🚀 Want to accumulate money fast and build wealth, even if you're starting late? 🚀 Check out our new video: The 8-4-3 Rule: Accumulate Money Fast and Get Rich (Even Starting Late)! In this video, we dive into a practical rule to help you accelerate your gains and build a solid financial future. 📈💸 👉 Watch it here: ruclips.net/video/6LIFn5pt7fQ/видео.html This could be the next step to transform your finances. Take a look and let me know what you think! 😊
1. Take care of your teeth. 2. Eat as simply & healthfully as possible. 3. Walk 30 minutes every day. 4. When buying a vehicle, negotiate the PRICE before anything else--interest, monthly payment, ANYTHING. The dealer will fight you on this, but DON'T GIVE IN. 👍
Great advice! Taking care of your health, negotiating wisely, and living simply are all excellent ways to save money and improve your quality of life. Thanks for sharing! 👍
no restaurants - no big new pickup trucks - no big SUVS - no JEEPS - no potatoes chips - no Starbucks - no new car purchase over 25$K - buy at Aldi supermarket - no candy bars - no soda - no McDonalds - no smart phones (get only a simple plan with phone and texting for ~ 20$ month) - find the cheapest gas station - don't get a job with long commute - don't buy deli lunch meat (buy frozen turkey, or chicken breasts) - 1 vacation per year - (for those earning ~40-50K year.) These things don't lead to more life. Walking in the woods with out a cell phone is true freedom.
Well, you took the joy out of living by that. I guess all have to decide for themselves, where they want to economize and what they like to enjoy with the money saved. I'm for instance not taking vacations. But life without soda and potato chips seems awfully empty. I truly like those. Yours is just an example list. If someone truly loves ice cream or chocolate or fresh flowers, one should allow for the joy that brings in life. All in moderation. There's nothing wrong with celebrating one's birthday at a restaurant either. Just don't go every month.
@@gardenjoy5223 the idea is to live modestly and very very simply for your first years. the key concept is it all ads up over the long term with small purchases - oh a little cookie, a little latte, a little chx mc nugets, etc. i live without all the above and really enjoy my life. avoiding all those above things in a few years you will no longer be working for "the man". sadly many in today's culture spend to the whims of the ad s marketed at them. i've lived modestly for 30 years - had fun - but did not waste money. spend your money on things that really satisfy........not chips and beers. then you'll be able to enjoy nice items like living on the beach or having a nice house. TV has us brain washed to spend on compulsions..........good luck. i appreciate your comments and i understand
That’s a clever way to control impulse buying! Limiting yourself to what you can carry is such a practical trick to stay focused on just the essentials. Thanks for the tip!
I have plenty of money to suit my needs but I want to tell everyone the only things you'll take with you when your heart quits beating for good is what you gave away.
Indeed. But only if you gave it away where it matters. When you give it away as luxury travels to the rich, you've wasted it once again. But, if you use your wealth to help that struggling family down the road with their medical bills, or if you use that money to get that one homeless person of the streets, you've done well. Also really important is, to pay your workers a fair wage plus benefits. Otherwise that abuse carries over to the afterlife. Still, no amount of good deeds and charity can cause heaven to open for us. The only way is through the redemptive work of Christ on the cross and one accepting Him as Savior and Lord.
Life is short, enjoy your money if you have it, give back to others it will keep you happy, i say save where you can but dont live a life of miserly stinginess with no lovely memories; i love what money can buy and will enjoy it! Who wants to live in poverty in a ghetto? Thats pure misery!
I've realised that I don't need a lot of things. We are bombed by advertising, by pursuazing that we need this and that...but we don't. I tried to give all I don't need to charity and still do efforts not to buy what I don't ( actually) need.
Keep every light off that you aren't in the room using. Put up thermo curtains in place of thin curtains. This will save emensely on heat and cooling bills. Can use large towels or blanket throws, to hang over curtains to keep out heat from sun, or cold in winter. Can lay towels or blankets at the bottom of doors around the house. Keep doors closed two rooms not being used. Use velcro magnetic screen doors to block off extra rooms and wherever you fill a draft. Use clear thick tape liners for windows. Use plug in heaters instead of central heat and air.
LOL Have no heat No A/c (114 in summer) 12 degrees in winter *bill is 150 each month* Never buy dairy or meat Never buy fast fashion (junk) and make sure you never buy a car with a payment Do not drive when you can walk Eat one or maybe two meals a day Do as much of our own painting,repairs,yard work you can
Buffett likes simple things. Not interested in travel. His house is comfortable enough. Doesn't drive a Rolls Royce. Has had the same office for ages. Seems content.
Life is for the young, over 40’s, retired and working people, as we age, our bodies get more lived in. Exercise and eat a well balanced diet with lots of water. Live, love, & laugh! Spend your money on yourself first, it’s a great investment. A happy life is from a balanced perspective of life & earning money.
