Fantastic video Humphrey. Keep up the great content. Came across the channel recently. Started my first professional job out of school this past summer. Turns out I was doing essentially an identical strategy with my finances. Had scholarships in undergraduate and graduate school (no student debt) and I bought my car used (no car payment). During the Covid-19 pandemic I was luckily able to work 100% remotely so I was able to end my lease and move home for about 10 months (rent free). Combined with a higher than average salary and not being a huge spender plus these 6 tips I feel incredibly financially secure and responsible. Thanks for helping me get there, Cheers!
Dude Ben that is AWESOME to hear. Smart decision living at home for a bit, nothings really happening with COVID these days anyway (ein terms of fun events, going out, etc). Keep it up !
This video came out seven months ago but today was the day I needed to watch it. I’m about to log in to my work account and change my payroll to have 10% deposited into Fidelity. You’re so right - if I never see it, I’ll never want to spend it. Thanks for such helpful advice as always
I am 24. I still live at home which is why I am able to save 28% of my paycheck which gets me to the max 401k amount for the year. Am i on the right track?
Have always hated "should" and in this case I'll make an exception. It really is important to put aside first, then spend. Thank you for all your help. Wish you were around when I was younger, and it's never too late to fine tune my game. Thank you.
Thank you for writing out a text summary of the video in the description! I love having a summary of videos so I can jump to the part I'm most interested in right away
1 million invested into passive dividend investments can be a relatively safe and a 5-12% yield. In the US the percentage is high and I'm in Canada and I'm at over 9%. Just on the low end say 5%, that's still 50k a year after retirement, it's a good enough life for sure.
Subscribed. Appreciate all your videos Humphrey. Your recommendations of Rich Dad Poor Dad and The Goal (graphic novel of course) have jumpstarted my thirst for financial literacy and I’m already seeing the effects🙏🏼
Wow Steven, that's amazing to hear... yes those are some of my favorite books. I need to re-read the goal. I highly recommend Naval's book too, that is probably my most re-read book out of all of them.
Been watching your videos for a while now. Just bought my first business and started multiple stock portfolios by the age of 20! Thank you for the inspiration!!!
I contribute 10% monthly to a ROTH 401k and 3% with a 3% employer match to a traditional 401k. I'm not 100% sure what I'm doing(just started this year), but I know that I can do this and still contribute to my ROTH IRA and my kiddos UGMA/UTMA, 529s and pay the bills on a single income.
Thank you Humphrey for making this, I have a quick question if employer provides 401k but don’t match should we still put retirement funds in 401k or move them to other individual retirement funds like Roth ? But 10% paycheck is more than Roth IRA limit. I am just confused which one to pick first Roth or 401k. I am thinking to max out Roth IRA first and then put remaining into 401k.
Yo Humphery! your vids are an absolute delight to watch. Do consider starting a podcast would love hear about your thoughts on the developing situation of the global economy in this pandemic, BTW Keep up the good work. ✌
First time I've heard of an emergency fund. That's probably the money I use to bank account churning. Helps with the low current APY(.5% also have marcus)
Hey Humphrey! Been a long time fan of yours, and super grateful for all the content you provide. I'm curious to hear what kind of account you have for an overhead fund? Is it just a normal checkings account? And if you don't mind sharing where as well that would be much appreciated!
Retired with a 7 figure portfolio and Receiving about $43k in dividends. I have been in the Stock market about 20 years. Am I worried? Am I selling? Absolutely not. I have purchased growth stocks too a little at a time over the past few weeks. I am going to sit back and observe how this all plays out, adding more at a time. my investment strategy with my FA actually calms me down. Eye on the prize, stay the course!
Question - I'm a college student who works a part time job that averages anywhere from 20-30 hours a week at $13.50 an hour. Depending on my hours, my weekly paychecks fall anywhere from $200 - $400, usually on the lower end of that range. Would it still be a good idea to allocate 10% of each paycheck towards my Roth IRA, or should I allocate more or less than that? Thanks!
Insightful video. I just want to know best how people split their pay, how much of it goes into savings, spendings or investments. I'm 27, and earn nothing less $150k per year, but nothing to show for it yet.
When people have money, they spend it. And some people spend more money when they have more of it. If you want to improve your financial management, you should consult with a financial advisor.
@@viewfromthehighchairr Nice, who is the Financial Advisor aiding you if this is not much i'm asking? my retirement plans are going down the drain with my 401k particularly losing everything it gained ever since 2021.
