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$100 groceries can last you a couple of weeks? That's amazing! I spend $150 on groceries and still feel like there's nothing to eat.

Even that opportunity (boat house) would be very limited soon. Don't you think?

I would say the fastest way to affordability is to get married, because your income by double, while rent stays the same.

407: "Pay to likely not get caught speeding highway" ... haha, I love it, so true!!

Commuting 1.5 hours just one way . . . hell no. That's like wasting the equivalent of nearly 20 weeks of vacation time that you are burning every single year. Literally wasting your life.

You nailed it. The commute is probably the biggest issue now with the city. Productivity drops, economic growth stalls. In simple terms, everyone just becomes very miserable.

Bro, you didn't even go out at night (Friday/Sat or both!). A couple drinks could easily run you $50-150 bucks depending on where you go! Groceries don't really count because those are a necessity.

I think the biggest thing is, while you are young don’t give in to the temptation of buying a nice place. I live in Toronto and I pay $1300 in rent including a parking spot. I live in a fairly old building in an apartment above a business, and I have a roommate (in a 2 bedroom apartment). (I’d be paying 1170 without parking). It was so tempting to look into places where I’d be paying $1500 a month to live with a roommate in a nice condo, or $2000+ to live on my own. And with every pay increase it’s tempting to move. Once I either can afford to buy something, or clear $200k, I will move. But for now, I’m spending about 30% of my POST TAX income on rent. Here’s the thing, when you don’t know any better, you can tolerate living in a less nice place. You can tolerate a roommate, no matter how much you want your privacy. Once you move up into something nicer, you’ll never spend less money on rent again. So start as low as you can and build up as slowly as you can make yourself.

As some one who has lived in Winnipeg there whole life, winter is freezing, summer is boiling

One thing that can be added to Traffic and Commuting is a city designed for cars and not walking. You either relying on a card (very expensive) or ttc (very unreliable). I recently been to Koln, Germany and was amazed how walkable the city is. Not just distances but the experience itself.

Born and raised in Canada. I work full time and a house is 100% out of the question. It’s sad that entire generations are going to miss out on home ownership just so they can rent a tiny space for a ridiculous amount. So many factors here for this I just know whatever the government is currently doing is only making it worse. Importing so many people from one country also didn’t help our housing situation. I’m not blaming immigrants but the government that allowed so many to come in at once while we have non existent infrastructure and services.

Hello Frank, did you ever thought of living & working over in Rome, Italy? And how do you like Italian food i.e., pasta, mozzarella cheese, etcetera?

The first mistake many people make is finishing university with massive debt. I'm sorry, but MANY people don't NEED to go to a school that means living on res. If you live in Toronto you have 3 excellent major universities to choose from, do a program there and live at home during. Ya, it 'sucks' that you aren't getting the 'university experience', but hey, if you want to afford a place to live later. By living at home your costs are tuition, which certainly isn't small, but that can be covered by getting a summer job. LOTS of people complaining they couldn't find summer jobs, I call BS. I think what's happened is people didn't get the summer jobs they wanted, so they just claim there are non and don't work. I worked by butt off every summer to ensure I covered tuition and other costs during the school year. On top of this, I saved by money from the first job I ever took, rarely spending on frivolous things. My downpayment contained dollars I received from my first pay cheque ever. The result is I left university without any school debt, and bought my first house at 25. Granted, the situation today is worse than when I bought a house, but it's still doable if you work really hard with that as a goal. No wasteful gap year crap for me. Many will state these sacrifices aren't ones they are willing to make, that one should 'live their life', and that's a choice you make. For me? I sacrificed during my earlier years alot, the result? My house has gone up 3X and I live a very comfortable life with 'frivolous' activities when I want them.

Most dens don’t have doors.

Awwws, the smallest violin... maybe the biggest corporate center isn't for you if you don't want to climb the corporate ladder. And canceling on your friends because they're "too far" is talking about you a lot more than it's talking about Toronto. Toronto is a great big city, and like all of them, they're not for everyone. Move to the burbs, or anywhere else if you think Toronto is not for you. Btw... your little disclaimer at the end of a 10 minute whine session doesn't count.

As an LGBT, if we want any kind of social life a big city is sadly our only option

All true... The worst part is that I have made deep connections with some people in Toronto and I don't want to be physically separated from them. My family moved around so much since WWII, we just want some peace and stability. Unfortunately we have not found it here, despite living in Toronto for 25+ years (40 for my grandparents who passed away, with my Gran saying that coming here was the worst decision of her life). There is just no justification for sucking life out of people; this would be unheard of in many old European cities with far nicer houses and far better services. I am grateful for the opportuniites, but sadly none of them involved finding a permanent home.

It's a globalist, third-world immigrant hub with the culture of an airport.

why such a crying. It's in all big cities worldwide.

yeah I could never live in a place like Toronto. I live in Winnipeg and its a much slower paced blue collar lifestyle around here. I work at the airport and my commute is 12 minutes. with the money I save living here (and working for an airline) I take trips often to visit (i just got back from Norway and Denmark last month). Its nice to visit, but for my actual day to day living I prefer the more relaxed slower pace of living here. I live in a house with my brother, the house is basically paid off and I live rent/mortgage free. Our house only cost $180,000 10 years ago (It’s worth around $350,000 now). 2000 square feet with garage, hvac, finished basement.

Why is the audio so bad? You don’t need to turn your mic preamp to full when the mic is that close to your mouth

Have twice been approached on a highway by someone who got out of their car ready for a fight. Best thing that ever happened from my selfish perspective is COVID which resulted in my being able to work remote permanently.

