I don’t obsess with retiring early anymore | no life, zero shopping, toxic minimalism

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  • Опубликовано: 17 ноя 2024

Комментарии • 113

  • @michellepujalte1124
    @michellepujalte1124 10 дней назад +24

    I think one of the reasons why we people spend on so much things is to escape from the reality of burnout from our jobs. We buy and buy in order to compensate the hard work and we always think that we deserve it. Everything we buy and own, we believe that we deserve it. But what we do not realize is that what we really need are not the things or accumulation of things but the rest that our mind, body and spirit need. Your realization is very humble, genuine, and eye opener to every audience. You are generous to your experience. Im a subscriber and follower from the Philippines.

  • @MaiNguyen-lr8zc
    @MaiNguyen-lr8zc 11 дней назад +32

    My go to is balanced is the key for a happy life. I am in my mid 40 now and plan to work until I am 70 or 80 years old as long as my physical health allows me . I run a very busy coffee shop, every morning I come to my coffee shop I can't wait to see all my lovely customers . They are all part of my life ❤❤❤. At the end of the day I have so much to talk to my loved one about my days. I got so many presents and flowers from my beautiful customers. I am so blessed to be here. Right now and this moment. Wishing everybody great health and happiness !❤❤❤

    • @saffanna725
      @saffanna725 11 дней назад +2

      Sounds wonderful. Sounds like a script for a film! Thank you!

    • @mocheen4837
      @mocheen4837 11 дней назад +2

      I switched to working 3 days a week from home when I turned 50. I have 8 weeks of vacation and 10 holidays each year. I spend more time with family, going to the gym, biking and gardening. I also do a lot of house chores and cleaning. I live below my means and frugal by nature. I do splurge on occasion on my hobbies like buying a $4,000 bike. I plan to travel more until I retire at age 60.

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад +1

      Very happy for you! Sounds like a dream job xx

    • @MaiNguyen-lr8zc
      @MaiNguyen-lr8zc 10 дней назад

      @@ColourfulNoir
      Thank you.

  • @Johanneslol11
    @Johanneslol11 10 дней назад +15

    This is the first video I watch from you. I like your mind, I am also saving and investing but I know I love my job and I don't mind working. I tend to like lean fire more. I have a personal story of why what you are saying matters. In my family there was a couple, he was working as a architect designing massive building, like banks and skyscrapers and earned really a lot of money with it. They always said when he Retires they are going to travel a lot and see the world. They always had it super cold in the house because they wanted to save money. Two months before he reached his retirement he got the diagnosis of cancer. And 3 weeks after his official retirement he passed away. His wife who got all his money lives in a elderly home because shortly after her husband died (think weeks) she was diagnosed with dementia. She does not remember who she is, while being a multi miljonair and he is already gone.... What is all that money worth then?

    • @debbiematthews981
      @debbiematthews981 10 дней назад +3

      😢 This sort of thing happens a lot more than we think unfortunately.

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад +1

      Thank you so much for sharing. I recently came across a very similar story too- a couple who saved for decades but a year before retirement, the wife was diagnosed with terminal cancer. The husband found it really hard to cope and eventually went back to work because that’s the only thing he’s family with. It’s very heart breaking xx

    • @Johanneslol11
      @Johanneslol11 10 дней назад

      @@ColourfulNoir yes that is very sad! Live life as much as you can live now to. You don't only live for the future

    • @seabreeze4559
      @seabreeze4559 10 дней назад

      "tomorrow, is always a day away...."

    • @seabreeze4559
      @seabreeze4559 10 дней назад +1

      @@debbiematthews981 People don't take care of themselves, like the cold house thing, and bring it on themselves. Like, if you wanna enjoy retirement, you have to pamper your body now? They act like they're teenagers and indestructible.

  • @rinva4680
    @rinva4680 6 дней назад +1

    Deepest thank you. Amazing video.

  • @CYLew-z9y
    @CYLew-z9y День назад

    Thank you for the great video. I have been thinking the same a lot lately. Thanks for your sharing and it answered my doubts.

  • @majarobert
    @majarobert 8 дней назад

    These are excellent points. I’m not so into FIRE but am chronically burnt out by our work life. Your comments have clarified some of the thoughts I have been thinking about lately. Great channel!

  • @mirriamyamyam8253
    @mirriamyamyam8253 12 часов назад

    my definition of my early retirement is still have a job but not working hard anymore ,work life balance and already financial secure.❤A life I dont have to escape from

  • @MT-im7hx
    @MT-im7hx 8 дней назад

    Great vlog as always! Thank you for sharing!

