Cash Unstuffing & Huge Credit Card Debt Update! | $816 Back to the Bank | Cash Condensing Envelopes

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  • Опубликовано: 26 фев 2024
  • In this video I am unstuffing my envelopes!
    Download the Fetch app and use my code to get 500 points! GTQP9C
    *The cash planning sheet I use in this video is only available for download on my Patreon (join the lowest tier for $5) along with the sinking funds tracker and a printable of the placeholders I use in my envelopes! www.patreon.com/user?u=63179847
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Комментарии • 141

  • @donnagent6046
    @donnagent6046 3 месяца назад +50

    Don’t listen to negativity. In the last year, you’ve paid off your remaining debt, reimbursed yourself for the handbag, saved a ton for Go Wild, kept up on that California rent, and cash flowed every thing you bought. Pretty amazing and empowering!

  • @user-zn6nt3mi5h
    @user-zn6nt3mi5h 3 месяца назад +28

    Our lives don’t revolve around debt. So I am with on living your life and doing what is right for you.

  • @Budgeting_with_Lee
    @Budgeting_with_Lee 3 месяца назад +11

    Don't mind the longer videos, unstuffing and condensing are my favorite videos. Congrats on paying off your debt! 💚💚💚

  • @Plans4Change
    @Plans4Change 3 месяца назад +15

    Ignore the comments, even this one if you want 😄. I have been watching your cash videos for a while and it has been amazing watching your progress with paying down your debt and paying yourself back for the "treat yourself" purchase. It is helpful to see how you have balanced multiple goals at the same time and still stayed within your cash budgeting amounts. Congratulations on having your last credit card officially paid off!! 🎉

  • @loninashields1536
    @loninashields1536 3 месяца назад +17

    You should not listen to the negative comments. You are doing amazing and definitely inspiring us. Keep it up girl 😊

  • @suzawilo
    @suzawilo 3 месяца назад +8

    I like longer videos.
    Its always fun to hang out with my YT planner "buddies"😊

  • @cheryldepedro7029
    @cheryldepedro7029 3 месяца назад +9

    Congratulations!! What a nice surprise for you from Wells! People love to criticize others when their own lives are in turmoil or not where they want it to be. While it’s hard to ignore the remarks, just do it. You don’t need to explain yourself or your reasons for what you do to anyone. You’re doing what’s best for you and honestly, are very brave for being as transparent as you are. It’s those naysayers that will make you not want to be as transparent and vulnerable. And, let me just say that it’s because of you that I’m starting the cash envelope system starting March 1st! Thank you for being here and sharing! ♥️♥️

  • @asacor9435
    @asacor9435 3 месяца назад +9

    The cash 💸 tray should come out of your business account . Along with any pens you use for your videos plus your plant and binders. Also your internet.

  • @kaysaves8573
    @kaysaves8573 3 месяца назад +4

    I personally love the way you do things. It’s balanced and realistic. Your life shouldn’t revolve around debt and money. If you can’t enjoy the money you work so hard to earn, what’s the point? It’s your life, do what works for you 😊 And congrats on clearing your debt! 🎉

  • @Mirna_Advocating_for_kindness
    @Mirna_Advocating_for_kindness 3 месяца назад +4

    Congratulations Desiree!! You don't ever have to explain anything you do with your money; you work hard and always bring inspiration to your videos! Thank you for sharing.

  • @traciecarlson4706
    @traciecarlson4706 3 месяца назад +2

    sometimes paying with a card and pulling from envelopes later is easier. the other day I went to Target, and my purchases came from 4 or 5 different categories. It was much easier to make one purchase with my card and then figure out the envelopes when I got home.

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  3 месяца назад

      Oh yes for sure! And I love unstuffing money from my envelopes so it’s definitely something you can do to make it easier 🤗

  • @Kimba911911
    @Kimba911911 2 месяца назад +2

    I LOVE the longer videos! Please keep them coming. 😊

  • @jackiireland.1466
    @jackiireland.1466 3 месяца назад +4

    Congrats, I am so excited for you! Never let anyone make you feel bad about your decisions. We all make missteps in life and I, for one, am so happy that you were able to reverse your financial course of action and can show others how to do the same. You are becoming a role model and should be so proud of yourself. Kudos to you!! Still cheering you on from the sidelines!!

  • @vickiemabry2349
    @vickiemabry2349 3 месяца назад +3

    Congrats on becoming debt free! So happy for you. I really appreciate what you do and enjoy watching your videos 😊

  • @Missmarie_d
    @Missmarie_d 3 месяца назад +2

    Congratulations on being debt free 🥳 what a nice surprise

  • @lucyjbrak5
    @lucyjbrak5 3 месяца назад +2

    So happy for you that you have that peace of mind now with receiving that unexpected check. It’s a wonderful feeling knowing that you are debt free. What a huge milestone! No need to explain yourself. Your choices are yours, and only you know what’s right for you. Congrats on your debt free milestone!!

