401(k)s and IRAs: Pros and Cons of Having Two Retirement Accounts | WSJ Your Money Briefing
HTML-код
- Опубликовано: 31 май 2024
- Having both a 401(k) and an IRA can boost your annual retirement contributions by 30%. WSJ contributor Michael Pollock joins host J.R. Whalen to discuss what savers should know about each type of account.
0:00 401(k) vs. IRA
1:46 Advantages of having two retirement accounts
2:43 Disadvantages of having two retirement accounts
3:13 Roth IRAs and roth 401(k)s
5:24 Other retirement plans
Your Money Briefing
WSJ's personal-finance podcast features the news that affects your money and what you do with it, breaking down complicated money questions from spending and saving to investing and taxes.
For more episodes of WSJ's Your Money Briefing: link.chtbl.com/WSJYourMoneyBr...
#401K #IRA #WSJ
![Roddy Ricch - Survivors Remorse [Official Music Video]](http://i.ytimg.com/vi/J5IeFzr2GgE/mqdefault.jpg)
Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. I retired with 5 million dollars
If you’re new to investing or have a more complex financial situation, It can be helpful to work with a financial advisor who can provide personalized guidance and help you make informed investment decisions.
On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then
Could you kindly elaborate on the advisor's background and qualifications?
The advisor that guides me is Sonya lee Mitchell, most likely the internet is where to find her basic info, just search her name, She's established.
Great video, Another factor to add is Do folks spend a lot of time planning their financial future? The stock market is making me really worried because I've lost over $ 27,000 in months and I'm not making as much money as I used to. This is making me concerned that I might not have enough money saved up for my retirement since I can't add to my savings.
To ensure a comfortable retirement, it's advised to save a minimum of 20% of your income in a 401(k). By allocating at least 20% of your income to a 401(k), you increase the likelihood of retiring with sufficient funds. Moreover, this strategy enables you to leverage the stock market's potential and expand your retirement savings as time progresses.
Opting for an investment advisor is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 45% since Q2.
wow that’s stirring! Do you mind connecting me to your advisor please.
Sharon Ann Meny, just check her out. It's better to hire a skilled financial planner especially if you're not one yourself. I hired one after my retirement pension took a hit in 2021 April due to the crash.
I just googled her now and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
I'll suggest you create a diversification strategy because building a good financial-portfolio has been more complex since covid. Recently my colleague advised me to hire an advisor, surprisingly I have accrued over $120K under the guidance of my coach during this crash. She figured out Defensive strategies to protect my portfolio and make profit from this roller coaster market.
@@VictorBiggerstaff Can you kindly provide me with the information of your investment advisor as I am currently in desperate need of one?
Credits goes to " Sonya lee Mitchell " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
@@VictorBiggerstaff Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
I have an employee pre tax and a Roth 401k..I’m doing 10% total, for both. On average, around $180 comes out of my check each week. $90-$100 goes to each. Is this ok? I’ll admit, I’m not too knowledgeable about all of this.
The 401k is good, because retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million. So it really does.
Effective management of personal finances is more important than the amount of money saved, regardless of whether one earns income through work or investment. To optimize financial results, individuals may seek the guidance of a qualified financial advisor who can provide personalized advice and strategies to minimize expenses and maximize income.
I agree, before the pandemic got real serious, I used to handle all my investment and I was pretty good at it, fast forward to post-pandemic and my-portfolio is steady in the red with profit rate down to the lowest, that's when I touched-base with a coach I saw featured on businessweek, who restructured my portfolio and over the last couple years, I've made over $850k from initially $210k
I’m new to all this, heard it's a good time to buy and basically I've just got cash sitting duck in the bank and I’d really love to put it to good use seeing how inflation is at an all time-high, who is this coach that guides you, mind I look them up
The decision on when to pick an Adviser is a very personal one. I take guidance from ‘Natalie Lynn Fisk‘ to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000
Impressive can you share more info?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Biggest financial mistake I ever made was with my 401k. My company had a Roth 401k when my kids were in college, but I didn't actually start contributing until year 3 of the 6 years I had kids in college. Because I was helping them with expenses, I was entitled to the tax credits, so my effective tax rate was extremely low. That is the time you NEED to be in a roth! i still retired with about $250k in my 401k.
