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Hey man how did you build your feedback board

Am copying your style

Inspired

Best videos i have ever watched

Well-done Chris. Beautiful video as always.

What is your stack right now

So, also i in the end of video, i need to send an idea for you, some credit cards are connected with bank accounts and some of them are not, if they are connected they can be chage at the end of the day of payment, so in my app, i link credit cards with an financial bank to put payments automatically, and the card's it's not automatically debited of bank, i added a pay button inside card, with i said the bank account, value to pay and also clean the limit of credit card was paid, i put the reconcilliation also for the credit card but for limit adjusts, here in brazil i use a lot, i manage my limit, spend and make my limit at zero for my security (unecessary spends in a mall visit when i am not undercontrol) this way i don't need to edit the new transaction page, but also i like the transfer option, to make clear the transfers from one account to other and also from me to other person

So, it's a pleasure to see all the videos you made with so much love <3, i'm from brazil so here we haven't too much budgeting app's (local applications or support in portuguese language) and other ones are so messy nothing like minimalist like Luna, your videos make me create one too... i've in love with Luna and also the history of the app, also see other peoples doing the same thing *as personal or not projects, financial or not*...

One idea for the credit card problem that you are having. Instead of treating the credit card as a different account and implementing different logic in every place where you change the balance of the accounts (to add funds to the credit card, instead of subtracting them) you can just allow the balances to have negative values if they have a specific type (in this case a credit card), so basically you will have a negative balance and I would personally list it as negative balance on the accounts page also (I prefer to instantly know that I owe that amount of money other that tricking my brain for a second thinking that that money is mine)

This is what I’ve been waiting for. Now, I just need an import feature so I can transfer data from my current budget app and start using Luna

Heyyyy Chris I’m loving Luna rn but I’ve got a request for Ellie, please can you integrate a pomodoro timer option?

this app looks great!

What stack is being used , thought it was flutter

Amazing feature. Just a qs. Have you integrated Plaid to link the bank accounts, or it's just a manual user entry?

Not mirrored?! 😮 Also very nice insights I might loan some of them in my personal finance app 😅

super insightful video

I am using Luna but I am not an fan of the icons to feminine for my liking, would be great if I could chose between that icon or the logo which I do love, the one that says LU, NA. Cheers! Love your work.

The part where you said "25% of other budget apps"... I don't know if you are true, but until now, yours is the most usable and understandable I found, comfortable to use, thanks for your work :D

Wow. Thank you for videos like this

Nice video! I don't think you need a 'transaction type' field. It should be enough if you have a 'from' & 'to' account field. If 'from' is not empty and 'to' is empty -> debit. If 'from' is empty and 'to' is not -> credit, if both are not empty -> transfer I don't know if this makes life easier for you, but anyway, loved the video!

Dude, you know UI design. I have a question about how you designed your own app.

You first realized credit cards are a thing while building budgeting app?

Hi Chris, just wanted to ask how do you go on about designing the app, i love the minimalistic and simple design but I feel like its impossible for me to build such a UI. Are there any tips you could give ?

You might want to take a look into double entry bookkeeping. It's a accounting technique where accountants use to keep track of the financial statements for a company. It might be complicated to implement at the beginning but it's worth the upfront investment to support more transaction types like(borrowing money and monthly payment etc.)

I sooooo feel your pain as I’m currently working on a budgeting app (though a bit different than yours) and I had to dig into the rabbit hole of a double-entry budgeting, and I had to create lots of tests/db triggers to cover the cases you are talking about in the video (though I purposefully gave up on a couple of features). Wish you luck and patience!

I love these vids, frfrfrfrfr

Very nice video! Thanks for this Chris

Great video, thanks for your insights!

7:00 just take more time bro. This is very similar to what apple does when fans request features and keep complaining why is it taking too long, and apple just correctly takes its time and releases the thing only when it's DONE. Keep the good work bro 💪

What do you think about the usage of firebase? I know it’s super easy to integrate but it seems like you will hit a pretty rough paywall sooner or later with the amount of users you have. Do you think firebase will get to expensive at some point and do you have an alternative in mind like Supabase, Appwrite or something selfhosted? Ah by the way: keep it up dude, love your work and content!

I am really impressed by the work you have done all by yourself, it's commendable. You have taken equal care of the UI/UX side of the app and I wanted to ask on that. Do you do the design all by yourself, and do you use Figma, or do you directly write the code? It's impressive that you can make such good UI despite being a developer.

