Can I Return To UAE / Ban On Any Outstanding EMI In Dubai UAE (Arrest On Airport Must Watch Video💳 )
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- Опубликовано: 29 апр 2022
- Help: Can I return to
the UAE ifI have
defaulted on loans?
Can you still face criminal charges for old
bounced cheque cases? Find out.
UAE: Can a travel ban be imposed over outstanding loans?
I plan to liquidate some of my assets back home, but that will take some time
Question: I am a Dubai resident and recently lost my job. I have an outstanding personal loan amount of Dh30,000 and some credit card dues. I plan to liquidate some of my assets back home, but that will take some time. Will I be given this time on humanitarian grounds? If not, what legal action will I face?
Response: Pursuant to your queries, the provisions of Central Bank of UAE Regulations No. 29/2011 related to Regulations Regarding Bank Loans & Services Offered to Individual Customers (the ‘Central Bank of UAE Regulation No. 29 of 2011’); Notice No. 3692/2012 of Central Bank of the UAE pertaining to General Terms & Conditions and Loan Agreements texts drafted and approved by Emirates Bank Association (the ‘Loan Agreements Formats Approved by Central Bank of UAE’); Resolution of the Cabinet No. 33 of 2020 Amending Certain Provisions of Resolution of the Cabinet No. 57 of 2018 on the Regulations of the Federal Law No. 11 of 1992 on the Civil Procedure Code (the ‘Cabinet Resolution No. 33 of 2020); and the Resolution of the Cabinet No. 75 of 2021 Amending Certain Provisions of Resolution of the Cabinet No. 33 of 2020 on the Regulations of the Federal Law No. 11 of 1992 on the Civil Procedure Code (the ‘Cabinet Resolution No. 75 of 2021’) are applicable.

UAE: Is There A Law Against Hiring Employees’ Family Members?
In the UAE, when a personal loan or a credit card facility is granted to a borrower, the lender may collect cheque/s as security (not mandatory). This is in addition to a signed agreement or application form which contains terms and conditions. This is in accordance with Article 12 of the Central Bank of UAE Regulations No. 29/2011.
A borrower failing to pay three consecutive installments or six non-consecutive installments may be considered as an event of default. This is in accordance with Article 4(4) of the Personal Loan Agreement format of Loan Agreements Formats Approved by Central Bank of UAE.
Therefore, in case of a default, the lender(s) may choose to deposit your security cheque(s) for collection. Should the said security cheques be dishonoured due to insufficiency of funds, the lender(s) may file a payment order case against you in accordance with Cabinet Resolution No. 33 of 2020 and Cabinet Resolution No. 75 of 2021. Based on the payment order case judgement, the lender(s) may commence execution proceedings against you if you do not file an appeal within 15 days of judgement.
The lender(s) may also file a civil case against you in a court to recover the outstanding debt. In the event the judgement is passed against you, the lender(s) may commence execution proceedings against you which may include imposing a travel ban on you. Thereafter, you may be not allowed to travel outside the UAE until you pay the execution amount to the court based on the judgement/s issued against you. Further, you may not be allowed to travel outside the UAE if you are already in the country while such order of travel ban is imposed on you until you pay the execution amount.
ALSO READ:
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UAE labour law: 8 instances where employee’s salary can be deducted
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You may approach the lender(s) with whom you have personal loan and credit card facilities and explain your circumstances. You may request the lender(s) in writing to allow you time to pay the dues once you obtain new employment or liquidate your assets. However, it is up to the discretion of the lender(s) to grant you additional period to pay the outstanding personal loan and credit card payments, on humanitarian ground.
Ashish Mehta is the founder and Managing Partner of Ashish Mehta & Associates. He is qualified to practise law in Dubai, the United Kingdom and India. Full details of his firm on: www.amalawyers.com. Readers may e-mail their questions to: news@khaleejtimes.com or send them to Legal View, Khaleej Times, PO Box 11243, Dubai.
LEGAL
Thier are very less people who are guiding like this, appreciate for your words and coming forward brother to guide like this, keep it up 👌
Ali beta good topic good information
Eid is coming special Eid zMubark.😘😘
Love you ho gaya bhai ❤️ ap bohot achhay tareekay say aware kertay hoo her maslay say.