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
@@MatthewVinson I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?
Do your due diligence, and be on the lookout for one with strategies to help your portfolio maintain an unwavering and progressive growth. "Jill Marie Carroll" is responsible for my portfolio success, and I believe she has the qualifications & expertise to meet your goals.
I just googled her name and am really impressed with her credentials; I reached out to her through her website as I need all the help I can get.
We experienced the peak of our era, and now it is gone. Recession is tanking everything including 401K. My retirement equities portfolio of $750K is in the reds. I keep losing because of inflation. This world will fall to the corrupt rulers in the same way that Rome did. I'm sorry if you're thinking about retiring and you're worried that your pension won't be enough to meet the rising cost of living. Horrible foreign policies everywhere, bad regulatory policy, bad fiscal policy, and bad energy policy.
For retirees and those close to retirement, I believe it's particularly challenging. All those years of labor only to lose it all to a problem you weren't responsible for, my regrets to everyone retiring during this time.
I'm very worried about the future and where we're all heading, especially in terms of money and how to get by. I'm considering making my first investment in the stock market, but how can I do so given that the market has been in a mess for the majority of the year?
After the pandemic, things became extremely difficult, which is precisely when I sought a consultant's counsel. I've been investing on my own for nearly 3 years and have built up a stagnant reserve of $280K to $570K in just over 24 months.
I’m in dire need of guidance so i can salvage my portfolio due to the massive dips and come up with better strategies. How can I reach this advisor?
‘’Natalie Lynn Fisk’’ is my adviser and she is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
As a soon-to-be retiree, keeping my 401k on track after a bumpy 2022 is a high goal. I've read about investors generating up to $250k ROI in this present sinking market; any suggestions for increasing my ROI before retirement would be greatly appreciated.
Yes, you are right. it's been a brisk tailwind for investors in US stocks over the decades but it is still a delicate season now, so I advise you to consider the guidance of a financial advisor.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@@maryHenokNft Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
I just opened a Roth IRA and am going to start my 401k should I put most in one or the other ? Or both?
Wright promptly do a web check where you can connect with her *Gertrude Margaret Quinto* and do your research with her full names mentioned..
How do people manage in retirement since 401ks are nothing to write home about? Inflation has skyrocketed My 600k turned to 350k in no time. Im 61, won't one work till they die at this pace?
I worked until 72, I was at the top of my income game, liked my work, and we could both go on Medicare. I ALMOST fell into the “only one more year” trap.
How did you apportion saving, investments and expenditure?
Key: NO debt. I don’t need my RMDs, thus, take as QCDs. This is a unique portfolio as apportioned by my fa
Who is this person you use? And roughly how much do you pay for this service?
Each portfolio is peculiarly apportioned according to your taste and sentiments, but Monica will straighten you out if you work with her in particular. I have a portfolio of almost a million and she has a good educational background with surprisingly a great deal of experience
As I approach retirement, ensuring the stability of my 401k after the turbulent year of 2022 is a top priority. I've come across stories of investors achieving up to $270k in ROI during this current declining market. Any advice on enhancing my ROI before retirement would be highly valued.
There are routines capable of delivering consistent gains irrespective of economic or market conditions, but these are typically implemented by seasoned investment experts or advis0rs.
For near retirees, having an investment advisor is the way to go. I've been with one because I lack the expertise and emotional fortitude for market ups and downs. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks realise.
@@antonnohr Could you kindly share the contact information for your financial advisor here? I'm in urgent need of one.
Hello! Stacey Lee Decker is my advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online.
She seems highly educated and informed. I looked up her name on Google and found her website. Thanks for sharing.
This is my fifth year after retirement. I’e been following the 4% rule thing, but this isn’t really how hard I expected things to be. After I cashed out a lump sum, I still have about $760k left, but at this rate, and with how the market is (we were putting money away in an index fund), I’m starting to get really worried.
It’s amazing you were able to save that much during your active years. Not a lot of people are able to save that much in a lifetime. But now you are retired and depend on your investment, it’s best you redistribute your capital, so you are not left devastated during a market crash or recovery. To simplify the process, you could allocate your resources with the help of a financial advisor.
