MAY 2021 BUDGET RECAP | Paycheck Budget + Summer Activities

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  • Опубликовано: 7 окт 2024

Комментарии • 95

  • @daniellebrignola1264
    @daniellebrignola1264 3 года назад +16

    Yayyyyy great video!!! I'm living for Ryan's progress!!! Debt free journey for the win!

  • @maggiemae4585
    @maggiemae4585 3 года назад +17

    May was a weird budget month-I spent way too much money on outdoor decor but also paid off my student loan in may. It felt like I had a great step forward and then I felt the spending guilt!

    • @Angela485
      @Angela485 3 года назад +1

      Congratulations on paying off your student loan!! That’s awesome!

    • @maggiemae4585
      @maggiemae4585 3 года назад +2

      @@Angela485 thank you!! It feels incredible to be one step closer to financial freedom… although I think I celebrated a little too much! Time to buckle down and get back to work :)

  • @brroookkeee
    @brroookkeee 3 года назад +13

    We have a summer fund that helps us so much for beach trips, boardwalk and amusement park rides, fairs, water parks and more!

  • @lydiah7184
    @lydiah7184 3 года назад +11

    We love going to the library 🙂 Free, fun & air conditioned if it’s too hot to play outside in the afternoons!

  • @rayana1543
    @rayana1543 3 года назад +3

    i watched you in 2018 when i was 18... and i still follow your principles to this day.. 😌

  • @michellemorales401
    @michellemorales401 3 года назад +1

    Great reminders that our Budget needs to be fluid and tweaked to enjoy the seasons we can enjoy. 💙💜💙
    I loooove listening to Podcasts while I'm driving and while I'm cleaning. I really get into my zone!!! 🤩
    I'm trying to be more of an outdoorsy person, but I get bit up by mosquitos pretty bad! 🙃

  • @MindYourMoney
    @MindYourMoney 3 года назад +2

    I love how you walk through the budget recap!!! It's very helpful. The outtakes are so fun!

  • @thebeautyinbudgeting4374
    @thebeautyinbudgeting4374 3 года назад +4

    Yayy! I love when you post! I’m here and watching! 🙂

  • @lottesvala
    @lottesvala 3 года назад +2

    Thank you for sharing ❤️ I'm so happy you show when things are real and authentic as it is in human life with all its ups and downs.
    Electronics and it's spells is a real thing and a challenge for both small and big 😜 I look forward to the next recap and can't wait for more videos here.

  • @choosetoshine2610
    @choosetoshine2610 3 года назад

    Thanks for being transparent. So refreshing!!!!

  • @TH0KH
    @TH0KH 3 года назад +1

    May I went a little over so I went on a June no buy but then June was a mess so far, because i decided to finally get a couple counters to create a more functional kitchen and i hadn't planned on summer camp for kid but she begged for it... Gonna be doing a no buy July now lol. Whenever I do a no buy on small stuff, i just think "now I can buy the big items I never have enough cash for because I spend it on the small stuff" 🙃

  • @zillashimmy
    @zillashimmy 3 года назад

    I work part time at my local library and we're in full swing Summer Reading program!! A lot of outside events to earn points toward the grand prize, "Grab n Go" kits for a small craft project, a "Brag Tag" to collect every week for checking out your books....story walks through town. GREAT advice, Miko!!

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻'

  • @diamondpaintingcajun
    @diamondpaintingcajun 3 года назад

    I’m happy this works for you guys . Mine just don’t run so smooth and I just can’t stay on track.The way hubby gets paid is soooo hard to save in savings , save sinking funds , and cash envelopes and pay all bills at the same time . It’s frustrating I’m. Not where i want to be . I’m about to give up 🤦🏻‍♀️

  • @MarianeCresp
    @MarianeCresp 3 года назад +1

    Love how you two are in sync! ❤️

  • @DearDebt
    @DearDebt 3 года назад +1

    Awesome recaps you two! Love these videos so much. It’s so fun to see how others break their budgets down!

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      Thanks for commenting, I have been getting this questions lately about my investments. I will refer you to my trade analyst's ameritrade company to make good 200% income trading, go more on digital assets.(Crypto)

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻'

  • @johanna4456
    @johanna4456 3 года назад

    Every month I'm looking forward to this video. Love you two

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻'

  • @arambladen3087
    @arambladen3087 3 года назад +1

    I'd love to have the workbook in an excel file... so It'd be easier to log and calculate!