Awesome foundation for stable and financial future. The last one was incredible spending money on people who dont value or appreciate. All the best to everyone on the planet to be happy healthy peaceful and successful 👍😊
3 years without tv or subscriptions. I use youtube with the ads and read second hand books instead. The internet and AI is ample for the rest of my research. Sold my car 8 years ago and life is better than ever. Still cant get upto 10k steps a day and that shows that most of us dont even need a car. Im trying to wear out all my old shoes (most of them good quality hand me downs) before I might consider buying a bike. A budget two wheeler is only when i grow old or if i stay in the countryside where there isn't any public transport. Working on creating more wealth through businesses. Enjoyed my life and most of the creature comforts in my teens and early adulthood. Now at 42, i'm a eco freak. Its just a hobby that turned into a passion. And i'm far happier than before.🎉🎉🎉🎉🎉
I expected more. I already do these things. My car is 19 years old and in good shape. I purposely buy thrifted items first before resorting to the latest new thing. I keep my clothes for years and only replace them as things wear out. I do buy in bulk and preserve to prevent loss. I turn off the heat at night and invest in wool and Alpaca items to stay warm. I make hair products, toothpaste, and grooming hygiene products last 6 months to a year. I look for natural fiber clothes, which last longer. I only buy what is on sale unless I am completely out of that supply. I am not a big consumer by choice. Occasionally, I treat my family to a fast food dinner or diner meal out to break up monotony. We don't do high-end restaurants by choice except to celebrate birthdays. My daughter says I eat like a peasant, and I do because I prefer it, not because I have to. I enjoy simple whole foods with ample herbs and spices. Give me a bowel of humus and some flat bread with a glass of wine or brochetta with good Italian bread, pizza made made with tomato, cheese and basil and a dash of olive oil, simple tacos, potato soup, spaghetti with meatballs or meat sauce, chicken pot pie, clam chowder and hush puppies, corn fritters and raw honey. I can make a meal out of nothing and be happy. A pack of seeds and watering can make my day. A romp with my dogs, I am 75, thrills me because they are so engaged and honest. There was a time when I couldn't afford shoes from Good Will or to eat every day. But I was young then and could cope.
Thank you for sharing your lifestyle tips! It sounds like you have a great system in place to keep things simple and frugal. Your story is inspiring and shows how mindful choices can make a difference.
i retired at age 54 and live a life serving the church and the poor through my first 30 years living modestly (not arid) - just modestly.................
Spend only what is important to buy, it depends on the person's on how he can save money. Life is short, enjoy what you want to buy. We have only one life to live. Thank you for sharing a this tips.
My tips. 1. Learn to do your own tax return, maybe worth getting accountant to talk you through it once. A decent consumer website or TV programme will keep you updated tax etc Cycle to shops saves fuel, etc but also you tend to buy less and buy more essentials. Make your own but don't make it a chore. I recently made my own marmalade from the skins of two grapefruit I was about to throw, added pulp of two oranges some sugar and put it in a slow cooker for 4 hours, cheated at end and added a lemon jelly. - 3 pots of v tasty marmalade. Many other quick meals. Use up recipes - leftovers in a soup but add mild curry powder or herbs and dab of cream. Shopping list yes but also errands list. For 30+ years I have used an A5 book to jot down things I need/need to do (usually last years diaries). Sunday night make a list of things to be done and then group them together into one visit and treat yourself for being efficient - pastry, choc, coffee etc. Also make up sandwiches or ?? for lunch at work. Put tin of tuna etc and ryvitas in car tin beans for days you forget and can't be bothered to buy a lunch out and leave in bottom desk but some for days when you are in car all day. DON'T skimp or you will get fed and go to some cafe or dinner and binge! Enough for now.
These are fantastic tips! Learning to do taxes, cycling to the store, and even making your own marmalade-great ways to save and stay efficient. Thank you for the detailed suggestions!
@@WealthcodeHQ The marmalade I buy at the store is definitely a lot cheaper, than any I could make myself. Doing my own taxes have costs me enormously, as I was eligible for unknown discounts no one seems to know of. It might only work in 'simple' taxes, where you just have a job income. Being time efficient and not driving to and fro all the time: that really works. Also using what you have in your fridge.
LUCK is what happens when preparedness meets opertunity. MOST of the cost of ANY product is the packageing. The body on a car is only eye candy, the main parts are the drive train.
Thank you so much! I’m glad you found the tips valuable. Reflecting on past spending and making adjustments is a great way to save and make better use of hard-earned money. 😊
Great point! The idea is to balance saving with enjoying the present. Building good financial habits allows us to enjoy our lives now and still have security for the future. Thanks for sharing your perspective!
So guilty of many. Money wasters, glasses, lottery, impulsive spending, best not to go in-store, just to look. Bulk food buying, large van for one. Got out of debt was only the beginning, gifting is a burden....
I m a millionaire 65 yeara old. Ive traveled around the world. Dated a lot of women. My kids will inherent my money and probably blow it. I say enjoy the money now.
I sold my car in 2023 and now walk, use Amazon or ride share. I maintain my weight so my clothing needs are limited. I travel a lot I sold my house 2010 to be free of paying a mortgage . My housing is made up long stays in economical housing in the place I am visiting. Avoid trendy items.
It irks me to be charged for grocery bags after spending $200.00 at a store. I get even. I bring bags from another store and use them. I walk out of the place with bags emblazoned with their competitors name and logo.
Spend it wisely! Don't live for me, myself and I, for you'll never know true happiness and joy. Economize where wise, so you'll have some money to give to others in true need. There's a lot of serious need around the globe. A lot of injustice. You being able to use some of your money to alleviate suffering, is the most beautiful thing one can do!
