Dr. Jubair's Finance
Dr. Jubair's Finance
  • Видео 204
  • Просмотров 665 155
How Compound Interest ACTUALLY Works on Investments
Trading 212 📈
Join Trading 212 Invest with my link, and we will both get free shares:
www.trading212.com/promocodes/JUBAIR
If you have signed up and not received a share, use the Promo Code:
"JUBAIR"
Invest Engine 📈
Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply):
investengine.pxf.io/jW04nM
InvestEngine® is a trading name of InvestEngine (UK) Limited, a company incorporated in the UK with company number 10438231. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128). Capital at risk.
Instagram:📷📸 ( I respond to all messages on here)
drjubairsfinance
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Просмотров: 1 023

Видео

How to Invest in S&P 500 Index Funds on Trading 212
Просмотров 1,9 тыс.12 часов назад
Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of InvestEngine (UK) Limited, a company ...
Are Premium Bonds Worth It? What I Won in 19 Months!
Просмотров 2,6 тыс.День назад
What I won with £10,000 in premium bonds since the end of 2022. Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEn...
Monzo Investment App: Best Choice for Beginners?
Просмотров 97214 дней назад
Join Monzo Here: join.monzo.com/c/tt5wmgm Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading nam...
The Best ETFs That Beat The S&P 500: Can They Make You Rich?
Просмотров 2,6 тыс.14 дней назад
Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of InvestEngine (UK) Limited, a company ...
Cash ISA Or Stocks and Shares ISA: How Much is The Difference?
Просмотров 1,8 тыс.21 день назад
Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of InvestEngine (UK) Limited, a company incorporated in the UK with company number 10438231. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128). Capital at risk. Try the calculator here: i...
Trading 212 Debit Card Review: It's Amazing!
Просмотров 2,6 тыс.28 дней назад
Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of InvestEngine (UK) Limited, a company ...
Trading 212 Portfolio Update June 2024
Просмотров 2,8 тыс.Месяц назад
Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" The Brokers I Use: Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of InvestEngine (UK) Limited, a com...
£100/mo InvestEngine Portfolio Update June 2024
Просмотров 1,8 тыс.Месяц назад
Join InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of InvestEngine (UK) Limited, a company incorporated in the UK with company number 10438231. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128). Capital at risk. Financial Advisor: Use...
How I’d Invest £20,000 In a Stocks & Shares ISA (in 2024)
Просмотров 3 тыс.Месяц назад
The Brokers I Use (For my ISA): Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of Inves...
The Best Global ETFs: Trading 212 Beginner's Guide
Просмотров 2,9 тыс.Месяц назад
Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" The Brokers I Use: Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of InvestEngine (UK) ...
Trading 212 Guide for Beginners 2024 (step by step investing)
Просмотров 2,6 тыс.Месяц назад
Trading 212 tutorial for 2024. Beginners guide to Investing. Step by step guide on how you can start investing with as little as £1. What you should know about investing before you start and how you can make the most out of your money. I will teach you how to invest in stocks as a beginner in 2024. In this video I'll give you a complete breakdown of how to get started with investing your hard e...
Trading 212 Goes All Flexible with ISA and Cash ISA
Просмотров 4,3 тыс.Месяц назад
Trading 212 has just made everything flexible regarding their ISAS. Thanks @TheDividendExperiment for spotting this! Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" The Brokers I Use: Invest Engine 📈 Bonus of up to £50 when you invest at least £...
£100/mo InvestEngine Portfolio Update May 2024
Просмотров 1,9 тыс.Месяц назад
Join InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM InvestEngine® is a trading name of InvestEngine (UK) Limited, a company incorporated in the UK with company number 10438231. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128). Capital at risk. Financial Advisor: Use...
Trading 212 Portfolio Update May 2024
Просмотров 3,5 тыс.Месяц назад
Trading 212 portfolio update for the month of May 2024. Trading 212 📈 Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" The Brokers I Use: Invest Engine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04...
Trading 212 Just Beat Every Bank with this Cash ISA
Просмотров 5 тыс.2 месяца назад
Trading 212 Just Beat Every Bank with this Cash ISA
New Trading 212 Card Has the HIGHEST Cashback?
Просмотров 2,6 тыс.2 месяца назад
New Trading 212 Card Has the HIGHEST Cashback?
The Best S&P 500 Index Fund: Trading 212 Beginner's Guide 2024
Просмотров 7 тыс.2 месяца назад
The Best S&P 500 Index Fund: Trading 212 Beginner's Guide 2024
My YouTube Earnings April 2023 - 2024
Просмотров 1 тыс.2 месяца назад
My RUclips Earnings April 2023 - 2024
How To Self Assessment Tax Return 2024 - Step by Step Guide (TaxScouts)
Просмотров 3,6 тыс.2 месяца назад
How To Self Assessment Tax Return 2024 - Step by Step Guide (TaxScouts)
How much cash should you hold in your Trading 212 Portfolio?
Просмотров 2,1 тыс.2 месяца назад
How much cash should you hold in your Trading 212 Portfolio?
Can You Retire Tax Free? Trading 212 Guide For Beginners 2024
Просмотров 5 тыс.2 месяца назад
Can You Retire Tax Free? Trading 212 Guide For Beginners 2024
Are Premium Bonds Worth It? My £10,000 Winnings
Просмотров 7 тыс.2 месяца назад
Are Premium Bonds Worth It? My £10,000 Winnings
My Trading 212 Portfolio is Down! Blame the S&P 500?
Просмотров 7 тыс.2 месяца назад
My Trading 212 Portfolio is Down! Blame the S&P 500?
Revolut Investment App Review
Просмотров 4 тыс.2 месяца назад
Revolut Investment App Review
Robinhood Investing App UK Review
Просмотров 1,4 тыс.2 месяца назад
Robinhood Investing App UK Review
£100/mo InvestEngine Portfolio Update April 2024
Просмотров 1,8 тыс.2 месяца назад
£100/mo InvestEngine Portfolio Update April 2024
Trading 212 Portfolio Update April 2024
Просмотров 3,2 тыс.3 месяца назад
Trading 212 Portfolio Update April 2024
Why I chose Trading 212 for my ISA (Again)
Просмотров 2,9 тыс.3 месяца назад
Why I chose Trading 212 for my ISA (Again)
I Maxed Out My Trading 212 Stocks & Shares ISA on the First Day
Просмотров 9 тыс.3 месяца назад
I Maxed Out My Trading 212 Stocks & Shares ISA on the First Day