  • @lorischager4029
    @lorischager4029 3 месяца назад +1

    Congrats on being debt free & 45 k subscribers. Great video!!!

  • @imjustme9479
    @imjustme9479 3 месяца назад +3

    You deserve all the good things. You are inspiring, and your journey is encouraging.

  • @loninashields1536
    @loninashields1536 3 месяца назад +3

    That is amazing. Glad you got your settlement from Wells Fargo. Great video as always 😊

  • @Ladybug50505
    @Ladybug50505 3 месяца назад +2

    Ignore those people! I'm proud of you! You go girl!

  • @angelaorosco8065
    @angelaorosco8065 3 месяца назад +2

    Yay! What a wonderful surprise! I understand that you want to pay back 2100 that makes perfect sense. Congratulations 🎉 you are an inspiration to all!❤

  • @authenticallyallison
    @authenticallyallison 3 месяца назад +1

    I enjoy longer videos. Congrats on being debt free!!

  • @debbieh9796
    @debbieh9796 3 месяца назад +1

    Congratulations on paying off your debt! Thank you so much for sharing your journey. It is so nice to hear other people’s perspectives on paying off debt and to not feel like I am the only one who does not 100% prioritize paying off debt.

  • @stacyhill9173
    @stacyhill9173 3 месяца назад

    Sometimes those little “gifts” to yourself are the best self care…. For some self care can be a massage or spa day others it’s a new handbag …. Don’t let the negativity get to you

  • @maggiekroll82
    @maggiekroll82 3 месяца назад

    Don’t let people get to you if they leave negative comments on your debt payoff. We love seeing your growth and content. Also - so many people are in debt and doing nothing about it. Anything you’re doing to pay it off is amazing!!

  • @Budgetinpurple
    @Budgetinpurple 3 месяца назад

    I get the same type of comments from people in my family. The bottom line is no matter what you're spending your money on it's your finances and therefore your choice what to do with that money. Everyone has their own systems that work for them and their own goals and plans that work best with their circumstances

  • @yvonnehurlbert3845
    @yvonnehurlbert3845 3 месяца назад +1

    Congratulations on being debt-free. That is so awesome and so cool how it happened. I think you're doing a great job with all your savings and planning. It is hard, I'm sure to put all your private info out on the internet, but you know what's best for you.

  • @denisedavis6596
    @denisedavis6596 3 месяца назад +1

    I’m so so proud of you!!
    Some people just like to interject into other people’s lives. They get behind their keyboard and act like they can dish out negativity and get reactions from others.
    You’ve got a good head on your shoulders!! You should be very proud of yourself.
    How you spend your money is your business and nobody else’s. That has to be so exciting to get that last card paid off.
    You’ve inspired me to work on my monthly budget and try to get more organized and start saving. So thank you! 💛

  • @Whoa_Nisha
    @Whoa_Nisha 3 месяца назад

    You’re doing great hun, I was just going to say block those haters. People forget we are human and and not robots. It’s completely fine to have some fun in your life and it’s fine for those who just want to keep paying off their debt and do fun later. 🤦🏽‍♀️ we are all different, I don’t understand why the mean commenters have to say anything at all. If you don’t have anything nice to say, don’t say it at all 🤷🏽‍♀️
    But you are doing great love! I like the long videos ❤️🤗

  • @The_Funny_Girl_Planner
    @The_Funny_Girl_Planner 3 месяца назад +1

    That was a huge exciting announcement about the Wells Fargo settlement. You go at the pace you want and be happy at the pace you are making. Thanks for giving me motivation to keep working on my finances and right the sinking ship that js my budget.

  • @nancydobbins8540
    @nancydobbins8540 3 месяца назад

    You don’t have to explain to anyone how you spend your money. You are doing a fantastic job! I have used the envelope system for years and also have some debt I want to pay off before retirement. You have inspired me to bump up my system and really take a good look at how I am spending my money currently. I have purchased some binders and am ready to start this thing in March! Thank you so much for all of your videos!! I can’t wait to see my debt go down and my savings go up! ❤

  • @DarlaY831
    @DarlaY831 3 месяца назад

    I agree. Sometimes it's like ppl just want attention. Or to rattle you. I liked how candidly you explained the situation tho you didnt need to. And the way you explain things in general. Congrats on the windfall. It's your money you worked for. Do YOU. Love your videos. So friendly and real and honest. RELATEABLE. Thank you!