Very Very good information bro 👍
This is happening to many people
Sir Really Appreciated Your Things ✍️✅✍️✅
Great video...No doubt you helped people a lot
Your information is very important you are a great full person
As salaamu alaikum sir ji..!! Superrrb information from you..!! 🔥🔥🔥🔥❤️❤️
I received from you very vital knowledge thanks
Yes brother please make videos on dunya finance and credit card.. Thanks
Very informative 👏 Genuine
Sir , thanks for your information.
Love you bhai always good information
Bhai mujy bohat maza aty ap ko sunny ka jantar mantar or expressions ❤️ bhaiiiii big respect you i am really sorry i had comments
Very informative video jazakallah khair sir
Assalamu alaikum sir ji aapki video bahut hi acchi rahti hai kafi jankari hoti hai aise hi aap banate rahiye sir
Ap bahut accha vedio baanate hain allah apko khush rakha hamesha
R you very right information brother,,, very nice video veer
sir apki vedios sa bht achy massage milty hain I like it.
ma inshaAllah jald au ga dubai ma aik fresher hu please pray for me.
Love u Big Respect
Internet bill or mobile bill ke uper ke video banaye bhai ye video me dekha hai aap ne jese batay bahut hi ache information diya hai aapne
You doing great job sir ji keep going and make one video on cashnow loan application.
Good bhai ap ny boht acha guide kya
The right brother❤
Make video bro on credit card and specially duniya finance i am waiting great job
Bhai btaye ga ager sponsor ny apko thamki dany k lye exponding laga di ho on resident visa per to kia hum travel kr skty hin.. ?
Information achi hotii apki irrelevant chezza bht discuss krta hn app
Yes, Kindly make a video on Duniya finance and credit card
😂😂😂😂😂😂😂
Yeh dunya waley buhat zaalim hein 🙆🙆
Bhai mai visit visa pe aaya tha 16th august 2016 Mera overstay hagaya tha three and half months aur return hua 31st December 2016 to jab return k samay main al awir jail k paas me office hai waha se outpass banawake kuch 220dhirams pay karke return agaya,to kya main phir se visit visa pe Dubai aasakta hu kya?
Bhai me aapke vlog dekhta hu so good information 👍 bro
Yar muje b koi reply de de .. ek masla ha ma ne jis se visa liya ha us ne bola ke apni emirate i.d do zara ma ne company renew karwani ha ? Kia aisa hota ha ? Or agr nai hota tu wo mere emirate id se kia kia faida le sakta ha loan apply krne kr elawa or kia kia wo kar skta ha ? Agr us k pas mere naam ki sim na ho or naa hi ma apne thumb lagwao kahein per tu only emirates id us k pas hone se wo kia kia faida le sakta ha ??? Jawab de do please ma bari tension ma hu
Sir Mera ek case hay I was using du postpaid sim I Los my job at 2014 I don't know Kay du nay Mera case immigration main dal hay ya nahi my balance is 2404 balance how to know my immigration is clear or not
This man doing a great job by enlighting the less aware masses. Keep it up bhai jan..
Bhai je nice work
Acha bhai yeh batao gily dacumints bank me agar de laon lely civil case karete hi ya carimnal
very informative video.
please make new video's about this topic.
Salam bro,
I want to know if the dewa bill is too much but unable to pay due to some issue.
Is there any law or ways to come out from dewa payment.
Salam bai kya hall ha umeed hai k kheriyat se Hon gay bai ye Bata Den k ab dubai ka vizat 2 Mah ka Kar diya Gaya ha to kya Abu dehbi main rehte huy agar ye viza lagaya Jay jab tak paka viza nai milta jata to kya is main in auot ka kio ishu hai plzz lazzmi batana
bhai plz mobile installment ka b bta dyen.. bhai etislat sy phone installment pe le k agr na pay ki jayen to kya issue face krna pry ga .. after 7 years
Good information 👍
AoA
Ali bahe Jo companies freelancer visa daty Hain or apni company renewal nahe krwaty Hain jin logo ne in companies sy visy Liya hota ha in 1 saal bad wo enligle ho jaye Gy Kya?.plz is pr video ya comnt answer dy dain thank you.