Buying an over size house cost more and can be hard to resell because there are less buyers able or willing to buy at high price. I have seen several multi million dollar homes staying too long on the market, or getting sold significantly lower than their estimated value.
Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money or you could hire a financial expert.
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and I return at least $30k ROI, and this does not include capital gain.
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
There is nothing I need. I don't go to any store except the grocery store. No list needed, shop outside isles. Buy glasses on Zenni. They are the best. Lottery is a waste of time and money. I pay my card off each month. I don't drink anything but water. I don't buy many clothes. I don't subscribe to anything. My car is a 2005. Keeping it forever. You forgot the expensive coffee addiction that most people have. I myself have never had coffee. Waste of money.
It sounds like you have a great minimalist approach! Zenni for glasses, no coffee, and only essential shopping-all solid strategies. Thank you for sharing!
I think you might enjoy our new video that covers related strategies: ruclips.net/video/6LIFn5pt7fQ/видео.html. Check it out, and feel free to leave a comment to let me know what you think!
Start your working career after you finish your degree in your field. Start with a savings and checking accounts, in your name only. Invest in your retirement & if your in the military plan for staying in around thee years. Build up your military pension & plan to make a living outside of the military.
❤ i notice how much I am wasting on soy milk, rice milk, coconut milk. When I can make a container of tea for the price of 2 tea bags and some sugar. I had to stop buying the other items
Thank you for sharing! ❤ It’s impressive how much we can save by cutting out small expenses like store-bought milk alternatives. Making tea or other homemade options can definitely help reduce spending on unnecessary items!
I agree. The idea of winning the lottery is tempting, but over time you realize that building a solid financial foundation brings much more security and peace of mind. Small adjustments in our daily choices and conscious planning can have a huge impact in the long run, without relying on luck. It’s about shifting focus and taking control of our financial future, thanks for your comment!
@@PeterVanDeMotter yes, I've heard that quite a few people who won the lottery (large or huge jackpots) regretted it. It put a target on their backs, hands out, etc. Most did not get the "happiness" or "security" they thought they'd get. Not every winners' results apply. (some were smart and used lawyers/representatives to cash in the ticket in winner's name)
Me long time ago i stop my subscription.And also when i do my grocery i always make a list.i only buy what i need not the want i do not have stock of foods although i dont drive car i used publis transport to do my grocery. Then its been 7year's now i do made list where my money goes everymonth.Because is much better when we have our own book keeping. Plus i do not buy branded because i could not afford it even if i can afford i will not buy because i know i will pay for the brand only. Roaming i do not used it Sir hehehe is very expensive when im at my country i will buy simcard in local. Infact in general we must live below our means because now a days life is very expensive.I will do more investment my land so that i can live it to my loving children ❤❤❤thank you so much Sir of your very good imformation about savings money ❤❤❤and lottery is nothing but business so me never buying that lotto i better put my money aside for other mportant things.
Thank you so much for sharing your experience! ❤ Your commitment to budgeting, using public transport, and investing for your children’s future is truly inspiring. Living below our means and focusing on long-term investments like land is a wise strategy. And you’re absolutely right about lottery tickets saving that money for essentials or investments is often a better choice!
Thank you for sharing your thoughts! I completely understand where you’re coming from. Spending five figures on jewelry or a watch can seem excessive, especially when there are great options available for much less. It’s all about finding the right balance between quality and value!
When taxes go up, I spend less. When my income goes down, I spend less. This results in less, use of my car, more work in the garden planting, more time preparing my food, reading instead of t.v., learning how do repairs to my house.
I know k cups are pricey..but if you live alone like me,having a keurig can be more convenient and easier for me to use than the regular coffee pots are..and I only need to make 1 vup at a time ❤
Buy and cook my own food. I go out to eat only on special occasions, 2-3 times a year. I keep a very high credit rating. I haven't paid interest on a car loan since 1992! My vehicles last a long time, over 250,000 miles, and I drive them until they're shot. I never pay bank fees or interest on credit cards, either. I only buy clothes when a particular item wears out and needs to be replaced. My cheapTimex watch is 15 years old and keeps better time than a Rolex. I have found that generic and/or store brands are just as good as brand names and are much cheaper. Lastly, I keep a log of how many days in a row of not spending anything at all. It's a fun and frivolous way of being mindful of my spending habits.
Thanks for the clarification regarding generic and branded medication. I work in the pharmacy and some customers will never agree to generic but insist branded is the original even though they are expensive.😂😂😂 Total ignorance.
Thanks for sharing your experience! It’s interesting how misconceptions about generic vs. branded medications persist. Education on this topic can help people save money without sacrificing quality. 😊
You need to work or do something that reward you more than enough. A poor man cannot save himself rich. Start young and have goals: spiritual, physical, good human relations, hard work, good planning and self control. It takes about 20 years to make a good living. Enjoy your health and family. Follow your dream is just a dream. Accept that life will be hard sometimes.
Buffet is focused on the gain of buying power for the sake of it. He has little concern for the trappings of life. He only wants more and more buying power as if it were a contest. Why earn more and more buying power if you are not going to use it to improve your standard of living with nice things? Just live in poverty and earn nothing. Its the same result apart from healthcare. How much buying power does any one person need? I hope Buffet is going to help the poor to climb the ladder of success. With his accumulated money he could donate 80% of it and still be very wealthy.
