25 LAKHS LOAN LA SAVE 16.5 LAKHS | HOW TO PAY OFF HOUSING LOAN DEBT QUICKLY |almost everything Tamil

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  • Опубликовано: 24 дек 2024

Комментарии • 137

  • @almosteverything
    @almosteverything  3 месяца назад +15

    Hello Nanba Hope this video was useful
    Check Free Credit Score 👇🏻
    tinyurl.com/y6cc8849

    • @FoodparkKalai
      @FoodparkKalai 3 месяца назад +4

      Hi sir personal loan ku oru video poduga pls ❤

  • @1millionsmiles
    @1millionsmiles 2 месяца назад +8

    Great explanation ! I watched a lot of videos related to home loans, but in one video i got all the knowledge. Fantastic work🎉!

  • @toothless-dawgon
    @toothless-dawgon 3 месяца назад +41

    Love the old style of whiteboard animation

  • @Hariharan_Thangavel
    @Hariharan_Thangavel 21 день назад +2

    Explained the reality very clearly, especially banks rough and complicated process to pay the prepayment..100%

  • @sangeethapriya4057
    @sangeethapriya4057 3 месяца назад +3

    Very nice explanation🎉

  • @RAJ-gl8hk
    @RAJ-gl8hk 2 месяца назад +1

    Ty so much nanba for opening my eyes god bless u ma

  • @padmapriya8647
    @padmapriya8647 2 дня назад

    Super bro very useful information 👍

  • @AjithKumar-lb4ct
    @AjithKumar-lb4ct 9 дней назад

    Super info🎉🎉🎉

  • @pramivasanthsairam1732
    @pramivasanthsairam1732 3 месяца назад +1

    Very nice explanation. I will check with my bank. Thanks you so much

  • @rahul-jd6os
    @rahul-jd6os 3 месяца назад +4

    I Just Recommend This ("Don't Believe Everything You Think" Book) to You. It's Just a Masterpiece Book, Like a Therapy

  • @aruntamilselvan3708
    @aruntamilselvan3708 Месяц назад +2

    Indian bank la itha mathiri process very easy and simple.. direct ah indian bank mobile banking app iruthe nama loan account ku prepayment pay pannalam...😊

  • @Sabi-Fathu
    @Sabi-Fathu 29 дней назад

    Super thalaivaa 🎉

  • @sribhavani7789
    @sribhavani7789 2 месяца назад

    Super lecturing 💯🤝

  • @solitudeking7939
    @solitudeking7939 3 месяца назад +1

    The best channel bro. Keep doing what you do. ❤

  • @sivanandhanv6049
    @sivanandhanv6049 3 месяца назад

    Thanks you very much bro .....This video very usefull ❤❤❤

  • @manjunathnk1919
    @manjunathnk1919 2 месяца назад

    👍 super bro thank you

  • @sindhukasi739
    @sindhukasi739 Месяц назад

    super explanation bro

  • @rathivoice9135
    @rathivoice9135 Месяц назад

    Good informative video thanks pa

  • @AAkshilinsainiAEdwin
    @AAkshilinsainiAEdwin 3 месяца назад

    நன்றி அருமையான பதிவு நன்றி

  • @nktrendings816
    @nktrendings816 3 месяца назад +3

    👍

  • @karthikeyan.c8774
    @karthikeyan.c8774 12 дней назад +1

    Personal loan kum amortization calculation than follow pannuvangala sir..