Dubai United Arab Emirates me mera vhai ji aye the campaniy me aye the campaniy chhodkar khali balli ho gaye the kaya avhi ban ho gaya ya nahi bataye out pass se gaye the
👍👍Good information
Masha allah bahi allah paak ap ko slaamat rakhy
Very informative video
Brother I'm coming Dubai and i want meet you i will wait your reply. Thank you
My entry date in Dubai 17May and exit date 21 May because next country i will visit Turkey.
Thanks
Ali bhai. Mera postpaid etisalat ka plan hai with contract aur home country mai vacation Jana ho ya emergency mai Jana ho toh airport pe koi problem hongi kya ?
Please video banawo Ali bhai ispe
Excellent explanation bro
Can I get your contact details
Sir agr ap uae men hen . Or ap ny 15000 wala cresit card ki payment late ho gai hai to is situation men b koi case ya jail ho skti hai?
Ali Bhai bht achi chez btai ap na. Please credit card MN as a sales executive job krna kasa h. Aur iss field ka future kia h ap ki Nazar MN.
Yes Chayei Credit card k upr aur information chayie
MERE DOST KA AISA HE ISSUE HAI USKE BEHALF ME PUCHNA CHAHUNGA .
1 - BHAI JI YE BHI BATAO KI AGAR GHAR JAANE KE BAAD BANDA WAPIS NAA AAYE TOH KYA FER BHI UNKE UPAR HOME COUNTRY POLICE KE THROUGH ACTION OR F.I.R HOGA ?
2 - KYA GHAR ME REHTE HUE BHI C.I.D WAALEY US LOAN DEFAULTER KE GHAR AA KAR PARESHAAN KARTE HAI ?
3 - KYA WITHOUT LOCAN MONEY PAY KARE BANDA APNE GHAR ME REH SAKTA HAI ? WITHOUT ANY INTERFERENCE OF THEIR OWN HOME COUNTRY POLICE OR CID FROM OTHER COUNTRY ?
PLEASE REPLY 🙏
Asalamu Aleyqum Bhai mene azaad visa liya he 8000 hzaar ka visa a geya madical bhi ho geya visit pr Aya tha ab wo drama kr raha he please help chahiye bhai.
Sir ji me ak restorent khari da he or usme texs ka fain he or us adami ko me12000 rupe diye he or use me bataya to usne hame koi pepar nahi de raha he nahi pese opas kar raha he to kaya kare sir ji bahut pare san he samajh me nahi aa rha sir ji hellp plizzz
Bhai nice work
Bro Dubai credit card Sa koi chz installment pr hm lany or hm instalment company ko pay Karta rahn but bank ko hm na 6 month k under Lona wps krna hota ha TO PHR KYA KRNA HAM
Bro plz GUIDE KRNA
Sir, please pay the money, can I go after settlement with the bank or not? Please tell me a bit because I have paid the money and later the block will not open and then I will be caught in the airport. There might be some problem.
Bhai Dubai visit visa pr aakr job search kr skte hain? Orr agr visit visa pr hi job lg jay tow job visit visa pr hi job krenge hum ya phir cmpny usko work visa mei convert krega
Your videos information is brriliant.