Yeah, I’m also closing in on retirement, and I have benefitted much from using a financial advisor. I didn’t really start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who have been investing for many years.
Can I ask who it is that has been guiding you? I really need help, because I'm worried my retirement income is in shambles.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Sharon Louise Count for the last five years or so, and her returns have been pretty much amazing.
I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than a million dollars by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?
My Financial adviser is ‘’Colleen Janie Towe’’ and she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing.
I contribute (and max out) to both because as a Millennial I don't expect to receive A CENT in social security payout when I retire. Better be safe than sorry.
You’re being stupid. The more you say that the easier you make it to the politicians. Why are they taking SS out of our pay now? They should give that back now.
I have a Roth IRA and a trad 401k, the Roth is only seeing $75/month while my 401k is getting 6% of my income & 4.5% company match. Def by the time I turn 30 I wanna be contributing $300/month to my IRA
Millennial here. I have both. Max my Roth and working on maxing my 401k, about halfway there!
I predict I'll need about $3.2m by retirement so I save save save!
If you're not earning any income, you can't contribute to either a traditional or a Roth IRA. However, in some cases, married couples filing jointly may be able to make IRA contributions for the non-earning spouse based on the taxable compensation reported on their joint return.
Totally forgot to mention income limits on deducting traditional IRA contributions or contributing to a Roth IRA.
The backdoor Roth IRA basically eliminates the income limit on contributing to a Roth IRA (with some caveats), but yeah, the deduction limit on traditional IRAs are a thing.
The problem is that the big majority of the population have an low-mid income, so the income-limits scenario is not common enough to be mentioned during these interviews.
Contribute up to the match in the 401k, then max out Roth, after that anything left put in 401k, still more after maxing that?! Put it in a taxable brokerage.
Roth IRA is superior to both. Highly recommend having one on the side of your main job's retirement. Paying taxes before you invest means you won't have to pay them later when you're in a higher tax bracket and general taxes are higher for everyone. Plus you can tell how much money you ACTUALLY have instead of trying to work in taxes in your head.
ehh it depends on what income bracket you're in now dumbass.
alot of people are in a much lower tax bracket when they don't have a job in retirement and are living off pulling out of retirement accounts.
But some like me pay almost no taxes in my retirement so my 401k money is basically tax free.
This thought process is for the lazy. There's several caveats to this. Some employers offer a Roth 401k, you might as well contribute to that and get the contributions matched. Others don't qualify for a Roth IRA. And lastly, depending on how much you plan to withdraw once you're retired, your effective tax rate might be lower than what you're currently earning (this will obviously also depend on what state you live in, one with state income tax vs one that doesn't). The point is, a Roth IRA is not automatically "superior". You need to do your own individual planning before deciding what retirement vehicles to use.
@@broodwars1776 exactly! Too many people rely on sound bites and treat it as gospel. Every financial plan is different as there is no one size fits all
I was really hopeful of my investments this year, but all my plans have been disoriented, I've been studying the market crashes and I realized some investors made millions from the recent 2008 recession and I was wondering if such success rate could be achieved in this present market. and the Federal Reserve taking a more hawkish approach to interest rates and bond purchase tapering. Any recommendations?
Clearly the recommendation is switch all your savings to bitcoin. If you are stuck in a 401k or some regulated savings buy microstrategy, which is essentially a bitcoin purchase hidden as a stock.
I retired with a 7 figure portfolio and still receiving about 30k in dividends. I only buy quality firms, anticipate to hold them regardless of what happens, pay up but not too much, keep track, sell only when necessary, and be ready to course correct. also ignore the forecasts and market views which are at best entertaining but completely useless. ever grateful to Trisha Jean Webb my F.A...
@@RandyPelletier checked for your FA and found her web page. she is very impressive , I wrote her and I'm waiting on her reply.
@@rogerstone1842 You read his post, looked up her name, and then wrote her all in the same second that he posted. Impossible
@@zepm7184 lol arguing with scam bots
Vanguard target date fund. That’s all, set up reoccurring contributions and forget about it.
is this the lowest fee index fund?
Gotta max them when you can, don’t trust social security.
I don't trust Socialist Insecurity either
It'll likely still be already for millennials and Gen z but generally yes don't relay on it solely. Plan for your own future.