  • @mandygiller6191
    @mandygiller6191 3 месяца назад

    Desiree, I am proud of you. You have accomplished so much in the past year 🎉 Watching your videos has motivated me to start my journey. Please keep up the good work 😍

  • @sam6235
    @sam6235 3 месяца назад

    I am always surprised at people who comment on other people’s way of life. Debt or no debt. What you spend your money on is your business, you earned the money. Although your rent amount gives me the vapors 😂.
    Wells has always been shady. I used to work in the mortgage business and wow(!) the shenanigans they pulled was crazy. Congratulations on your success, you deserve it and inspire us.

  • @Mooncyn117
    @Mooncyn117 3 месяца назад +1

    Thanks for the heads up. I’m checking my mail. Congratulations debt free🎉🎊👏🏾

  • @z-arranger5585
    @z-arranger5585 3 месяца назад

    Congratulations on your “windfall” girlie!! Although your fans need no explanation or justification on how you handle YOUR money (you do with it as you want), but rest assured. . I really appreciate hearing your thought process of how/why you may make certain decisions. Thank you for your vulnerability and transparency with your finances!! Love ALL your content!!!! ❤

  • @williamwarren9448
    @williamwarren9448 3 месяца назад +1

    Good for you for doubting !!!! 🎉we always worry about debt … because we don’t like paying any extra … interest rates are sooo crazy … save for a home ? Save for a trip ? Glad you are paying off debt ! Glenda

  • @jacquelynforeman1133
    @jacquelynforeman1133 3 месяца назад +1

    First of all Congratulations on reaching this milestone! Proud for you. I appreciate you for being transparent and honest about your wind fall and your continued goal of still paying the balance on your credit card. If anything, you will have a nice buffer! I’m here for your videos no matter how long you want them to be! Thank you for another great video ❤

  • @melissamohr8985
    @melissamohr8985 Месяц назад

    You are wonderful, ignore those nay sayers! Thank you for sharing your cash stuffing! I love your longer videos

  • @coffee.plan.repeat7570
    @coffee.plan.repeat7570 3 месяца назад +2

    Yay!! Congrats on paying off your debt!! 🎉

  • @nereidatabora5438
    @nereidatabora5438 3 месяца назад

    Congratulations on becoming debris I also don't have any credit card debt and it makes me really happy, enjoy your videos very very much always watching I like yours the most because you don't rush through it and you take your time you check yourself twice if you need to That's what I like You're amazing and I'm really proud of you even though you don't know who I am you should be proud of yourself You're doing great

  • @anitastoneman4047
    @anitastoneman4047 3 месяца назад

    Congratulations!!🎈

  • @BritBratlove
    @BritBratlove 3 месяца назад

    I love your content. Babygirl, don't worry about negative comments. Just keep doing what you are doing.

  • @My2CrazyKiddos
    @My2CrazyKiddos 3 месяца назад +1

    💜Congrats on being debt free💜

  • @melissaderouin4372
    @melissaderouin4372 3 месяца назад

    You're makings progress and that's all that matters . I see you doing a great job and actually ordered a wallet. Can't wait to see the ones you'll be selling 😊

  • @joyquest
    @joyquest 3 месяца назад +1

    Congratulations Desiree! 🎉So happy for you.

  • @Moneysaving4u
    @Moneysaving4u 3 месяца назад

    I understand what your saying about needing to live your life while paying debt
    I’m in the same boat but I also want to have fun with my family before my kids grow up but I still pay off debt just not as much as I could
    Congratulations on getting some compensation!

  • @user-ww8xw4ol6y
    @user-ww8xw4ol6y 3 месяца назад

    That's amazing! So happy for you! And I always love your videos

  • @laura55987
    @laura55987 3 месяца назад

    I love your longer videos! I'm learning alot

  • @emmagonzalez8185
    @emmagonzalez8185 3 месяца назад

    Wow what a blessing! Happy that your debt is paid off! ❤

  • @user-oc3cs4st7u
    @user-oc3cs4st7u 3 месяца назад

    You are doing an awesome job! Try not to let people's comments get to you, keep your chin up and press on!!

  • @Gigis-PlannerRoom
    @Gigis-PlannerRoom 3 месяца назад

    I did enjoyed your video as always- great one, I don’t mind the long videos on cash stuffing. It’s entertaining. I’ll have to check to see if my mom received that letter too. Thanks for sharing the info. Congratulations on not having your debt. So are you debt free? Celebrate that… we celebrated our 1st debt free (before buying a home) with a 7 day cruise. Everything paid off before starting our vacation. 1 of the best cruises ever, we came back to $0 debt. Amazing feeling.

