My 2023 Cash Envelope Stuffing Recap & 2024 Goals | Going Over My Progress Through My First Year
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- Опубликовано: 1 янв 2024
- In this video I am sharing my cash envelope journey so far and my 2024 goals using this system!
**All Binders in this video are samples that I received. I am working on opening a shop and currently testing out binders to sell.
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#cashenvelopes #cashenvelopesystem #cashstuffing
I’m low income and I realized I started with way too many envelopes so I condensed them a lot and continue to. I’d rather have fewer envelopes that I can stuff all/most of them every week.
I'm trying to get back into cash envelopes but I am in the same boat of only one income and it's still low. I am looking for a second income to start getting savings back. How many envelopes do you use and how do you consider categories ?
@@user-lu2ge7st6b I have about 15 categories. My wallet has my everyday essentials, my high priority is all my larger savings goals and low priority is my fun money. I’m going to come out with a video next week talking about how and why I recently condensed my envelopes
@@user-lu2ge7st6bwrite out your monthly bills, and expenses that are required, then check your statements to see what you spend money on. Main ones for me is groceries, personal, car, emergency, gifts and Christmas
I’m low income as well and I’ve condensed a lot of my envelopes as well. When I first started I noticed that it felt like I had too much going on and I felt like I strayed away from the start of cash budgeting which was to save money and have a better relationship with it. I only have one sinking funds binder and I have a lot of other sinking funds online as well. It’s working better for me this way. I also cut down on so many savings challenges because it was getting ridiculous 😂
Same here! Hahaha so many. But truly only use a few lol
I love this idea of reviewing last year - we tend to forget how much we have accomplished!
You're very real and so nice and it's heartening to know that a person who used to have to struggle can do better by trying something a little "new" like cash budgeting. Thanks for all you do and show us.
Hey at the beginning of the year I wipe my tracker clean and use the money I’ve saved to fill in the bigger number for the 100 envelop challenge. That way the larger numbers are out the way. Mentally it feels better for me. Great goals.
That’s a great idea!
I Love this for me as well to review your last year goals and complete your new goals for 2024. Thank you for going over your process, I truly appreciate all of your videos and content. They inspire me so much!!!
P.S. Would you consider doing another video on your Gorgeous Matte Envelopes again!!!! Please, this would help me so much!! Thank you. 🤗💞🥰
Kudos to you on the hustle! 👏🏼 💯 Thank you for being so transparent. Having multiple streams of income is the way to go 😊
Your determination and dedication is very impressive for someone so young. You're a great inspiration to all of us that follow you.
Hi. I thought you cash stuff for many years. I don't know how I came across the cash stuffing videos, then I said I think I can do this. I started cash stuffing in December it feels pretty good to save and not spend what I don't need. I'm being very strict on my self. Well I only have one job I do get paid every week so that's great. Thank you for your cash stuffing videos.
Thank you so much for sharing Desiree, you inspire me all the time to prepare for unexpected costs/life. ❤
This was a fantastic video. I’m happy that you are doing so great for yourself and you have been accomplishing a lot of your goals. Always watching your videos to the end. Great goals setting for 2024 because they are reachable goals and you’re making a plan for them. Great progress with the cash envelope. By the way, I purchased the pens you use and love them. Plus like the aesthetic of them, thanks. 😊
Desiree heres a trick for the 100 envelope savings challenge so it doesn't seem as hard. Fill all you're 1-50 envelopes 1st. Then take them back out count it out and transfer that into your bigger envelopes 100-50. Repeat until finished. That way youll get all you're higher amounts filled 1st and once you have all you're 50-100 envelopes filled doing this trick youll only have 1-50 left and itll make it much easier. Just a little trick in the cash envelope budgeting world that makes the 100 envelope challenge easier to do for people 😉 ❤
I’ve actually been told to do this and at first I was like no I’m just going to keep going with how I’m doing it but I think it might be a good idea to try this out and show people in a video. Because those high numbers are going to take forever lol Thank you!
@Happy2planwithDesiree Definitely won't hurt anything to try it if nothing else. Gets you're bigger numbers filled thrn once that's over thr smaller numbers will be a piece of cake for you. You got this 👍 💪 love you're videos you're dping great girl 💓😉💯👊💪💰
Great goals! I totally think you can do them all. I need to sit down and do my goals! I like how you went thru your sinking funds to find the goals you wanted/needed. Great idea. Love this videos! 😊
This was one of your best videos to date. I learned so much from you. Thank you for your transparency.
Congrats on doing so well in 2023! You've really inspired me and I've been able to make some meaningful changes to our family's monthly budgeting. Good luck in 2024, Desiree!