  • @g.stephenamalraj3909
    @g.stephenamalraj3909 2 месяца назад

    Nice explanation

  • @geethaniketha7643
    @geethaniketha7643 2 месяца назад

    Thank you sir

  • @rakeshjaya8763
    @rakeshjaya8763 2 месяца назад

    Super bro 🎉🎉

  • @SwethaIps
    @SwethaIps 3 месяца назад

    Thank you so much Anna 😊😊

  • @brindhaviswanathan6474
    @brindhaviswanathan6474 2 месяца назад

    Really useful

  • @kirupakumar320
    @kirupakumar320 3 месяца назад

    Right ❤

  • @abdeepak
    @abdeepak 2 дня назад

    Thanks for the emi calculator link its help to plan how much for pre payment

  • @janasriv3735
    @janasriv3735 3 месяца назад

    thank you nanba. Best video

  • @NoOne-qy5ce
    @NoOne-qy5ce 3 месяца назад

    Na romba naala search panna topic ah pathi sonnathuku thank u brotherhood ❤

  • @Prabhakaran-hp1to
    @Prabhakaran-hp1to 19 дней назад

    Thanks bro

  • @thunder1697
    @thunder1697 3 месяца назад

    Well said

  • @karivarathan923
    @karivarathan923 3 месяца назад

    So informative

  • @ragavofficial5442
    @ragavofficial5442 Месяц назад +2

    Hi bro
    Nanga edutha home loan covid period apo tha so engaluku initially 7% interest kuduthanga but next two yearsla interest rate ipa 9.5% agiruchu... Idhunala loan tenure extent panitanga. Ipa naanga interest rate koraika solli keta bank panuvangala at least oru one percent koranjalum namaku benefita irukum. Please help me with this.

    • @rajeshs8846
      @rajeshs8846 19 дней назад +1

      interest rate kammi adhigam aaguradhu rbi repo rate based. Incase unga home loan interest 9.5% aana apram rbi repo rate kammi aagurindha you can ask ur bank to reduce the interest rate. Ilana no chance

  • @maselsa90
    @maselsa90 3 месяца назад

    Very good information

  • @dganapathi7968
    @dganapathi7968 17 дней назад

    Awesome bro 👌 .🎉.vaazhga neeveer pallaandu. Ellaam valla eraiyarul endrum ungalukku thunai puriyattum. Will you please send me the calculator of additional principle with emi payment calculator please 🙏.

  • @PraveenKumarS-ks5pu
    @PraveenKumarS-ks5pu 3 месяца назад

    Super bro 🎉

  • @padduRam94
    @padduRam94 2 месяца назад

    That's right. Prepayment options are not customer friendly. Need cheque or DD and reach the financial institution in person.

    • @senthilkumaran7809
      @senthilkumaran7809 Месяц назад

      Who said, It is depends upon Bank, many banks you can through online

  • @carewell2009
    @carewell2009 3 месяца назад +2

    Clearcut explanation bro thanks, well I already segregate the accounts in excel.... but can u send me the prepayment segregation option.. so that I will arrange my calculation when will be the exact month or year will do the prepayment... please let me know the link which in your video time frame 11.6 second...

    • @almosteverything
      @almosteverything  3 месяца назад

      Check Description of the video it is updated

  • @govindgl2664
    @govindgl2664 3 месяца назад

    Very useful bro

  • @muruguthottam6303
    @muruguthottam6303 3 месяца назад

    thanks you bro

  • @senthamizhanm2052
    @senthamizhanm2052 21 день назад +1

    மூன்று வருடங்கள் முடிந்தால் தான் prepayment பண்ண முடியும் என்று sbi சொல்றாங்க

    • @arunm1980
      @arunm1980 13 дней назад +1

      Part payment loan எடுத்த உடனே கட்ட முடியும். Preclosure செய்வதற்கு மூன்று வருடம் முடிந்த பின்பு செய்தால் preclosure charge கிடையாது. மூன்று வருடத்திற்குள் preclose செய்தால் outstanding amount ற்கு 3% அதிகமாக பணம் செலுத்த வேண்டும்.
      3 வருடத்திற்குள் நீங்கள் preclose செய்வதற்கும் வழி இருக்கின்றது. நீங்கள் கடன் வாங்கிய அதே வங்கியில் சிறிய தொகைக்கான loan எடுத்தால் நீங்கள் preclose செய்யும் loan இற்கான 3% நாம் செலுத்த வேண்டியது இல்லை.
      இதை எந்த bank அதிகாரிகளும் சொல்ல மாட்டார்கள்.

