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did you old farts know you'd be retrieving? because not sure how anyone affords it inch worm wants to know too

Retired and 60yrs. old. I love to travel during retirement but my wife insist that we can use the extra money for new suv, house renovation, grand children college fund etc. etc. instead of wasting money on trips. Any advice? Thanks.

All five points are valid and relevant - excellent video.

1. I retired in January 2024, at age 73 years 4 months. I had planned to retire in 2020, after turning 70, but we all know what happened in 2020, with the market and COVID. No sense retiring, once the Biden Administration, and his troll Fauci, shut down the country with BS regulations and we couldn't really travel. I do sometimes wish I had retired a few years earlier, but my wife and I are still in pretty good health overall. 2. Since retiring, I haven't yet curtailed our spending, but I will by year end. Having spent my lifetime in two different careers in the financial world, and a third career as a college professor, I practiced what I preached, ignored those "Financial professionals" with a hatred of anything they can't earn a fee on, and supplemented our Social Security incomes with income annuities. Beginning in August 2024, when I "turn on" 2 of our 4 annuities, we will enjoy a 6 figure income to support a comfortable lifetime, with over 55% of our income, income tax free. 3. Health wise, I am moving in the right direction. I started the carnivore diet in August of 2023 and to date, I have lost 56 pounds. I will continue on this diet for another 65 lbs., at least. Since February, 2024, I have been going to the gym 3 days a week. 45 mins on the treadmill and 20-30 minutes on weights. It's never too late to start working on your health, and there is no better use of your time. 4. I haven't really started any new hobbies yet, or volunteering, but I plan to within the next 5 months. I did volunteer to be a Poll Watcher for my local Republican Party, where I am also volunteering by assisting in voter outreach. After the elections in November, I will be looking for opportunities to assist seniors and our military veterans, with financial issues and taxes filing, through pro bono financial planning and retirement planning services. 5. Since last Thanksgiving, when we spent the week in Blue Ridge GA in an Air BnB mountain cabin, we have been on a number of road trips. We spent Christmas at Virginia Beach, VA, with our daughter and her husband, in January we hosted our son and his significant other here at home. In February and March we went to Air BnBs in NC and SC, also at the beach, and in April we visited The Villages, FL for a lifestyle visit. I loved it...but my wife, not so much. She prefers our 6 wooded acres. Over the past 8 weeks and for the next 4-6 weeks, we have been fostering kittens. Once they are old enough to spay or neuter, they are put up for adoption. Once we get through fostering the group we have now, we plan to get back on the road to Western PA and Eastern TN. My wife has a goal of visiting all 50 states and I plan to see that she does. In my many years "on the road," I have already visited 41 of them...although landing in Anchorage Alaska at 2 am, and getting snack in the airport snack bar, on the way to Viet Nam in 1969...I am not sure that counts, so we are looking forward to an Alaskan Cruise to check that state off our list. Happy Retirement folks.

I have lived 11 years in my home now, I had to ask my wife what was the name of my neighbor, Life Is Good (:

I appreciate the honesty and humour of you all. It is refreshing to hear people admitting that aspects of their lives aren't thst great. A pleasant change from the majority of peple who boast about how great they are how many friends they have, what wonderful holidays they have etc etc.

Like the inchworm crawling up his chest and shoulder starting at 3:30!

This is my favorite channel. Despite the dip in crypto. I still thank you for the level headed financial advice I started crypto investment with $7,500 and since following you for few weeks now, l've got 25k In my portfolio. Thank you so much mrs This is my favorite channel. Despite the dip in crypto. I still thank you for the level headed financial advice I started crypto investment with $7,500 and since following you for few weeks now, l've got 25k In my portfolio. Thank you so much mrs Elena Stein

Great PSA brother. I get contacted by more scammers than family. How sad is that LOL. Thanks for sharing.

1. Retire earlier 2. Spend more money sooner 3. Take better care of your health 4. Get a hobby 5. Travel more

What is the health.gov subside for retiree making $70K?

Thank you very much for the video!

Hindsight is 20/20.

Retired at 62 due to health issues, couldn't continue at job I had for 28 yrs. No one would hire me for another job, so burned up savings then had to take early retirement at 62. Not a good situation, between me and my wife's retirement we can barely make ends meet. No travel, hobbies or even recreation. It sucks!!! Live life while you can, you don't know what tomorrow will bring.

Honestly , for me,travel is over rated. Better to live in a place you love, and stay active everyday . But I travelled extensively for work. Air travel is a soul crushing claustrophobic nightmare. Since I retired, I have focused on family and fitness. I won't regret either.

Retired last November through redundancy 6 months earlier than I had planned. Have no regrets and no thoughts on working life . I have a granddaughter in the USA who is 18 months old, I have planned to visit her 3-4 times a year so I see her grow and not once a year. I golf and have virtually quit the gym golfing 5 days Is enough plus wife who is working still keeps me busy. I also have a great granddaughter in the UK who lives locally so help her Mom out with nursery runs etc. life is good I try to stick to the budgets we have

Beware is right!!! Surprisingly, all age groups are getting scammed. The age group most vulnerable to scams is not boomers. It's actually the 18 to 24 year olds.

