Thank you so much for pointing out the expense ratios between FSPGX and FBGRX. I have both, but more in FBGRX, since it provided slightly better return and nicely offset the higher expense ratio. But FSPGX has slightly lower volatility it seems, so it may be the preferred one for many. Either way, you can't lose with these two long term.
@@koufax174 that is correct. technically its a lower expense ratio. but at that point 0.04% vs 0.06% I am okay. I am committed to putting money into FSPGX for the long term
FSPGX is such a great fund and talked about so little online from what I've seen. Definitely great for long term growth without any crazy fees. You're so right though; stick with it and invest when the market/fund is underperforming especially. I anticipate the market to drop some in 2025 so I will be holding my cash in higher volumes until I feel comfortable investing a large chunk of money into FSPGX. Thanks for making this video detailing it!
I prefer the automatic investment to purchase at the end of the day which index funds offer. ETFs usually fill around 10-11 pm if you use Fidelity to purchase every set week or month. Both of those growth funds are so similar that you will be fine with either long term
1. Alphabet (GOOGL) Why: As the parent company of Google and RUclips, Alphabet is deeply integrated into daily life. Google is synonymous with internet search, and RUclips is incredibly popular among kids. The company also invests heavily in AI and other future tech, promising long-term growth. 2. Apple (AAPL) Why: Apple's products like the iPhone, iPad, and MacBooks are not only popular but also familiar to children. Apple has a history of innovation and consistent growth, making it a great long-term investment. 3. Microsoft (MSFT) Why: Known for Windows, Office Suite, and increasingly for its cloud services (Azure) and gaming (Xbox), Microsoft is another tech giant with significant growth potential. The familiarity with products like Minecraft can make it interesting for kids.
@@RespectMyPOV you’re welcome. Those are the only three companies I believe will be around for a long time. Your kids have a long runway and even a simple snp 500 fund or growth fund such as FSPGX will help spread out your risk
I looked through your positions and I feel that you have a strong mix. VFIAX has most of the Big Tech within this fund compared to FSPGX just a smaller %. VMGMX has a good mix of growth mid cap companies to diversify. I personally would stick with your path and continue adding to those long term.
@@tradingsimplified8158 Get the cheapest S&P 500 index fund/etf. Put half in that, and the other half in a small cap value index fund. That's all anybody needs.
Not sure if this is smart or not. I sold 80,000 of fspgx for fxaix….i had 100,000 worth. However I still have 20,000 worth and dollar cost average about 400 per month into fspgx monthly…I did this cause if market crash, fxaix shouldn’t crash as hard.. I could be wrong! What you think? Trying to preserve some of my earnings
You are absolutely correct that Fxaix will do better in a down market but the market is up 3 out of 4 years historically for the past 70 years. I have 60% in Fspgx and 40% in Fxaix right now. What I do is look at the return over the past year at any given point. As long as Fspgx is more than 1% ahead I will leave it like that, once Fxaix gets within 1 percent I will switch most of that Fspgx over to Fxaix. I have Fspgx in Roth IRA so I can switch back and forth without any tax implications. In a taxable account I would go mostly Fxaix.
This expenses ratio is so low love it
yes 0.06%
wow this is a great fund. holds all the big caps without the risk of holding one single company. thank you
Glad you liked it!
Thank you so much for pointing out the expense ratios between FSPGX and FBGRX. I have both, but more in FBGRX, since it provided slightly better return and nicely offset the higher expense ratio. But FSPGX has slightly lower volatility it seems, so it may be the preferred one for many. Either way, you can't lose with these two long term.
You're welcome! I agree both are great long term!
SCHG is 0.04%
@@koufax174 that is correct. technically its a lower expense ratio. but at that point 0.04% vs 0.06% I am okay. I am committed to putting money into FSPGX for the long term
Great video. I"m holding FXAIX and FSPGX -- 60/40 respectfully.
Love that Combo
finally a youtuber that is actually transparent and shows great funds to pick in
of course
Thanks for the information, I have FSPGX with some FXAIX. I think I will and add some FBGRX and see where it goes.
