Financial advisors screw you. They take 1-2% of your life savings annually, place you in high cost funds that have suboptimal performance. Invest in index funds and read a book.
I see people’s Robo advising accounts and they are invested in horrible categories with low rate returns. I always recategorize the investments and percentages. Example 30% international is horrible!!
Buy bond ETFs and Stock Index ETFs. Ratio over the years. At 20 years old 90% in Stock ETF at 70 years old 90% in bond ETF. Modulate and rebalance once a year. After 70 years buy CDs and pray that God likes you....
Financial advisors screw you. They take 1-2% of your life savings annually, place you in high cost funds that have suboptimal performance. Invest in index funds and read a book.
I see people’s Robo advising accounts and they are invested in horrible categories with low rate returns. I always recategorize the investments and percentages. Example 30% international is horrible!!
the apple never falls far from the tree
Buy bond ETFs and Stock Index ETFs. Ratio over the years. At 20 years old 90% in Stock ETF at 70 years old 90% in bond ETF. Modulate and rebalance once a year. After 70 years buy CDs and pray that God likes you....
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