Additional info: For Pag-IBIG Loan, your advance payment should be more than your current amortization for it to be considered an advance payment to principal. For banks, they have different rules on advance payment some allow it only after your loan anniversary, some allow after 6 months and some allow it right after the first amortization.:)
Sir Chris, hi! What if you don't feel like underscoring to them that you want to do the advance payment and you just simply do it. Would there be any consequence? TIA and more power. BTW, can I ask for a copy of the LOAN AMORTIZATION TABLE? :)
new subscriber here :) thank you for the very informative discussion. Can i ask for a copy of the excel file? here's my email ad, hannahmei_01@yahoo.com.ph thank you very much appreciate it :)
for example you have paid the loan for more than 3 yrs na and may 1.1m balance ung principal tas bigla ka nagka pera. Pwede mo ba bigla bayadan na ung 1.1M isang bagsakan pra matapos na ung loan and mawala na ung interest etc.
Hi Sir...The most awaited topic ko to sir...Salamat po sir... Sir ganda ng polo shirt nyo i love the color...Kahit di na buaya ang tatak ok lang...Kahit butiki na tatak lang ng polo shirt ok na ako basta ganyan na kulay...😊😊
ty sir, nagplano din ako ng re financing to pagibig .. at hopefully na magawa ko rin ang advance payment na tinuro nyo from this video ... kudos to you!!
Hi Sir...thank you for this vedeo, Ive learned this the hard way, kung baga nalaman ko na lang ito sa last 3 years ng amort ko, but still nabawasan nmn ang interest ko sa applied to principal method. Happy nrin ako.😊
Hello sir🙋♀️ very informative and helpful your video. Hopefully po maka kuha din po ako ang excel sheet like sa video nyo po pra maka pag prepare po ako sa plan ko na makpag bayad sa aming housing loan
just saw this video niyo po, nag LIKED and SUBSCRIBED na din po ako , i think this video help me understand a lot about mortgage... kindly pkishare naman po excel file please
Hello there, Thank you for this Sir. Chris! This is the type of channel we should be watching especially those who are adulting and into invesment. More power to your channel.
Hi Chris! My husband and I been watching your videos, and it becomes our guide in purchasing properties. Thank you so much, truly you are a great help and a blessing for us first timers in investing in real estate. God bless you sir.
Thank you for this vid Sir Chris. 😊 I find this vid informative and very helpful. I really wish to have your Mortage Calculator, I believe that's can help me a lot! 😊
I've been looking for confirmation on the possibility of advanced principal payments to bank loans in the Philippines for a while now. Thanks for sharing this!
Hello po sir Chris Been following you longtime and been watching your videos for tips ang to learn more about Real Estate Investing ang Selling. More power to you sir. can i also have the copy of the excel file your use? This content is 1 year older but i hope you notice my comments. Godbless po.
Hi Chris, very informative video. May natutunan ako lalo na magstart na ako ng amortization. Can I have a copy of the ecel sheet calculator pls..Godbless you
You’re really good Chris! Very well explained as always! Watched all your vlogs and I really love it! You’re always able to explain it precisely and very informative! Hope you can send me a copy for this excel! Thanks again and more success!
Chris your content is amazing! Its so concise. The visual graphs are helpful and the so is the computation table. I think your channel will grow exponentially with this kind of content. No one else is doing it like you! Looking forward to more adulting content! 😊
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Additional info: For Pag-IBIG Loan, your advance payment should be more than your current amortization for it to be considered an advance payment to principal. For banks, they have different rules on advance payment some allow it only after your loan anniversary, some allow after 6 months and some allow it right after the first amortization.:)
Thank you sir Chris! This was exactly the type of question I have in mind. Hoping for more informative videos! :)
Sir Chris, hi! What if you don't feel like underscoring to them that you want to do the advance payment and you just simply do it. Would there be any consequence? TIA and more power. BTW, can I ask for a copy of the LOAN AMORTIZATION TABLE? :)
Pwede po makahingi ng excel?
new subscriber here :) thank you for the very informative discussion. Can i ask for a copy of the excel file? here's my email ad, hannahmei_01@yahoo.com.ph thank you very much appreciate it :)
for example you have paid the loan for more than 3 yrs na and may 1.1m balance ung principal tas bigla ka nagka pera. Pwede mo ba bigla bayadan na ung 1.1M isang bagsakan pra matapos na ung loan and mawala na ung interest etc.
Haayyy hulog ng anghel si sir.. ang linaw mag-explain.. salamat po sa idea.
Hello sir bago palang ako dito
Salamat sa info
Napakalaking tulong po ito kc kumukuha kami ng bahay sa pag ibig
Hi Sir...The most awaited topic ko to sir...Salamat po sir... Sir ganda ng polo shirt nyo i love the color...Kahit di na buaya ang tatak ok lang...Kahit butiki na tatak lang ng polo shirt ok na ako basta ganyan na kulay...😊😊
Thank you, Wilnar!:)
Very informative video.. thanks dami ko natutunan sir thanks.