  • @almarosa154
    @almarosa154 3 года назад

    3:07 you ARE normal 🥺🤪😜 ... jejejje loove how transparent you are in your journey 🥰

  • @TaylorBudgets
    @TaylorBudgets 3 года назад +3

    Need this video!

  • @sandyseibelhager7131
    @sandyseibelhager7131 3 года назад

    You should definitely check out your library. Our library not only does free activities and serve free lunch to kids in the summer but they also let you check out free passes local attractions like the zoo, children's museum and gardens.

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      Thanks for commenting, I have been getting this questions lately about my investments. I will refer you to my trade analyst's ameritrade company to make good 200% income trading, go more on digital assets.(Crypto)

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻'

  • @valeriebabbe7681
    @valeriebabbe7681 3 года назад

    In May we have done a lot of walking in our historic areas here in San Diego.

  • @libbysworld7649
    @libbysworld7649 2 года назад

    You should be doing a pod cast of your own. PLEASE! lol

  • @brittanylong6558
    @brittanylong6558 3 года назад

    We spent a TON on eating out in May - weather was beautiful and I never wanted to cook haha

  • @LacarteradeDany
    @LacarteradeDany 3 года назад

    Hi !! I love your vídeos, and i had to say, sometimes i cant hold on to my budget, and i felt bad, then i remember that, this is a Journey , so i try to keep positive, sorry por my English, i'm from México 😊

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      Thanks for commenting, I have been getting this questions lately about my investments. I will refer you to my trade analyst's ameritrade company to make good 200% income trading, go more on digital assets.(Crypto)

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻'

    • @alpilialoha6026
      @alpilialoha6026 3 года назад

      Brah…stop trying to hijack this post. Do your own work, puss!

  • @SimpleLife386
    @SimpleLife386 3 года назад

    Nice. Always love these videos.

  • @tcslife4794
    @tcslife4794 3 года назад

    At some libraries you can get free passes to community events and museums.

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻_

  • @KateLloyd128
    @KateLloyd128 3 года назад

    These are so helpful to watch.

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад +1

      Thanks for commenting, I have been getting this questions lately about my investments. I will refer you to my trade analyst's ameritrade company to make good 200% income trading, go more on digital assets.(Crypto)

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻'

  • @luvlee622
    @luvlee622 3 года назад

    Love the recaps... thank you 👋

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      Thanks for commenting, I have been getting this questions lately about my investments. I will refer you to my trade analyst's ameritrade company to make good 200% income trading, go more on digital assets.(Crypto)

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻'

  • @brandishantel5889
    @brandishantel5889 2 года назад

    Since you used some of your checking cushion to cover overage, will you have a line item showing you putting back the money you used of cushion next months budget?

  • @TeeJai601
    @TeeJai601 3 года назад +1

    Just wondering why your property taxes payment wouldn't be added to your May montly budget so it wouldn't "throw" the budget off per se?

  • @wilnellyssuliveras3748
    @wilnellyssuliveras3748 3 года назад

    Yassss finally

  • @irismoya1911
    @irismoya1911 3 года назад

    Does the small workbook fit into a personal sized planner cover? Thank you.

  • @JackieBudgets
    @JackieBudgets 3 года назад

    😂 I steal from other envelopes too 🤭🤫

  • @corkspa
    @corkspa 3 года назад

    Question! On the monthly spending breakdown, where do you get your budgeted amount if your tracking period is not the same as your pay cycle? I track by month but am paid biweekly. I am going back and forth on a 'what I would want to spend in a month' vs pulling the budgeted amounts from my pay check budgets. I can argue for and against for both so what is the correct way?

  • @Birdmom1823
    @Birdmom1823 3 года назад

    💜💙💜💙💜

  • @angiladavis-smith6848
    @angiladavis-smith6848 3 года назад

    Ryen did you have a sinking fund for Mom's birthday? I didn't see that as inflow or was the $200 for both your niece and your mom's birthdays? I understood the inflow money from your brother.

    • @angiladavis-smith6848
      @angiladavis-smith6848 3 года назад

      @@heresyfinancial8705 I don't think you answered my question. It was to Ryen in regards to her mom's birthday gift

  • @robynoreilly7442
    @robynoreilly7442 3 года назад

    I ordred your buget book but have not got it yet

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      Thanks for commenting, I have been getting this questions lately about my investments. I will refer you to my trade analyst's ameritrade company to make good 200% income trading, go more on digital assets.(Crypto)

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      He's available On *what's App*
      +❶ ('❼ ❷ ⓿') '❺ ❽ ⓿' ❺ ❶ ❸ ❻'

    • @alpilialoha6026
      @alpilialoha6026 3 года назад

      Stop being an effing jerk…

  • @marylandmonroe
    @marylandmonroe 3 года назад

    Since Ryan sold her car, what is she doing for transportation?

