The Hidden Costs of Buying a House in India | Builder Hidden Charges Explained

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  • Опубликовано: 11 дек 2024

Комментарии • 48

  • @satvikkhare1844
    @satvikkhare1844 Год назад +12

    this content is so helpful. Considering that real estate is the most expensive purchase of our life, people should read and learn alot about it before making the decision. Your content helps a lot in this.

  • @zuluyankee538
    @zuluyankee538 Год назад +26

    1. Sales Consideration or Consideration Value.
    a. Basic Price
    b. PLC ( Floor or view PLC)
    2. Other Ch. Part 1. Some developer incl this in Sales Consideration
    a) Club Members, Car Parking, Power Back up, Infra Ch (IDC or EDC)
    (Pani, Bijli ka connection, service road, sewage pipeline)
    Other Ch Part 2.
    b) Interest Free Maint Security (Like Emergency Fund for building maint)
    c), 12 month of Adv Maint ch
    d) Utility connection (aapke Ghar me Bijli Pani gas ka connection)
    e) Admin and Infra cha
    f) Legal Ch ( aapke sale deed docu , builder buyer agreement do u bnane k charges and other documents bnane k liye). Builder might not mention these in cost sheet or developer might mention in star mark mentioning this will be levied at the time of possession. Clarify from builder whether he has incl these in Cost Sheet
    3. Govt Tax (
    a) GST
    b) TDS on total value of Property. U deposit 1% of the amount to Income Tax and give receipt to builder so that he can claim rebate on his income tax. Clarify this from builder whether u have to deduct this money from total value of property and deposit it in income tax) or Builder ya seller dega ye. Will u have to pay this 1% over and above total value
    4. Hidden Ch
    a) Possession Ch (1-2%) check kro ki Cost sheet me incl Kiya hai ki nahi seller ya builde ne
    b) Lawyer fee - Sale Deed Registry, buyer Seller agreement k liye . 10000-15000 hoga.
    c)Home loan Processing Fee

  • @vickypatekar9532
    @vickypatekar9532 27 дней назад

    One of the Best Vedio regarding real estate topic Thanks a lot Sir ❤

  • @prasadduggirala2960
    @prasadduggirala2960 Год назад +2

    Video starts at 2:10

  • @akashsolanki5455
    @akashsolanki5455 Год назад +1

    Excellent knowledge sir
    Plz share your valuable information and expertise on what r the papers to check before buying new and resale flat

  • @mdreshma
    @mdreshma 7 месяцев назад

    Sir . this was helpful . i had lot of Questions and your video has answered most of them..Thank you for keeping it simple .

  • @RahulKumar-wv4ti
    @RahulKumar-wv4ti Год назад

    Very informative video. One suggestion tho. Ap ek example leke explain kr sakte the. Like 1cr pe ye saari calculation krke

  • @gauravbarchha7238
    @gauravbarchha7238 7 месяцев назад

    Great video! Thanks buddy! Was looking for this basic clarity!

  • @jayantseth9184
    @jayantseth9184 11 месяцев назад +1

    Thanks a lot, this was really helpful !!

  • @kalpeshkadam
    @kalpeshkadam Год назад +2

    📌 One suggestion: Please check Volume level at the end of the video that plays...! That music volume is too loud.
    Rest content is too good. :)

  • @harshakeloth4606
    @harshakeloth4606 9 месяцев назад

    Thanks for sharing the information that too in very simple language.

  • @SiddharthMishra-v4m
    @SiddharthMishra-v4m Год назад

    Thank you for your guidance, this information is very much needed.

  • @pranavghate578
    @pranavghate578 Год назад +1

    Thank you So much for the Info :) really helpful!

  • @satvikkhare1844
    @satvikkhare1844 Год назад +1

    Please share your views on mivan construction also and will it revolutionize the real estate industry.

  • @alokvermamha
    @alokvermamha Год назад +1

    sir, can you please explain about stamp and registration charges. what is effective rate in Gurgaon and it is applicable on GST paid during under construction property. I am confused on total consideration value

  • @ankurtiwari4686
    @ankurtiwari4686 5 месяцев назад

    Thank you sooo very much! It was indeed a helpful!

  • @vickypatekar9532
    @vickypatekar9532 27 дней назад

    Please make a Vedio on how agent is charging before buying Flat because due to agent Flat cost is very high

  • @ranveerdhawan5187
    @ranveerdhawan5187 Год назад

    Please make a video on
    Buying a new home vs staying on Rent in Delhi NCR
    If video is already there
    Please share its link

  • @vocalistabhi990
    @vocalistabhi990 Год назад

    I m lucky to find your videos.. it is very helpful..

  • @bhupender19
    @bhupender19 Год назад

    Your content is really good

  • @voice.of.Arslan
    @voice.of.Arslan 2 месяца назад

    What is corpus fund?