I initially thought sa pag-ibig lang pwede mag advance payment. Thank you po for the info 🙏🏼
Thanks for sharing, madali pong maintindihan ..will be planning to get a pagibig housing loan soon 🙏😊
ty sir, nagplano din ako ng re financing to pagibig .. at hopefully na magawa ko rin ang advance payment na tinuro nyo from this video ... kudos to you!!
Thank you Sir Chris..very informative and well explained ang mga vlogs mo..
well said po Sir. Many thanks.. Kaya pala hnd ko nraramdaman ung binabayad ko sa pagibig monthly ganun gngawa nila.
Kaya nga Sir, ang laki ng mpunta sa interest, ngaun lng kz kmi nagkabahay,gnyn pa ang napasukan..hirap! Prang gzto q na ipa assume 😢
Hi sir Chris, thank you so much for the details.
Hi Sir...thank you for this vedeo, Ive learned this the hard way, kung baga nalaman ko na lang ito sa last 3 years ng amort ko, but still nabawasan nmn ang interest ko sa applied to principal method. Happy nrin ako.😊
Informative video! planning to have housing loan to the bank. Will do this advance payment strategy
Very informative indeed. Thank you so much, Sir.
THANK YOU CHRIS! As someone that will apply for bank housing loan next year, this is helpful! Buti nakita ko channel mo ❤
Very clear sir tq for sharing this malaking tulong na po ito tq.
Thank you sir! Isa to sa mga hinahanap kong information, laking tulong sakin neto hehe. Godspeed!
Sa BPI they allow advance payment to principal perp dapat equivalent to 6 months or more ng monthly amort mo.
Sir chris tnx very educational and informative ng channel mo.... parequest nmn po ng excel file sa amort comp and etc... tnx more power
Informative video. So means sa bank, during application of loan ay openly discuss na sa bank.
salamat sa info. sir Chris... Godbless...
Hello sir🙋♀️ very informative and helpful your video.
Hopefully po maka kuha din po ako ang excel sheet like sa video nyo po pra maka pag prepare po ako sa plan ko na makpag bayad sa aming housing loan
ang maganda sayo sir napakalinaw ng mga explanation mo na mauunawaan ng kahit sino.
Thanks! more power sa channel!
Salamat!
Maraming matutulungan itong video na ito, I didn't know this until today. Thank you Chris!
Thank you too!
This is one of the best loan explanation!!! Thank You sir Chris!!!!
You got a new subscriber. Very informative and okay ang pace ng videos. Gusto ko rin ung background ng vids ang relaxing haahha
just saw this video niyo po, nag LIKED and SUBSCRIBED na din po ako , i think this video help me understand a lot about mortgage... kindly pkishare naman po excel file please
wew! this one's so helpful. i've watched several vids on real estate acquisition but no one talked about advance payment.
Thank u so much po Sir for this info’s… 👌👍👍 very informative.👏
ang galing Chris, napaka linaw. thank you for making another valuable content.
Thank you sir Chris marami akong natutuhan. Mag a advance payment na ako sa bank. Keep safe po.
Thank you po!:)
Hi Sir looking forward for the video about process when paying advance payment for pagibig amort. Especially like me as an OFW.
Thank you!
Thanks for sharing the Amortization Table. Its a great help indeed.
Very detailed video. This has been really helpful especially for someone like me who's considering applying for a Pag-IBIG loan. Thank you!
Thanks Sir Chris. Very informative.
Hello there, Thank you for this Sir. Chris! This is the type of channel we should be watching especially those who are adulting and into invesment. More power to your channel.
Thank you, Jonalyn!☺️
Dito mo pala diniscuss yung query ko sa isang post mo. Thanks
You are amazing Sir! Thank you for the information.
Very informative👍thankyou sir chris😊
Thank you Sir very informative☺️
Thank you for your clear discussion sir.
Very good vids. Strght. Short but precise. Keep d good vids sir.
Yes in some banks you can apply for acquisition of property with loan take out
thank you for this detailed and simple explanation 👏 👍 😊
thank you this very informative..like me Sir because i have also housing loan in pag ibig.😊
Welcome!:)
Hi Chris! My husband and I been watching your videos, and it becomes our guide in purchasing properties. Thank you so much, truly you are a great help and a blessing for us first timers in investing in real estate. God bless you sir.
Thank you sir for educating
Thank you for this vid Sir Chris. 😊
I find this vid informative and very helpful.
I really wish to have your Mortage Calculator, I believe that's can help me a lot! 😊
Very informative sir!! Thanks for this ang galing!!
Thank you for sharing po.
Hoping po mkahingi ng copy ng exel file computation. Thanks
Thank you sir Chris. Very concise and direct to the point ang mga topics nyo. New subs here. More power to your channel
Oh thank you, HJ!:)
Very informative. I think i will be needing this amortization calculator soon.