Hey Humphrey, great video! I have a question on retirement. I want to retire at age 60, and am currently saving 20% of my income into my 401k. This will get me a little over a million dollars when I reach retirement. Does it make sense for me to use a Roth IRA too? Or should I open a taxable brokerage account, possibly dividend oriented, to increase my standard of living with little bit more income? I've heard some people using both retirement accounts but wanted your opinion
Open as much as your budget allows, each one is another investing vehicle for compounding interest growth! If you plan to retire at 60, then I would recommend to focus on Roth IRA/HSA first as that grows tax free!!
Hey Humphrey, awesome video! What kind of account do you recommend we keep an overhead fund in? A separate account with the same bank as our main checking account?
Hi there, I was wondering if you would recommenct the 50/30/20 rule and if you could quickly explain how each of these steps would fit into that rule. Thanks!
Do you have any order you would recommend a beginner to watch your videos? Could you post a list of video titles that build on another for someone who is new to investment and money management in general to watch? Do you create a saving account for each of the funds you mentioned here? Do you have a strategy to deter you from unnecessarily accessing them?
I dont but i can def consider those in the future, I dont know much about them and I would want to wait until theres a company that does that and then I'll cover it probably
Hello Mr. Yang. I originally found you on TikTok, and you're content was interesting to me because my dad has been really pushing me for financial literacy and an understanding of things such as the stock market, or investing as a whole. I've been a fan for a while now, and one of the things that I'm trying to do currently is gain experience in my field. I don't know if this is something you are currently interested in, but I want to edit your videos. I don't want this to be mistaken as a criticism of your current editing, but instead an offer to take that piece of work out of the equation for your content creation. I also plan to work for free, as it's the experience that I'm after and you aren't such a massive channel that I would need paid for it. If you already have an editor, or are otherwise not interested, then I understand. Thanks for your time.
Hey sandwich. First of all great name LOL! Second. Thank you for your kind offer. At the moment I’m editing videos myself and I have an editor for some of my videos. Currently I don’t anticipate needing another, but if the need ever arises I will keep you in mind :) there are plenty of other channels looking for editors - Brian Jung is one that comes to mind.
Nice video Humphrey. Future video request/suggestion - I would like to know your take on crypto (BTC in particular) and how you are investing in them (if any). I have long been bullish on gold (exposure via IAU; don't own any miner tickers), and I have been having solid returns (esp this year). However, more recently I have been hearing that BTC is the "digital gold" with extreme upside. So I'm interested in finding out ways I can invest in BTC indirectly, perhaps via ETF? (I don't think I'm ready for direct exposure yet). Anyways thanks for another great upload man
hey Seong Jin, great to see you in the comments again. I do have a video on BTC, but not about how it fits into my portfolio. Personally, I have about $20k in BTC/ETH, which represents a little less than 5% of my portfolio. Now keep in mind I bought in with about $5k so my coins have gone up about 4x. Personally I wouldn't invest in it with an ETF, I feel like you can just get direct exposure to it via Coinbase or similar. I would not touch any alt coins, i think BTC/ETH are the most speculative as I would go. BTC seems to be the one thats gonna hold the most value since alot of institutions have adapted it.
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $120,000 shares on my stock portfolio.
True; the US-Stock Market had been on it's longest bull-run in history, so the mass hysteria and panic is relatable, considering were not commonly used to such troubled markets, but as you mentioned there are avenues not prominent around only if you know where to look. I've netted over £650k in the past 8 months and it wasn't some, rocket-science strategy I applied , I just knew I needed a firm and reliable technique to navigate better in these times, so I hired a portfolio advisor..
Hey, if anyone is feeling KIND and want to impart some wisdom I have some questions! I feel like I’ve been a good stewardess with what I have but I have so much to learn about “adulting stuff”! It’s a little frustrating. What’s the difference between a 401k and a pension? (I’m a teacher) Which one should I have? I’ve been working for 7 years and this is the first time I’m getting deducted for pension, should I “buy in” the years I’m missing?
Btw I love your videos Humphrey, I’d like you to know that I was inspired to finally get into stocks w one of your Instagram reels and I invested in TESLA. The downside is that I bought them really expensive, and as soon as I bought them they started dropping 😑. I know I knowwww the market fluctuates but man it sucks! Lol
Wait, I’m confused about having both an overhead fund and an emergency fund 🙇🏾♀️. I’m saving for an emergency fund now and having both would take me from a one year endeavor to a 2 year task. Hmmm.. has anyone done this and seen the benefit?