Great stuff! Keep shipping!

First time viewer and Product Designer here. I don't know if you've thought of this but here's an idea around the credit card component for this app. You could have the option for a user to set their credit card (CC) limit here. So as transactions happen on their CCs, you can visually show how much of their credit they've used. For example, if a user sets their CC limit as $5000, you can use their recorded transactions to mention how much of the $5000 they've used. So if they've record $500 worth of transactions, there could be an indication that they have used 10% of their CC Limit. Along with this, there could be a "Paid Off" button if the user has paid off their CC Bill. The user flow could look something like this: CC card > Paid off > Dialogue box / Drawer opens with 2 options: 1. Paid in Full, 2. Paid custom amount 1. Paid in full > mark as paid > Select account money was paid from > Confirm. > Transaction amount is subtracted from the account chosen + CC usage goes to 0. 2. Paid custom amount >. Enter amount paid > Select account money was paid from > Confirm. > Transaction amount is subtracted from the account chosen + CC usage changes based on amount paid. This could help 2 things: The user being able to monitor their credit utilization, which is important since the recommended utilisation ratio is 30% to maintain good credit score. + this also helps in cases when the user has paid off a CC.

"Did you create an LLC to start accepting payments?

I would recommend using the Plaid API. The customer support is pretty good too.

good job RUclips algo - subbed 💯

As a YNAB user, I am amazed to see you create another budgeting app. As a product support specialist, I can see the tickets coming in now, and I will have a lot more empathy for my engineering team when I submit a JIRA HAHAHA. Great video, as always.

What tech stack are you using here?

Just for curiosity: why not using credit cards the same way as normal bank accounts, but just with negative numbers? That way it would be exactly the same concept, just with the ability to go negative and if you pay it off, you go back to zero (or above). There are even some credit cards that allow you to have money on it. That might do the things easier... p.s. I look forward to new Ellie stuff - but the changelog did not change for quite a long time - any changes there? ;)

Looks so simple but no one knows what someone goes thru 😂 pain haha

Love this video! I'm currently working on my own app and every time I watch one of your videos I start doubting myself because you seem to ship featueres so quickly. It's nice to see that it's a common struggle

Dude, you rock! From app design (which I really love) to story telling! Pretty sure that you are going to kill it!

Hey Chris, love the videos. You are probably my favorite app dev youtuber. Do you have a financial goal with your productivity apps? Personally, I would like to be able to live off of app store income one day.

Transfers was really difficult to implement for my app. Here's how I did it and some of the issues I ran into: This may be the wrong way to do it, so take this with a grain of salt. I added a new column to the Transaction table called "transfer_transaction_id" which is just a UUID column, not an FK. I use this to link the two transactions together. The first issue here is I need to manage creating/deleting both transactions at the same time. Its currently very dirty, where I'm making two API calls to create both transactions, and two calls to delete them. If one of those fails, things break (but I have some error handling for that scenario). A transfer transaction does not need a Category, so that line item goes away in the transaction screen, which it looks like you did as well. The hardest part was editing a transfer. Since there are two transaction rows in the DB, if a user edits the amount, I need to update both rows in the db with the new amount. I didn't go the route of creating "Expense" vs "Income" vs "Transfer" transaction types. Instead, the Expense vs Income is determined by the amount of the transaction, either positive or negative. And, the Transfer type is determined by the transaction's "For" section. In my app, this "For" is called "payee", just like in YNAB, and when they click that line item, it opens a modal to select the Payee, which can be another bank account. If they choose that bank account, I know behind the scenes that this is a transfer. Good luck on this feature. Bank Accounts are really important to me when choosing a budget app for exactly the two reasons you mentioned. ✌

maybe make it a multi-step form. rather than present all of the data entry point/inputs in one screen/modal to the user. present different sets of the forms in 2/3 steps?

Working with Double Entry Accounting is definitely an interesting and tough problem to get properly working, thanks for making the video!

By the time you are done with this project, you will know enough to run a bank lol

Plaid??

Thanks for watching everyone! 🙌 I ended up running into even more issues since filming including a very serious problem with how savings categories works with accounts that I wish I included here. I was hoping to get this out by the time the video went live but it didn’t happen 😅 Happy to answer any questions!

I wish Luna would sync with my bank