FYI Guys Ignore Bots that post a "WhatsApp" number on your comment. Also, for a limited time, get 4 free stocks from Robinhood (1 today, 3 on 2/1) when you use my affiliate link ➭ robinhood.c3me6x.net/qPyKY
Started doing all these after highschool. I saved money every paycheck and went to a community college with scholarships and financial aid. Then got a stable job and I paid for my bachelor's degree with no loans. And I just bought a house a few months ago and now I'm focused on investing! It's finding the balance between wants, needs, and practicality! 😊
Omg lifestyle inflation!!! 🤯 How did I never realize that was happening to me? Having a salary after college made me feel like I was rich so I bought so many useless things off Amazon. Great tip!
Thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to get a mentor/coach to lead you all the way. It's great to start young too!
@@stevestone8740 personally I think 1m is the goal to overcome inflation and having them in an investment portfolio is a perfect plan. I'm half way to my goal 😊
@@sandramish2229 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey
what an amazing channel. started to binge watch your videos and sometimes they're great tips and sometimes it's a great realization that some things are helping me towards a great path! can't wait till the next video!
Great video, Humphrey! After reading rich dad poor dad I recognised some bad money habits that I had. (not sponsored:P) Since then I started investing and changed the way I spent my money. Also, I have found myself putting more value on the things that I already own. I guess changing my bad money habits has also allowed me to indirectly create less waste to the planet 😆
Everything that was mentioned in this video I'm pretty sure everybody has heard it thousand times in their life time. The only difference is some people actually do it and some don't.
When I was working at an undisclosed well known video game retailer, I used to think of my time in terms of chipotle burritos. I was essentially making 1 burrito an hour. Which to 19 year old me in college, was rolling in money, er burritos.
Some collectible or rare items such as rolexes can appreciate over time so I dont necessarily think those are bad purchases especially if you can sell them for more than you paid later down the line.
If you have a new credit card that's 0% interest for the first 12-15 months its fine to make minimum payments for a while. I usually do this if I plan on making a big purchase. I'll get a new cashback credit card that pays you $200 for spending $500 - 1000 in the first 3 months. Then its like free money :) Definitely some good advice! Last year I was saving 20k in my checking account of new money, but kept having subscriptions that were set to auto pay take money from my account. Felt like I was getting robbed every time. I think all/most are cancelled.
Luckily I do not have this life style creep issue, my roomate does. I can afford a $2100/month apt with my next place, but I am single no kids and only responsible for myself and unfortunately incurred a lot of debt due to a bad car accident a couple years ago. I plan on getting an $850/month apartment which there are some in my area, and using the rest of my income to quickly eliminate that debit. I wish there was a way to reach my roomate about his spending habits, but alas he is one of those "Treat Yourself" people when he makes significantly less than I do, not bragging just saying he spends well beyond his means and it's one of the reasons I will be getting my own place in a couple of months.
Thankfully none of my peers and family members are amazed by people who stunt. If I bought something extravagant, they’d question my spending habits more than be amazed by me owning them.
It’s upsetting to see Groceries are listed under Variable expenses instead of Fixed - you trim out your food, whereas tryna save money while thinking saving will make your future richer. Lacking mindset
The fact that this video is almost a year old with only 21k views is insane people want to a nice life but won’t face the hard facts what it will take to get there
I'm a SIGMA so I don't care about other peoples opinions, I stay at home, and don't really have friends. Also, I automatically withdraw money into investments which has garnered me quite a bit of money. Lastly, I have a financial planner who manages my money and puts me in my place if I do something stupid. Oh, I do collect expensive watches but I love watches. You are dead on man thank you again for another great video.
FYI Guys Ignore Bots that post a "WhatsApp" number on your comment. Also, for a limited time, get 4 free stocks from Robinhood (1 today, 3 on 2/1) when you use my affiliate link ➭ robinhood.c3me6x.net/qPyKY
Started doing all these after highschool. I saved money every paycheck and went to a community college with scholarships and financial aid. Then got a stable job and I paid for my bachelor's degree with no loans. And I just bought a house a few months ago and now I'm focused on investing! It's finding the balance between wants, needs, and practicality! 😊
Your age now is important to the comment, you could be 70..
