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Hello Mr. Rowe, I'm a 38yr old Army veteran of 7.5 yr. I'm trying to plan out a move for a year out from now. I'm moving from CA to somewhere near San Antonio maybe like 2-3hrs away from downtown San Antonio. But wanting to know what should I begin with?

If you buy a house in the middle of the year. Will you be exempted for the whole year or just half of the year? Great video….

If you buy a house in the middle of the year. Will you be exempted for the whole year or just half of the year?

Howdy Raoul! I sold my last property in Evans GA (near Ft Gordon) last year, and now I plan to buy land in Zip Code 78006 to build a modest retirement home on acreage lot. Will the Texas Land Board offer competitive rate at 7.25%? Thank you for your service!

Partial reps = 1 full rep

How many inches are there between the holes in the rack?

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Fees are weird, seems pretty high.

This is true except for the PID and MUDs! (frown)

Father is disabled vet he has a property tax exemption on home he resides in - he's thiking about a git deed to his two children - will that property tax exemption stay in place or void as the home is no longer in his name?

How long of a downrod did you use? 18 or 24 inches?

What about the permits and stuff? Constructing a house is one thing. Legalizing it is another. Do you need to get a permit from the state/city-planning? And how do you acquire an official address, set up the water company to supply you with water, and same for electrical power & internet companies?

Thanks for the info, great job

Great tips for anyone embarking on the journey of building their dream home! Planning ahead is key, and your insights on budgeting, surveys, property taxes, and deed restrictions are invaluable. For those in Michigan looking to turn their dream into reality, exploring options like INSULA CAPITAL GROUP could be a game-changer. Thanks for sharing your expertise!

Yes well said

I know im late, but did you have to make a cutout for the cable to clear the housing

Fantastically well… was that an OutKast reference

Does that include when property taxes fluctuate? Do I have to worry about that once I purchase the property? I’m in TX - Bexar County.

You can use anytime of extension cord?

LMAO MASKS DONT WORK

No disrespect. This is a grade A video. However, it's no point at the moment as interest rates are absolutely retarded right now

I love this?!!!!! I love your work. The fact that you took us viewer’s thru a summarized yet crisp detail journey from the preparatory, to the beginning, during, and ending stages?!! I feel like I just went thru a PMCS on how to properly purchase a home, lender, bid mortgage lender’s, choose a realtor/broker, while remaining patient and humble! Thank you Mr. Rowe?! I loved that Willy Wonka 😅 gesture! #HomeLoan #Connoisseur #VA #Howto #Veteran & #CivilianApproved

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Thank you Raoul 👍🏼

Depends on what what state u live in - missouri doesnt honor that

After leaving the military in 1995 I have purchased a total of four homes with the VA home program and lost them all . Two were in a HOA , housing discrimination /forced foreclosure ,third house, home energy scam and a bogus restraining order from neighbors who wanted to buy the property. Fourth house mortgage fraud during closing in 2020. This one I lost everything personal property, credit and house. Purchased in 2020 stopped making payments in 2021 and the lender refused to send it to forclosure. This property was not in the state of Texas. As of February 21,2024 I am now a homeless disable veteran living out of my vehicle. In my opinion and in hindsight,this was a well executed plan to ensure I lose my VA certificate,the prior two forcloseures were quick ,the third property I made no profit and the fourth property was straight up mortgage fraud only I didnt know what was going on until weeks after closing. Afterwards I refused to sell to investors for pennies on a dollar and was harrassed, tortured every single day until I fled from the property. VA was fully aware of my circumstances,the alleged mortgage scam and the property condition when it was sold to me and inspected by the VA inspector. In order to remove this property from my name and the damage it is doing to my credit I have to bring this matter to a federal court. The lender retained a Super lawyer while I was in that house. After I submitted my change of address in January 2024 they responded to me from a nationwide law firm to ensure no lawyer accepts my case. They failed to disclose a major document and major repairs,not one lawyer in my former state would accept the case claiming they had a conflict of interest. In the event I regain my VA certification I would never ever buy another property with them nor do I plan on using the Texas land loan . In my journey I have met others like me lose their house after making substantial improvements and are homeless veterans. We served our country and in my case Desert Storm left me a disabled veteran. The VA promised to take care of US allow US to buy a home with no money down. We make major improvements to our resting place and in a flash we lose it to a HOA trumped up fine or mortgage fraud or housing discrimination. In my opinion this is why there are so many homeless veterans. When you have fought in a war and then have to fight for housing in your own country its more than you can bear. I'm currently parked somewhere on the streets of Texas on full alert wondering how did I get here. Looking at my credit report with the only negative items are VA HOMe loans. Im a few days or maybe a couple of weeks away from maxing out my credit cards. I spent everything I had to relocate to Texas only to find out I cant rent an apartment because of my recent late mortgage payments or there are no vacancies.

Was looking this program. Lots of fees. Regular VA it is.

Hey bro what if you own a home but credit score is not solid. What are your options.

Thank you!!!

Very helpful! Thanks!

Do you have a video on finnancing

Do you have any advice on how to learn everything about buying a home for the first time and the VA loans. Your videos help a ton, just feel like I need more.

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This sounds awesome! My house is for sale now as soon as it sells I’ll be ready to buy in San Antonio.

So it sounds to me like it’s basically buying down your rate just packaged differently.

Howdy, I’m retired U.S. Army looking for rural community near Galveston. I grew up in and have lived in cities while in the U.S. army. Hawaii, the state I grew up in, has hurricane relief fund that increased premium. Is home insurance higher in the Galveston area? Will it be possible to share rural communities with no HOA? Thanks!

Just take advantage of the IRRRL. You can use it as many times as you want to lower your rate and payment. No property taxes is a great benefit of being a 100% P&T. Used it in NJ and AL.

Much obliged! I’m wondering if I do use my VA loan thru a lender, what if my lender doesn’t have a First Time Home Buyer’s program? Is it best to go thru my bank (NFCU/USAA) or a mortgage lender for a loan? Back to my topic, if I use my VA loan on an old house and acreage, can I become approved for a construction loan to do renovations with the money I have left? For example, I buy a house for $280k, yet got approved for $400k, does VA loans only pay for the total of the house? Do you know what are the steps to attain a construction loan? Asking for a friend, & that friend is I.😅

Thank you Raul looking to buy this summer in San Antonio 100% disability. Sharing this video with my buddies.

CHIPS Act

Excellent source of information, thank you for the heads up. I own a home in texas, would like to upgrade more land ,three bedroom. Looking for advice.

What if they say they can’t do it because, it’s not possible the county has to do that.

Best video I’ve seen on this question thanks bro

I domt even like dogs and that was cool. I think anyone who can train an animal is next level communication abilities

An WHY my homeowners insurance jump up by $505 🤣 if you know any companies that have lower rates please drop the info

We have to close by December 31st and or January 1st from my experience