Комментарии

  • @ManagingMarathons
    @ManagingMarathons 46 минут назад

    Great video - thank you :) I opened a 212 investment account. Created own pie £500 with fractional shares (US most popular shares) - all good. Later topped it up with a further £500. They now show separately in the same investment account as 'Portfolio' (in blue) and 'Free Funds' (in green). Do you know how I move the 'Free funds' into the Portfolio please? TIA

  • @ManagingMarathons
    @ManagingMarathons 47 минут назад

    Great video - thank you. I opened a 212 investment account. Created own pie £500 with fractional shares (US most popular shares) - all good. Later topped it up with a further £500. They now show separately in the same investment account as 'Portfolio' (in blue) and 'Free Funds' (in green). Do you know how I move the 'Free funds' into the Portfolio please? TIA

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 3 минуты назад

      If it's in a pie, you'll have to top up the pie

  • @thomaskuttypa6005
    @thomaskuttypa6005 2 часа назад

    Hai Jubair, I have a doubt regarding the self assessment, If i invest in the portfolio in Trading 212. Do I have to do the self assessment at the end of the financial year.

  • @deanmartin9358
    @deanmartin9358 4 часа назад

    well your advice works for me Jubair keep up the good work have a great weekend

  • @luisluis5306
    @luisluis5306 11 часов назад

    I just need to get on with it and open a ISA.