Psh, don't listen to Humphrey. I put every paycheck into a money market mutual fund, then reinvest the earnings into foreign currency accounts with compounding interest...and it's gone 😁
I was bit PUMPED up on Coffee for this one guys! Can you tell? LOL. Here's my video on How to Save Money: ruclips.net/video/gez544S52vM/видео.html
Thank you for all the great videos Humphrey! I can’t wait to see you hit 1 Million!
@@Chrisstrainss yes sirrrr that would be the dream!!!
Thanks a lot for these videos and the energy!
Humprey… is 12-months emergency fund overkill?
Binge watching your videos man and I have learned more from you than I did in finance classes
thank u so much!
Fantastic video Humphrey. Keep up the great content. Came across the channel recently. Started my first professional job out of school this past summer. Turns out I was doing essentially an identical strategy with my finances. Had scholarships in undergraduate and graduate school (no student debt) and I bought my car used (no car payment). During the Covid-19 pandemic I was luckily able to work 100% remotely so I was able to end my lease and move home for about 10 months (rent free). Combined with a higher than average salary and not being a huge spender plus these 6 tips I feel incredibly financially secure and responsible. Thanks for helping me get there, Cheers!
Dude Ben that is AWESOME to hear. Smart decision living at home for a bit, nothings really happening with COVID these days anyway (ein terms of fun events, going out, etc). Keep it up !
This video came out seven months ago but today was the day I needed to watch it. I’m about to log in to my work account and change my payroll to have 10% deposited into Fidelity. You’re so right - if I never see it, I’ll never want to spend it. Thanks for such helpful advice as always
smh. im mr. me too. hahahaa
20 years old currently have 12 percent going into my sponsored 401k employer has to match my percentage
that is good and awesome.
You are going places kid!
That’s an amazing match… My company only matches 50% of up to 4%… So 2% maximum match 😢
Lol love that y'all's employers match at all
I am 24. I still live at home which is why I am able to save 28% of my paycheck which gets me to the max 401k amount for the year. Am i on the right track?
I am 18 and first generation American this is so helpful! Thank you :)
Yes Lis :D I am happy it is helping you out!
Thank you for this information!
Have always hated "should" and in this case I'll make an exception. It really is important to put aside first, then spend. Thank you for all your help. Wish you were around when I was younger, and it's never too late to fine tune my game. Thank you.
Thank you for writing out a text summary of the video in the description! I love having a summary of videos so I can jump to the part I'm most interested in right away
The problem with only putting away 10% of the average salary is that in 2060 it's doubtful a mere million will be enough to retire on.
1 million is just 1 million. 10 million is the new 1 million
1 million invested into passive dividend investments can be a relatively safe and a 5-12% yield. In the US the percentage is high and I'm in Canada and I'm at over 9%. Just on the low end say 5%, that's still 50k a year after retirement, it's a good enough life for sure.
The comment assumes wages halt today and inflation continues for 40 years
List copied down, thank you for the input. At 27, definitely time to start saving for retirement :)
Loving the edits! Keep up the great work Humphrey!
Thank you brotha!
Subscribed. Appreciate all your videos Humphrey. Your recommendations of Rich Dad Poor Dad and The Goal (graphic novel of course) have jumpstarted my thirst for financial literacy and I’m already seeing the effects🙏🏼
Wow Steven, that's amazing to hear... yes those are some of my favorite books. I need to re-read the goal. I highly recommend Naval's book too, that is probably my most re-read book out of all of them.
Hump rules! Subscribed!
great video thank you
You are most welcome.
Been watching your videos for a while now. Just bought my first business and started multiple stock portfolios by the age of 20! Thank you for the inspiration!!!
LOVE to hear it!
I contribute 10% monthly to a ROTH 401k and 3% with a 3% employer match to a traditional 401k. I'm not 100% sure what I'm doing(just started this year), but I know that I can do this and still contribute to my ROTH IRA and my kiddos UGMA/UTMA, 529s and pay the bills on a single income.
Imagine being a person who disliked that video
srsly
South Lake Tahoe!!
Clear and concise information. Thank you!
Shane, thank you my man!
honestly you're A GOAT
Your channel is awesome! I'm learning so much from all your videos 👍👍
I suscribed!
Booom! 🍪 for you 😊
Thank you Humphrey for making this, I have a quick question if employer provides 401k but don’t match should we still put retirement funds in 401k or move them to other individual retirement funds like Roth ? But 10% paycheck is more than Roth IRA limit. I am just confused which one to pick first Roth or 401k. I am thinking to max out Roth IRA first and then put remaining into 401k.
