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Hi Ziet! If i downgrade my credit card to another card that has no annual fees within the same bank, will my credit score be hurt like the part you mentioned on closing the credit card?
Hi Ziet, thanks for sharing this informative video. I am a fresh graduate with no credit card and currently working in Singapore with a monthly salary of SGD2800. Most of my spending in Malaysia is on weekends such as jalan-jalan, dining out and sometimes petrol. However, I would like to apply for a credit card to build up my credit score. Do you have any suggestion on which credit card is suitable for me?
Hi! I would personally start off with a cashback or points credit card, something like the UOB One will be a great start - plus there’s UOB branches in Singapore too
Hi, apart from servicing a home loan, you can actually get malaysian credit cards and use them overseas, while repaying them on time - that will help you to build your credit score too! Check out this video to get the best cashback credit cards: ruclips.net/video/RJasEjCRXxw/видео.htmlsi=bde23R7o_JUEfQUF
![Ultimate Beginner's Guide to Credit Card Points in 2024 [Updated]](/img/1.gif)
🔴 𝗦𝘁𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗜𝗕𝗞𝗥 ➡️ www.interactivebrokers.com/mkt/?src=zietPY2&url=%2Fen%2Fwhyib%2Foverview.php%3Fnored%3Dt
If you found this video helpful, it would do our team a great pleasure if you can check out Interactive Brokers (with the link above), as we will receive a very tiny kick back - we promise to make more and higher quality videos for all of you ❤ Have a nice day ahead!
Thanks for the tips! 👍
Happy to help!
Will credit limit effect CTOS ? Should it be lower down to increase DSR ?
Hi Ziet! If i downgrade my credit card to another card that has no annual fees within the same bank, will my credit score be hurt like the part you mentioned on closing the credit card?
Hi Ziet, thanks for sharing this informative video. I am a fresh graduate with no credit card and currently working in Singapore with a monthly salary of SGD2800. Most of my spending in Malaysia is on weekends such as jalan-jalan, dining out and sometimes petrol.
However, I would like to apply for a credit card to build up my credit score. Do you have any suggestion on which credit card is suitable for me?
Hi! I would personally start off with a cashback or points credit card, something like the UOB One will be a great start - plus there’s UOB branches in Singapore too
hi ziet, you have nic share or is this a scam?
Hi john, its all the works of imposters! I dont have any financial products online to be sold
@@ZietInvests thank you for replying to me, is there any steps for me to report these activities?
How to build credit score in Malaysia if you work overseas?
Hi, apart from servicing a home loan, you can actually get malaysian credit cards and use them overseas, while repaying them on time - that will help you to build your credit score too! Check out this video to get the best cashback credit cards: ruclips.net/video/RJasEjCRXxw/видео.htmlsi=bde23R7o_JUEfQUF
Does completing a loan, such as personal or hire purchase wipe out its history on CCRIS? I.e. Is it similar to credit card cancellation like you said?
Nope! As far as i know the history of repayment sticks, showing your track record as a pay master 😄
So get more credit cards will hurt the score, but having more credit card limit with less usage is good ?
I think the key is to not apply multiple credit cards within a short period of time!
If I’m a Singaporean, can I apply for Malaysian credit card to build up my CCris score?
No, you can’t unless you work in Malaysia.