Well it does help her credit, if she paid cash in full it would not help her credit. If you have the money it's smart to spend money on credit and just pay it back, keep the utilization at 30 percent or lower.
@@RockNRolla1212It is definitely applicable they are commenting on people they don’t know’s lives about what they think they think about each other. Like this is textbook para-social.😂😂 They are literally assuming things about famous people they will never meet, how is that not para social.
What makes you think that? She said she made a "very, very large" down payment. You could literally have NO credit score, at all... and if you walk in a dealership with $50,000 cash/check and proof of employment, they will let you leave with any car you want.
I had garbage credit when I was 21 and a dealership gave me a brand new car with 0% financing. Let me just say, i was dumb as dirt and 21 and they should not have done that.
I don’t think she does considering she got a credit loan thru the dealership and not a bank ( more ideal for high credit folks) and she said she put 80k down which she could have done to get lower monthly payments but who knows lol
If by "free credit", she means she got 0% interest on the loan for the remaining principle, then yes, that was a smart thing to do. Paid 60% in cash with my car and got a 0% interest loan for the remaining 40% from the dealer. Anytime you get 0%, you take it because inflation means your monthly payment of say $250 at the start is going to be more than the $250 at the end since the value of the dollar continues to go down. Basically anytime you can get a loan where the interest rate is lower than the inflation rate, you're coming out ahead.
Plus, if you assume you had the full cash amount anyways and just choose to go with the loan, it opens up the opportunity to invest the remaining amount into something that will grow in value
@@diegoharo7943 Whatever you have found to be your most reliable source of generating money. That could be stocks, real estate, your own business, etc. It depends on your own personal strategy
I will never understand why some people will spend so much money on a car to just look cool. I mean, do what you want with your money, but I just think there are better things to buy that won't cost you more money in the long run.
Don't think it's wise to go from a shitbox straight to an RS7. Better drive the S7 for a bit first and get used to the power and maintenance etc and then upgrade I feel like.
@@TMPxFranchise2112x she's spent 120k already. How is 20-30k more suddenly a huge waste? I'd imagine somewhere on the path to the 120, "waste" would have already been met.
The Gtr has more horsepower, power torque, more drag, superior handling, superior quality, basically superior everything. What's good is Cinna unlike most twitch chicks actually bought a decent sports car instead of some pink Dodge suv with doggy ears on its top snd eyelashes on the headlights
106,000 for an S7? Man prices have gone up. An RS7 just a couple years ago was between 95. - 110. That’s when I was deciding between the RS5 sport back, The M3, and the M850. Great car regardless.
@@tjeremiah9747 Yeah even with the prestige package, sport selection, and adaptive suspension over the air suspension it still comes out to 100,090. Audi of South Austin was always fair with pricing for me but I guess they took a bit advantage here. But she can afford it, and she likes it.
She didnt even take care of the last one and she broke what i still think was a functioning car 😂. In one month when she takes the new one to the shop for maintenence shes gonna overpay
Comparing a VAG audi s7, which is basically a overweight ordinary VW underneath, against an nissan GTR is a insult to anyone who knows something about cars...
Pretty sure he meant you can’t include the taxes when talking about the price because…. Taxes aren’t the same in every state! Doubt he was implying you ignore the taxes lmao
But that's not how the price of things works... If a pair of headphones is on sale for $50, they're $50 headphones. If anyone is asked about it they're not saying $54.25 lmfao
Just because a car is worth a lot, doesn't mean it is a "glow up" or a "nice ride", imo. The 1st video I saw about Cinna's car issues, she was looking for something practical. Practical > expensive name, imo. Like Emi, for example. Love her content, but her car is not practical at all. I'd personally would rather have Cinna's car over Emi's. And don't get me wrong, Emi has a nice car. It just isn't for me. Much rather have Cinna's car, due to how practical it is.