  • @astickarmy3067
    @astickarmy3067 5 месяцев назад

    Sir Bengaluru me panchayat flat me ready to move me vi 5% GST pay kor Rh hai log and me flat dek rh hu builder bol rh hai 5%lagega jo jo leya hai sabhi already pe kya huwa hai toh asa kyu sir pls explain.

  • @rajendragiri2100
    @rajendragiri2100 8 месяцев назад

    Loan through our executives only. Loan from outside banker is not allowed. If loan executed from outside bankers, administrative charges of rs 30000/- shall be applicable.
    *Can the builder make such a condition ?*

  • @Ravikant_Prasad
    @Ravikant_Prasad Год назад

    Can you give some information about Labour Cess?

  • @ArunavaKundu-v6t
    @ArunavaKundu-v6t Год назад

    How to check if builder is asking right price for electricity charges like transformer or not

  • @vocalistabhi990
    @vocalistabhi990 Год назад +2

    Out of the box question background me ball kiski sign ki hai? Just curiosity

    • @flatsandkeys
      @flatsandkeys  Год назад +1

      That is Kapil Dev's autographed ball.

  • @Hardwell18
    @Hardwell18 7 месяцев назад

    Hello sir,
    Im from mumbai
    I’ve question related to buying new flat which is under construction
    Question - The builder is asking me to pay the 10% of agreement value before giving me the agreement papers so is it legal to ask money from customer before taking signature and giving agreement papers to them?
    And also if not then how can i negotiate with them or ask them to give me the papers
    I’d be really helpful if anyone can answer my question

  • @SunnyKratika
    @SunnyKratika Год назад

    EDC charges build up area pe lagata hai ya Super build up area pe?

  • @rajeevgupta2466
    @rajeevgupta2466 Месяц назад

    I am a new buyer. If i opt for a 40 lakh flat. What approximate additional money should i consider to keep handy to avoid any hassle.

  • @ravichoubey3727
    @ravichoubey3727 Год назад

    Useful info

  • @SumanKumar-vn9qw
    @SumanKumar-vn9qw 4 месяца назад +1

    Kul bat ye hai ki
    Apartment mat lo
    Rent house hi better hai

  • @muskaaaaanS
    @muskaaaaanS Год назад

    Sir sales consideration pr jo 5% btaya hai apne is it current prevailing rate?? Mere builder ne 12% lgaya hai !!

    • @flatsandkeys
      @flatsandkeys  Год назад

      Earlier GST was 12 % with input tax credit (ITC). later govt changed it to 5% with out ITC. Most developers charge 5% but there are still few developers especially projects which were launched before 2020 charge 12%.

    • @muskaaaaanS
      @muskaaaaanS Год назад

      Yes but is he right in charging 12% bcs flat to 2020 se phle wala hi hai but he is giving that flat to us 2023 at prices of 2020 because of some negotiations. So is he right if charges 12%

  • @NobitaHunMe
    @NobitaHunMe Год назад

    Tds toh 50L ya uske upar he lagta hai na sir ? Ya 50 se kam ki property pe bhy lagta hai ?

    • @preetiyewle5846
      @preetiyewle5846 Год назад

      50 L and above ki property pe tds deduct hoga

  • @vijaybhatt6001
    @vijaybhatt6001 Год назад

    sir sir plz help maine 4500000 me flat kharida hai society me 2000000 ka loan hai koi tds to pay nhi karna padega na

    • @CarsTribe_Official
      @CarsTribe_Official 7 месяцев назад

      Nahi. Agar TDS deduct hua bhi (>50 lacs)to ITR filing k waqt adjust ho jayegaa

    • @nehaa3778
      @nehaa3778 Месяц назад

      ​@@CarsTribe_Official kaise adjust hoga?

    • @CarsTribe_Official
      @CarsTribe_Official Месяц назад

      @@nehaa3778 It should get included in your paid tax amount while filing ITR for the year.

  • @Mirror_of_Truth
    @Mirror_of_Truth 7 месяцев назад

    I paid the 10% of advance payment and in the Intimation letter, they have mentioned an Application Fee of 5Lakh. Is this different than the registration fees ?

    • @anjumb9206
      @anjumb9206 3 месяца назад

      Application Fee for what ?

  • @4444-c4s
    @4444-c4s 4 месяца назад

    Starts at 2:05

  • @Kulv007
    @Kulv007 Год назад +1

    Sir kya affordable housing flat Lena chahiye?

    • @WONDERVARIANTS
      @WONDERVARIANTS Год назад

      The only difference between price of affordable housing vs normal one is of gst that is 5% to 1% rest per sqft price is same or according to less super area coz super area in affordable will be less coz of no parking space in basement and small park so you are getting what you are paying for..
      If your budget is less you may go for affordable