![BRASIL vs. URUGUAY [1-1] | RESUMEN | ELIMINATORIAS SUDAMERICANAS | FECHA 12](http://i.ytimg.com/vi/-hWBAuxF1eY/mqdefault.jpg)
🚀 Want to accumulate money fast and build wealth, even if you're starting late? 🚀
Check out our new video: The 8-4-3 Rule: Accumulate Money Fast and Get Rich (Even Starting Late)! In this video, we dive into a practical rule to help you accelerate your gains and build a solid financial future. 📈💸
👉 Watch it here: ruclips.net/video/6LIFn5pt7fQ/видео.html
This could be the next step to transform your finances. Take a look and let me know what you think! 😊
Don't waste TIME either.
Start video here... 3:25
Thank you❤
I recommend everyone to find the book titled The Elite Society's Money Manifestation, It changed my life.
1. Take care of your teeth.
2. Eat as simply & healthfully as possible.
3. Walk 30 minutes every day.
4. When buying a vehicle, negotiate the PRICE before anything else--interest, monthly payment, ANYTHING. The dealer will fight you on this, but DON'T GIVE IN. 👍
Great advice! Taking care of your health, negotiating wisely, and living simply are all excellent ways to save money and improve your quality of life. Thanks for sharing! 👍
As a former banker 20 years I say live below your means, and be your own bank.
I agree ❣
I don't think banks would recommend that!
@@PeterVanDeMotterLololololol 😂😅😂
no restaurants - no big new pickup trucks - no big SUVS - no JEEPS - no potatoes chips - no Starbucks - no new car purchase over 25$K - buy at Aldi supermarket - no candy bars - no soda - no McDonalds - no smart phones (get only a simple plan with phone and texting for ~ 20$ month) - find the cheapest gas station - don't get a job with long commute - don't buy deli lunch meat (buy frozen turkey, or chicken breasts) - 1 vacation per year - (for those earning ~40-50K year.) These things don't lead to more life. Walking in the woods with out a cell phone is true freedom.
Well, you took the joy out of living by that. I guess all have to decide for themselves, where they want to economize and what they like to enjoy with the money saved. I'm for instance not taking vacations. But life without soda and potato chips seems awfully empty. I truly like those.
Yours is just an example list. If someone truly loves ice cream or chocolate or fresh flowers, one should allow for the joy that brings in life. All in moderation. There's nothing wrong with celebrating one's birthday at a restaurant either. Just don't go every month.
@@gardenjoy5223 the idea is to live modestly and very very simply for your first years. the key concept is it all ads up over the long term with small purchases - oh a little cookie, a little latte, a little chx mc nugets, etc. i live without all the above and really enjoy my life. avoiding all those above things in a few years you will no longer be working for "the man". sadly many in today's culture spend to the whims of the ad s marketed at them. i've lived modestly for 30 years - had fun - but did not waste money. spend your money on things that really satisfy........not chips and beers. then you'll be able to enjoy nice items like living on the beach or having a nice house. TV has us brain washed to spend on compulsions..........good luck. i appreciate your comments and i understand
@@gardenjoy5223 i hope sode and chips don't drive your happiness :))
Interesting that 4 of these reference Vehicles (and gas to run them)!!! Thank you for this time saver list.
@@MariaGazda Thanks for the feedback. Were all in this together for a better life -----Best bet is a Toyota Corolla - or Camry
I no longer use a grocery cart. Instead, I limit my buying to what fits in my hands & arms.
That’s a clever way to control impulse buying! Limiting yourself to what you can carry is such a practical trick to stay focused on just the essentials. Thanks for the tip!
I always do that , or maybe just bring one bag. Why do you think they have HUGE carts at Sam’s club and Costco ?
❤
That works until you have two kids under the age of 2 that you must take with you and have relatives coming in town for the holidays.
Smart idea, NO over spending that way! 👍😊
When you are retired and old, spend your money to enjoy life, while spending within your means. Savings makes no more sense.
Great advice! Enjoying life while being mindful of spending is a balanced approach. Thank you for sharing your perspective!
Sense any more
Depends on how much money you have
I have plenty of money to suit my needs but I want to tell everyone the only things you'll take with you when your heart quits beating for good is what you gave away.
Indeed. But only if you gave it away where it matters. When you give it away as luxury travels to the rich, you've wasted it once again. But, if you use your wealth to help that struggling family down the road with their medical bills, or if you use that money to get that one homeless person of the streets, you've done well.
Also really important is, to pay your workers a fair wage plus benefits. Otherwise that abuse carries over to the afterlife.
Still, no amount of good deeds and charity can cause heaven to open for us. The only way is through the redemptive work of Christ on the cross and one accepting Him as Savior and Lord.
I use cash, it's harder to spend
Simple life. Eat at home.
Clean. Not too much shopping. Necessary items only purchase.
Simple and effective habits! Eating at home and only buying essentials can make a big difference. Thanks for the tips!
Pay the rent instead of electric bill?
Life is short, enjoy your money if you have it, give back to others it will keep you happy, i say save where you can but dont live a life of miserly stinginess with no lovely memories; i love what money can buy and will enjoy it! Who wants to live in poverty in a ghetto? Thats pure misery!
I've realised that I don't need a lot of things. We are bombed by advertising, by pursuazing that we need this and that...but we don't. I tried to give all I don't need to charity and still do efforts not to buy what I don't ( actually) need.