  • @jayaramans7263
    @jayaramans7263 17 дней назад +1

    Bro andha table use panna help pannunga how to create that table or which website provides that table pls reply bro as soon as possible iam already in home Lona

  • @rajeshkumarselvaraj374
    @rajeshkumarselvaraj374 3 месяца назад +3

    Hi sir
    The prepayment option and extra EMI is available for personal loan as well?? Please anyone clarify about this..

    • @ThariqSukkoor
      @ThariqSukkoor 3 месяца назад

      It's called part payment facility

  • @arunpeter6280
    @arunpeter6280 3 месяца назад

    Thanks for the video bro..
    Prepayment calculator link send pannunga

    • @almosteverything
      @almosteverything  3 месяца назад

      Use this link : emicalculator.net/home-loan-emi-calculator/

  • @AbhiFamily
    @AbhiFamily 3 месяца назад +2

    Bro it's only applicable for only for Home loan or other loans like personal loan or other etc ❤

  • @sudharsanr7613
    @sudharsanr7613 Месяц назад +1

    @2:38 share that excel bro

  • @aravinthkennedy9619
    @aravinthkennedy9619 5 дней назад

    Kindly tell us once you done the pre payment whether we need to reduce the tenure of the loan or principle of the loan which is profitable

  • @gunamoorthy4023
    @gunamoorthy4023 3 месяца назад

    வணக்கம் நண்பா 🎉🎉❤

  • @parthasview
    @parthasview Месяц назад

    Loan tenure restructure panra options irukumaa

  • @sachin.l3973
    @sachin.l3973 3 месяца назад +5

    Bro educational loan repayment ku nenga sonna method la follow panna mudiyum ah chances eruku ah nu sollungs

    • @dailytechytchannel7
      @dailytechytchannel7 3 месяца назад

      Naanu katitu iruka bro onnu kammi aagamatithu

    • @krishtmp6948
      @krishtmp6948 2 месяца назад +1

      Chances are there. In my case, it was SBI Bank, Interests are calculated and added into your loan account every month. I started paying 6.5k per month, then in-between prepayment of 2k, 3k whenever possible. I have reduced the tenure by 2 years. More you keep your principal higher, you tend to pay higher interest as mentioned in this video.

    • @InFaMousTaMiL73112
      @InFaMousTaMiL73112 Месяц назад

      ​@@dailytechytchannel7inam evalavu amount bro iruku

  • @chillbaru
    @chillbaru 28 дней назад

    Kindly share this prepayment calculator site link

  • @rupapreetha
    @rupapreetha 3 месяца назад

    👏👏

  • @kamalabu5028
    @kamalabu5028 4 дня назад

    It's applicable for Personal loan please tell in detail in another video

  • @keerthanaarumugam6215
    @keerthanaarumugam6215 3 месяца назад

    Bro, education loan pathi video podringala

  • @Dharampuri29
    @Dharampuri29 3 месяца назад +1

    First thing inflation yosinga.... 10 years aprom edoda value koranchi erukumla

    • @almosteverything
      @almosteverything  3 месяца назад +3

      If you build/buy a house in a livable location inside city. the price increase of the property will only match inflation or just 1 or 2% above inflation. so it is better to prepay than think about inflation and Live debt free. Moreover this will force you level up your income and get more disposable income to invest in other assets as well

  • @Dr.shyamala_
    @Dr.shyamala_ 19 дней назад

    Hi will this method work in car loan and personal loans also?

  • @abhimanyu6180
    @abhimanyu6180 2 месяца назад

    Bro education loans pathi konjam explain panunga oru 45-50 lakh loan ammount

  • @Pristly
    @Pristly 3 месяца назад +1

    விராட் கோலி motivation please

  • @NavinKumar-i3e
    @NavinKumar-i3e 3 месяца назад

  • @Kavimanikandan336
    @Kavimanikandan336 3 месяца назад

    Hi bro study tips video please

  • @GoodWill-nb3lr
    @GoodWill-nb3lr 3 месяца назад +5

    Balance . 12,92,200

  • @jayakumarjk_rs
    @jayakumarjk_rs 3 месяца назад

    Sir are they providing fixed interest?