  • @Dr.JubairsFinance
    @Dr.JubairsFinance 14 часов назад

    Join Trading 212 Invest with my link, and we will both get free shares: www.trading212.com/promocodes/JUBAIR

  • @mriaz5228
    @mriaz5228 16 часов назад

    your name sounds like you are a Muslim, if so, you should be ashamed of dealing in and promoting compound interest...

  • @stevesmart2545
    @stevesmart2545 18 часов назад

    Silly question but aren’t savings and investments different things? I understand where compound interest applies to savings but I don’t see it applies to investments I.e. stocks and shares. Or am I missing something?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 17 часов назад

      Technically stocks don't receive compound interest, but they can benefit from compounding value. So essentially the return on the principal amount can be considered the interest. If a stock grows by 5% each year and it's not withdrawn, then it will behave similarly to a bank account that pays the same amount (minus fees). I hope this helps

    • @stevesmart2545
      @stevesmart2545 15 часов назад

      @@Dr.JubairsFinance thanks for answering my question. I thought I was missing something, but you have confirmed my understanding of the term, and and that, in my view, CI doesn’t really apply to shares.

  • @noonecaresm8641
    @noonecaresm8641 20 часов назад

    I'm currently almost at 1 year mark, 39 more to go.

  • @realbartie
    @realbartie 20 часов назад

    Your T212 ISA appears to be all in cash and committed to a trade. Out of interest (pun intended), what is that? You're not trying to time the market are you ;)

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 20 часов назад

      It's actually all invested now. Nice pun. I am human at the end of the day, I get excited with new market highs, I try my best to stay on course. One of the reasons why I made this channel!

  • @deltaechomusicnh555
    @deltaechomusicnh555 21 час назад

    Misleading thumbnail.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 20 часов назад

      Start with £10k, deposit £500 per month for 30-40 years, 1 million is definitely not out of the question. This was the point of the video. I'm sorry that you were mislead by it.

  • @DaKoolDude
    @DaKoolDude 21 час назад

    clickbait thumbnail

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 20 часов назад

      You don't think with regular contributions and a good time span, you can't make an initial investment of £10k into £1m?

  • @dharmesh4
    @dharmesh4 День назад

    They are the only SIPP provider that lets you trade in individual stocks at low price. I have a SIPP from old pensions in Freetrade, ISA in T212 and another SIPP with Vanguard to move money above £85k from Freetrade

    • @Dr.JubairsFinance
      @Dr.JubairsFinance День назад

      Definitely a benefit, I really liked FreeTrade actually. Also I think Trading 212 are late to the SIPP game

  • @chrismunt8443
    @chrismunt8443 День назад

    Active management. Very high fees. Avoid.

  • @sophiezhang.
    @sophiezhang. 2 дня назад

    He’s doing good

  • @xsweatyspagetti7487
    @xsweatyspagetti7487 2 дня назад

    I can’t for the life of me figure out how you just take profits. When I go to sell, it just sells my shares not my profit? Can someone explain to me what I’m missing

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 2 дня назад

      There's no such thing as "profits". When you buy a share and it increases in value, you can sell that share for higher. You can't scrape away an imaginary number from the shares you have.

  • @acmramon
    @acmramon 2 дня назад

    Hi Dr. Just a quick question: if you want to take out your profit example from Tesla, do you sell the whole stock and rebuy minus the profit amount? Cause T212 doesn’t have a separate pot for profit. Any suggestions? Ty

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 2 дня назад

      I don't recommend trying to do this. First of all, your question implies that you're not sure about it, which makes me nervous. Let's say you brought 100 shares for £100 and the current price increased to £150, if you sell £50 worth, then you will have £100 left but fewer shares. There no guarantee that the share price won't decrease again, so it's pretty risky to do this. You can't always guarantee "profits", the stock market is pretty volatile.

    • @acmramon
      @acmramon 2 дня назад

      @@Dr.JubairsFinance ok thanks. Just in one of your previous videos you said you prefer to take profit not to hold for long term and i wonder how you do it. And those stocks won’t go up all the time i think, at some point they will go down or stop. Or maybe the market will crash one day😕

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 2 дня назад

      @@acmramon When I said take profit, what I meant was: to sell all my shares and realise a profit. I think there is confusion on social media with all of these "trading gurus". Sorry to add to the confusion! Maybe I shouldn't have used this term.

