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Thanks for the information it's insightful and something to explore, thanks

Good day, I trust you are well. In your experience, what is the usual angel investor interest amount when making a property deal? E.g. I want to give money for someone to flip a property. How much interest would the average angel investor demand?

Louis, I can't think nor find a single property in the Western Cape that falls within my rental budget? Are you suggesting that we relocate? What if oir business is based here? Not as simple as you make it seem...

Hi Louis, I have done excellent on a multi-let property myself, it's a little gold mine... To my horror I have discovered when applying for a new home loan in 2024 that conventional banks do not consider these multi-tenanted rental income streams whatsoever, ie place a zero premium on rental income that doesn't strictly conform to being a single-let income, although they do consider the multi-let existing mortgage and expenses as part of my monthly commitments, jeapordising any chance of buying another property. I'm stunned at how beaurocratic and senseless the banking regulations are. Yikes

Hey buddy! With the arrival of the new season, we’re all together again this year.🤝🏿👍🏿

How do you gauge the value of the property? For eg. Did you just assume the property was worth 900k because that was the selling price? Or did you get someone to evaluate it for you?

Any advise for us starting our own flipping house business?

How do yo secure good, low risk tenants ? If you are letting out to Students, do their parents sign off the lease ? It does seem risky given the law is more on the tenants side when things go bad. How do you screen potential Tenants ? I have 2 flats and all I ask for is bank statements for a transacting account and Pay slips. What are some other tools that you use to find the rotten apples ?

Great video and I really enjoyed the open minded discussion at the end about different strategies. I live abroad at present so multi-let is a much more complicated strategy to follow, so for now we do follow a single let longterm growth strategy, but multi-let will definitely be something I would like to get into when we return to SA. I have completed your course and found it extremely insightful and even found a lot of cross over information! Keep up the great work Louis!

Louis you didn’t explain how you did it 😂, did you split the rooms are ppl sharing?

Great strategy, especially if you can buy close to universities. I have investors in Stellenbosch making great income with multi letting

how much would you charge for a meeting ?

Can you make a video of buying a share in a property, I saw on property 24. Etc R50 000 wil give you the property for two weeks every year

I dont know how you can get to R20k per month on a R750k property. Tenants in bloem wont pay you that much money sharing rooms or even living in their own units on a small stand. If you let to students, you can get slightly higher monthly returns, but your cycle is not 12 months it is only 10 months due to holidays. You also have to allow for lower than 100% occupancy. This video over simplifies properties and has a way too optimistic outlook, which rarely translates in the real world.

You cannot use asking price to calculate equity. Asking price is not what a property is worth. Better to use a bank valuation, because you can get a loan for that amount, which is actual equity

re:Equity, I think it's a mistake to equate "listing price of property" to "value of property". As a result of equating the two you ended up with an "equity" of R150k. Of course, unless there's some calculations that you did to that one is not aware of that made you conclude that the R900k listing price was in fact the value of the property. Lastly, sellers ALWAYS put up higher price tags knowing fully well the potential buy will ALWAYS want to negotiate and of course the seller will "negotiate" only up to the "fair" price which is what I would call the "value of the property" (not always).

I ran some numbers here..... Remember..... Your example.... Buying outright @ R320k or putting down 10%.... You put down R32k and take the income as a % of the R32k you put down..... correct... You talk about the lost opportunity cost putting the full 100% down.... So, for argument sake... I'm sitting on R320k (Plus the closing costs) in cash.... I put down R32k (10%) plus closing costs and loan the rest and presto... the return looks good, compared to the initial R32k (plus closing costs) i spent... BUT.... you earning interest 7% - 8% just parking the +-R275k you didn't spend.... now add the interest you earning at the bank with the 90% you DIDNT spend buying the property to the nett rent.... Now the numbers show a different story.... Do the same calculation..... 10% dept and investing the 90% in the bank at 7% - 8% (and the loan amount costing you 11%) and 100% paid and 0% invested at the bank.... Unless you can invest the 90% in 9x other similar deals.... leaving the balance in the bank, does not out perform the 100% down on deal no.1 My take (this is how i run my rentals) Take a bond out on deal no 1.... put 10% down, loan the 90%.... now PARK your 90% free cash IN that same bond.... i.e. that bond is not running interest... the cash is still available (your comment on liquidity) .... and the cash is available when "deal no 2,3 and 4" comes your way.... So you pay the bond registration cost once, but the free cash is not locked up in brick and mortar...