Keep every light off that you aren't in the room using.
Put up thermo curtains in place of thin curtains. This will save emensely on heat and cooling bills.
Can use large towels or blanket throws, to hang over curtains to keep out heat from sun, or cold in winter.
Can lay towels or blankets at the bottom of doors around the house.
Keep doors closed two rooms not being used.
Use velcro magnetic screen doors to block off extra rooms and wherever you fill a draft.
Use clear thick tape liners for windows.
Use plug in heaters instead of central heat and air.
LOL Have no heat No A/c (114 in summer) 12 degrees in winter *bill is 150 each month* Never buy dairy or meat Never buy fast fashion (junk) and make sure you never buy a car with a payment Do not drive when you can walk Eat one or maybe two meals a day Do as much of our own painting,repairs,yard work you can
@@lisamac8503 One or maybe two meals a day... You have lost your marbles. Your economizing is your idol.
Buffett likes simple things. Not interested in travel. His house is comfortable enough. Doesn't drive a Rolls Royce. Has had the same office for ages. Seems content.
Glasses are a ripoff. $700.00 for my frames alone. We buy online from Zenni.
Glasses can definitely be pricey! Zenni and other online options are great alternatives to save on frames. Thanks for sharing your tip!
It is true to be frugal but What is the use of making billions and not sharing it to save the humanity .
Life is for the young, over 40’s, retired and working people, as we age, our bodies get more lived in. Exercise and eat a well balanced diet with lots of water. Live, love, & laugh! Spend your money on yourself first, it’s a great investment. A happy life is from a balanced perspective of life & earning money.
Thanks
Wow nice message 🎉
Awesome ideas
Awesome foundation for stable and financial future. The last one was incredible spending money on people who dont value or appreciate. All the best to everyone on the planet to be happy healthy peaceful and successful 👍😊
Small but powerful changes 🎉thanks for sharing 🙏
Thank you! I’m glad you enjoyed the video. Small changes truly can lead to big results over time! 🎉
If your a senior make sure you get yourvsenior duscounts
Beautiful& more useful video
Thank you
Useful and empowering message!❤
3 years without tv or subscriptions. I use youtube with the ads and read second hand books instead. The internet and AI is ample for the rest of my research.
Sold my car 8 years ago and life is better than ever. Still cant get upto 10k steps a day and that shows that most of us dont even need a car. Im trying to wear out all my old shoes (most of them good quality hand me downs) before I might consider buying a bike. A budget two wheeler is only when i grow old or if i stay in the countryside where there isn't any public transport.
Working on creating more wealth through businesses. Enjoyed my life and most of the creature comforts in my teens and early adulthood.
Now at 42, i'm a eco freak. Its just a hobby that turned into a passion.
And i'm far happier than before.🎉🎉🎉🎉🎉
Yea, well, living without a car works while you are healthy. One heart attack, lung disease, arthritis, etc, can very quickly change your mind.
I’m heading this way , I love not wasting money I get a buzz of it 💪💪
Wow nice message 👏🎉
I expected more. I already do these things. My car is 19 years old and in good shape. I purposely buy thrifted items first before resorting to the latest new thing. I keep my clothes for years and only replace them as things wear out. I do buy in bulk and preserve to prevent loss. I turn off the heat at night and invest in wool and Alpaca items to stay warm. I make hair products, toothpaste, and grooming hygiene products last 6 months to a year. I look for natural fiber clothes, which last longer. I only buy what is on sale unless I am completely out of that supply. I am not a big consumer by choice. Occasionally, I treat my family to a fast food dinner or diner meal out to break up monotony. We don't do high-end restaurants by choice except to celebrate birthdays. My daughter says I eat like a peasant, and I do because I prefer it, not because I have to. I enjoy simple whole foods with ample herbs and spices. Give me a bowel of humus and some flat bread with a glass of wine or brochetta with good Italian bread, pizza made made with tomato, cheese and basil and a dash of olive oil, simple tacos, potato soup, spaghetti with meatballs or meat sauce, chicken pot pie, clam chowder and hush puppies, corn fritters and raw honey. I can make a meal out of nothing and be happy.
A pack of seeds and watering can make my day. A romp with my dogs, I am 75, thrills me because they are so engaged and honest. There was a time when I couldn't afford shoes from Good Will or to eat every day. But I was young then and could cope.
Thank you for sharing your lifestyle tips! It sounds like you have a great system in place to keep things simple and frugal. Your story is inspiring and shows how mindful choices can make a difference.
Sounds like u have had a great life 👍💪☺️
how much money do you spend on dog food and vet bills?
Very good advise! Thank you.
Thank you! I’m glad you found the advice helpful. Stay tuned for more tips coming soon! 😊
Very informative . Please make a Part two on finance.
Thank you for your feedback! A Part 2 is a great ide, more tips on finance will be coming soon!
i retired at age 54 and live a life serving the church and the poor through my first 30 years living modestly (not arid) - just modestly.................
Spend only what is important to buy, it depends on the person's on how he can save money. Life is short, enjoy what you want to buy. We have only one life to live. Thank you for sharing a this tips.
Thank you for your balanced perspective! Saving wisely while still enjoying life is a great mindset to have. I’m glad you found the tips helpful! 😊
Thank you...👍👍👍Doing This Already ..AARP Magazine Talks About These Things...