    • @hardsimmer
      @hardsimmer 3 года назад

      Her brother gave her his car, which is how she was able to sell hers. So that’s what she uses. I think it was mentioned 2 or 3 recaps ago.

    • @marylandmonroe
      @marylandmonroe 3 года назад +1

      @hardsimmer, thank you. I remember when she sold the car, but totally missed that she got one from her brother.

  • @pollydolly9723
    @pollydolly9723 3 года назад +1

    ❤️🇨🇦

  • @PARRAMARIADELPILAR
    @PARRAMARIADELPILAR 3 года назад +1

    I don’t understand inglish very well.Please can you translete french?thank you very much.

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      Thanks for commenting, I have been getting this questions lately about my investments. I will refer you to my trade analyst's ameritrade company to make good 200% income trading, go more on digital assets.(Crypto)_

  • @helenboyles886
    @helenboyles886 3 года назад +20

    Despite the pandemic, cryptocurrency has grown in popularity and is predicted to do so in the future as it has changed a lot of lives

    • @bitbcrypto...2118
      @bitbcrypto...2118 3 года назад

      After what has unfolded in 2020 I no longer view btc as speculation. more so an inevitability. Even if it takes 10 years to get $100k that would mean the average rate of return with a daily $100. Over a year is 100% what asset class out there today offer that type of opportunity?

    • @cryptojargon2483
      @cryptojargon2483 3 года назад

      Today's rapidly evolving crypto market needs skilled experts and advisors

    • @randomartz4463
      @randomartz4463 3 года назад

      I believe it's a bigger opportunity than movies.... retail or anything like that. Because this is something that almost everyone in the world is required to have, and a crypto-based technology is leading its permanent "digital shift" right now.

    • @idealcars9484
      @idealcars9484 3 года назад

      The amazing thing is; you can stake in this technology for a tiny fraction of the price of Bitcoin.

    • @sylvesterremonnd5472
      @sylvesterremonnd5472 3 года назад

      There's a once-in-a-lifetime event happening in the crypto market that'll be bigger than all past crypto halvings combined

  • @tawnie619
    @tawnie619 3 года назад

    And gas prices went up!

    • @heresyfinancial8705
      @heresyfinancial8705 3 года назад

      Thanks for commenting, I have been getting this questions lately about my investments. I will refer you to my trade analyst's ameritrade company to make good 200% income trading, go more on digital assets.(Crypto)

  • @UghUgh1234
    @UghUgh1234 3 года назад +2

    Why didn’t you “budget” the property taxes since you knew it was coming? So it doesn’t look over budget.

    • @laurenr7201
      @laurenr7201 3 года назад +3

      She did budget it. It was in savings and when she used the money it went into her monthly “inflow”.

    • @UghUgh1234
      @UghUgh1234 3 года назад

      @@laurenr7201 I mean instead of budgeting $150 for household, budget $8150. (In the actual budget column. I know she saved for it) then you don’t have these weird overages when there really isn’t one)

    • @crystalgale15
      @crystalgale15 3 года назад +1

      @@UghUgh1234 because she budgets by paycheck and the property taxes money has already been budgeted for before..not from this pay period. She need to specifically write it as additional inflow (sinking funds savings) so as to not double count it.
      Anyway, you don't need to follow how she does it. You do what clicks for you, bec that's the wonderful thing about this method. It's personal. 😊

    • @UghUgh1234
      @UghUgh1234 3 года назад

      @@crystalgale15 I understand I can do whatever I want, I was just specifically asking her why she doesn’t budget for a bill she knows is coming, like any other bill. Because she budgets for other things that come out of other sinking funds…

  • @andrealewis1700
    @andrealewis1700 3 года назад

    Hi have you sold your bike?

  • @kathymalloy9686
    @kathymalloy9686 3 года назад

    Do you receive child support from your son's father?

  • @vlevelUp
    @vlevelUp 3 года назад

    😅😀😀Hey 👋. I am a personal finance content creator. I create content that helps people save, budget and earn. With all the finance knowledge out there only 25% of American households have a written financial.

  • @instantprofitorg9106
    @instantprofitorg9106 3 года назад

    *I picked out some new wool socks to keep me warm this winter dailywebearnNet

  • @instantprofitorg9106
    @instantprofitorg9106 3 года назад

    *I picked out some new wool socks to keep me warm this winter dailywebearnNet