, allocating resources to reach goals, insurance etc. What was this about.?
saving for retirement is boring, have fun with your money...
Some comments loved this some hated it. Some people grew up with this advice, others didn't. We're all adults but we all learned different things.
That was tremendously insightful.
Yes we have no real plan but we can draw this little picture that kind of explains that we have a plan but we really have no idea what we're doing...
when they say they believe in spending money now and not focusing on retirement I'm curious how they will ever be able to retire?
Four Principles of Financial Planning Success
Think long-term with goals and investing.
Spend less than you earn.
Maintain liquidity (an emergency savings).
Minimize the use of debt.
All you need is a financial guru Mrs Brittney A. She would help you with possible ways to start making a weekly income.
Reach out to her and have a chance to change your financial situation.
Trust the process and thank me later
so all they do is combine their money and split it between the two accounts, how it that any special where is the savings investing etc btw im assuming their big spenders so they will have a hard time getting a house
I actually searched this video because I am having so many issues in my marriage financial life. And it’s so funny because the way you guys have it is the way I want to have it. My issue is in our joint accounts, He doesn’t want to consult with me on any major purchases.
married the wrong guy i guess
Was this meant to be helpful?
Nice, good to b transparent
In Kenya, the woman's money is considered her money. The man caters for almost everything.
could you find two people more unqualified to give financial advice?
I agree with the girl starting from @ 2:44 marriage is not only spending life together but agreeing on a plan. if both parties are on their own different separate wavelengths than what's the point there's no unity. it's like war you have to be on the same page to win.
nothing wrong with saving money. not everybody makes enough to spend spend spend...but it doesn't mean they shouldn't get married. just figure out what works best for you. where there's a will there's a way
@@cafezo87934 nice words that’s why I encourage people to begin investment and minimising debts. Expert Brittney has changed my financial situation for good and it helped my relationship when it was breaking apart due to financial crisis.
She is available on WhatsApp.....
818-533-9642
verbal agreements have no meaning. once they get divorced, all the money earned after marriage will be split into two anyways
I get what people are saying but I actually appreciate the video, money is a touchy subject in relationships and I think this makes envisioning the convo easier . It also helps to see how other couples are managing joint finances, made me realise what I would and would not prefer. Cute couple.
Asking financial advice on the internet is probably a bad idea...
Brittney Adams is a financial Advisor highly recommended .
818-533-9642
Reach her directly
I'm not married, never have been and never will be but I don't believe in joint accounts hugely due to the fact watching my parents handle (or more like mishandle) their financial affairs growing up, separate accounts please or GTFO
defeats the purpose of marriage but IDGAF
That's why you'll be single forever
They key to having equality and stability in a relationship is to have complete financial independence from each other, having one person control all the money or having a joint account is really bad.
I’d like to see the final board that you had. I’m trying not to judge, but i wouldn’t be surprised if these people are sharing a child across the country.
It seems like she's the pants of the relationship.
You can also tell he bends over a lot, and she has three different strapons.
What was the explanation?
They seem so sweet
Money management philosophy which starts with "we'll enjoy the money first and save later" isn't a good example.
We need GRAHAM STEPHAN ON THIS
am i the only one that thought she looks like anna kendrick? even her voice sounded like anna kendrick
Adorable couple.
Grahm steven needs to react to this.
You can tell who wears the pants in the relationship.
Who else is watching because they're in between the ages of 17-19, marriage age is either here or imminent, and the public school system refuses to teach them this shit 😎
I wish that’s me man ur lucky asf
Men, never combine with wife. Always transfer into joint acct.
Curious, why?
@@chris9053 cuz she will nitpick every purchase
ilyas abdikarim Depends on the wife. My wife doesn't do that.
@@Laker62282 my wife sleeps with other men if i make her mad
Chris Bummer.
This was less than fluff. No information, no lessons learned.
I can't imagine sharing my bank account with any person, even they are my soulmate, children, parents. Like, it's mine.
is mine money!
then you should make sure you marry a guy who earns more than you, which most likely you will.
most people never learned anything about money and have never read one entire book on the topic of money.