Im grateful for this helpful information. Yes we need to learn more 👏🏼👏🏼👏🏼🤩
Thank you! 😊 I’m happy you found the information helpful. There’s always more to learn-stay tuned!
My tips. 1. Learn to do your own tax return, maybe worth getting accountant to talk you through it once. A decent consumer website or TV programme will keep you updated tax etc Cycle to shops saves fuel, etc but also you tend to buy less and buy more essentials. Make your own but don't make it a chore. I recently made my own marmalade from the skins of two grapefruit I was about to throw, added pulp of two oranges some sugar and put it in a slow cooker for 4 hours, cheated at end and added a lemon jelly. - 3 pots of v tasty marmalade. Many other quick meals. Use up recipes - leftovers in a soup but add mild curry powder or herbs and dab of cream. Shopping list yes but also errands list. For 30+ years I have used an A5 book to jot down things I need/need to do (usually last years diaries). Sunday night make a list of things to be done and then group them together into one visit and treat yourself for being efficient - pastry, choc, coffee etc. Also make up sandwiches or ?? for lunch at work. Put tin of tuna etc and ryvitas in car tin beans for days you forget and can't be bothered to buy a lunch out and leave in bottom desk but some for days when you are in car all day. DON'T skimp or you will get fed and go to some cafe or dinner and binge! Enough for now.
These are fantastic tips! Learning to do taxes, cycling to the store, and even making your own marmalade-great ways to save and stay efficient. Thank you for the detailed suggestions!
@@WealthcodeHQ The marmalade I buy at the store is definitely a lot cheaper, than any I could make myself.
Doing my own taxes have costs me enormously, as I was eligible for unknown discounts no one seems to know of. It might only work in 'simple' taxes, where you just have a job income.
Being time efficient and not driving to and fro all the time: that really works. Also using what you have in your fridge.
Thanks for the good advice. Some of which I was already doing, but some that I had never considered. Again, thanks for sharing
LUCK is what happens when preparedness meets opertunity. MOST of the cost of ANY product is the packageing. The body on a car is only eye candy, the main parts are the drive train.
Very well placed indeed!
But the luxurious interior makes you feel great! Nothing wrong with that!
@@deniseatthelake Untill you get the Bill.
I watched this Video it have many more important suggestions about how to save money.I liked very much Thank so much!😁😁😁🙏🙏🙏🙏🙏🙏.
Thank you so much! 😊 I’m glad you found the suggestions helpful. Stay tuned for more tips!
Give us your ideas😊
Pls bring the part 2 of such insightful messages...
Maybe Warren Buffet simply enjoys making money only when other people enjoy other things
Interesting perspective! Everyone finds joy in different things, and for Warren Buffet, it’s definitely about building wealth.
Lol
All the 16 important tips are worth listening, realising the waste we did and implement it to save precious hard earned money from now onwards.
Thank you so much! I’m glad you found the tips valuable. Reflecting on past spending and making adjustments is a great way to save and make better use of hard-earned money. 😊
What good is it if you don’t have any time left to enjoy your savings
Great point! The idea is to balance saving with enjoying the present. Building good financial habits allows us to enjoy our lives now and still have security for the future. Thanks for sharing your perspective!
Leave it for your kids or grandkids ❤
So guilty of many. Money wasters, glasses, lottery, impulsive spending, best not to go in-store, just to look.
Bulk food buying, large van for one. Got out of debt was only the beginning, gifting is a burden....
Excellent presentation. It made me feel I am sitting in front of you. Appreciated Sir
Eat meals at home
Thank you so much for this teaching
Very good advice. Make more videos if this kind. Thanks.
Of course 😊
I like to use the small carts at the grocery store.
Redd Fox has said”You never see an armored truck following a hearse…
Redd Foxx had a point! Enjoying life and spending wisely while we’re here can be a meaningful approach. Thanks for sharing that quote!
The coffin has no pockets....
I m a millionaire 65 yeara old. Ive traveled around the world. Dated a lot of women. My kids will inherent my money and probably blow it. I say enjoy the money now.
They don't have the ability to practice restraint nor value. Spend so much on p!astic shit
Your kids will inherit.
Better have enough to pay for assisted living or memory care.
Who cares?
😂
As the saying goes, Live simply so others may simply live. Thanks Sir Warren Buffett
Thank you for sharing this thoughtful quote! Living simply is such a meaningful way to make the most of our resources. 😊
Excellent tips. The part 2 will be awaited. Thanks
I'm 85 plus. I am a son of a farmer.I am following almost all the facts discuss in this cliff. Now I am a millioner. !!
I sold my car in 2023 and now walk, use Amazon or ride share. I maintain my weight so my clothing needs are limited. I travel a lot I sold my house 2010 to be free of paying a mortgage . My housing is made up long stays in economical housing in the place I am visiting. Avoid trendy items.
What a unique lifestyle! It’s inspiring to see how you’ve simplified your life by reducing unnecessary expenses. Thank you for sharing your story!
Thank you for the tips.
You’re very welcome! I’m glad you enjoyed the tips. 😊
Paying for paper bags at shopping it all adds up
It irks me to be charged for grocery bags after spending $200.00 at a store. I get even. I bring bags from another store and use them. I walk out of the place with bags emblazoned with their competitors name and logo.