Max a roth ira, since its tax free in retirement its just like having cash in the bank. Put the rest into a conventional roth or 401k
Yo Humphery! your vids are an absolute delight to watch. Do consider starting a podcast would love hear about your thoughts on the developing situation of the global economy in this pandemic, BTW Keep up the good work. ✌
Do you invest in collectibles? I feel silly buying them sometimes, but luckily have a few that already 5x'd.
Only vintage video games Haha :D
Don’t sleep on them Blue Eyes White Dragon cards lol
Beanie babies lol
@8:47 - types of investments (good to remember).
keep the uploads up!
You bet! Will do.
🙌🙌🙌very nice
you followed these steps just to get outperformed by a 16 yr old flipping jpegs. lmfao, congrats guys
Watching not skipping ads
The banana and ketchup.. great value video Humphrey! :)
Hahahaha yes
First time I've heard of an emergency fund. That's probably the money I use to bank account churning. Helps with the low current APY(.5% also have marcus)
love the reputation book in the bg :)
ooo thank u fellow swiftie.!
Hey Humphrey! Been a long time fan of yours, and super grateful for all the content you provide. I'm curious to hear what kind of account you have for an overhead fund? Is it just a normal checkings account? And if you don't mind sharing where as well that would be much appreciated!
I keep my emergency funds in two places. 50/50 in Marcus and VSCGX.
Nice. Also a fine choice.
Retired with a 7 figure portfolio and Receiving about $43k in dividends. I have been in the Stock market about 20 years. Am I worried? Am I selling? Absolutely not. I have purchased growth stocks too a little at a time over the past few weeks. I am going to sit back and observe how this all plays out, adding more at a time. my investment strategy with my FA actually calms me down. Eye on the prize, stay the course!
Growing affluence such a lovely thing to see
she goes by Rita Wildrin Mora, you can search her up to connect with her
Question - I'm a college student who works a part time job that averages anywhere from 20-30 hours a week at $13.50 an hour. Depending on my hours, my weekly paychecks fall anywhere from $200 - $400, usually on the lower end of that range. Would it still be a good idea to allocate 10% of each paycheck towards my Roth IRA, or should I allocate more or less than that? Thanks!
10% would be a good start.
@@humphrey thanks man, much appreciated
Anything will be better than nothing, even 5% but 10% is a solid number to focus on
@@ayomide1824 ok imposter "helpline"😂😂
Nice video. Any suggestions on % goes to which emergency/overhead funds?
Insightful video. I just want to know best how people split their pay, how much of it goes into savings, spendings or investments. I'm 27, and earn nothing less $150k per year, but nothing to show for it yet.
When people have money, they spend it. And some people spend more money when they have more of it. If you want to improve your financial management, you should consult with a financial advisor.
@@viewfromthehighchairr Nice, who is the Financial Advisor aiding you if this is not much i'm asking? my retirement plans are going down the drain with my 401k particularly losing everything it gained ever since 2021.
@@viewfromthehighchairr Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Hey Humphrey, great video! I have a question on retirement. I want to retire at age 60, and am currently saving 20% of my income into my 401k. This will get me a little over a million dollars when I reach retirement. Does it make sense for me to use a Roth IRA too? Or should I open a taxable brokerage account, possibly dividend oriented, to increase my standard of living with little bit more income? I've heard some people using both retirement accounts but wanted your opinion
Open as much as your budget allows, each one is another investing vehicle for compounding interest growth! If you plan to retire at 60, then I would recommend to focus on Roth IRA/HSA first as that grows tax free!!
I am fortunate enough to have 401k, Roth IRA, HSA, and a taxable brokerage account 👍
I love your video!! If possible can you make a video about First time purchasing a house and what is some tips they need to know. Thank you very much
noooo. I want that crewneck sweater your're wearing!!!💯
Do you do consultation ?
Great video thank you very helpful learned a lot of what I need to do
Hey Humphrey, awesome video! What kind of account do you recommend we keep an overhead fund in? A separate account with the same bank as our main checking account?
Commenting to follow along
Use the same bank. That way you get instant transfers.
@@leakyloki use the same bank that way you can have instant transfers
I subscribed
Hell yeah Anthony, thank you my man. Great to see you here from IG.
@@humphrey glad to be here, ready to learn 👍🏽
Also to be included with "Investments" - 529 accounts for education expenses for your children!