  • @makingalltheplans
    @makingalltheplans 3 месяца назад

    Congratulations! I wish I had this system when I was in debt. It would have made life so much more balanced. I feel like when you try to deny, deny, deny, sometimes you end up even further in debt because you can't keep it up.

  • @sherryegermeier3421
    @sherryegermeier3421 3 месяца назад

    Congratulations! So proud of you! Enjoy your videos.

  • @valeriebrillantes580
    @valeriebrillantes580 3 месяца назад

    Love your videos and you’ve done great with your budgeting! Nothing wrong with enjoying life especially since you’re being responsible!

  • @Budgetwithfreshsalad3544
    @Budgetwithfreshsalad3544 3 месяца назад

    Your video's is always entertaining

  • @lindamccutcheon1170
    @lindamccutcheon1170 3 месяца назад +1

    Congratulations 🎉

  • @andreaweavercoleman3890
    @andreaweavercoleman3890 3 месяца назад

    Congrats Desiree!

  • @elainesteward3130
    @elainesteward3130 3 месяца назад

    Love long videos. You are my favorite RUclipsr! ❤

  • @TheOscar15432
    @TheOscar15432 3 месяца назад

    Hey friend. Really enjoyed. I love long videos. Congrats on paying off your debt. Keep on doing you.

  • @joannam.9276
    @joannam.9276 3 месяца назад

    Congratulations 💚

  • @loca267
    @loca267 3 месяца назад

    Congratulations on being debt free!! 🎉 I love your longer videos ❤

  • @lisamichinski3362
    @lisamichinski3362 3 месяца назад

    Congrats on paying off your debt, glad you decided to open the mail from Wells and check into it, glad it worked out so well for you! I enjoy your channel and all your content, keep it coming, and do it your way!

  • @Lyneshia96
    @Lyneshia96 3 месяца назад

    I like longer videos. Im just beginning the cash stuffing process so im trying to learn as much possible.

  • @ashleyhaskins8618
    @ashleyhaskins8618 3 месяца назад

    Congratulations on paying off your debt, that must be a big accomplishment for you, Desiree 😊. Great cash unstuffing video, I really enjoyed watching these videos.

  • @joannhutchinson3030
    @joannhutchinson3030 3 месяца назад

    Congratulations🎉🎉🎉🎉🎉

  • @alaskancat
    @alaskancat 3 месяца назад

    I had wells back in the day but not a credit card just checking. Also did I miss your auto repair…and you just found it. 😹😹💜

  • @aprilcitygirltocountrywife7440
    @aprilcitygirltocountrywife7440 3 месяца назад

    I watch a lot of videos like these but I decided to subscribe to you today.

  • @user-lz5pc8it4n
    @user-lz5pc8it4n 3 месяца назад

    You dont have to explain what you do to anyone! You are a very hard worker and you deserve it:)

  • @lalamema6426
    @lalamema6426 3 месяца назад

    You do you. We have to do what is best for ourselves. Keep your head up and just remember you have to be happy for yourself ❤

  • @iyamom4
    @iyamom4 3 месяца назад

    I am so proud of you Desiree!!! I am glad you have been really taking care of your debts and adulting. Don't pay any mind to what they say. They don't pay tour bills!!! I like your pochette metis.you show people that they can have balance. I even see you are doing good on your coffee budget. You show that these envelopes are working.

  • @user-qq5nr9zm8k
    @user-qq5nr9zm8k 3 месяца назад

    awesome that you got the payout! but i have no doubt you would have still managed to pay it off soon with your diligence! you are inspiring to me! i am currently more than 21,000 in the hole, i just started cash envelope stuffing not to long ago, i even got a side hustle beside my regular job so that i could put more to debt......so congrats to you!

  • @dianacasanova3947
    @dianacasanova3947 3 месяца назад

    Congratulations on paying off your debts. I am working on paying off my debt this year by doing the cash envelope savings. TFS.

  • @Wingingitall
    @Wingingitall 3 месяца назад

    Let the haters hate you’ve done amazing 👏👏👏

  • @haleighsmith7925
    @haleighsmith7925 3 месяца назад

    My inlaws got same good amount in settlement through Wells Fargo, and family friends took
    Do you! It's your cash stuffing. It's your way of living and saving. I love your system and hope to be able to follow it and personalize it for me and my family. ❤waiting for your shop and binders.❤cannot wait. I want to support you.