Kaya nga po hinde nmn sinabi samin yan para nakapagadvance kmi.
Good Morning Sir. Just watched your informative video. Would like to request po for the excel file ng computation for our monitoring purposes.
I've been looking for confirmation on the possibility of advanced principal payments to bank loans in the Philippines for a while now. Thanks for sharing this!
natry nyu na po after?
Wow! Very informative. Thank you Cris!
Hello po!
Currently on my way to my 1st mortgage on a condo unit and this really helps!
Requesting access po sa Amortization table. Thanks! 🎉🎉🎉
Very helpful! Chris thank you, appreciate it 😊🤝.
Thank you so much Sir Chris very informative po..I'll share it yo my buyers...🥰🥰🥰
Very informative and well explained po Sir Chris😊 Thank you!
Welcome!
Nice content! Thank you for making this video. Nagkaroon po ako idea. 😀
And oh! new subscriber here 🖐👍
Very helpful thank you po God Bless
Hello po sir Chris
Been following you longtime and been watching your videos for tips ang to learn more about Real Estate Investing ang Selling.
More power to you sir.
can i also have the copy of the excel file your use? This content is 1 year older but i hope you notice my comments.
Godbless po.
Maraming salamat boss. God bless you.
Nice to have this info Sir. I hope meron din kayong Discussion about Deed of Conditional Sale. Thank you and God Bless Sir.
Will share this to my cousin,gracias sir Chris be safe po.🤩
Thank you, Gaelle!😊
Thank you for this video. Very interesting 👍
Hello Sir... Thanks for the information.. CAn i have the excel calculator po. Thank you
Hi Cris , I find your channel very useful. I would like to have a copy of your excel sheet. Thanks in advance
really appreciate this Chris. Thank you for putting too much effort on your videos. Please do make more contents..
Thank you!
Hi Sir. Nice video. Pasuyo naman sir nung excel file. Salamat po.
Hi Chris, very informative video. May natutunan ako lalo na magstart na ako ng amortization. Can I have a copy of the ecel sheet calculator pls..Godbless you
Thank you gor this info sir, informative - btw I request an access to your excel file :)
Ang galing niyo mag explain sir! Sobrang linaw ❤️ Auto Subscribed ako haha
Thank you, Marie Cake!
Sir Chris pa request ng Amortization table po. Thank you
Hello, can i request po for the loan calculator template? Thank you for your very informative vlog. Gos bless po
great content! napaka informative. sir, pahingi naman ng copy ng Excel file mo.
salamat sir sa info. sir do u have alternative link para sa amort table? not opening po
Thank you for informing and teaching us.
Thank you sir! I'm currently studying on how to invest and your video makes my life much easier. Great job!
Thank you!
Galing mo idol. Hindi ako kasing Galing mo mag English, pero Kasing Galing mo ko magisip.. hehehehe.
Hi sir chris can i have acopy of excel sheet.
Very informative
Thanks mate!
Pashare naman po ng excel computation.Thank you po😊
Hi Sir. Lagi po namin pinapanuod ng bf ko ung mga vid mo. More power po. ❤️
Thank you!
Good eve sir chris.. If u dont mind, can i have a copy oh these amortization table po? Thanks 🙏
Hi Sir Chris. Pa copy namam po ng Table mo 😍😍😍
Very helpful sir. Bka pde din po mkahingi sir ng amortization calcu. Thank you!!
Thank you for this video. Very helpful po. Pwede po makahingi ng table, please? Thank you
Thank you po, very informative. Pa send po ng amortization calculator. thank you.
You’re really good Chris! Very well explained as always! Watched all your vlogs and I really love it! You’re always able to explain it precisely and very informative! Hope you can send me a copy for this excel! Thanks again and more success!
Sayang ngayon ko lang nalaman Sir Chris, makakatipid parin kaya kami if mag request kami sa bank pero 2 yrs. na lang matatapos na po kami...
Pasend po ng excel sir. Thank you
Good day sir chris..this help me allot..for you amortization table how can I get it..
Thank you
Chris your content is amazing! Its so concise. The visual graphs are helpful and the so is the computation table. I think your channel will grow exponentially with this kind of content. No one else is doing it like you! Looking forward to more adulting content! 😊
Thank your for your kind words:)
@@ChrisSuarezRealEstate Ask ko lng po Kung yung Landbank of the Philippines uma-accept ng advance payment on the principal. Thank you for your reply.
@@watchtolearn1858any update Sir, kung nag advance payment ka po
Meron din ako UCPB and now landbank.
Thank you po
Sa bpi ba ng pa advance pyment in principl?
Hello, penge nung copy sa calculation. Thanks
Hi Chris! thanks for sharing this very informative video, can I have a copy of your ammortization table?
Tnx for this. Where to get copy if that excel sheet? Tnx
Thanks Chris