@@gsharpenmydjencil Right? Age is definitely important in that anecdotal example.
This could be a bot used for nefarious ppurposes
Omg lifestyle inflation!!! 🤯 How did I never realize that was happening to me? Having a salary after college made me feel like I was rich so I bought so many useless things off Amazon. Great tip!
I started a Roth IRA and a brokerage account because of your channel. Better late than never!
Thats amazing, love to hear that.
Thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to
get a mentor/coach to lead you all the way. It's great to start young too!
Hi, I'm 42 working on my retirement fund too. What do you think is the best target for retirement?
a lot of people find having a couch /financial advisor a luxury
@@stevestone8740 personally I think 1m is the goal to overcome inflation and having them in an investment portfolio is a perfect plan. I'm half way to my goal 😊
@@sandramish2229 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey
@@georgenoah4872 I'm trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend
Cant have bad money habits if you dont have any to begin with in the first place.
:( watch my videos on side hustles
Very informative video and definitely my favorite, except...i chose to pay off my debts before feeling comfortable investing...
3:18 the crazy thing about “keeping up with friends” part is your friend doesn’t even need to make more money then you to have a lavish lifestyle 😂
Thank you for always making your videos so structured and concise!
what an amazing channel. started to binge watch your videos and sometimes they're great tips and sometimes it's a great realization that some things are helping me towards a great path! can't wait till the next video!
my man! thank you.
Great video, Humphrey! After reading rich dad poor dad I recognised some bad money habits that I had. (not sponsored:P) Since then I started investing and changed the way I spent my money. Also, I have found myself putting more value on the things that I already own. I guess changing my bad money habits has also allowed me to indirectly create less waste to the planet 😆
Everything that was mentioned in this video I'm pretty sure everybody has heard it thousand times in their life time. The only difference is some people actually do it and some don't.
When he mentioned sales. I was thinking about udemy and the money I spent and the lack of finishing courses I've done.
Thank you for your content this is my favorite page I have learned a lot for my family thanks Humphrey!
Can you make a video on what happened with game stop and the other short squeezes this week??
Yes I’m gonna try
Loved it! Check all the boxes already. Super glad to be in the right lifestyle.
When I was working at an undisclosed well known video game retailer, I used to think of my time in terms of chipotle burritos. I was essentially making 1 burrito an hour. Which to 19 year old me in college, was rolling in money, er burritos.
Smoking,gambling and drinking alcohol can also make people poor..taking drugs also can be more poor as well
Some collectible or rare items such as rolexes can appreciate over time so I dont necessarily think those are bad purchases especially if you can sell them for more than you paid later down the line.
Some of these tips helped me even though I knew I was doing them I needed someone other than myself to tell me, thanks and I subbed!
Thanks for the review. +1 (3*-*2-1*) 2--0,0-*1-7'"4"1
W*h*a*t*s*s*a*p,
I hope your math is right about that being 25 and investing dude. I’m hype im 25.
Thank you for the value u provide.
No worries!!
Thanks for the advice. Much appreciated 😊
LETS GOOO!!!!!
Hell ya
The split bill situation was a good tip 💯
Love the format of your videos! Very educational and has made me more aware of my lifestyle habits!
If you have a new credit card that's 0% interest for the first 12-15 months its fine to make minimum payments for a while. I usually do this if I plan on making a big purchase. I'll get a new cashback credit card that pays you $200 for spending $500 - 1000 in the first 3 months. Then its like free money :)
Definitely some good advice! Last year I was saving 20k in my checking account of new money, but kept having subscriptions that were set to auto pay take money from my account. Felt like I was getting robbed every time. I think all/most are cancelled.
