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thank you for the video, there aren't many about it explaining the process.. I have 2 questions , in case someone know the answers : - When do you have to pay the interests ? Is it monthly or annually ? - Can you do it with a no readvanceable heloc ? I have renewed my mortgage and there is a 45K heloc attached , Can I simply invest this Heloc the same way ? Thank you

How do you buffer yourself against market dips or if the market dumps? Are dividends different or are they subject to market fluctuations?

Beautiful city ,the besr beaches ⛱️ in Brazil

Happy Christmas!🎄 Your journey is beautiful and inspiring. ❤

A Happy, Healthly Christmas, and 2025. 🎄🎅🧑‍🎄🤶 I'm looking forward to seeing your new 2025 adventures. It's been a big year for hubby, and I, getting rid of stuff, took so much longer than we anticipated. But the house photos are booked for this week ( if it stops raining 😅) and the house on the market in the new year. 🤞 Merry Christmas

Great city.... yet.... a city in transition. Real Estate market is really hot. It seems to be going through a process of "gentle" gentrification. Problem is : seems to be a great place to live today .... yet .... what about 3 or 5 years from now? The city seems to be going through a phase of great word of mouth attracting a lot of people into the city which brings along with it its own set of potential problems. And that's usually my issue with Brazil : it's a country which is very unstable.

Merry Xmas to y'all from Larry y Greg 🎄

A very merry Christmas to you both and your families! Hope you have a wonderful and safe new year too!

All the best for the holidays! I’m a sucker for planning, do you make goals for the new year? Enjoy the meetup!

Merry Christmas! Enjoy!

Merry Christmas and a HAPPY NEW YEAR too! I hope to see what a Brazilian Christmas AND New Years looks like.

Merry Christmas/Feliz Navidad!

Happy holidays to you and your families! Wishing you unforgettable moments, good food, good wine, laughter and safe travels. A little video suggestion: a reflection on this past year, lessons learned, the good, the bad and the ugly 😆 Merry Christmas!

Merry Christmas and wishing you all the best in 2025

Thank you and Merry Christmas and Happy New Year too 🎉 ❤

Wishing you both the happiest of holidays. Have thoroughly enjoyed sharing your “new” journey with you. Enjoy the time with family and friends. What a great way to end this special year.

Merry Christmas. Would like a video of Brazil faith based Christmas looks like.

Merry Christmas and Happy New Year! Video idea: Financial highs and lows of 2024

Merry Christmas! All the best for the new year. Enjoy the time with your family

Merry Christmas and Happy New year ❤

Happy Holidays. I will come to a subscriber meetup in the future

Merry Christmas! All the best!

Show us Brazilian Christmas.

I'm 55yrs old I make $28k weekly, I have a house and cars, Just hit 1 million in retirement and $300k emergency fund. Started this journey literally a year ago, Y'all can do it sacrifice a little today for a greater tomorrow.

Nice job on the budget! We're on the retirement/severance package for one more month, so in 2025 we'll be living by our wits and our plan just like you guys! Our 13 year old is now more interested in traveling so 2025 will be a hybrid year for us. He'll finish 8th grade (through May) while we're updating passports, researching online/homeschool and setting up some travel plans. We'll do some test travels in 2025 and if all goes well, we may be joining you as full-time travelers in 2026...including selling the house! Thanks for all the great tips and inspiration!

Great video guys! I would love to understand at what point you shifted from growth stocks to dividend growth stocks.

I love your monthly updates. Kudos to a great month, good budget!

Have fun in 2025 with your travels. I am going to pay off rentals in 2025

That's amazing! 8 months in $28K USD is amazing. If that were my expenses I would be extremely happy too. Cheers guys!

I may have missed this one as I have been traveling for 35 days.

Exciting! I think both of you will be fine. It shall be interesting to see how the next 4 months go. I am thinking y'all got this! Bravo! 😊❤

Thank you for sharing. We are at the edge of retirement and you are really inspiring us. We’ve been taking off 4 times in the last 6 years visiting USA Canada 4-6 month at a time with our dog in a Travel trailer. We are planing visiting the world or some parts of the world and can wait in what kind of adventure your are getting into in 2025. Enjoy your time in Folrida sunshine state. For us we will continue packing up $$ until we think it is enough.

Hi guys. We will be in Bangkok in November. Oct 27 to nov 15 as well

That's impressive for two people! My US budget is $2400 just for one. Eating out has really escalated the past year here. I do find affordable options on most menus, though. An example, we went out for Mexican this week. My entree was $16. I considered a hors d'oeuvre (nachos), but they were $18! No, thank you! I hope you're enjoying our cool winter weather in FL. Curious, what is your plan against inflation? Is your Canadian "social security" adjusted for inflation? Maybe an idea for a video(?).

Breaking down a budget by day gives a whole new perspective. I've been to 40 countries but am back in the US. Everyone thinks living in America is expensive but it doesn't have to be, I rent a fully-fitted loft in a major city, use public transit & rideshares, cook at home but get food delivered twice a month, watch lots of streaming services, have high speed wifi & smartphone, decent health insurance and live a comfortable life on $60/day ($1800/month). I'd move if I could find someplace cheaper that's as convenient!

"we are not going to go to our Condo until 2026"... Until 2026 ?

Where in Florida are you? What was the cost of tickets from Brasil to Florida?

Really like your categories breakdown. Nicely captures everything. Out of interest - do you categorise subscriptions (like netflix, spotify etc) under miscellaneous? Thanks!

Curious about our Travel Gear? firewego.com/gear

Great numbers! Where will you be in 2025?😊

With 1,000,000 in a brokerage. You also borrow vs you account. Access to 500,000 to 750,000 at low interest. Depends on the brokerage

Getting our home ready for selling has been huge, a bigger job than we anticipated! ... We are on 3 acres, and the weeds grow faster than we can keep up with 🤣 but when we finally sell, our retirement bucklist is to travel for two months, then home for one, throughout the coming years.

Been watching your videos now for the past year, love them. Thinking of hiking the Camino ourselves in a few years. Was there any good guidebooks that you can recommend?