Thank you for sharing. Love your channel. Happy New Year 🎉
i got distracted by all the tiny eyes looking at me from the 100 envelopes box 😂
Lol now I can't unsee it 😂
This is hilarious!
Because of you I bought that alphabet sticker book.. and of course I found washi tape on her site.. Yaaaa well, I spent some change with her lol My order is in New York and will eventually end up at my door in Idaho. I'm excited.
That’s awesome! Thanks for supporting her shop 🤗
Thank you for sharing your experience and being honest with us! I really appreciate your insight!
When I first started my cash stuffing journey and I watched the videos I used to see low income in the descriptions and some of the cash stuffers weekly/biweekly amounts appeared to be above the threshold of low income however as I researched it made more sense…however on this topic we must consider other factors such as debt to income ratio, where the income line is for your city and state, how many individuals are in your household, our demographics etc….what we have in savings and investments I live a relatively small town in Indiana so compared to a place such as New York the cost of living is incomparable lol I said all of that to say that according to your city your income may not be as low as you think
Great video and goal setting! Trapper Keepers?! I remember those!😅
I love the binders and especially the envelopes.. I am wanting the top loading vellum
Great recap-thanks for explaining how the different sinking funds helped you this year! Congrats on sticking to your plan for 2023 🥰
I love your goals
Love your videos and voice! I'm not a fan of folding money but everything else is excellent :)
Really happy for you being able to pay off your debt :) i need to start this again but i only have £200 a month that i could save so feels a bit pointless
Any any money saved is a blessing !!!! One pound or pence at a time !!! Cheering you on in 2024 Glenda
Im just hearing of this trend. 😅Just realized I’ve been kinda “cash stuffing” before it became a trend. I always have cash “stuffed” at home. Trust me nothing happens, if you’re scared of fires, you can get a safe or bag that’s fire proof.
I love that! I know other people who have been doing this for decades and they love it too! For some reason lots of viewers are scared for me.. I’m always having to reassure them that I’m fine 😅 and yes a safe is definitely a good idea I have one of those!
Hi Desiree, I was wonder if I could get the link for the 100 envelope savings challenge. BTW I'm totally in love with your savings challenges and sinking funds.
Yay! So happy to hear that ☺️ Here's the link www.etsy.com/listing/1249374914/minimal-mini-savings-challenge-trackers?ref=yr_purchases
Hey Desiree Great video ♥️great goals you can do it. 36:49
👋🏽Great video!💚
Great job as always!! Did you make the denomination place cards???
I did🤗 I actually have a tutorial on my channel if you want to give it a try ruclips.net/video/9Lv3zpNzbrU/видео.htmlsi=uZ3grAjfk5fnNtoF
@Happy2planwithDesiree awesome!! Thank you!! I joined your Patreon, since I messaged you. I was able to download them. But I might try to make my own for other denominations.
LV is a great investment. They resell very well ❤
HEY DESIREE LOVE YOUR BINDER WHERE CAN I BUY THEM
Hey Desiree, have you tried ebay for your key fob? That's where I got mine.
Really?!? Omg I need to check that out thanks!
@Happy2planwithDesiree 🤭🤭 yes. Hopefully it's better than the quote you were given
I would significantly bump up the Emergency Fund goal. One major car repair or illness would wipe out $1,000 in no time. Trust me, I’ve been there.
Yes! 1,000 is starting goal but most ppl stop there . Mine goal is 2k to cover 1 month bills then next goal is to save for 3 months of bills and so forth.
It’s a starting point, not end goal
What font did you use on most of these envelopes??
Hi there! Where can I purchase a binder like this?
get a mac mini! you can convert any screen or tv into a mac desktop! and much less expensive!!
Hola if need info for a apt let me know I work for a company 😊
In San Diego?
⚾️
Hey be careful with those oil changes with surprise repairs. Akt of them are scams. Always take your car back and get it checked by a trusted mechanic....and find yourself a trusted mechanic too
I actually trust Toyota 🤗
Yeah, I don't get how people want you to " pretend" you're low income judt so they can see low income cash stuffing. Sure, many were low income at one time, but usually, the goal is to not be low income anymore and bring in other forms of income, not staying at low income forever. I don't get people, smh . If you are low income, use these videos as inspiration. How not to be low income anymore by having multiple streams of income coming in. Theirs plenty of low income cash envelope budgeters to watch on RUclips at all times.
Desiree, every video is excellent but this one was outstanding. You explained so much and the transparency is just awesome.! So proud of you and all you’ve accomplished.! 🩷