That’s not a problem Jani all you need is a financial guru she goes by the name Brittney Adams she would help you with all you need to know about money and how to start making your weekly income like she has done for many people even I myself helping me to be able to save my family and most important my marriage. I would advise you give this a try and trust the process
She is available on WhatsApp..
They're lovely
Is the stupidest thing you can do. We had money for emergency fund. And guess what? This person took all of it left me 100 dollars to my name.
So sorry about that El Indigeno I almost had a broken relationship all because of family finances and how I could contribute to it. I’m sorry you had to break out but you can have a new beginning what helped me to grow my finances very fast get weekly income was the help of Mrs Brittney Adams she is a financial Advisor and a guru to handle your investment.
There is no loss working together investing with Mrs Brittney Adams, you only win and learn more. Have in mind that this is purely business, she helps you understand that you trade what you see and not what you think.
She helped changed my financial situation for good
818-533-9642
Reach out to her
Why am I even watching this....I am only 14
This video marks a new low for the channel... I’m taking it off my subscription list.
superluminarius No one cares.
This would have been more helpful if it was more detailed
I'll be honestly isn't this kinda obvious lol
Beautiful couple. But I don’t get it.
The remind me of Europeans...most of them are broke, but they still think it’s the turn of the 20th century.
Very useless and not interesting info
Thank you
Wow. They're saving 5% and investing 8% of their monthly income. Good luck buying that house. I'm saving and investing well over 50% of my salary each month.
My financial situation has changed due to her help and maximum effort specialising on making a good investment outcome for me.
Brittney Adams would help you out with all you need to know she is a guru so she is good at his job also to tell you the good side of making a profitable investment.
She is highly recommended...
She is available on WhatsApp....
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This is a cute and really cool fun couple. I hope you have more vids of them talking about similar married couple topics.
Spoiler alert: They didn't combine their finances.
As a Couples Financial Counselor, this video is adorable.
They don't agree on everything, and this is okay!
Ultimately, they feel like they can talk about it and find their way to compromise. THAT is what is essential.
She definitely wears the pants in that family. Poor guy.
DAN SPARKS Why poor guy? My wife wears the pants and I really have no problem with that.
Alex is acting weird......
BI taking sponsorship money now huh? Times are tough
Spend what you want if you guys love eachother who cares 🤷♂️
It's all good planning the finances for the life of the marriage, but what happens when hubby or wifey wants to pull the plug and get out?
Seen quite a few married couples split after 10, 20, 30 years and the effect on finances is always deviating - usually for the man.
I have been married for 45years
You can start making your weekly income with the of Mrs Brittney Adams
818-533-9652
She has helped so many couples including me and young individuals to bring a better financial stability for ourselves.
@@AnnaFed015 good for you, it's obviously worked well for you but not all couples can say the same.
My question is girl want to be with boys family but the boy plays a important role in money he should mainly focus on future than after he should focus on mom's food dad's health that's it simple this is the trick of a married boy but the point is "he won't do like that" 😂 so girls brain get damaged and his mom life gets shortage. What happens if he said money details to his wife, what she will eat or what? 😂😂 Her point of view is future secureness that's it neither she don't want any ornaments or bunglows or anything just she thinks about her "childrens" future security that's it 👍 always husband's are wrong it's just a simple trick the above one, oh god why they will earn lakhs and why they will marry we don't know 😠 if they want to enjoy means throw money so many girls will come but don't marry that's it 👍 simple oh I can't understand this puzzled brain boys 😒😤
Cringy and lacking substantive guidance
One more vid like this and I unsub
Hozelito No one cares.
Agreed. Getting tired of the poor quality and millennial click bait.
1st Comment
Koneshwaran Mithurangan good job
JESUS CHRIST IS R..ETURNING, REPENT OF SIN AND CHAN.G.E YOUR WAY OF LIVING
They are insane
Meh
Thanks, Business Insider. Financial advice from two clueless dipshits. Next week's episode: stock tips from homeless crackheads.
This video was horrendously uninformative
Say no to 50/50 financial relationships! This is just sad.