The Best S&P 500 Index Fund: Trading 212 Beginner's Guide 2024

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  • Опубликовано: 7 май 2024
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Комментарии • 67

  • @Dr.JubairsFinance
    @Dr.JubairsFinance  2 месяца назад +1

    Join Trading 212 Invest with my link, and we will both get free shares:
    www.trading212.com/promocodes/JUBAIR

  • @IsaidwhatIsaidUK
    @IsaidwhatIsaidUK 12 дней назад

    i started putting money into trading212, not having a clue i used an automatic pie and they put it in bonds etc and i didnt realise that some are actually terribly performing and not stable at all!. i would've left the money like this for months if not years if it wasn't for you. you have taught me a lot just in a short amount of time and i have now sold everything and decided to invest into the s&p 500. I lost £200 but its worth changing it now rather than later! ill add £16k into the s&p tomorrow. thank you so much!!! earned a subscriber 😁

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  12 дней назад

      Absolutely welcome, just don't think that I'm giving out financial advice 😅. It's all still a risk at the end of the day, but the S&P 500 had proven to be a great investment (so far). £200 might hurt now, but we all learn from our mistakes, and then it feels like nothing.

  • @JasonEdwardsPhotography
    @JasonEdwardsPhotography 12 дней назад +1

    Just the video I was looking for. Thank you and keep up the good job.

  • @Zero-Investing
    @Zero-Investing 2 месяца назад +1

    You should do a video on the difference and best choice of the T212 two isas for cash they have at 5.2%

  • @fish_and_chips_2024
    @fish_and_chips_2024 14 часов назад

    Why all of them are ETF? There is no direct index funds?

  • @mariomedawar1770
    @mariomedawar1770 Месяц назад +2

    U helped me alot with this video. Thanks mate

  • @TomsPersonalFinance
    @TomsPersonalFinance 2 месяца назад +2

    Great detailed video, Jubair 😊I don't bother with hedging, but I understand why you like it. The weakening pound has actually helped non-hedged ETFs outperform significantly in recent years. Who knows what will happen in the future though!

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 месяца назад +2

      Thanks Tom! I only like it because I know I won't actually hold it long term anyway. I would go for a lower TER when holding long term like I do with my IE ISA, VWRL

    • @TomsPersonalFinance
      @TomsPersonalFinance 2 месяца назад +1

      @@Dr.JubairsFinance Makes sense 👍

  • @theosuxx
    @theosuxx 2 месяца назад +1

    Thx for the video bro, great content

  • @hibbear
    @hibbear 2 месяца назад +1

    Just what I was looking for!

  • @IsaidwhatIsaidUK
    @IsaidwhatIsaidUK 12 дней назад

    and id love you to do a video on physical gold i dont think you have one yet

  • @ario2264
    @ario2264 2 месяца назад +2

    UCITS means it complies with European financial regulations.

  • @romaniamyland6191
    @romaniamyland6191 Месяц назад

    Man, I am honestly still trying to listen , and is so hard, use less words, more straight to the point. Thank you

  • @dtlittle8
    @dtlittle8 2 месяца назад +1

    Interesting video, Jubair. I'm a SPXP holder myself... I wish I could tell you why 😀
    Would be interesting to see a similar video based on global ETF's

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 месяца назад +1

      Thanks David! Yes, that video is probably going to come out at some point 😀

  • @PTR2K
    @PTR2K 2 месяца назад

    I used to hold the Vanguard S&P500 but have recently changed over to the SPDR S&P500 as they have lower fees

  • @C4d009
    @C4d009 2 месяца назад +1

    Thank you😊

  • @sophiezhang.
    @sophiezhang. 24 дня назад

    He’s doing good

  • @larabaio
    @larabaio 2 месяца назад +1

    Loved the video! Still very much a beginner - with the Vanguard S&P 500 (Acc) I won't be able to work out how much tax I need to eventually pay?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 месяца назад +1

      Thanks Lara. If its outside of your ISA, you still have to pay dividend tax if you exceed the thresholds. I'm not sure how that is calculated though. If you're a beginner, not much to worry about at this stage, you'll have to be making over £500 just in dividends to have to pay tax. Hard to do with the S&P 500.

    • @larabaio
      @larabaio 2 месяца назад

      @@Dr.JubairsFinance Great, thank you for the info!

    • @amandakeegan7459
      @amandakeegan7459 2 месяца назад

      @larabaio3748 if you bought the Accumulation and not the Income version there won't be any dividends. Only a Capital Gains tax when and if you cash in by selling some or all of your holding. There's allowances and different % bands for that which depend on what tax bracket the rest of your income puts you in. It's all on the gov website.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 месяца назад

      Technically, you have to pay dividend tax, even on accumulating ETFs.
      Income reinvested in accumulation units is known as a 'notional distribution', and is taxable in exactly the same way as the income from income units.