I plan on getting social security or we need to cut the military budget and give me all my social security money back.
Basically, I just made my first 100,000 in crypto in a bear market and I barely know how to express how happy and excited I am right now. This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.
Exactly how long did it take you to understand that? Because I have been doing everything I can to profit from this bear market for the last 7 months, after watching a lot of trading videos and reading a lot of strategy and technical analysis books and still having nothing to show for it, I am slowly leaning towards the idea that I'm incredibly unlucky in trading, plus I should be retiring in a few months, so any advice would be good, and yes, I've tried getting a CFA as well, but it's hard to find one that really understands the full gamut of the different sections. , I'm very open-minded and if I can't have it all then there's no point if you know what I mean
Just over a year and I had to rethink my strategies, which took a while, but I finally had the answer and it was uphill from there. Honestly, my AI has been great and honestly, all my success has been because of that, although it took me a while to get to the CFA I'm under contract with right now
It's hard to get good advice on diversification. still don't have a solution yet, after all these months I've lost over £103k so if you can hook me up to your AI that would be nice, I really need a diversification option right now and I'd appreciate the help , cause I need the best option, plus little more information, like how much to start with and all. It would be great if you could help me.
I see what you're saying, so I'll give you some sauce, I recommend Robert Carlos Wright. His general market knowledge and asset management skills are truly first-class. If you do your research, you'll know for yourself that the old man's work ethic is off the charts. I've never seen anyone so dedicated, so I'm pretty sure. It would surely help you get back on the winning path.
How do I talk to him?
401k - IRA - Brokerage Account
So many people are overspending using credit, maybe instead of educating people on how to save more - how about educating people about budgeting and living within their means.
That's a parent's job. If the parents failed them and they're not smart enough to figure it out on their own, then they won't be prepared for retirement.
@logicae4096 Educating our people to be financially responsible would be antithetical the institutions that thrive from our consumerism.
I like how this guy makes the point that “hey, obviously you’ve maxed out your 401K at $22.5K and now you can add another $6.5K” as if most Americans are even putting money into a retirement account let alone maxing it out. …ridiculous
Most Americans are financially illiterate and financially irresponsible. This video obviously isn't meant for them.
Amazing!
Self-employed people (even if they are also traditionally employed or have any of the other accounts) should also look into a (Roth) SEP-IRA.
The expert said Roth is after-tax money and thats not really true. Roth and after tax money are distinctly different and have different features. Both are taxed before entering your account and are not taxed during withdrawal. Roth has the additional feature of the earnings being tax free at withdrawal if your over 59.5 and the Roth start date for the account is 5 or more years. After tax money the earnings are always taxed at withdrawal.
This is my fifth year after retirement. I’ve been following the 4% rule thing, but this isn’t really how hard I expected things to be. I still have about $460k outside funds in my IRA to invest in stocks. Pls how do I take advantage of the market turnaround?
now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
The only retirement account that is generally good is the Roth IRA. You set one up for free at any brokerage like Fidelity, Vanguard, Schwab, etc. and don't have any fees to maintain the Roth IRA and have lots of choices such as index funds like the tax brokerage account. As for the 401k, it usually sucks. Depending on the workplace that offers the 401k, most 401ks have tons of fees to just maintain the account and the investment choices tend to be limited to expensive funds that will underperform cheaper index funds in the long run. It's usually better to just go with a tax brokerage account and invest in index fund instead of 401k even after taking into account of tax benefit (highly dubious) and matching contributions.
The 401k is good, because retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million. So it really does. It's also a very quick way for people who are close to retirement but with little money accrued. I wish more people knew about things like this.
That info is useless without knowing how much each contributed and what each invested in. In the long term, actively managed funds rarely outperform the general stock market.
If IRA has a limit why not just put it in index funds ? (I’m new to this)
Index funds are exactly what you should be investing your IRA in. An index based target date retirement fund is a good default choice. That's what most good 401k plans default people to. Index based TDFs are a fund of funds that adjust the proportion of index stock and index bond funds over time to be more conservative as you get older.
An IRA is a type of ACCOUNT.
An INDEX fund is a type of asset.