You’re welcome. Keep in mind FSPGX and FBGRX are very similar in composition. Differences include expense ratio and passive vs actively managed
Just keep the FSPGX FBGRX would just overlap. Better off getting FSELX with FSPGX
This is exactly what RUclips needs! 🎉 Wishing you endless success - I’m thrilled to be on this journey as well with my channel!
Thanks for watching!
FSPGX is such a great fund and talked about so little online from what I've seen. Definitely great for long term growth without any crazy fees. You're so right though; stick with it and invest when the market/fund is underperforming especially. I anticipate the market to drop some in 2025 so I will be holding my cash in higher volumes until I feel comfortable investing a large chunk of money into FSPGX. Thanks for making this video detailing it!
Love this fund. Cornerstone of my RUclips portfolio! Glad it helps!
Have been debating jumping into FSPGX. What are pros/cons to investing in ETF vs Mutual Fund? Comparing FELG to FSPGX. Thx
I prefer the automatic investment to purchase at the end of the day which index funds offer.
ETFs usually fill around 10-11 pm if you use Fidelity to purchase every set week or month.
Both of those growth funds are so similar that you will be fine with either long term
Can you please recommend best growth stocks for kids Roth IRA account . Thank you 🙏
1. Alphabet (GOOGL)
Why: As the parent company of Google and RUclips, Alphabet is deeply integrated into daily life. Google is synonymous with internet search, and RUclips is incredibly popular among kids. The company also invests heavily in AI and other future tech, promising long-term growth.
2. Apple (AAPL)
Why: Apple's products like the iPhone, iPad, and MacBooks are not only popular but also familiar to children. Apple has a history of innovation and consistent growth, making it a great long-term investment.
3. Microsoft (MSFT)
Why: Known for Windows, Office Suite, and increasingly for its cloud services (Azure) and gaming (Xbox), Microsoft is another tech giant with significant growth potential. The familiarity with products like Minecraft can make it interesting for kids.
@ Thank you so much 😊🙏
@@RespectMyPOV you’re welcome. Those are the only three companies I believe will be around for a long time. Your kids have a long runway and even a simple snp 500 fund or growth fund such as FSPGX will help spread out your risk
Love your advice. I really want to FSPGX Allocated. I’m 70% VFIAX , 10% VMGMX, 20% VITAX … how would you recommend I balance this to include FSPGX?
I looked through your positions and I feel that you have a strong mix. VFIAX has most of the Big Tech within this fund compared to FSPGX just a smaller %.
VMGMX has a good mix of growth mid cap companies to diversify.
I personally would stick with your path and continue adding to those long term.
How is it any better than a NASDAQ index fund?. Especially paired with an S&P index fund. ..I just don't get it, why bother.
QQQ has 020% expense ratio compared to 0.06% expense ratio.
@@tradingsimplified8158 Get the cheapest S&P 500 index fund/etf. Put half in that, and the other half in a small cap value index fund. That's all anybody needs.
Pretty much haha
Not sure if this is smart or not. I sold 80,000 of fspgx for fxaix….i had 100,000 worth. However I still have 20,000 worth and dollar cost average about 400 per month into fspgx monthly…I did this cause if market crash, fxaix shouldn’t crash as hard.. I could be wrong! What you think? Trying to preserve some of my earnings
You are absolutely correct that Fxaix will do better in a down market but the market is up 3 out of 4 years historically for the past 70 years. I have 60% in Fspgx and 40% in Fxaix right now. What I do is look at the return over the past year at any given point. As long as Fspgx is more than 1% ahead I will leave it like that, once Fxaix gets within 1 percent I will switch most of that Fspgx over to Fxaix. I have Fspgx in Roth IRA so I can switch back and forth without any tax implications. In a taxable account I would go mostly Fxaix.
It all depends on your investing strategy. Only you can decide what is right for you
Nice plan!
Is there an ETF equivalent?
@@ktran991 ruclips.net/video/4qf7c5loJKQ/видео.htmlsi=6pg1L-DInqPxXkOD
check out this ETF on SCHG i made. very similar
I buy this etf $50 every day
Mutual fund
awesome me too!
great fund
Im joining WHOP
thank you
SCHG
ruclips.net/video/4qf7c5loJKQ/видео.htmlsi=2FglIW3Ob5AUtWWY
got you covered. check out this video on SCHG