  • @hanniedays
    @hanniedays 10 дней назад +7

    As someone who is currently obsessed with FIRE, this was refreshing to see that FIRE is not everything.

  • @maipham4766
    @maipham4766 День назад

    Your so wise ❤️❤️❤️ absolutely food for my brain and soul

  • @agatha8174
    @agatha8174 11 дней назад +2

    Thank you , this video is very inspiring and I agree with everything you said

  • @alexandrasaini582
    @alexandrasaini582 11 дней назад +2

    Loved this video! ❤

  • @flohough1870
    @flohough1870 10 дней назад +1

    As someone who took two breaks during my career, I totally see where you are coming from. Burnout is real and sometimes you just need a reset. I don't know if my husband will ever retire, he really enjoys his job and that's fine.

  • @SimonaHavlová-f2v
    @SimonaHavlová-f2v 11 дней назад +3

    Hello, Eileen. I really like your outfit here. You inspired me and tomorrow I will take blush pink jumper, pearl earrings and silver watch on me. You look very young in this color, I like it more than your beige and grey tones in your closet. 🙂

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад

      Thank you! I love the light pink too and have been reaching for it a lot recently xx

  • @Marsolan
    @Marsolan 10 дней назад +2

    Fantastic video! Cannot agree more!!!!!!Your art is so beautiful. Is it available to buy?

  • @m.h.t1286
    @m.h.t1286 11 дней назад +19

    FIRE was a huge trend few years back & many people , including myself was on that band wagon.
    There are many types of FI (Financial Independent): Lean, Coast, Barista, Fat, Chubby. Hence, it will be achievable if we know what we want earlier on & start planning or working towards it.
    RE (Retired Early) isn’t for everyone, especially when we’re still young & have fuel in our tanks.
    Since achieving FI 3 years ago (no mortgages nor any types of debts & 1 year worth of emergency fund), it’s given me the flexibility to many areas of my life: work 3 days a week, able to say yes to a lower pay, yet with great work environment, supporting team & 10 minutes from home.
    More so, I’ve purged lots of material things. With less things to take care of around my home, I have more time doing what’s important, eg: looking after my health (going to pilates 3-4 times a week, cooking healthy meals) & spending quality time with family/friends…
    Our HEALTH is actually our WEALTH (sorry to hear about the passing of your close friend)

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад

      Very insightful sharing! Thank you xx

  • @cup_o_TMarie
    @cup_o_TMarie 11 дней назад +5

    Eileen I LOVE that you share these details with full vulnerability.
    It’s why I always come back to your channel even though I no longer keep up with the latest designer world.
    I think you’ve discovered that you have gone to different extremes & now are coming to the middle ground…..The healthiest place of all.
    I’ve done the same & now I allow myself to have “things”, but I also allow myself to have a life even more. Even if I make a little less money at times (I run my own business so I can take clients or not).
    You’re inspiring & your art is beautiful Eileen🤍

  • @saralee4297
    @saralee4297 Час назад

    Many of my customers are in their 70 and 80 years old! They are single and rich! They are lonely and have no hobbies! They always remind me and my husband to go and enjoy our life! We are only in our 50’s. Our children are grown ! We still work and enjoy our life! We make our life meaningful !!!

  • @becca3127
    @becca3127 10 дней назад +1

    Great conversation. My approach is barista fi. It gives me time to enjoy the journey while having control over my time, and being productive/ doing something I love.

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад

      Love that!xx

    • @seabreeze4559
      @seabreeze4559 10 дней назад

      I don't know if FIRE is possible if so many people are doing it. There's now an index fund bubble for example.

  • @adriankung1
    @adriankung1 11 дней назад +4

    Thanks so much for the frank and inspirational sharing. I have taken early retirement since Jan 2024 (just a few years before the official retirment age in our organisation). Have not regretted it as I do enjoy autonomy over my time, doing things I really like and taking a lot more care of my health and well being. I fully agree with your approach of maintaining a good balance. Slightly different from your situation, I cannot say I like my previous full-time job and would not go back to the same thing again. However, the idea of taking up suitable part-time commitments is great, and if suitable opportunities arise, will certainly give it a go. Last but not least, just to say that I thoroughly enjoy all your videos and sharing. Can't wait for your next one ❤

  • @Doctorcocolife
    @Doctorcocolife 9 дней назад +1

    I reckon working 2-3 days a week 5-7 hours per work day.. in a supportive and friendly environment is a sweet spot. Take leave for vacation every few months. The rest of the time for family and ‘me time’. Ok to splurge for special occasion. ❤️

  • @Aventerra01
    @Aventerra01 11 дней назад +14

    Thank you for sharing this. What a great introspection of balance.