Love you
Good information bhai jan
Thanks
Ali bhai main saudia se 2020 march 9 ko pakistan chutti pr aya tha bhai ki shadi thi carona ki wajah se wapas ni ja saka phir mere abu ko falij ho gaya wapas ni ja saka ali bhai ab saudia se mujh pr absent from work ka ban laga hi kiya main dubai vist visa pr akar kam talash kr sakta hn plz koi mashwara dain naram alfaz main
Bhai main Dubai men tha 2manth over saty tha work visa pe us time hukomat ne aylan kia k jo over saty hen WO aweer camp men jain wahan se apne apko clear karwalen
To wahanpe 250 AED fee lyrahe the ye 2018 ki bat hai to kia ab main wapas askta hu ap information de koi please
Bhai ya bat baty kesi bi bank say lon lay kr kya hum travel kr skty ha chuti ja skty ha apni cuntry k nhi ya baty
Hi bhai shashriyakal mey bahrain pe kam karta tha 2021 mey or covid ka bajase mey wapas nahi japaya or mayne loan bhi liya tha around 6k dinner or 3 installment bhi pay kiya tha covid time mey vacation aya tha or nahi japaya wapesh or loan bhi nahi pay kiya bahrain ka or mujhey abhi dubai se chef ke liye offers aya hey what can i do i don't have idea
Please help me bhai jan 🙏
Bhaiya please muje ye btao mene tabby ka last installment payment 550 ni bhra or mere ghr pr emergency ho gya . Muje koi rokega kya airport par ya nhi
plaz bhai bata na zaroor or me bhaj nhi raha waha se bhajta rahu ga pakistan ghar pasy to wo pay karty rahy ge
bro good info also same matter tuc video kehnde c bnavanaga nhi bnai. sir aise hai mein 2020 mein aya tha dubai. corona mein fs gye licence late kr dia co. ne baad mein job nhi di jb mili toh salry nhi di on time so come back in 2021. now . there is my loan of licence pending to clear but m in india. co say u can come . visa active 2023 tkgreen signal. now m fearing is there any case on me or not or over stay fine on me . how i can come. back to uae. how visa cancel if not useable now. or have to wait to expire. plz give ur imp. opinion plzzzz
bhai very nice video ... mera aik dost hai aos ne bank k through zero mark up pe aik mobile khareeda tha installment pe. .... ab woh Pakistan gaya tha ..... ab woh 3 saal bad dubai ana chahta hai....... aur bank k 3500 aed rehtay han.... is condition main kiya hoga aos k sath???
kiya woh ban hoga ? blacklist hoga? yeah defaulter main aaega? legally kiya kiya hoskta hai aos k sath??
Sir du sim li ha billing wali but bill pay ni kr ska to ab kia kro job ni ha 2 hazar bill ho gya ha or barh rha ha plz guid me
Bhi main nain islamic bank ka dabit or checkbook Lark ko dy ky aya tha ab wo mujhy block kr dia hy agar mn ab Duba i main jaon tu koi masla tu ni bny ga
Assalawalekum sir present time PCR test ke zarurt he kyu ke kuch time pahle use ne khtm kar diya tha lakin ab phir aise khbr he dubara test shuru ho gaya he
Sir ji Good Evening
Bhai main cashnow se le sakta Hu loan yaa yeh fraud hai?? Kyuki Mujhe kyee logo ne btaya ki vo ilegal hai kyuki meri salary sirf 2200/- hai to banks to approve ni karenge but mujhe kisi ne kaha ki Cashnow se lelo but jab mene inquiry ki to ptaa laga ek to intt bahut Jada hai Upar Se vo ilegal hai means ki Central Bank of UAE se certified nahi hai
Good job bhai jaan
Sir agr meri koi b glti na ho or Mera arbab 120 lga sakta muje??? Or 120 lgane ki authority kis kis k pass hoti hai pls.. reply
Agr kisi bandy nay loan ni liya koi or os ki I'd passport say loan lay lyta ha
Agr may nay loan ni liya kisi bi qisam ka may phir bi pta krna chacho k loan liya ha ya ni ye kasy pta chly ga
Duniya finance ke upar banao bhai video..woh log bhi bahor interest mqrte hai..mene inka 20000 wala credit card liya tha..7000 khrach kiya tha..4 month se emi bhara kam hi nhi hora tha..interest rate bahot hai
Bhai aur jiska amt 6000 dhrm ka hain tho uske ke upar bhi case hoga kya
Geo bhai kya bt ha
AOA bhai mne ik bt pochni hy mera bhai sodia hy usk papers ka msla h ik bt arrest hoa tha unholy ne ik mah chora r kaha k itne paise pay kro r papers bnwa look. Ramzan s pehly ki bt hy. Tab s ab tk wo chopa hoa hy r km b krta h. Agr hm yahn s PTA krna chain k case Kaisa h kaise khtm ho skta h ya ab kya saza ho skti h plz rehnomae famain
Sir mere opar Dunia finance ka 10 k baqi hay car loan k 6 Year bad wapis ana cahta hoon uae kya wapis a sakta hoon
Hum apni credit card ki limit kese check kr sktay agr hamain credit card limit ka nhi pta...??
