Bonus and SSV Calculations under LIC's Jeevan Umang Plan in Hindi - by Kamlesh Guru
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- Опубликовано: 6 окт 2024
- This Video will provide complete clarity about Bonus and Special Surrender Value Calculations under LIC's Jeevan Umang Plan.
This will HELP LIC Agents, Development officers, SBAs, CLIAs and Direct Marketing officials to overcome objections and sell with confidence.
Jeevan Umang Mastery Course Contains 8 Modules.
1. Bonus and SSV Calculations
2. Major USP and Market Segment
3. How to Approach Middle Age and Millennials Prospects.
4. Standard Presentation
5. 3G Presentation
6. Multiple Policies Options to overcome various objections of prospects.
7. Paid-Up Presentation
8. Prospecting Using Survey Form.
For Viewing all 8 modules visit website:
kamleshguru.com
and enroll under Jeevan Umang Mastery Course.
It is available in Hindi and English separately and course fees is ₹499 + GST for lifetime access
Check the video on this link to know how to access the course:
kguru.in/course
Download Mobilix Prerana Umang App using this link:
kguru.in/umangapp
Really very informative video with lic circular.
Really appreciable.
Thank you for the detailed clarification on Jeevan Umang. You have assumed that LIC will pay simple REVISIONARY bonus after PPT at 50% of rates applicable during PPT. WHETHER LIC has specifically clarified on this point. This point is not made clear in LIC sales brouchure
Perfect analysis.....And 100% true...!👌
You know the art of accounting best way. ..👍..…. Actually all these matters known to me earlier. This is the best policy for rich people who want to secure their money for life time and will get tax-free pension lifetime in this uncertainty.
Perfect analysis very nice sir ji 🙏🙏💐💐💐
Sir, Very useful information provide ki Aapne. Very very Thanks
What I learnt from this video...
That bonus rates during ppt and bonus rates after ppt would be taken as half of bonuses declared during ppt because as per the calculation of benefit illustration under 8% column both are almost matching if we take half of bonus rates during ppt.
Crystal clear calculation
Excellent
Thanku sir varay. Good knowledge
Very understand
U r Great Sir 🙏
Very nice explain....
Thanks 😊👍
Sir fanstactic knowledge
Good understanding thank U sir
VERY WELL EXPLAINED
Thank you so much 🙏
It's great sir
Sir,we should exclude survival benefit because after getting that in hand the re investment interest also to be added or 8%+4%=12%
🙏🙏🙏🙏
Add this plan section under 80ccd(1b) and see the results , because both features are similar...
i take policy for 15 years at 45 age if i paid for 3 years premium only than how much i get after 15 years policy surrender my policy because i not want pension. so please explain me that.
Above all I understand that 90% of death benefit is payable as surrender value . Is Lic all in one calc or smart all in one reliable?
You can check by calculating the SV payable manually to know the reliability of Apps.
Video starts at 06:50. Thank me later
Hii..sir age 45 year ko 15 sal ke liye y policy acchi he kya
Sir,namaste I sent you SS of payment,need access to your training video in april
Sir isme bonus rate bhee guaranteed hai ya variable hai
Bonus Rates are always Variable
how contact for books
Not understand hindi plz give subtitles
Because it make fool your hole amount is locked and if you surrender after 2 years is only 30 %
If you invest 1 lakh in bank FD and add 1 lakh each year in it you get 23 lakh at end of 15 year and then you make FD of 23 then you get 1 lakh as interest and your hole money is liquid
Hi Vaibhav,
Good Calculations.
You cannot compare Apple with the orange.
You forgot to deduct the cost of Insurance associated with Life Insurance Products.
Secondly which Bank guarantees a rate of interest beyond 10 years.
Are you sure about what will be the rate of interest after 15, 30 or 50 years.
Moreover you have full liquidity to the extent of 90% of the accrued benefits, which keeps on increasing every year.
View all videos in the play list to get complete clarity.
👏👏👏👏👏👍👍👍👍👌👌👌👌👌🙏🙏🙏🙏🙏🙏