  • @sanjicook4144
    @sanjicook4144 3 месяца назад

    bro education loan ah eppidi quick ah pay pannanum oru video podunga please

  • @போர்கலைபழகு
    @போர்கலைபழகு 3 месяца назад

    Business loan patthi sollunga bro

  • @karthik8339
    @karthik8339 2 месяца назад +6

    No banks will give home loan on fixed Intrest rate ..

    • @krishnadasssv2733
      @krishnadasssv2733 Месяц назад

      Please try IDFC bank

    • @Jtg564
      @Jtg564 21 день назад +1

      Idfc also same issue when I apply 8.5 % but next few month 15 % increase rbi rule they said

  • @kollywoodcinema7674
    @kollywoodcinema7674 2 месяца назад +1

    I have planned to buy house after 13 years i have started sip 30000 per month with expecting 13% returns. Around 1 crore corbus I have build. Shall I put full amount into house or 50% down payment and rest 50% SWP to pay emi which good way please do one video for that.

    • @muthuneela3472
      @muthuneela3472 2 месяца назад

      According to my view it's high risk taking .bcz interest percent won't change its fixed which u need to pay for ur loan.but SWP principal amount that is 50% of your money will fluctuate either positive or negative .we can predict market for long year and also another factor that plays a main role rather than market fluctuations , called inflation .

    • @avinashj1832
      @avinashj1832 2 месяца назад

      Sir, My suggestion is You can pay 50% down payment and rest 50% you can invest on companies where you will get 2-3% per month. in that you can pay your EMI... you can contact me for investing.... You will get pay out without fail monthly..m

    • @kollywoodcinema7674
      @kollywoodcinema7674 2 месяца назад

      @@avinashj1832 May I know about companies? Please give me your contact

  • @B.Apattathariviyavsay
    @B.Apattathariviyavsay Месяц назад

    அண்ணா என்னிடம் 20 லட்ச ரூபா இருக்கு அந்தப் பணம் செலவாகக் கூடாது வங்கியில் செலுத்தி லோன் போட்டு வீட்டை எடுக்கலாமா அந்த 20 லட்சம் அப்படியே இருக்க வேண்டும். அப்படி பண்ணலாமா அந்த மாதிரி ஆப்ஷன் இருக்கா சொல்லுங்க

    • @amirthav2323
      @amirthav2323 27 дней назад

      Don't buy home and home loan 😢 please inverst that money athulandhu income varamari parunga neenga emi la lock aagathinga

  • @thamizanktm2092
    @thamizanktm2092 3 месяца назад

    I am the first like and comment and view❤❤

  • @anjanababu26
    @anjanababu26 3 месяца назад

    A doubt please..
    Say we are asked to pay emi of amount 20,000 per month for some loan amount.. And when we ask the bank to debit 22,000 as emi amount(ECS) then will extra 2000 be added as prepayment for each month.. Will that help in reducing the tenure

  • @thirunavukkarasuc6447
    @thirunavukkarasuc6447 3 месяца назад

    Hi bro home loan podathenka relatives ku moi seinka .5 years or 7 years aparam one home vaanka plan panunka atha vachu return function vachu moi vankuka easya home vaankalam loan podama thapikalam . return moi seirathum not one day la varadhu so easy way this type

  • @SVMsilkssarees
    @SVMsilkssarees 3 месяца назад

    Bro gold investment video poduga bro

  • @kathirvibes
    @kathirvibes 3 месяца назад

    I try to download our app but show error on old version please share valuable link

  • @cinemananban2672
    @cinemananban2672 Месяц назад

    2500000 lack home loan sbi la eduthutukom....nanga 15 years tenure keta avanga 30 years potrukanga.... tenure 15 years ketta neenga 15 years la close panikalam extra emi kati solranga....15 years nuipave change pani thara matangala