What good is money if you don't spend it!
You certainly can't take it with you and families will only fall out over it when your gone.
Spend it wisely! Don't live for me, myself and I, for you'll never know true happiness and joy. Economize where wise, so you'll have some money to give to others in true need. There's a lot of serious need around the globe. A lot of injustice. You being able to use some of your money to alleviate suffering, is the most beautiful thing one can do!
Buying an over size house cost more and can be hard to resell because there are less buyers able or willing to buy at high price. I have seen several multi million dollar homes staying too long on the market, or getting sold significantly lower than their estimated value.
Great point! Oversized homes can definitely be harder to sell, and the maintenance costs really add up. Thanks for sharing this valuable insight! 😊
Good one, Sylvie!
Plus that big house is not good for the environment in any way.
Nice list 👍 401k plan costs are definitely to high, get your money out asap
I need another 16 ways of being miserly, stingy living in rags, siting on 100 billion dollars to be crowned KING of MEANNESS.
😂😂😂😂
@@jacquuelinesimpson191 Tell him to give me the fraction of.001% of his capital and will turn the world upside down where I live
i already replied and someone deleted it. Look out for it
Buying in bulk can be fine if they are the right things like rice, pasta, canned goods, and toilet paper etc
Take napkins clean ones plastic spoons sugar sauce butter in unopened packets hime
Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money or you could hire a financial expert.
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and I return at least $30k ROI, and this does not include capital gain.
Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I cancelled (duplicate) streaming services and am saving $120/month.
Great move! Canceling duplicate services is a simple way to save money every month. Thanks for sharing your tip!
There is nothing I need. I don't go to any store except the grocery store. No list needed, shop outside isles. Buy glasses on Zenni. They are the best. Lottery is a waste of time and money. I pay my card off each month. I don't drink anything but water. I don't buy many clothes. I don't subscribe to anything. My car is a 2005. Keeping it forever. You forgot the expensive coffee addiction that most people have. I myself have never had coffee. Waste of money.
It sounds like you have a great minimalist approach! Zenni for glasses, no coffee, and only essential shopping-all solid strategies. Thank you for sharing!
Yes! Keep it coming!
Thank you! I’m glad you’re enjoying the content. More is definitely on the way! 😊
Yeh don't spend anything ,,,be the wealthiest man in the cemetery 😮
Let me guess. You aren't anywhere near retirement age and don't realize what it costs to retire. The payments on Medicare are higher than you think.
@@danicegewiss862 u wrong I'm retired at 38 ,,made my money 🤑 in gold ,
When you go to a super market, go precisely with a list and don't buy anything extra...
...after you have eaten. Do not go to the store hungry.
@@danicegewiss862 your wrong I retired at 48 ,,and I live in Scotland , medical stuff,s all free
Thank you very much. Love to know more.
Thank you! 😊 I’m so glad you enjoyed the video. More tips are coming, so stay tuned!
I think you might enjoy our new video that covers related strategies: ruclips.net/video/6LIFn5pt7fQ/видео.html. Check it out, and feel free to leave a comment to let me know what you think!
I agree about gift giving
Absolutely! Gift-giving can be costly, especially when done frequently. Glad you agree!
Start your working career after you finish your degree in your field. Start with a savings and checking accounts, in your name only. Invest in your retirement & if your in the military plan for staying in around thee years. Build up your military pension & plan to make a living outside of the military.
This is why I stay away from many places
Smart choice! Sometimes avoiding certain places really helps cut down unnecessary spending. Thanks for watching!
@@WealthcodeHQ you are welcome
❤ i notice how much I am wasting on soy milk, rice milk, coconut milk. When I can make a container of tea for the price of 2 tea bags and some sugar. I had to stop buying the other items
Thank you for sharing! ❤ It’s impressive how much we can save by cutting out small expenses like store-bought milk alternatives. Making tea or other homemade options can definitely help reduce spending on unnecessary items!
Trying my best to cut down unnecessary expenses. Thanks for sharing. Will try to abide by your tips.
Thank you for your commitment! Cutting unnecessary expenses is a great step toward financial freedom. I wish you the best on your journey! 😊
Most people dream of winning the lottery, untill common sense clicks in. In this vidio Avoid the pictures, and concentrate on the words.
I agree. The idea of winning the lottery is tempting, but over time you realize that building a solid financial foundation brings much more security and peace of mind. Small adjustments in our daily choices and conscious planning can have a huge impact in the long run, without relying on luck. It’s about shifting focus and taking control of our financial future, thanks for your comment!
@@WealthcodeHQ I can tell you how to double your money, Take any bill and fold it in half and put it in your wallet. HaHaHa
If they heard some stories of those who actually did, they would never play!
@@PeterVanDeMotter I remember when the lottery started it was like before the great depression begain.
@@PeterVanDeMotter yes, I've heard that quite a few people who won the lottery (large or huge jackpots) regretted it. It put a target on their backs, hands out, etc. Most did not get the "happiness" or "security" they thought they'd get. Not every winners' results apply. (some were smart and used lawyers/representatives to cash in the ticket in winner's name)
Me long time ago i stop my subscription.And also when i do my grocery i always make a list.i only buy what i need not the want i do not have stock of foods although i dont drive car i used publis transport to do my grocery. Then its been 7year's now i do made list where my money goes everymonth.Because is much better when we have our own book keeping. Plus i do not buy branded because i could not afford it even if i can afford i will not buy because i know i will pay for the brand only. Roaming i do not used it Sir hehehe is very expensive when im at my country i will buy simcard in local. Infact in general we must live below our means because now a days life is very expensive.I will do more investment my land so that i can live it to my loving children ❤❤❤thank you so much Sir of your very good imformation about savings money ❤❤❤and lottery is nothing but business so me never buying that lotto i better put my money aside for other mportant things.