    • @acmramon
      @acmramon День назад

      @@Dr.JubairsFinance ok, thank you. Im not selling anything. Only worry for me is if the market will crash one day😒 like a ,,guru,,😅said on yt because of the AI

    • @Dr.JubairsFinance
      @Dr.JubairsFinance День назад

      @@acmramon Every market that is high now, has always crashed before.

  • @DimitrisPapastergios
    @DimitrisPapastergios 2 дня назад

    Use promo code: 11Q8O5FNb6 to get a free share

  • @gamesmaster90
    @gamesmaster90 2 дня назад

    Doesn’t it get complicated having ISA’s on different platforms? How would they know? Would I need to do the self assessment and declare it?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 2 дня назад

      ISAs are exempt from Tax, so no need to include in self assessments

    • @gamesmaster90
      @gamesmaster90 2 дня назад

      @@Dr.JubairsFinance but if I have 3 platforms and 20k in each of them then I’ll be taxed and have to declare it.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 2 дня назад

      That's not true, all ISAs are tax free, are you talking about a general investment account?

    • @gamesmaster90
      @gamesmaster90 2 дня назад

      @@Dr.JubairsFinance what I mean is altogether I will have 60k as my ISA’s are spread on 3 different platforms. As I have a 20k tax free allowance per tax year, then isn’t my 40k extra taxable?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 2 дня назад

      Its a 20k tax free deposit, not the maximum you can have! Your ISA can grow to an unlimited amount. I hope that helps.

  • @johnmarvis2765
    @johnmarvis2765 3 дня назад

    Do Robinhood app work in Nigeria

  • @UKCaribbeanTV
    @UKCaribbeanTV 3 дня назад

    Orange how can I invest to make passive income

  • @ystay12851
    @ystay12851 3 дня назад

    this might be a stupid question but i'm a complete beginner and was wondering... if the return is only in pennies what's the point of continuously investing? will the money we put in really grow to be worth it (give back more and more) or is it better to just stick to an ISA? i want to save up for a wedding and have a >5 year time

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 3 дня назад

      First of all, it's pretty risky to only plan to invest for 5 years, within that time, the stock market could be down and require more time to get back to normal. Also, the return on the stock market is a percentage of what you initially have, so for me it's not pennies, it's tens of thousands, even per year. So as long as you are planning to be consistent, it's really really worth it, in my opinion. When you begin, it's pretty tough, but you will realise how powerful it really is.

    • @ystay12851
      @ystay12851 3 дня назад

      @@Dr.JubairsFinancethank you for replying, i want to stick to it long term. Can i ask..when it says 0.20p return or something like that that doesn't mean 20p return? it equates to more? or does it only equate to more when the companies do better and their stock value grows? + i think i need to research and learn the compounding effect maybe to clear my confusion?

  • @AndeeLee-yi4ot
    @AndeeLee-yi4ot 4 дня назад

    SMART Research Department offers daily free options strategies to smooth your investment path and elevate your earnings to new heights!

  • @nailaumar3658
    @nailaumar3658 4 дня назад

    Hi bro how we can put our money for premium bonds? How we can take our money if we need and how long does it take?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 4 дня назад

      You can deposit money through the app or through calling their hotline. It takes about 5-7 working days to get your cash after you withdraw this, but you can request to withdraw at any time.

    • @nailaumar3658
      @nailaumar3658 4 дня назад

      @@Dr.JubairsFinance thank u very much

  • @deltaechomusicnh555
    @deltaechomusicnh555 4 дня назад

    1:30 The S&P 500 is not a UK based ETF, it is a USA based ETF 😂. This is concerning cause if you don't even know that, do you even have a clue what the underlying assest in the S&P 500 are?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 4 дня назад

      You clearly didn't listen to the entire sentence, I said UK based ETFs denominated in pounds, and the video is about S&P 500 funds. I stated over 3 times what the S&P 500 invests in.