  • @Preotasherpa
    @Preotasherpa Месяц назад

    Hi Jubair. Thank you for such detailed content, really appreciate it. Still learning and a beginner here. Could you expand on how long term hold or short term hold play in mind could also be a variable in picking an index fund ETF? For long term hold would you say that S&P 500 mutual fund rather than an S&P 500 ETF is the better option? Thank you~

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Месяц назад

      It's actually pretty simple, if you want to hold short term, ETFs are just not at all suitable. You should look into something else.

    • @Preotasherpa
      @Preotasherpa 22 дня назад

      @@Dr.JubairsFinance Thanks Jubair. I learnt a lot from your videos as I am binge watching them. I think it would be cool if you put down timestamp for each of the tickers, for viewers who return to your videos for a certain information. what your thoughts on Invesco S&P 500 UCITS ETF GBP Hdg Acc
      LON: G500? The hedged ETF (G500) reduces the impact of currency fluctuations, providing more stability in GBP terms, while the non-hedged ETF (SPXP) is affected by both the market

  • @cduffs7
    @cduffs7 2 месяца назад

    Would be very interested to hear your view on s&p vs global…. For example the invesco world fund, with lower fees than vanguard..

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 месяца назад

      If it's set and forget, I'd go with global over the S&P 500. As for what provider, I'd rather go with a higher AUM, such as Vanguard or iShares. What are your thoughts on this?

  • @dubaiproperties2846
    @dubaiproperties2846 2 месяца назад

    Great

  • @gokulhalan8769
    @gokulhalan8769 6 дней назад

    How can I do options & Futures trading with S & P 500 from the UK ?
    Does trading 212 has options trading ?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  4 дня назад

      Hey! Options and Futures are not the goal of this channel, I have no experience in them unfortunately.

  • @ahamedchowdhury6106
    @ahamedchowdhury6106 2 месяца назад +1

    Hey Jubair, hope you keeping well mate... just wondering why you did not include G500 (Ivesco S&P 500 Hedged) its cheaper, the TER I think .07%, please are you able to check this.. thanks

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 месяца назад +1

      £62M assets under management, very small. I didn't have the time to go through everything to be fair. There are some good ones that I would have missed.

    • @ahamedchowdhury6106
      @ahamedchowdhury6106 2 месяца назад

      @@Dr.JubairsFinance Perfectly makes sense as you went for more reliable and bigger one.. thanks.. I just wanted to see what was your reason to go with iShsare :)

  • @clicksongo589
    @clicksongo589 14 дней назад

    can we withdraw at any time and invest as many times in a single month in S&P 500?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  13 дней назад

      You can withdraw as you like, will take some time to settle and process the withdrawal. However, you should be able to buy and sell multiple times a month, even with the S&P 500

  • @tescotime
    @tescotime Месяц назад

    hiya, beginner here.
    do you pay tax on the returns of index funds like S&P 500? also, does trading212 take a cut of the profits?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Месяц назад

      You pay tax on any returns, even on index funds, after you exceed your personal allowances. I would ask an accountant for more information about this. Trading 212, does not take a cut of your profit, no.

  • @Dani-sd7th
    @Dani-sd7th День назад

    I invested 5k yesterday into s&p500 and lost £300 in less than 24 hours 🤣 I hope it pays of long term !

  • @Cosmo38436
    @Cosmo38436 2 месяца назад +1

    That technology etf looks interesting if not a little overpriced atm

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 месяца назад

      Difficult to gauge what the actual value is, but seems a bit overpriced if you ask me.

  • @riddlergorshin
    @riddlergorshin 2 месяца назад

    Spxl

  • @kram9850
    @kram9850 Месяц назад

    Did you just start investing as 41k invested and a negative yield of £500 is not assuring when you are recomending stocks, I have been investing for 2 years in etfs, index and some bluechip stocks and I'm 41% up so what's the deal, I tend not to listen to someone who has a negative balance when a low volatility etf should conservatively give you 10% anual yield

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Месяц назад

      I'm definitely not forcing anyone to listen to me, it's your life at the end of the day. Not recommending any stocks for anyone. And no, I did not start with 41k, every profit has been reinvested. There will always be fluctuations in the market in the short term.

  • @Desperas
    @Desperas 2 месяца назад

    and yuo in - 500 :D

  • @romaniamyland6191
    @romaniamyland6191 Месяц назад

    God, who can follow you, man? Make things simpler, please!

  • @SuperJackster7
    @SuperJackster7 Месяц назад

    Amazing video, coming from someone who’s from the uk and looking to start investing long term in the s&p500. Appreciate it 🫡

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Месяц назад +1

      Thank you so much for watching and commenting, I appreciate it!

    • @SuperJackster7
      @SuperJackster7 Месяц назад

      @@Dr.JubairsFinance no worries at all, what is the best account for investing long term (10 year plus) invest, cfd, stocks isa or cash Isa ?