Please upload videos regarding finance.
Big bro good job
Sir agar hm dubai me loan lete h salary pr or by chance India aana pde to aaskte h kya
Bhai please batiye mein 2020 mein vapis aaya lekin account close nahi karvaya aur 3 400 dirham account mein chod diye lekin ab wo Khali hogya har mahine 25 dirham katte rahe lekin baad mein 200 dirham fine lagne laga lekin baad mein account band kardiye due to non submission of Emirates I'd ab kuch show nahi horaha lekin credit card working hai full amount show kar rahe hai ab kaise pata chale ga ki us account PE kitna fine hai
Brother please reply
Sir agar main indian me hu aur dubai me company ke pas meri Emirates id aur sim hai kya wo wha company meri id par laon le sakti hai
Salaam bhaijaan, mene aap ki bohot sari videos dekhi he. Or like bhi kee he. Janaab agar hamari country se loan liya ho or bina loan pay kiye UAE aa gaye ho to kya problem ho sakti he.? Mera 1 dost he usne bank se credit card liya hua he or wo EMI pay nahi kar paa raha. Usko UAE aanaa he. To wo aa sakta he?
Good information
Mulk jake kyasay pata kiya jay ki hamare nam pay lon liya hai ki nahi
Bhai agar dubai se loan leke bhag jaye toh passport pe toh koi dikkat ni aati na passport blacklisted toh ni ho jayega
Uae me kisi pe loan case hai to saudi jane me v dikkat hai kya..pls rply
Bhai cashnow ka ba reme bataw loan nihi deta ho to kya hoga travel ban or any criminal case
Bhai.. Mai dubai me thoda fas gya h... Mai october me dubai aaya tha visit visa me island company theo me, pr usne abhi tak mera employment visa nhi lagwaya, bhai plz meri help karo... Batao mai kya karu
السلام علیکم
Ali bhai hum kaise pta karen k hamare naam pr kitne xredit cards hain ya kisi ne hamari id se koi loan to nhi nikalwaya aur jiska hum ko pta na ho
Is pr bhi ek video bna dein
Sir old follower i want you to guide your audience about europe vidio ap us k b information share kare 0 to end r aik cheez yeh b share kare agr koi loan vagera nahi lete just to prepare bank statement in dubai on current account tou yeh kesa decission ho plus allah ap ko seht de traqi de lots of pray for you sir allah bless you
How
Thank
Hi bhai ak visa pa doo bamda ja saktha ha ap sy information chaya thi
Bhai g muhj ak problem hai many ak company ma account manager ka viza lagway tha or many laisan liya baik ka job b raider krny ki krni ti so ab us compny ma job nai hai or khai or b nai mil rahi kya ma viza cansal kr k khai or lagwa skta hun many card b liya howa hai or pasay b use kai hain plzzzz rply kariya ga
Bro rply kr day
Bro mai tabby se 400 aed ka purchase kiya.. But job lost k karan baki instalment nhi pay kr paya or india aa gya.. Avi massage aa rha hai ki if not pay the instalment they will open case against me.. Kya kro avi mai or muje wapus jana hai uae please bataye muje
sir credit card company k name py hota ha ya jo leta ha us k name py agr company k owner use kry to phr b account holder py case hota ha kya please is ki detail sharekrn mera credit card ha but wo company k owner kpass ha wo usebkr ra am
Person k name se hota h cc
Bhai ap ye btay bnda loan leny k bad.UAE ni a skta ya kisi b mulk m ni ja skta.all country travel ban hota h ya UAE Sirf
Bhai agr loan wife ka he tw wife apne home contry chale jae tw uska loan hasband pay kr skta he
Labour court mi cancel hony k lye case par Kitna time lagta hy
Sir ager loan liya ho vapis kabhi ana hi ni ho to us case me kya hoga