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Hello! First And foremost thank you for all of the knowledge information you’ve given us thus far, my question to you is the home I’m purchasing is well below what I was approved for. The home is amazing and everything is fine except there’s no washer and dryer will the usda allow you to use the extra funds to purchase one?

Do they help with closing costs?

At mine they’ve installed conveyor belts so they roll out a belt full of stuff and every 15 minutes they pull the belt back in, the stuff empties into a large bin, and then ass the belt rolls back out they drop stuff on it from an overhead bin. Absolutely nuts

Here to support!!

Hi Jenny . I am one of those people who have been watching your usda direct videos and they have been extremely helpful. I am in the process of buying with usda direct and just like your experience, the first house we put an offer in has foundation issues. Thank you so much for giving us the heads up . I wanted that house so bad but it looks like it’s just not a good fit . Thanks again !!!

Very sweet! I love the natural woodwork...

I believe Craftsman style was c 1920s 1930s? I live in a Craftsman style home and the date on the porch is 1937.

Maybe slow down a bit with the camera.

Thank you for letting us see your home. It is beautiful. Praying you and your family have many happy, healthy, and fun years in this home

All of the owners before you have taken really good care of this house. It's beautiful. It would be my forever home, as long as I had air conditioning. Lol

At least they didn’t paint the doors and woodwork upstairs. Beautiful home! 😊

You are blessed! What a lovely area to hang out

Pray yours health .

lovely. Enjoy!

How long was it before you saw the credit check was done?

Lovely house

Thanks for showing us the house! So happy you and your husband decided to make this part of history your home! Love the design on the steps to the upstairs!

How long did it take to get approved for for your direct usda home loan start to finish

Hi so I have a question. So after your final walkthrough…. To make sure everything was how you wanted it and before u received your keys. Did you guys go to another closing. Like as far as the paper work and things you had to provide? Did you have to show them anything else or take anymore statements from you bank?

What is the website to apply for a usda loan

I am a realtor in the state of Michigan. I have become very experienced in helping my buyers purchase their home with this type of loan. It can be very stressful and complicated to do it by yourself. If you would like help, please let me know!

Did you fill out the application yourself or had a packager fill out ? I was wondering what option would be the best.

Wait, you got your money back that you paid for home owners insurance?

I qualify but I’m renting an apartment, do I have to be without housing or it doesn’t matter?

Im 23 can i qualify if i meet the requirements, also do you know if i can get the loan for a new construction home thats being built in a rural area?

Can you qualify for this loan if you currently rent an apartment or is it better if you don’t have stable housing?

Omg ur voice is soothing the knowledge is impeccable. Ive been researching usda and everything u said i have written down and not piece together. You’ve put everything together. Im nervous to try but i don’t have much time to try.

Hi Jenny, thanks for these videos and congrats on your new home! 🎉 I wanted to ask, is there a certain amount of reserves required in your bank acct at closing? I know w/ the FHA loan, they require 3 mths of mortgage payments in your bank acct at closing. Thanks!

Congratulations on your new home!! It’s beautiful! What a dream! Thank you for sharing all your info. God bless ❤

Thanks for taking the time to put these vids together

Great informative video! 👍🏾

Hello i have a question.since the program is O downpayment.do you need to pay closing cost?

What was your credit like?

Very helpful, thank you so much. I was really looking for someone to do this do I could even know where to start.

Will usda direct let you buy land and a modular home to put on said land or do you have to get the construction usda loan?

Hello, I applied for this program is November 23. We got an update stating our process wouldn’t be able to begin until more funding is recieved. It stated it could take 180+ days. Feeling so discouraged, can you let me know if this can be a longer or shorter process? Thank you 😊

Thank you so much for this great informative video!

Hi, really really really thank you very much for this great information about this program Please what is the 180 days later from usda?

Thanks for the info. What's your monthly payment look like?

What Mortgage/Realtor company did you use?

Your house is GORGEOUS! I love it so much, congrats 🎉

I'm looking for a small condo. The thing is post pandemic mutated the market! 100k for a no frills 1br condo. To add to that, HOA fees can go up to $900! No heat included. Sometimes I get really discouraged.

Thanks for this. I'm low income because of a disability. I'm in a bad environment right now. It wasn't always like this, but it what it is. This may be what I need. I'm in Connecticut, and post pandemic has priced me out. Something that was $30,000 at the beginning of the decade will now be 100,000. The interest rates are crazy also. My savings then would have been enought to pay cash on a tiny place, but now is an insufficient down payment. Thanks for a light at the end of this tunnel.

How much was your appraisal?

I am interested in doing the usda I was wondering when you use all that money to purchase a house how do they figure out how much your mortgage is? And is all that extra money you have left over yours as well?

Do you happen to know what range of credit score they look for on the direct loan program.

How are your payments figured? By amount of loan or by income?

Hi so we are USDA direct right now and we just did the inspection. Did you run into any electrical concerns with the appraisal? We are trying to figure our exactly what needs to be fixed?

Loved your videos. Very informative. I had a question on being self employed. I have the feeling you have the same type of business that we do. What type of income verification did you need? Will they look at business bank statements and not tax returns which show deductions. Thanks so much.

Did you guys find your well by chance