  • @princeeverlove
    @princeeverlove 11 дней назад +4

    Balance is LOVE/FAMILY in the middle & everything else left and right out on the edge of less importance..i Luv You Eileen 💕🌷

  • @AnUrbanGypsy
    @AnUrbanGypsy 10 дней назад +2

    Sadly I know too many whose retirement has been cut very short and a fair number who didn’t make it that far. The fact is that the majority of us will not live in our retirement as long as we like to think we will. That, coupled with difficulty in switching mindset from years of frugality to now spending a little bit on treats, means a lot of hard earned retirement funds are passed down leaving our dependents to pay taxes on the remainder. Balance in everything.

  • @AngryLola
    @AngryLola 10 дней назад +1

    Thank you!

  • @Scarletcroft
    @Scarletcroft 10 дней назад +1

    I've been a goal focused saver since my first allowance (it is normal in my familiy). To count myself rich (it's something we say in our familiy instead of budgeting) is something that I actually do for fun. I also do it for my cousin who has a shopping addiction (legaly aproved, I have fill in forms and account yearly) . Me the hoarding dragon guarding her bank account from herself. I think it's very intresting to be responsible for someone else's money. You learn alot about priorities. You would think I would guard her money as stricly like I do my own, but i'm actually more lenient, because she is still free to choose her priorities. I just drip feed her the money in a sustainable way, I don't make the big choices for her I just do the calculations and make sure she can not easily touch the savings she has left.
    I would never expect anyone to be the same type of money hoarder I am. Saving money is always the first thing that comes to mind. I always have to debate with myself buy things I want/need/like. Spending does not come naturaly, I always have some goal to save for. Big or small.
    What I am doing is trying to provide myself with the option to either retire maybe 10 years early or to start working part time when I'm 45+. ( I haven't decided yet)
    Last year I had the option to choose between a raise in pay or extra vacation days. I chose the extra vacation days. So that shows I do still value time over money.
    I think one of the important realisation in life we can have is that money is something you can trade for at any time.
    Time is never gained only ever paid.

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад

      This is really insightful, thank you for sharing xx

  • @wotsup67
    @wotsup67 11 дней назад +7

    My husband took early retirement at 60 years. He worked in a demanding job that was stressful and at times dangerous. We paid off what was left on our mortgage and are now debt free. My husband is so much happier. I have kept working as I am a few years younger than my husband. We contributed extra to our retirement fund when we were first married and when I retire we will be comfortable. Can’t wait to be able to travel for long periods. 😊

    • @cecilang9721
      @cecilang9721 11 дней назад +2

      You have your romantic partner and your health. Treasure both!

    • @mocheen4837
      @mocheen4837 11 дней назад +1

      Enjoy your time together and travel as much as possible.

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад

      Thank you for sharing! Xx

  • @ms.schnapp7415
    @ms.schnapp7415 11 дней назад +2

    I fantasize about early retirement but am certain I would be bored. Nonetheless that is what I’m aspiring for and will decide when the time comes. Perhaps will try to find fully remote work. Meantime I want to take more frequent short vacations. Thank you for sharing your journey and inspiring balance❤

  • @serendipitysunshine5669
    @serendipitysunshine5669 11 дней назад +11

    I stopped working at fifty-nine, primarily to care for my mum. When she passed a few years later my time became my own. I have always been quite a driven person (goal setting, obsessive time management etc), but have never missed that old corporate life for one second. My ideal would have been to work part-time two days a week for as long as I possibly could; to keep the brain active and to give balance. I use my time now to learn new skills, look after my health and fitness, and to enjoy my family. I’ve never been happier. I don’t have to buy expensive clothes for work and have identified areas I can cut back on expenditure because it simply is no longer necessary. I never consciously planned to retire early so never practiced FIRE. Thankfully my husband financially supports us, which I’m grateful for. There’s no point flogging yourself and having no quality of life, if it impacts on your marriage, family and health. Life has a habit of pulling the rug from beneath you when you least expect it. I guess what I’m trying to say is no one size fits all but if FIRE is at the cost of your marriage, your children’s welfare and a life of high anxiety, then is it really worth it …

  • @UrimonoIma
    @UrimonoIma 5 дней назад

    It would be great to start off by explaining what FIRE means. I have watched several videos propagating financial freedom. In Canada, some good companies offer great packages like extended health benefits that are non-taxable. While sometimes I loathe my full-time job because I wish i had more time for myself, I can't imagine if i quit it. I need to $$$ keep coming in to have that sense of security. We are also paid biweekly. So, retiring early is admirable but not an ideal reality. Not healthy for both my body and mind either.
    Balance - is the core word. We need balance in everything we do.