These two are not comparable. You can invest funds within a retirement account in an index fund; assuming your plan provider offers them.
Why till today not send reports to my personal independent private bank
Hello there
Always look eye.
Well, of course, these videos don't ever talk about 403Bs which are similar to 401Ks.
Of course it is better to have both, but the combined cost is $30,000 a year. Who has 30k worth of extra money to put in those accts. :-/
Those that have made wise choices in their lives. I actually have to scale back what I contribute.
You can have both without maxing either of them out. If your 401k is crummy it's best to get the match, then max out the IRA and then go back to the 401k. My 401k is decent enough (low fees and a Roth option) that I do the 401k first and max out a Roth IRA in the first quarter of the next year if I can.
Those that make $150k to $200k a year. You should be saving or investing 15% to 20%.
People who made good life choices.
I expected better job from WSJ on this topic. This commentator literally said nothing useful for decision making for 401k/IRA/RothIRA.
In uncertain times, how can one outperform with the S&P 500? my money goal of $3m seems far-fetched and just saving is not an option, do I seek a license advisor to help grow my funds, or wait for a favorable economy? I have barely 5 years to retirement.
ask what is there for lay man and reply will be for lay man there is graveyard to lay in because it's the millionaires and billionaires who can have all fun after retirement there in america
This has to be the laziest form of video making. WSJ, get your act together!
I watch several RUclips videos on how to trade in the stock market but haven't made any head start because they are either talking some gibberish or sharing their story of how they made it and I do not want to make mistakes by taking risks in my own hands
The third comment 🙃
The amount of scammers preying in the comments is hilarious. "I made 4x in a year! Who is your advisor?!?! Wow, I'll go call her and send her my money right away"
Until they change the rules again
What are you talking about?
If this is another marketing scheme for the 401k, life insurance machine, I'm gonna send you all eggs with fish.
401(K) has nothing to do with life insurance.
👁
Using Freemasons simple 😂
Learn how to spell.
Yall just had to use illuminati as the thumbnail😐
Who do you think controls RUclips?
@@withonestonechannel Google.
The Illuminati isn't real. Grow up.
I wasn't financially free until my 40s and I’m still in my 40s, bought my third house already, earn on a monthly basis through passive income, and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST, Create multiple sources of income and change your future! Investing in the financial market is a grand choice I made.
This is true, a Job will pay your bills, and business will make you rich but investments keep you wealthy the future is inevitable
Creating multiple sources of income is highly rewarding. It helps in planning adequately for the future. However; it's quite a difficult task for one to go into investment or the financial market without sound knowledge or guidance from a highly skilled expert what's your take?
@@vincenthart4063 I understand the message you are trying to convey and I applaud your efforts. Current and future investments are needed to lift people out of poverty and fight inflation. There are many benefits to investing, especially when it comes to making the right investments, which requires thorough research, especially when choosing a relevant broker to invest in. This is educational and helps to raise investor awareness.
@@helenoliver4838 Who is your financial advisor?
@@vincenthart4063 My expert is BRIDGET MARY TUROW, she's a registered broker in the US. Met her sometime early last year at a startup funding event. She had some interesting things to say about the state of algorithmic trading today. Very obvious I'm seeing the result
I will forever be indebted to you you've changed my whole life contiune to preach about your name for the world to hear you've saved me from a huge financial debt with just little investment thanks so much Mrs Mandi Rafsendjani
l also invest with mrs Mandi Rafsendjani, she charges a 20% commission on the profit made after each trading session, which is fair compared to the effort she put in to make huge profits.
This is not the first time I am hearing of Mrs.Mandi Rafsendjani and her exploits in the trading world but I have no idea how to reach her..
You can communicate with her on TELEGRAMS with the user below
INVESTWITHMANDI💯
@@Roselerma Thanks a lot for the recommendation, I’m already in the investment process with her.
Nice video great content! It amazes me greatly the way I moved from an average lifestyle to earning over $185k per month, utter shock is the word. I have understood a lot in the past years to doubt that opportunities abound in the financial markets. The only thing is to know where to focus. All thanks goes to Leticia Zavala Perkins my financial advisor managing my portfolio and my retirement.
I love my Roth 401K
🫡💰📶