No regerts!

With regard to learning a musical instrument, there's a lot of libraries that have instruments that people can borrow. You could borrow it for a while to see if you like it before making the commitment to buy one.

Elderly applies to folks 80 or older, not to those in their early and mid 70s.

Today my wife and me just returned from New Orleans, next trip will be to the panama canal. enjoying retirement . Another thing retired people can do is have a RUclips channel, try it for the love of making videos and remember to have FUN !.

Go job, bro 😂❤❤

54 . Biggest regrets is not having a skill , and having a crappy job making $50000

That is a very poorly written scam letter. They need to take some courses in copy writing -:) I am amazed that people fall for this BS.

I might add that for myself finally having the time when I do retire, to read "War and Peace".

OMG when my business fax worked, heck I'd get those daily from somewhere in Africa. I think other places too but mostly Africa! My poor mom with dementia would get calls that her grandson was in jail. Well she knew her grandson was flawlessly perfect so even with dementia (which btw does not mean you are stupid!), she knew there was no way it was possible. But, then she would either call me or her grandson to be sure. lol She got that call many times! Scary stuff though for sure!

Thank you for making this clip and sharing. I'm 63 and have started you retirement a serious look. What you shared " hit home"; thank you again.

Thank you for sharing this. I wish there was a way to punish all these scammers. I hope karma does its thing. It usually does.

Retired and bored, start a RUclips channel 😊

It’s a scam easily identified, hey Scott can you give your email or LinkedIn I’d to contact you?

Good stuff.

What blows me away is that people have been duped into the concept of working toward retirement. I think by the financial institutions. I'm now 65. But i have never held a real job. Never saved for retirement because i have lived life that way from the get go. To me, this idea of how much cash do i need to retire is baloney. And trying to figure out what you are going to do with yourself is also baloney. The trick is to have lived your life all along. Because its your life to live.

Definitely a scam. All they're doing is fishing for your info such as banks accounts. Write back to them stating this is a letter is from my uncle before he passed away stating that he fired you and hired Morgan and Morgan. 🤣🤣

The book of Ecclesiastes is good retirement knowledge. All is well just follow the guidelines.

The trees in the background almost look like a painting. Don't let money be your guide to when to retire. Many people wait and then are not physically able to enjoy retirement. Try downsizing, and get out of debt.

What is snowbird

I'm a sugar addict too. It's hard to kick or reduce! I started baking my own cakes so there isn't a lot of toxic ingredients. 😂

Dear Scott. I love your videos because I'm approaching the age when you retired. My only complaint is the audio. It comes through only the right headphone. Hope you'll fix it. Your friend from India. Puru

Please plan to visit KENYA.I love your videos

I’m 79 and have never travelled so much. I live in Australia and am traveling to Europe 2-3 times a year for 6 weeks at a time. I’ve also been to Japan once and Cambodia twice in 2022-23. I also go to the country several times a year to play golf.

Many red flags. Kenya

In my fifties, I'm increasingly drawn to investments that could help me fund my retirement. I've heard of people who made hundreds of thousands of dollars during these market crashes, and I recently listened to a podcast where the host made over $650,000 in less than a year. What is the secret to such returns?

Retired at 60 in 2016. I got into HAM (Amateur Radio) just 2 years ago. I love it, so much to learn, and way more interesting than I thought it would be. Joined a HAM group near me and we do a lot of community projects, monthly meetings, and get-togethers.

"Research" based on 7 neighbors?... That definitely is not a scientific sample...

There are a few contradictions. If you spent more and traveled more when you were younger, then you will have to retire later in your life. You retire when you have enough money to do so BUT you don't know how long you will be living thus you don't know how much minimum money you need.

My mom has taken letters and text messages to the bank. Especially when the messages say they are from the bank. Turns out they were a scam not from the bank. Even when I read the letter and then the text message I wasn’t sure if it was scam or not. My daughter now works at a bank and said they love it when people come in and ask if something is true or a scam. The employees hate seeing people scammed out of their money. You can also ask a police officer.

Thanks it is very nice topic to talk about it.

These people retired at 65 and regretted not retiring earlier. I’ll go along with that. What will future pensioners say with western governments pushing retirement age up to 67/68? Get rid of debt and keep active well before retirement.

People retired at the age of their choice for many reasons, and it isn't a good thing to regret it. Either to retire earlier or later in your life, keep fit/healthy and saved enough money for the next 25-30 years is a good goal. My wife and I are in our mid-80s, and we live a good independent life financially, physically and emotionally. To God be all the glory!

We can't wait to have time for hobbies!!! We are still in the rat race of life and do not have time to pursue passions or hobbies.