Love the idea of an overhead fund- What kind of equities would you put in this?
Hi there,
I was wondering if you would recommenct the 50/30/20 rule and if you could quickly explain how each of these steps would fit into that rule.
Thanks!
Found you on insta, subbed!
HEYYY John! Nice to see you here. I gotta find you a cookie :)
Do you have any order you would recommend a beginner to watch your videos? Could you post a list of video titles that build on another for someone who is new to investment and money management in general to watch?
Do you create a saving account for each of the funds you mentioned here? Do you have a strategy to deter you from unnecessarily accessing them?
Where I live almost one third of my salary goes to taxes. But free schools and cheaper healthcare.
where do you live!?
@@humphrey Sweden 🇸🇪
I subscribed!
Ayyy my man!
Came here through WSJ.
Nice!!! Great to see you here. Hopefully you enjoyed the wsj piece
I like your crewneck Humphrey!
Thank you! It’s a Star Wars one
The imperial side hahaha
Hey Humphrey do you have a video explaining stock mergers and splits, not like the apple split but like company split if that makes sense
I dont but i can def consider those in the future, I dont know much about them and I would want to wait until theres a company that does that and then I'll cover it probably
@@humphrey Right that makes sense. Hopefully we'll be able to see a big one soon. You have great diversity in subjects. Thanks for the good content.
How do you calculate how much money do I need for Emergency fund for family for 3?
Take your monthly expenses for your family of 3, lets say its $3000, multiply that by 3 - 6 = $9000 to $18000.
I gasped for air when I saw you rip that bill. But love your videos!
Hello Mr. Yang.
I originally found you on TikTok, and you're content was interesting to me because my dad has been really pushing me for financial literacy and an understanding of things such as the stock market, or investing as a whole. I've been a fan for a while now, and one of the things that I'm trying to do currently is gain experience in my field.
I don't know if this is something you are currently interested in, but I want to edit your videos. I don't want this to be mistaken as a criticism of your current editing, but instead an offer to take that piece of work out of the equation for your content creation. I also plan to work for free, as it's the experience that I'm after and you aren't such a massive channel that I would need paid for it.
If you already have an editor, or are otherwise not interested, then I understand.
Thanks for your time.
Hey sandwich. First of all great name LOL! Second. Thank you for your kind offer. At the moment I’m editing videos myself and I have an editor for some of my videos. Currently I don’t anticipate needing another, but if the need ever arises I will keep you in mind :) there are plenty of other channels looking for editors - Brian Jung is one that comes to mind.
@@humphrey thank you for the response. I look forward to seeing your growth as a content creator.
Nice video Humphrey. Future video request/suggestion - I would like to know your take on crypto (BTC in particular) and how you are investing in them (if any). I have long been bullish on gold (exposure via IAU; don't own any miner tickers), and I have been having solid returns (esp this year). However, more recently I have been hearing that BTC is the "digital gold" with extreme upside. So I'm interested in finding out ways I can invest in BTC indirectly, perhaps via ETF? (I don't think I'm ready for direct exposure yet). Anyways thanks for another great upload man
Nvm! found your video on BTC :)
hey Seong Jin, great to see you in the comments again. I do have a video on BTC, but not about how it fits into my portfolio. Personally, I have about $20k in BTC/ETH, which represents a little less than 5% of my portfolio. Now keep in mind I bought in with about $5k so my coins have gone up about 4x. Personally I wouldn't invest in it with an ETF, I feel like you can just get direct exposure to it via Coinbase or similar. I would not touch any alt coins, i think BTC/ETH are the most speculative as I would go. BTC seems to be the one thats gonna hold the most value since alot of institutions have adapted it.
@@humphrey Thanks! I agree that long term exposure is the way to go. It's simply too difficult to time the market given its extreme volatility
Where should one keep their Overhead Fund?
4:01 Wait a minute... Who has prop money just laying around?! :D
Hi Humphrey, is a retirement plan AND a roth IRA recommended? I don't have a normal job so a Roth should do right?
Shouldn't you have an emergency fund established before investing? Also, I think it's wise to pay off high interest debt before investing.
He's said both of those things in previous videos
literally what he said in this video…
high interest debt, aka "usury" is an abomination
What kind of account do you have your overhead fund in? This would be great to break down in a video.
I like this. Reminds me to be flexible and attentive.
If company only matches 5%. Do you exceed that percentage?would there be a reasonable n to?