  • @Negan_1
    @Negan_1 4 дня назад

    Big help - thank you!

  • @willewinky
    @willewinky 4 дня назад

    I've now won £400 on £11k saved since September 2023. I'm pleased with my results and consider myself lucky.

  • @13mowe
    @13mowe 4 дня назад

    i discovered the hard way what leverage 3x long is

  • @serpe7gk
    @serpe7gk 4 дня назад

    Are you buying VUSA as well? Recently I made my first investment by buying 30 shares but I think I'm regretting it. Since I'm going in the long run (at least 15 years) maybe it would have been better to go with the accumulative version. At first I liked the idea of receiving directly the dividends in my portfolio. In my country (Greece) ucits aren't taxable and I think we have a minimal fee of 5% regarding the dividends which I don't mind, it's just the total amount in the long run won't reflect my real gains If don't manually reinvest them back to the etf. Is there a way to switch to VUAA on Trading 212 without having to sell the stocks and rebuy?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 4 дня назад

      Unfortunately you can't just switch over, but if you're investing for the long term, I can almost assure you that you will not worry about 30 shares, as you'll have so many more of the one you want in the future.

  • @JasonEyermann
    @JasonEyermann 4 дня назад

    I don’t know what you mean when you say interest on shares. As money on shares, there is no interest on your money unless you lend your shares out. Am i missing something

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 4 дня назад

      I mean it has appreciation on shares, interest is therefore the growth on the value of the shares you hold, hope that makes sense?

    • @JasonEyermann
      @JasonEyermann 4 дня назад

      @@Dr.JubairsFinance ok thanks for clarifying. I only started buying last month so I thought I missed something. You actually said compound interest. Which if it’s just appreciation then there is no compounding(as far as I can see). Unless you factor in dividends which I guess if you choose acc then it’s sort of compounding. Cool anyway I just subscribed to your channel

  • @Joe-uv9jo
    @Joe-uv9jo 4 дня назад

    I've been trying to build my stocks isa and was wondering if I should invest in this for that reason.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 4 дня назад

      You should invest only if you feel like it's for you. I'm just here to give some information! Good luck

  • @Harihar_Patel
    @Harihar_Patel 4 дня назад

    I have a portfolio of £547K, currently just hold 3 stocks, MSFT, ASML and V. It's more important to own the right companies, avoid the losers as they hurt your returns.

  • @deanmartin9358
    @deanmartin9358 5 дней назад

    hello Jubair somehow i missed this post youtube changed my settings well so following your guide im £ 300 up this year june july 2 wins on a £800 purchased in march so once again thanks for your fantastic advice im now looking forward august already have passed on your channel many thanks have a great week

  • @darrenjkhq5470
    @darrenjkhq5470 5 дней назад

    Another great video, that was very helpful and informative. Thank you. The likes of VWRL seems very high at the moment, would it be best to wait for a dip before buying?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 4 дня назад

      If you follow my TikTok, I show how it's so foolish to try and time the market. Who's to say that the VWRL will ever drop enough for you to get back into it, by then you could have missed out on a lot of gain.

  • @nax1807
    @nax1807 5 дней назад

    good to see videos aimed at all levels of investors,

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 4 дня назад

      Thank you! I started this channel aiming at beginners and sometimes I get too ahead of myself haha.

  • @muntaserali7978
    @muntaserali7978 6 дней назад

    Great video. Best of luck for the future.