I'm retired at 77. Could your grandparents have a blog for people like me?
Thanks! ❤
2021 let’s go! Thank you for this video humphyboo!
You're welcome!
Thank you for this video!!!
You’re welcome. Thx for commenting on multiple videos
Thankyou for uploading
No worries
Drink before you go out cheers 🍻
Hahaha
Love your videos !
You’re welcome
Getting close to 100K! Let’s go!!
Luckily I do not have this life style creep issue, my roomate does. I can afford a $2100/month apt with my next place, but I am single no kids and only responsible for myself and unfortunately incurred a lot of debt due to a bad car accident a couple years ago. I plan on getting an $850/month apartment which there are some in my area, and using the rest of my income to quickly eliminate that debit. I wish there was a way to reach my roomate about his spending habits, but alas he is one of those "Treat Yourself" people when he makes significantly less than I do, not bragging just saying he spends well beyond his means and it's one of the reasons I will be getting my own place in a couple of months.
Great video. Thank you.
Lifestyle creep hit me so hard. Thank u
Thanks for the review. +1 (3*-*2-1*) 2--0,0-*1-7'"4"1
W*h*a*t*s*s*a*p,
Thankfully none of my peers and family members are amazed by people who stunt. If I bought something extravagant, they’d question my spending habits more than be amazed by me owning them.
It’s upsetting to see Groceries are listed under Variable expenses instead of Fixed - you trim out your food, whereas tryna save money while thinking saving will make your future richer. Lacking mindset
For some: they spend too much on unnecessary groceries. You can split up groceries into “needs” vs “wants” if needed
@@humphrey love your videos :)
Bad Money Habit That Keeps You Poor: Being working class and the cycle of not having intergenerational wealth.
Build your wealth
I want to earn my own wealth...
I question whether slickdeals saves me money or makes me spend more.... Can you do a video about what's happening to Gamestock stock?
Planning one as we speak!
love the stupid rag&bone tees, always gets me with the sales
Same man. Same.
Dig your honesty!! On a yacht and playing animal crossing!! Liked 👍🏼
$150+ for gym? Damnnnnn humphrey! 🤣 thank you so much for this vid!! Just becoming aware of my financials so your videos help BIG TIME!
$115*
U deserve more fans
Thanks for the review. +1 (3*-*2-1*) 2--0,0-*1-7'"4"1
W*h*a*t*s*s*a*p,
Great vid bro
Purchasing a hot tub is the best drunken implus buy i ever made.
Random question but are there any books you would recommend to read? Any genre maybe one of your favorites?
I personally re-read Naval Ravikant's almanack every time, it's free online, just search for it.
Sir Humphrey Yang can you tell about the GameStop stock market? What's your take on it? 😅
Video coming later today stay tuned
The fact that this video is almost a year old with only 21k views is insane people want to a nice life but won’t face the hard facts what it will take to get there
Can you make a vid about GME or AMC ?
All these 8 are only for rich people.. Poor people does not have money for all these habits in first place.
Time to do your first youtube live bro and cover the insanity that is gamestop rn
i paid off all y crediy cards and now i will use only cash .
I guess buying a white tiger for a pet is a bad money decision.
Having kids before you can afford them
That 35 year old looks more like a 55 yr old man...
LOL
0 dislikes...better stay that way xD
A man is broke if he makes less than double of what his spouse makes.
Genial
Im already 35 :/
GME to the fucking mooooon !!!
I'm a SIGMA so I don't care about other peoples opinions, I stay at home, and don't really have friends. Also, I automatically withdraw money into investments which has garnered me quite a bit of money. Lastly, I have a financial planner who manages my money and puts me in my place if I do something stupid. Oh, I do collect expensive watches but I love watches. You are dead on man thank you again for another great video.
So hard to add a like to this video because it's at 420
Lol
Add one!
That intro was exactly like Dream's minecraft manhunt videos - are you also shipping george and dream per chance? If so, then you may be me.