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i have this bajaj etouch policy. i opted for limited pay of 15years and for 35years of coverage term along with ROP. I do not intend to exercise the ROP feature though. I bought this 2 years ago at age 32. Entry to policy was not easy. I had to give blood tests, ecg and run on incline treadmill for 30 min, that too shirtless with lotta wires attached.
I've got this Plan. The Policy Document says that there's no Accidental Death Benefit (ADB) and NA in sum insured in case of Accidental Death. Does this mean that in case of death by accident, My Family would receive nothing since i do not have any additional cover?
Accidentally death benefit means:- if insurer adds this rider, incase death is due to accident insurer will get additional amount. ie equal to sum assured. If insurer doesn't add this rider on death due to accident he will get only insured amount.
Your family will get only insurance amount. If you opt for ADB, they will get additional amount based on the percentage of the sum assured you agreed upon when applying for insurance
Yes it's right but it applies as a rider not default add । There is another truth that if customer dies without accident so he will receive without ADB rider example -1cr sum assured 50lakh rider so total sum insured 1cr50lakh but in case without accident the nominee get 1 cr only not 1cr50lakh
I have taken this policy. But in policy bond, i have seen ADB is NA... What is the meaning? If i will die by accident in future, then nominee will not get sum assured amount??
Need help choosing the right insurance plan? 👉 Chat with our expert advisors for free today! Get personalized advice tailored to your needs over a quick WhatsApp chat - ditto.sh/sejnz8
Why you are not making video of Bajaj health and Star Health a star is the number one insurance company in India as per of market capitalisation
i have this bajaj etouch policy. i opted for limited pay of 15years and for 35years of coverage term along with ROP. I do not intend to exercise the ROP feature though. I bought this 2 years ago at age 32. Entry to policy was not easy. I had to give blood tests, ecg and run on incline treadmill for 30 min, that too shirtless with lotta wires attached.
It’s common for all term plans.
@@Iamniyas17 I had bought max life term plan. There were no tests or running tests. But that was during Covid 😬
Max life is not asking for treadmill and all. Basic blood tests and ECG that's all.
@@AbdulRehman-jn6we for how much sum insured
Hahaha😂😂😂😂😂😂
Lifeshilef plus tesukunam sir regular pay option select chesukovala sir or limited pay option select chesukovala sir
I've got this Plan. The Policy Document says that there's no Accidental Death Benefit (ADB) and NA in sum insured in case of Accidental Death. Does this mean that in case of death by accident, My Family would receive nothing since i do not have any additional cover?
Accidentally death benefit means:- if insurer adds this rider, incase death is due to accident insurer will get additional amount. ie equal to sum assured.
If insurer doesn't add this rider on death due to accident he will get only insured amount.
Your family will get only insurance amount. If you opt for ADB, they will get additional amount based on the percentage of the sum assured you agreed upon when applying for insurance
ruclips.net/user/shorts_9JxvK4cZVE?si=xn-Jq2YiDoGQ1e0l
Yes it's right but it applies as a rider not default add । There is another truth that if customer dies without accident so he will receive without ADB rider example -1cr sum assured 50lakh rider so total sum insured 1cr50lakh but in case without accident the nominee get 1 cr only not 1cr50lakh
There is a Bajaj etouch term plan for women with extra free benefits. Is it worth to buy at an early age for a salaried women ?
Or make a review video
Just applied today for the same
I work at bajaj
I have taken this policy. But in policy bond, i have seen ADB is NA... What is the meaning? If i will die by accident in future, then nominee will not get sum assured amount??
Will get
This the rider
But in policy bond, showing that ADB available only Life Shield Plus variant... My policy is Life Shield... Then???
@@sumanbhadra3374 that is rider means your family will get more money if you died in road accident
@@sumanbhadra3374 even I had same doubt you can call Bajaj Allianz customer care and ask the doubts
I am diabetic so if i die by diabetes will it be covered by this plan?
If declared and accepted, yes, it will be covered
Is billow 10 lack yearly income yearly available?
Guys, Can you please give me your 30 min ?
We would be happy to. Please chat with us here - ditto.sh/sejnz8