  • @tracynutt8065
    @tracynutt8065 3 месяца назад

    I would start putting money back for a car. Down payment or buy outright. Cars unfortunately don't last forever and when they start nickling and diming you it's time to get a new one.

  • @simplylivingsaves
    @simplylivingsaves 3 месяца назад

    Love your binders! Where are they from?

  • @janetteders1731
    @janetteders1731 3 месяца назад

    My husband got one to from Wells Fargo

  • @adel_green
    @adel_green 3 месяца назад

    즐거운 3월 보내세요🤗🍀

  • @justjulie9071
    @justjulie9071 3 месяца назад

    Congratulations on being debt free!! That's a huge accomplishment.

  • @santagonzalez1222
    @santagonzalez1222 3 месяца назад

    Omg I was sitting here yelling at you $12 not $22 lol. Like you can hear me. Love love your videos, Blessings

  • @emilybudgetz
    @emilybudgetz 3 месяца назад

    Congrats on being debt free 🎉 💜💜💜

  • @sarah_not_perfect_life
    @sarah_not_perfect_life 3 месяца назад

    I love long videos !!

  • @stephanieblake4618
    @stephanieblake4618 3 месяца назад

    Congratulations, Desiree. You have every right to be proud of yourself. You work hard for your money & and do a great job with your cash envelopes. I
    Have a great time at Go Wild
    Wish I could go & meet you. I also absolutely love your planner spreads, especially when you do themes.

  • @kimbarnette2994
    @kimbarnette2994 3 месяца назад

    Congratulations on debt payoff. You have to treat yourself. Ignore the bad comments!! Love your videos

  • @dookiejohnstone256
    @dookiejohnstone256 2 месяца назад +2

    Can you list where you got your binders from? I like the silver rings not the gold. Enjoy your videos

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  2 месяца назад

      They are all samples I got from a manufacturer but I’m currently ordering items to sell

  • @sarahpilkington1566
    @sarahpilkington1566 3 месяца назад

    Please don’t listen to the negativity concerning your debt etc, you do you, you work hard and get to treat yourself and spend your money however you choose… much love 🥰

  • @staceybudgets
    @staceybudgets 3 месяца назад

    Yay! Well done for paying off debt! Also know it’s hard too but try not to listen to other people, you should be allowed to enjoy life to the fullest, and if it means splurging on something before paying off debt then so be it! You are allowed to do both l. Love your videos! Bonus for it being long too 😍

  • @sonyamonarrez7355
    @sonyamonarrez7355 3 месяца назад

    Hi been watching your vids and I'm so impressed. I like that you have your act together. If you don't mind..how old are you? It looks like your a pro!! Wish I would have done or known about all this..now I'm in a rush to try and get things going so I'm ready for when I retire....your great!

  • @user-tc6zk1sf8s
    @user-tc6zk1sf8s 3 месяца назад

    Congratulations to you on paying off your debt. Don't worry about the Nay sayers. Just keep doing the great job you're doing. Great video as always 👍

  • @wheeklybudgets
    @wheeklybudgets 3 месяца назад

    Woo hoo to that check!
    I have a ton of debt. But you only live once.
    ❤❤❤

  • @2KADz
    @2KADz 3 месяца назад

    It's your Life and you know what you need...just ignore those comments...!! You are doing Awesome!!!
    What a Blessing from God.!! 😊

  • @ShannonsBudgets
    @ShannonsBudgets 3 месяца назад

    It's your money do with it what your want. They don't pay your bills. I agree we need to live life and enjoy our money

  • @melindadye4918
    @melindadye4918 3 месяца назад

    Congratulations on being debt free! 🎉 💵

  • @user-zn6nt3mi5h
    @user-zn6nt3mi5h 3 месяца назад

    Congratulations on the extra income

  • @sharonthompson7101
    @sharonthompson7101 3 месяца назад

    Hi Desiree! Great job on the extra debt. My daughter and son-in-law received a check from Wells Fargo for a car loan. I don't understand why people give you crap over how "You" spend your money. They are probably up to their eyeballs in debt! Why did you get a new cash tray? Is it better than the previous one? Have a great day! ❤ from Flower Mound, TX 🇨🇱 ( Can't wait to hear about your stay at Lowe's in Arlington for Go Wild. I'm about 30 min from there.)

  • @Bjustbudgets
    @Bjustbudgets 3 месяца назад

    congratulations on paying off your debt

  • @2KADz
    @2KADz 3 месяца назад

    I love Long videos...!!

  • @traceydufault297
    @traceydufault297 3 месяца назад

    Use that money as a buffer in your checking account just a suggestion

  • @katierose6569
    @katierose6569 3 месяца назад

    Congrats on being debt free 🎉