Thank you for great content. Does this apply on new development complex also, cz i have one apartment and negative cash flow, renting it as single let. Do i have to get consent from the body cooperate for doing that or i can just do it. Please advise on how to go about.

This multi let strategy can actually make you more money and you can end up affording more property 😮 There are affordable Sub R850k properties in Cape Town that this strategy can also work Interesting how this property thing works. Parking bays people are charging R500 per month Louis you need to increase to least R250 per month 😊

Sal like om te sien hoe jy bloem se buurte analiseer vir woonstelle, en hoe dit vergelyk met eiendom in die kaap

Is it possible to follow that strategy by living abroad? Any company in South Africa able to manage my property while I am not around?

Hi. Great video. I just want to know how do you refinance when you renovated it from single let to multi let. Did you change building plan. How do you do it?? Please advise.

How do you secure good tenants? Do you use an agent?

Welcome back guys, we've missed you. Thanks for a great video once again. Brilliant strategy

Great video, and a strategy I would never have thought of! Thanks for this and good luck to you on 2025!

Does it make sense to transfer 3 houses to the company account or is it more convenient to leave them in my name? Also plan is buy extra 7 houses.

My course and coaching program : payhip.com/LouisReynhardt

Do you mind breaking down how you'd make 21k from the multi-let strategy please?

Would you say debt is a way to go if u look to be an investor? I want to drop 3 mill on my first house as a primary home. Then in terms of using loans, im gonna look to use them when purchasing income properties. Is this sound?

What if the rental property is in my personal name and is financed

Watching u from USA... thanks for your work.

That is great advise 🎉 thank you.

Thank u sir.exactly what i was looking for..🎉

Im about to start rental house investment. How do i deal with tax ?

Jaco, I hope you see this comment. Please assist. The fair value adjustment on the investment property is not fully tax deductible? The inclusion rate for capital gains tax is 80%. If you revalue with R100 000. 80% of it is a temporary difference for deferred tax, so yes, it will increase your assets. With R80 000x27% On the other side, the 20% is a permanent difference which will be adjusted for in income tax note at R20 000x27% At the end of the day, will the bank look at your actual SOCI or the tax computation? The profit on those will differ with+- R100 000

Interesting stuff! 🙌👏👏👏Think Im gonna need that course. I have to get started💪

Opportunity cash would leave you with a set minimum return on investment requirement to justify paying monthly bond repayments. Either you will have to invest in a high risk high return fixed investment, leaving the door open to massive losses, or you will have to be a genius at generating a big return on investment in business. The volatility of our economy doesn't leave you with any safeguards. You may even end up failing to make monthly instalment payments on a bond because of it. Some people think they're cleva and loose everything in the process. I'd buy cash to avoid any risk whatsoever to property investment and cut out the massive interest coupled with property bonds. It's easier and far cheaper to pay back a 5 year loan for R4 million rand rather than a bond for the same amount where the minimum period you can register a bond for is 20 years with bond interest calculated accordingly. Pay cash where you can, find opportunity money elsewhere. imo

1.3 million 💀

TL,DW: Borrow money so you don't show a profit.

An almost 2 min ad? GTFO. Klomp kak.

All the taxes on us are from satan. Those people are in on it. Think for yourself.... Why should their be tax on your property, after you have paid for it. In other words it is still not yours......

Hi Louis. Which attorneys did you use for the transfer and bond registration? Great video!!!!!

Perhaps ask Jaco why he hasn't paid levies on his property in a year a half...while subletting rooms to 3 people

What’s up Louis it’s guys here

REGULATION will change the game on this. Coming soon.

lol 😂😅 That car track ad is me 😅😂

Thanks for the useful video. If I purchase a property for rental income, is the estate agent's commission (charge when selling the property) and the attorney's fees tax deductible?

Hi how does one apply for the course? How will it be conducted? over which period and what are the costs? I've recently started watching your videos and its very informative.

I commented on one of your previous videos about leveraging debt showcasing IRR of 20% plus on real estate that has a shortfall, any investment giving 20% plus is a good investment.

Hi you mention a shortfall if you do not comply with the 1% rule. This is not entirely correct if you leverage the banks money. If you buy a property worth R2 000 000 and your shortfall is R5000 per moth your internal rate of return could still be above 20% meaning it is still a very good investment if you buy it cash it would give a return of 7% which is poor, it is all about leveraging the banks money so properties with a shortfall using the banks money is still an extremely good investment.