Québec city is the best city in Canada, in the best province. You can't change my mind.

For me - the main issue with Toronto is the insane traffic and narrow roads with (street parking + TTC lanes + bike lane + two way car lanes + endless street diversions and traffic signs due to constructions). ITS INSANE. And worst part is that all of the constructions happen in the summer when ppl actually have the opportunity to walk outside and enjoy what little is left of our pitiful lives in Canada.

BEST WARGAMES LINE: "Strange game. The only winning move is not to play" exactly what you're talking about.

It has certainly lost its luster

Ask your parents how they grinded to raised you without complaining or whining.

I usually set aside money to buy a new phone outright, so I don’t have to get a contract for a new phone with one of the carriers. I go for BYOP phones, I currently pay $29 with 20gb (I’m with Virgin). In my experience, the benefit of living in Ottawa is having access to Quebec plans. When I go to a store to switch providers, they offer Quebec plans, which are $5 to $10 cheaper for the same amount of data

Lol, 50+% of income for rent. Ummm you’re screwed.

Lol, no wonder the rest of Canada can't stand them. Should feel bad for them if anything.

Skills are sometimes overrated.

Maybe in 10 years Toronto will be the Gary, Indiana of Canada

This is all so true. I would not recommend anyone start a family in Toronto ! I've found it SO hard to make friends my age. Everyone is working all the time or trying to compete with you or just too exhausted to go out. I've given up and now i just hang out with my cats. Might as well work two jobs because this city can be so isolating!

Hey! Just watched your video. It’s a great one. I just turned 25, with a base salary of $55,000, and a side hustle of coaching that I get about $150 a week on. I’m living in a basement apartment with roomates, and I’m able to save about $1500 a month or so. I solo backpacked for about 3 months a year ago, so I started from scratch last July. I’m Debt-free, and about $20,000 in my tfsa. I’m not really sure what I want to do with the money, but I find the most challenging part is always feeling behind. (I know I’m ahead of lots of people, but some people have $50,000+ more saved). A video about how to destress from life, and stress less about money while also still being diligent with savings would be great!

Great video Frank! I’m GTA born and live downtown Toronto and it wouldn’t be possible to live here if I didn’t have a roommate. Rent is so high! The mentality in Toronto is very work focused and when you mentioned being tired/burnt out at the end of the day and rescheduling plans with friends that spoke to me. With the recent lane closures on the Gardiner the commute is so long to meet friends in the west end, nearly an hour. Sad to say we end up cancelling more often than not due to commute and being tired from our long work hours. I’m looking forward to more videos 🇨🇦

All my Toronto friends make 6 figures but can’t afford a vacation 😂 Imagine dual income 200k+ and it all goes into housing and cost of living and none for fun. 😂

Toronto people be broke and miserable af but look down at anyone that doesn’t live in 416 but have money and living happy lives. Every time I go on vacation and run into folks from Toronto, they always petty and miserable fucks that I avoid them now. Everything from Toronto is shit.

Living away from city center is exactly what causes longer commute. Because most businesses and offices are located closer to if not in the downtown. To make commutes least stressful, one uses public transit, biking, or walking which both gives you some amount of passive excercise and free time to reflect, read or connect via phone calls and takes you to and back from work. If a group of friends chose to stay in closer to downtown they would be physically closer to one another, which means better social life. Ofcourse all this comes at a higher land cost, but don't forget you may be able to eliminate or diminish cost of car ownership and benefit from the social life and entertainment offered by the city.

So 700k is too much for a condo downtown, you can commute. What many people do. But do tell what other city of this size offers more for less (even lowly Montreal is almost as much). Obviously many are willing to pay the price.

It's a great city, always in the top 10 best in the world. But it's not more expensive than any other top cities. But yeah, move to Peterborough if you enjoy that kind of rural life.

You left me when you said that it is a challenge to look good in Toronto. When I go downtown I see nothing but people dressed badly and do not care about their appearance.Style is totally absent.

If you can make a living doing remote work from home, unless you're already established here, don't even think of moving anywhere in the GTA. The rents here will shock you! Stay where you are.

7:40 my god, he does 2 days from office and is complaining. Yes, we did that 5 days a week and worked hard.

Toronto was a thousand times better when it was mostly white. Enforced 3rd world and Asian diversity ruins any white city or country. Non-white Diversity SUCKS !! We never asked for this. it was forced on every white country..... ..its called murder

Toronto is overrated. Pretty bad

Been living, working, and educating myself in Toronto for most of my life. All I can say is that it is a rat race that runs 24/7. It's good if you're in it to make some money, but I wouldn't ever recommend it to anybody to actually live here. I have friends that own multimillion dollar homes and even they are looking to get out of it themselves. The city just isn't what it used to be, and it's getting progressively worst for whatever reason. Particularly since the pandemic destroyed the local economies... Much of the city has been through some type of gentrification and it has lost the essence that used to make it an interesting place to live.

dont forget about the horrible Toronto accent that every other person pretends to have. really starts to get on your nerves lol

Toronto is not New York

Leave. Get into maintenance. Solved your problem.

I worked in Toronto for just over a decade(now working in the gta) and I loved it for a long time. However a few years before the pandemic I noticed a trend of many staples of the downtown core being closed down and replaced by condos or businesses being closed and nothing replacing them for years. I feel like there’s less to do downtown then when those years I worked downtown and it got worse after the pandemic with many more stores being closed and a lot areas that were once popular being in a state of disrepair. I was in the path last week walking to the go station and noticed a small pile of human poop in the BMO building. I know it’s probably a one off but I had never seen anything like that in the path in my whole time working downtown.