  • @svccschnauzers
    @svccschnauzers 10 дней назад +2

    Fantastic video! Thank you for such great ideas and for sharing your story!

  • @Anonymous-xq3cd
    @Anonymous-xq3cd 4 дня назад

    Im already burned out at my work. I admit I hate going to work everyday. But as a man, my value is tied to my salary, my savings, my investments, and my assets. I need to keep working so I can keep growing my value and my worth. As a man, just being yourself, kind, lovely, loyal, responsible, humble, and a gentleman is not enough anymore in today's dating market. So for this reason I cannot stop working and I need to keep growing my value and my worth, thats the only way I can have a chance to find a wife and be respected by society because we live in a society where men without money are treated lower than dirt.

  • @honeywerehomeblogMegan
    @honeywerehomeblogMegan 11 дней назад

    I love this video so much, it is perfect timing for me as I've been considering all of these things. Also, you are so talented with your art! I would love to purchase!

  • @dapperlygrungy3189
    @dapperlygrungy3189 11 дней назад +15

    I commented in a prior vlog when you were deciding to retire that unless you can keep busy each and everyday, retirement will make you go senile. There's only so much gardening, hiking, vacationing, working out you can do before realizing you need to be a part of employment and the social network it involves.

    • @M_SC
      @M_SC 11 дней назад +3

      There’s so much else than work to solve that. Enjoy your work if you do, but examine your massive bias or blindness to other ways of meaningful participation in society

    • @dapperlygrungy3189
      @dapperlygrungy3189 11 дней назад +1

      @@M_SC She obviously went back to work so case closed. Otherwise, tell it to her not me.

    • @saffanna725
      @saffanna725 11 дней назад

      @@M_SC Agree. The 9-5 isn't the be all and end all.

    • @japoemka
      @japoemka 11 дней назад

      Many people would take 'gardening, hiking, vacationing, working out' over working their 9 to 5! Especially that you can find social network it outside work!!

    • @dapperlygrungy3189
      @dapperlygrungy3189 11 дней назад +1

      @@japoemka My initial comment was directed specifically to the vlogger. I knew she would re-enter the workforce and she did. Yes, I agree, if you are 60-80 yrs. old, gardening would be more of a way of life over a 9-5 job. When you are young, you need to be a part of something and unless, you experience a long period of unemployment, you will never relate. This applies only if you love and respect your employer/job. If you hate your job, you wouldn't be able to afford retirement, so it's moot point.

  • @saffanna725
    @saffanna725 11 дней назад +1

    We cannot control everything - we're persuaded by so many RUclipsrs that our health is in our hands; we are the sole architects of our fate; what we want we can have when any rational mind can see that luck plays an important role in your life and some things are simply beyond your control. A lot of these extremes came from American self-help culture where that really do believe quite simplistically that everything can be controlled: it can't. For instance, my brother fell very ill unexpectedly and I've had to spend a lot of time and money supporting him. So I agree, Eileen, save and try your best but don't ever feel you're watertight!

  • @xmochix604
    @xmochix604 7 дней назад

    I'm a part of the fire community. But I prefer balance. I don't want to be obsessed!

  • @kaylheecarroll3186
    @kaylheecarroll3186 11 дней назад +3

    Sorry to hear about your loss of your friend

  • @MHM-i2o
    @MHM-i2o 8 дней назад

    I got a 2 month sabbatical approved but immigration told me I can't take unpaid leave on my visa. So I think FIRE is going to be my only escape from burnout. I am old enough that getting a new job will be very difficult but young enough for family to tell me I am crazy to retire- I can have so much more if I keep working. But I don't want more- I like to travel, and while I am never going to be a minimalist, there are a lot of things I can do to make my like a lot less expensive and more simple. I would love to be able to take off a year or work part-time. I wish that was an option.

  • @rebeccakaldeway2187
    @rebeccakaldeway2187 11 дней назад +3

    Thank you! I enjoyed this topic since I just recently got interested in fire. I can relate to what you're saying and its an important message. Eileen I would love to hear your experience with investing and your investment journey. Can you please make a video on that topic sometime?