It is very good video! I like it!
Thank you
you should address making sure you have enough withheld so you don’t owe the IRS
What % should I look for when finding a high yield savings account?
Not everyone works for a company that offers 401k. In the year 2023 in the good old USA. Most of us are winging it. Good advise tho
Where did you start your roth IRA? Also thank you for your content
Vanguard.
I love Vanguard but it’s not the easiest to use is the only downside. Their customer support is good tho.
@@humphrey 🐐 thank you 🙏🏾
@@joshelite42_50 no problem
Wow i see reputation tour vip package
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly which means more red ink for portfolios this quarter. How
can I profit from the current volatile market,
I'm still at a crossroads deciding if to liquidate my $120,000 shares on my stock portfolio.
Investing in stocks is a good idea, a good trading system would puts you through many days of success.
True; the US-Stock
Market had been on it's longest bull-run
in history, so the mass hysteria and panic
is relatable, considering were not
commonly used to such troubled markets, but as you mentioned there are avenues not prominent around only if you know where to look.
I've netted over £650k in the past 8
months and it wasn't some, rocket-science
strategy I applied , I just knew I needed a
firm and reliable technique to navigate
better in these times, so I hired a portfolio advisor..
That’s impressive!! I could really use the expert my portfolio has been down lately….. who’s the person guiding you?
Y0u can search & communicate with her 0n 1nstagram with the user name 👇👇
TRADER _ SERRA . CAROLIINA ???🎈🎈
Would you priortize paying off debt vs saving money?
Prioritize paying off debt. your money loses strength each year while debt increases with interest.
Hey, if anyone is feeling KIND and want to impart some wisdom I have some questions!
I feel like I’ve been a good stewardess with what I have but I have so much to learn about “adulting stuff”! It’s a little frustrating.
What’s the difference between a 401k and a pension? (I’m a teacher) Which one should I have? I’ve been working for 7 years and this is the first time I’m getting deducted for pension, should I “buy in” the years I’m missing?
Btw I love your videos Humphrey, I’d like you to know that I was inspired to finally get into stocks w one of your Instagram reels and I invested in TESLA. The downside is that I bought them really expensive, and as soon as I bought them they started dropping 😑. I know I knowwww the market fluctuates but man it sucks! Lol
Bananas...& Ketchup
Humphrey when did you start your retirement plan? it'd be cool if u stare that with us.feel like too old to start at the age of 21
I started it at age 26, my Roth IRA... so I was a bit slow to getting into it!
@@humphrey IM NOT LATE THEN!!!
Not at all brotha!!
@@GOATED1973 How can you be too late? Only someone who is 65 or older and has never started would be considered too late.
Wait, I’m confused about having both an overhead fund and an emergency fund 🙇🏾♀️. I’m saving for an emergency fund now and having both would take me from a one year endeavor to a 2 year task. Hmmm.. has anyone done this and seen the benefit?
Can this help for someone in their 30s?
Huh? did you use to live in NorCal? That sticker sticks out hah
Where can you see how much the S&P has performed yearly historically? I want to see how consistent a 7% return or growth is for it.
If you look up s&p 500 you can filter how it’s performed by week, year.. etc
Subscribed and liked thanks to the HxH “Wow!” sound effect 😂 Oh as well as the financial wisdom!
Is this the same guy from myth busters
I subscribed
Where’s my cookie @?
RIGHT HERE BRO. COOKIE
In the future maybe I'll start a cookie brand and you'll be the first to get a free cookie.
Business idea right there! I’m looking forward to the limited series, first batch, Humphrey cookies lol
@@faratash dude. Great idea. I love cookies too so maybe this will be a real thing in the future
Need to link up with Dave Ramsey. He teaches a similar plan
Psh, don't listen to Humphrey. I put every paycheck into a money market mutual fund, then reinvest the earnings into foreign currency accounts with compounding interest...and it's gone 😁
So you just have a bigger emergency fund
Millionaire by the time you retire, but after inflation….. Will being a millionaire in 2065 be that valuable?
im not understanding how you came up with $1.1m from those numbers
10% on a 48k salary? That’s a lot
$1m isn't enough to retire on
I imagine this question has an obvious answer, but how is a 401K affected if you get a new job?
You can roll over your old 401k into your new 401k. Each Employer usually has their own
Let's go Brandon!
Keep Tahoe blue? 😅 Trump 2024.
I subscribed
hello and welcome :) Cookie 4 u! 🍪
Subscribed