    • @iyappanphotos
      @iyappanphotos Месяц назад +2

      You have to fight with them. Otherwise you will lose more money

    • @cinemananban2672
      @cinemananban2672 Месяц назад

      Ok thank you na

    • @Voiceover2796
      @Voiceover2796 25 дней назад

      Not a problem,if you able to change tenure as a 15 yrs means monthly emi amount will increase ,30 years means emi amount amount around 20 k. So wt you do means Monthly emi + extra money u will pay it will reduce your principal amount and interest rate also decrease.And 6 months once or 1 yrs once you will pay huge extra amount like 1 lakhs or 2 lakhs .This is the best way to complete the loan as soon as possible.

    • @cinemananban2672
      @cinemananban2672 22 дня назад

      Thank you so much for your clear explanation...I have one more doubt...relax period 6 months or 1 year, which one is best?

    • @cinemananban2672
      @cinemananban2672 22 дня назад

      I asked relax period of 6 months. I tried to pay extra amount other than EMI,it reduced from the principal amount,so it's better to take relax period as 1 year,It will reduce from principal??or which one is best

  • @kumarp5812
    @kumarp5812 3 месяца назад

    Tamil book list open aaka maatikuthu vera link send pannunga pls

  • @lokeshvermanooj
    @lokeshvermanooj Месяц назад

    bro two to three years la atha fixed ROI will be automatically changed

  • @sathyakamalnathan4573
    @sathyakamalnathan4573 3 месяца назад +1

    Anyone is eligible for this prepayment

  • @subhasrimanicouple8440
    @subhasrimanicouple8440 3 месяца назад

    Bro epa rate of interest change ahguym RBI epa change pannuvaga

  • @VijinRaj-h8t
    @VijinRaj-h8t 3 месяца назад

    Eye opening video

  • @cncprogramming4169
    @cncprogramming4169 27 дней назад

    All month pemont pannalama

  • @bharathkhan7159
    @bharathkhan7159 23 дня назад

    Ena pithalatam bro ithu thirutu pasagada intha bank karanunga

  • @vigneshsrinivasan6517
    @vigneshsrinivasan6517 3 месяца назад

    I want to know the topic of body language like shayan wahedi youtube channel because I know english but I can't understand.what he said.

  • @emma_watson35
    @emma_watson35 2 месяца назад

    Again and again plz don't check a creditscoure. Because the credit score is reduce your credit score points. Be careful

    • @almosteverything
      @almosteverything  2 месяца назад +1

      if you check frequently that won't be a problem, only if there is a hard request from loan providers it will affect your credit score

  • @dhamodharant9252
    @dhamodharant9252 2 месяца назад

    Bro prepayment calculator link pls

  • @yogeshkumarrajendran9012
    @yogeshkumarrajendran9012 2 месяца назад

    Bro no body is giving fixed interest.

  • @thirunavukkarasuc6447
    @thirunavukkarasuc6447 3 месяца назад

    10 years ok bro 20 years over

  • @litheshvarman6231
    @litheshvarman6231 3 месяца назад

    Cristiano Ronaldo buying Stocks please

  • @RamuE-j4p
    @RamuE-j4p 2 месяца назад

    22 lacks

  • @Megharajan45
    @Megharajan45 3 месяца назад

    Sir, now 14℅ intrest rate

  • @kamals6624
    @kamals6624 3 месяца назад

    20 laks sir😢😢

  • @RichKid-t9e
    @RichKid-t9e 3 месяца назад

    12,92,200

  • @veeramani6615
    @veeramani6615 3 месяца назад

    13

  • @BabuY-b7b
    @BabuY-b7b 2 месяца назад

    Ganpati

  • @BabuY-b7b
    @BabuY-b7b 2 месяца назад

    🙏🙏👌💐🫂

  • @solomony9899
    @solomony9899 3 месяца назад +1

    Nice update 🫡

  • @shanthimurthy145
    @shanthimurthy145 3 дня назад

    Thank u bro

  • @sanumol658
    @sanumol658 7 часов назад

    Thank u bro