  • @shehlee566
    @shehlee566 10 дней назад +1

    Thank you for sharing this. My bestie passed away due to cancer recently and I am devastated. She was only 41. I didn't get to see her much because I moved to live in another City and busy with my kids. I didn't know she had cancer and her death was a total shock to me. She hide it from me for 7 years because she doesn't want me to worry of her and doesn't want to interrupt my busy life with my kids. I always put off the plan to go on a trip with her and only see her once a year. I always think there is always time and can go when my kids are older. There is no time anymore 😢

  • @cindyschwartz6916
    @cindyschwartz6916 11 дней назад +2

    I really loved this video Ty for sharing ❤❤ this month marks a year where my spending went into overdrive Im an RN Ive been through the burn out And now im slowing down Enjoying life Being grateful and spending time with the people i love I love all yr videos ❤❤

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад

      Sending you lots of positive energy xx

  • @TurkeyGuy-n6y
    @TurkeyGuy-n6y 3 дня назад

    Insane the number of people asking what FIRE is when she literally explained it in the first 8 seconds of the video 😂😂😂

  • @jehan9
    @jehan9 11 дней назад +2

    I agree. I was going to leave a job that offers retirement and medical benefits. I had 6 years remaining, and I was still in my early 30s. I took a 6 week off and came back motivated to continue. I've learned to take breaks when I need it!

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад +1

      I’m happy to hear you took the break you needed. We sometimes put ourselves on the back burner but rest is so important xx

  • @jayjaytailor
    @jayjaytailor 11 дней назад +2

    I am so sorry to hear that you lost a dear friend Eileen; I hope you are OK and sincere condolences to his family

  • @seabreeze4559
    @seabreeze4559 10 дней назад

    A lot of FIRE bloggers are scammers, that Money Mustache guy was pretending to be a humble hipster with a bike and upgraded his family of 3 to a huge house quite recently.

  • @marthalimon5137
    @marthalimon5137 4 дня назад

    What is fire?

    • @ColourfulNoir
      @ColourfulNoir  День назад +1

      Financial independent and retire early xx

  • @MariaRodriguez-om1yi
    @MariaRodriguez-om1yi 10 дней назад

    Are you saying Fire? What does that mean?

    • @saralee4297
      @saralee4297 Час назад +1

      Fire independent retire early!

  • @susanvelez6534
    @susanvelez6534 9 дней назад

    What is FIRE

    • @saralee4297
      @saralee4297 Час назад

      Fire independent and retire early!

  • @anonymousanonymous-u9f
    @anonymousanonymous-u9f 8 дней назад

    It’s called burnout

  • @jenl9081
    @jenl9081 11 дней назад +1

    Nah, FIRE is not balanced, you realize that you won't be all that fulfilled once you achieve it. Do age appropriate thing for your place in life, no need to forced yourself to a hole.

  • @StephanieMoore-oj7vz
    @StephanieMoore-oj7vz 10 дней назад +40

    Thank you for your videos mate.. . Crypto education is what the world needs the most right now. I don’t think that buy and hold is a valid investment strategy anymore. Not too diluted and to a degree, follows Evelyn’s trading ideas and signal tips for your portfolio growth and aggressiveness. She is a woman who has not only taught me what the cryptocurrency trading world looks like but a secret to uplift my finance. Buying crypto and waiting for the price to shoot up is not the best way to invest in the market but buying and trading is. Evelyn Infurna’s trade signaIs does the heavy lifting, generating competitive returns for crypto traders and investors in the form of money and peace of mind. Time in the market vs. timing the market. If you keep that mentality as an investor, you will stay calm during the storm! Within some months I was making a lot more money and have continued on that same path...

    • @DavidMartins-y1c
      @DavidMartins-y1c 10 дней назад

      The market has gone berserk! whether you're a newbie or a veteran trader, everyone needs a sort of coach at some point to thrive forward.

    • @BrianWilliam-m6l
      @BrianWilliam-m6l 10 дней назад

      bitcoin does not pay any yield but will reward you with growth that you can't find in any other asset class

    • @jeffbox1torres
      @jeffbox1torres 10 дней назад

      I appreciate the professionalism and dedication of the team behind Evelyn’s trade signal service.

    • @HieuTri-vw9zw
      @HieuTri-vw9zw 10 дней назад

      Evelyn Infurna Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's

    • @SarahGetronBless-yk8sy
      @SarahGetronBless-yk8sy 10 дней назад

      I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience…

  • @godjenta66
    @godjenta66 9 дней назад

    What is FIRE? I'm not British, so this video made no sense to me.

    • @sharonhansen2935
      @sharonhansen2935 8 дней назад +1

      FIRE is not British. It stands for Financial Independence Retire Early.

    • @godjenta66
      @godjenta66 8 дней назад

      @sharonhansen2935 Ok, thanks for letting me know. 👍 English is not my mother tongue.

  • @ppw8716
    @ppw8716 11 дней назад +2

    Life is unpredictable. Yup, I have gone through a major change. 🥹

    • @ColourfulNoir
      @ColourfulNoir  10 дней назад

      Thank you sharing and I hope you’re doing well xx