  • @pagrant
    @pagrant 6 дней назад

    My Mum had around 3000 pounds in premium bonds, and won another 100 pounds this month, my Dad has around 2000 pounds and won nothing. When I was born one of the neighbours bought me a 5 pound premium bonds (when you could buy just a £1 bond, back in the 80s, not won anything on this , but the £5 premium bond is stopping there , just in case I get a win.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 4 дня назад

      Maybe you'll get a win very soon! It only takes one big win to make the wait worthwhile

  • @darrenjkhq5470
    @darrenjkhq5470 7 дней назад

    Love your videos and channel and thank you for the time and effort you put into these. I have just maxxed out my stocks ISA with Trading 212 and all is currently as free funds until i decide on the index fund to trade. I noticed that i have to tick a box (opt in) for my cash to accrue the 5.2% interest, does this mean whilst its unticked my cash is generating nothing? Also regarding the index fund, if i have the ISA maxxed is there anything stopping me investing 100% of my free funds into the index fund and leaving 0 free funds, ie are there penalties for dipping below the £20k as the prices drop etc meaning negative balance? Thank you again

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 6 дней назад

      Hi Darren, thank you for your kind words. You need to opt into the 5.2% rate on uninvested cash in order to get the higher rate as you should be aware that this rate is based on your cash being put into qualifying money market funds (QMMFs), there is a slight risk in these, although pretty safe overall. There is nothing stopping you from using your ISA, exactly how you want to, you can drop below 20k in cash at anytime and be fully invested.

    • @darrenjkhq5470
      @darrenjkhq5470 6 дней назад

      @@Dr.JubairsFinance thank you for your prompt response and all that you continue to teach us, it's very much appreciated

  • @elldabell78969
    @elldabell78969 7 дней назад

    New to learning on 212. I have the cash isa maxed out is it best to take the interest out monthly and invest in to something else?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 7 дней назад

      It's completely up to you! I wouldn't personally take anything out, just keep reinvesting. But obviously this isn't financial advice.

    • @elldabell78969
      @elldabell78969 7 дней назад

      I thought you might say that. I just though the interest I make monthly in that account would Be better invested in S&P 500 or something similar.

  • @finnmcfadden4772
    @finnmcfadden4772 8 дней назад

    stock and shares gave me a much better return.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 8 дней назад

      Yes of course, I only use this as an emergency fund!

  • @skizmo1905
    @skizmo1905 8 дней назад

    THIS IS FINANCIAL ADVICE!

  • @bagofbush
    @bagofbush 9 дней назад

    I had £5k sat for a while without winning and was considering a fixed term ISA instead. Then, out of nowhere, started winning frequently and have decided to keep it there, with a small scheduled payment each month. Today I had 3 prizes! Did you have any luck today?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 9 дней назад

      Amazing! I won £100, so was pretty happy about that

  • @kram9850
    @kram9850 9 дней назад

    Did you just start investing as 41k invested and a negative yield of £500 is not assuring when you are recomending stocks, I have been investing for 2 years in etfs, index and some bluechip stocks and I'm 41% up so what's the deal, I tend not to listen to someone who has a negative balance when a low volatility etf should conservatively give you 10% anual yield

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 9 дней назад

      I'm definitely not forcing anyone to listen to me, it's your life at the end of the day. Not recommending any stocks for anyone. And no, I did not start with 41k, every profit has been reinvested. There will always be fluctuations in the market in the short term.

  • @usama6696
    @usama6696 10 дней назад

    could you do a similar video but with halal ISAs? the interest eared is just haraam money and we would need to donate it to charity.

  • @sueievers8700
    @sueievers8700 10 дней назад

    It’s about time they raised the amount you can put into premium bonds.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 9 дней назад

      Only if they also increase the amount of prizes, otherwise everyone is worse off

    • @sueievers8700
      @sueievers8700 9 дней назад

      @@Dr.JubairsFinance The number of prizes are reflected in the number of bonds held.

  • @TheGeordiePig
    @TheGeordiePig 10 дней назад

    Awesome Vid Juibair! I’ve been rather unlucky so far but hopefully that will changes

    • @Dr.JubairsFinance
      @Dr.JubairsFinance 9 дней назад

      Thanks Cam! It only takes one big win to have your luck change

  • @Dr.JubairsFinance
    @Dr.JubairsFinance 10 дней назад

    ISA has been renamed to "Stocks ISA" There is another type of account now called "ISA", this is a cash ISA: ruclips.net/video/INDU4eR5wdQ/видео.html