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I am currently a surgical technologist, can that count as patient care hours?

she Ngos what up with this profession

What about your credit limit can it change when you upgrade/ downgrade?

4.5 years experience total 90k as a new grad, cardiology (2 years) 100k + ~30k in incentive, hospitalist (2.5 years) $80/hour + 6% 401k match (no other benefits), ER (~2 months in my current job)

Corny

Physician assistant can use stethoscope??

I regret becoming a doctor!!! Sacrificed my life for nothing! Never got a residency and worth anything without a medical liscense working in healthcare not getting paid more than $25 an hr. I got in 650k debt, have no kids, n lost my youth!! I wish I became a PA trust me, ur life is worth it!!! Stay clear from medicine unless you have straight A's

I am sure you are an excellent PA but its not being honest with yourself to say thaf you do the same job as a fully qualified doctor.. thats juat jot true. You dont have the same education or knowledge and people would hqve more respect for PA's that can admit that. There are excellent nurses. Many nurses who far more than young doctors but that does not make them equal to doctors. By the way I love your video, part from these issue's I have mentioned.

A PA should NOT have 'FULL AUTONOMY' 😮 😠 😡

so inspiring. Thank you for the words!

Thank you.

Wise video

Should i invest Nvdia stock on HSA ? All 4150 dollars.

I plan to become wealthy and do everything I want to do while I am still young(30-50 years old) not when I'm 65 and about to die in a few years, that's why I've been building my index fund hyper aggressively. Wish I had started in my early 20's but I plan on making up the money for that lost time. I personally don't understand why people would want to wait until they can barely move to do everything they want to do in life lol

Loved this video! I'm trying to pay off my loan as soon as possible! Could you possibly make a video on the different types of repayment plans and which one is the best to use to pay off loans as fast as possible?

Use an s+p 500 etf instead and then it is portable between brokers and is more tax efficient than the mutual funds you recommended. 401k up to match if available should be your first account and you my be limited to mutual funds there

Im graduated bsc anaesthesia....now im looking for msc pa either in finland, Netherland, uk which country will better to study and job opportunities and salary if u know please rply plzz....

This was very helpful, thank you! Could you do an in depth video about HSA?

Vanguard just announced fees associated with phone calls.

Thank you thank you 🫶🏽

You are such an inspiration! This is such an amazing video and lit a fire in me to start preparing for my PA-C journey. Graduating next month and feeling a little more prepared on what to start doing with my loans. Hoping to find a job soon and negotiate!

This is a great video thank you. I’m a current PA student who will graduate with $160k in debt and it’s nice seeing other people with similar ideas of wanting financial independence. I am planning to do the federal primary care loan repayment programs in order to pay off my debt sooner.

Saved up 150k in 15 months as a PA whose salary is est.110k before taxes ? Did your husband contribute most of it ? Also the investment properties you have I'm assuming you have a hefty mortgage on them? After the tenant rent payment, there's not much left over to live financially independent, at least till mortgage is paid.

Plenty of driven PAs still decide to go to medical school to become physicians, instead of just wondering about it…

This video was super helpful! If you are able to refinance your loans and get a lower interest rate, would it be worth it to consider paying less on student loans to begin acquiring assets earlier in your career?

I want the 13 minutes of my life back. There was nothing in this video but sucky fluff

I appreciate this video so much!

This is such a valuable video that I have shared with my High Schooler who is interested in studying PreMed or Heath Sciences in college

Thanks hun

PAs being upset that they aren’t paid as well as physicians is insane. If you’re one of those people, stay mad. 😂

omg the transition from 1:42 to 1:47 lmao

I would love a video on how you negotiate a raise as well!

my mom said that either lawyer or docter is acceptable

You are very cute

Your wife is cute

To add a little bit more, the mention of LLC setup was not made. If you work as a 1099 PA, you can form an S-corporation for your business. The important thing here is to pay yourself 50% or 60% of the income, which will be subject to tax. The remaining portion can be paid to yourself as dividends, which are not taxed. Consequently, when a PA establishes an S-corp, they will only be taxed on the amount they pay themselves, based on that 50 or 60%. It is recommended to set up a payroll system like ADP to handle this and ensure that taxes are withheld from your paycheck. To recap, a PA creates an LLC, then forms an S-Corp, sets up a bank account, and gets ADP. As a result, the PA becomes both an employee and a shareholder of the S-corp. This means they will be taxed at a lower rate, only on the portion of revenue passed on to them as income, while they can pay themselves the remainder as shareholder dividends, which are not taxed. Additionally, they can deduct other expenses such as insurance, cell phone, uniforms, education, and health insurance. it is highly recommended to consult with a CPA. Being a PA is advantageous because as a 1099 employee, you end up at a disadvantage without any deductions.

I don't know whether I'll get an answer from you or not. But still i want to ask one question. I am Biochemistry & Molecular Biology 1st year student from Bangladesh. I want to apply for PA program after i complete my undergraduation from here. So do i have to participate in any kind of competitive exam for attending PA school?

What a horror this person!

How are you negotiating all this? 8:43

6:50 How did you get that much time off?? Pls answer 🙏

I do feel restricted as well and not so happy. However i feel less burdened financially and starting to seek happiness be it being grateful or investing in self

I absolutely love you

Nursing has a similar relationship issue between LPN/LVN and RN… the Registered nurse being higher. I’m an LPN who is very happy that I didn’t go further. I was very clear in what responsibility I was comfortable with and I have no regrets. So many RNs have offered their unsolicited advice feeling that I should go on. I have my reasons and I know that Registered Nursing is not for me. I have less headaches, more control, because I have a State Board that determines my practice. It states that our titles are not interchangeable, so, I don’t allow them to dump their tasks on me. So, what I’m saying is be happy with whatever you are doing. Plus, anyone has the right to change their career if they want to. Schools did not close.

I think you are missing a lot of info on the tax benefits a 1099 can offer. Plus for the math portion of the SE tax you technically are only paying roughly 7% more (not 15.3%) over a W-2 income (cause you are paying the additional employer tax in 1099). Also in most cases this is further reduced to roughly about 5% if you take into account the fact that as a 1099 you are able to deduct the employer portion of the SE tax which as a W2 you cant.

You didn't touch on all the write offs you can have to lower taxes with 1099.

Thank you! I've been a PA fo 30 years, I've worked in multiple areas of medicine there were times when I was unhappy but always reminded myself why I chose medicine as a PA and that's because I wanted to help people in a unique and practical way. I'm thanking you because if there are those in my profession that are only there for the money, being miserable because they feel underappreciated financially then they should not be given opportunities to be so intimately involved in the patients life. It is a privilege to serve my fellow humans. They are NOT my CASH COW!!

This is probably one of the best pre PA or current PA videos I’ve ever seen, this definitely needs more views

You are sooo honest!😂

Lovely knowledgeable lady

😂the downside will be explaining to people what a PA is. and your family asking, " why didn't you just become a doctor?" the upside is less debt, and less responsibility. 🤣 (me when something goes wrong : Idk, I'm not a doctor, go ask the doctor)