Thank you so much for sharing your experience! ❤ Your commitment to budgeting, using public transport, and investing for your children’s future is truly inspiring. Living below our means and focusing on long-term investments like land is a wise strategy. And you’re absolutely right about lottery tickets saving that money for essentials or investments is often a better choice!
@@WealthcodeHQ thank you so much Sir .yes better we are very wise spending our financial. ❤👍
We have NO PUBLIC transportation
A small drop makes an ocean !😊😊😊😊
Absolutely! Small changes can have a big impact over time. 🌊 Thank you for watching!
I believe 5 digit fees for a piece of jewelry & a watch is too much.
Thank you for sharing your thoughts! I completely understand where you’re coming from. Spending five figures on jewelry or a watch can seem excessive, especially when there are great options available for much less. It’s all about finding the right balance between quality and value!
Only get it, if you love it. Or leave it and not spend on it.
Great advice! Spending only on what truly brings joy or value is such a powerful way to save money and live intentionally.
When taxes go up, I spend less. When my income goes down, I spend less. This results in less, use of my car, more work in the garden planting, more time preparing my food, reading instead of t.v., learning how do repairs to my house.
Never pay full price for anything
Yes, always be that selfish bistard, that insists on having something off the price, so people curse you under their breath.
please bring more I believe I will learn from it
Thank you! I’m so glad you enjoyed the video. More content is definitely on the way-stay tuned!
When i go to hotels i make sure theirs cooking facilities so i can cook my gooid there
Great idea! Cooking your own food while traveling can be such a money saver. Thanks for sharing your tip!
When out driving around, stay out of the stores. You will only end up spending money on things you did not need.
Eliminate your "voluntary enslavement".
Think about it.
That’s a powerful thought! Eliminating unnecessary commitments can really free us up, both financially and mentally. Thanks for sharing that insight!
I stopped playing lotto startedsaving that amount buy coffee instead with it
I know k cups are pricey..but if you live alone like me,having a keurig can be more convenient and easier for me to use than the regular coffee pots are..and I only need to make 1 vup at a time ❤
Yes, I would like to know more tips on saving money.
Good advice
Thank you! I’m glad you found the advice helpful. 😊 Let me know if there are other topics you'd like covered!
Thank you Wealth Code
Useful tips!
Buy and cook my own food. I go out to eat only on special occasions, 2-3 times a year. I keep a very high credit rating. I haven't paid interest on a car loan since 1992! My vehicles last a long time, over 250,000 miles, and I drive them until they're shot. I never pay bank fees or interest on credit cards, either. I only buy clothes when a particular item wears out and needs to be replaced. My cheapTimex watch is 15 years old and keeps better time than a Rolex. I have found that generic and/or store brands are just as good as brand names and are much cheaper. Lastly, I keep a log of how many days in a row of not spending anything at all. It's a fun and frivolous way of being mindful of my spending habits.
No online shopping will help you to save more...
Thanks for the clarification regarding generic and branded medication. I work in the pharmacy and some customers will never agree to generic but insist branded is the original even though they are expensive.😂😂😂 Total ignorance.
Thanks for sharing your experience! It’s interesting how misconceptions about generic vs. branded medications persist. Education on this topic can help people save money without sacrificing quality. 😊
Yes bring more.👍
You need to work or do something that reward you more than enough. A poor man cannot save himself rich. Start young and have goals: spiritual, physical, good human relations, hard work, good planning and self control. It takes about 20 years to make a good living. Enjoy your health and family. Follow your dream is just a dream. Accept that life will be hard sometimes.
The biggest waste of money is to not use it.
Thank you for sharing your perspective! It’s true-money is most valuable when we use it to improve our lives and experiences. 😊
This background music made me desperately want to switch off. Less is more
Buffet is focused on the gain of buying power for the sake of it. He has little concern for the trappings of life. He only wants more and more buying power as if it were a contest. Why earn more and more buying power if you are not going to use it to improve your standard of living with nice things? Just live in poverty and earn nothing. Its the same result apart from healthcare. How much buying power does any one person need? I hope Buffet is going to help the poor to climb the ladder of success. With his accumulated money he could donate 80% of it and still be very wealthy.
No credit card purchases, use cash
I pay my card each month.
Amen
Agreed, just try being a disabled pensioner- nightmare to put it very mildly.
l love my cat, but pets expensive.
pets are expensive
Pets bring so much joy, but you’re right they can be expensive. Budgeting for their care is definitely important. Thanks for sharing your thoughts!
Quality over quantities
Save money and stop eating out ….home cooking us cheaper
Absolutely! Home-cooked meals are both cheaper and often healthier. Great advice!
Give every $1 a job. Savings part of the budget.
Gift, give Me Something I eat would be a better option.
EG Quality Chocolate or Biltong (South African version of Beef Jerky)