Free? Did she mean the dropping a few stacks of cash to get 0% interest at financing? Daddy helped out, otherwise her pockets would be hurting a bit lol. But that much for an S7, what does that car include that needs to be over $90k tax included??? Wtf 😅
lets for a moment ignore the geographical circumstances.. not quite sure whats the fuss about neither have any clue yet what sort of wheel-mobile we talkin but what im missing that getting what YOU desired and afterall chosen for a better bag per buck aka cheaper and (more or less slapped them dollah billz directly on the table xD already for that fact you can add a " fk you fee which includes a fk you tax " and apperently little do you know those cummulative multiply eachother exponentially.. therefore in your logic with the fees and tax you virtually aquired a damn sparkly ~250,000$ car and whoever dosent speaks that out loud realizes pretty quickly thats a damn quater fkn million ;) aint let nobody talk you that down measly ^^ and for the geo part.. yeah in murica you can (if you not a total tool, play the credit system, and actually gain advantage from and trough it over time.. yet whenever you got fk-u money and can throw that raw on the table.. no lifelongand perfect credit score can ever come close, let alone top that anyway.. so yeah xD in that sense: congrats and gg to the new shiny car! may it always bring you safe and with style to your destinations :D
I’ll give you it’s got more horse power, AWD, a different engine that a v6. But Im sticking to it, It’s definitely a glorified Honda accord. It is what it is though she bought the car already. I’m just saying, when she was explaining what she wanted an accord would have been great. That Audi a nice car either way I’d like one myself they seem clean af.
The smart thing to do would be to get a Toyota Camry or a Honda Civic from the 90s, and 2 million miles on it. Then invest the other $105K into real estate.
@@yaitsoo No bozo, I’m not saying that at all and how is her ability to buy real estate relevant to a car purchase? Does your arm hurt from the reach??? 💀 I’m saying that would have been the smarter thing to do regardless, instead of buying a depreciating asset💀💀💀💀💀
@@PraiseChristAlmightyif she is making millions, then the smart thing for her to do is set a budget, and stick to it. I’m sure that the purchase of the car didn’t hurt her pockets that much. She should enjoy her life and her brand new car.
@@_UglyBarnacle yeah but that was always a problem ….. why at that point You don’t leave your long term GF when her mom is sick even if it was ‘coming anyway’ But Emily and Cinna pop up and ….over?
“The free credit” lmfao this sounds like the first adult thing she’s ever done lol
The free credit……ummm I think she meant to say she is financing the car meaning she took out a loan
@@diegoharo7943 I know exactly what she meant, that’s why it’s so funny 😂
Lmaooo, she might have ment interest free
"Is 0% financing good chat?" Is hilarious
Well it does help her credit, if she paid cash in full it would not help her credit. If you have the money it's smart to spend money on credit and just pay it back, keep the utilization at 30 percent or lower.
Genuinely unsure if Cinna knows how to adult
“Knows how to adult” is one of the most millennial things someone could ever utter
@@LL-od6rdI'm sorry if a millennial hurt you but they're people too
@@Crackleyoutubeidk why but this reply to boomers is really amusing 😂
@@Crackleyoutubeyes, the kind of ppl who are not so fit for life..
@@NineDiamontok boomer.
the "fee fee" lmao.
I can't believe that Cinna tried to gaslight NMP into thinking he was The Car Harbour Butcher all along....
Not here 😂
Ah a fellow dexter morgan fan
dextuh
Bro where is this shit coming from?
Guess I'll have to start reporting this shtheads for spamming.
lmaooo 😂😂😂
The Raffi reference from Cinna 😂
Glad someone else caught that LOL
Dang i saw this too!! Such a joy!
She bought the car to impress Nick.
That was also my impression while watching the VOD.
She really values Nick's opinion.
@@akapilka 🚨🚨 !!!PARASOCIAL ALERT PARASOCIAL ALERT!!!!🚨🚨🚨
@@Murimz what? It is what she shows.
That doesn't mean they're in love or something, just that she values his opinion on cars. FFS.
@@akapilka"para social" has become a buzz term. Morons over using it even when not applicable.
@@RockNRolla1212It is definitely applicable they are commenting on people they don’t know’s lives about what they think they think about each other. Like this is textbook para-social.😂😂 They are literally assuming things about famous people they will never meet, how is that not para social.
Kinnndaaaa you must have bomb credit cinna
What makes you think that?
She said she made a "very, very large" down payment.
You could literally have NO credit score, at all... and if you walk in a dealership with $50,000 cash/check and proof of employment, they will let you leave with any car you want.
I had garbage credit when I was 21 and a dealership gave me a brand new car with 0% financing. Let me just say, i was dumb as dirt and 21 and they should not have done that.
She put $80k down
She said she put 80k down cash. Either her credit is terrible or they hustled the fuck out of her 😂
I don’t think she does considering she got a credit loan thru the dealership and not a bank ( more ideal for high credit folks) and she said she put 80k down which she could have done to get lower monthly payments but who knows lol
106 term always reminds me of tsunade 😂
😏 the best of the best
@@lokeshG19 yeah
Same here 😂😂
You are cultured sir. Good man 😂
@@jaunzelmullins1508 🌚🤝🫂
If by "free credit", she means she got 0% interest on the loan for the remaining principle, then yes, that was a smart thing to do.
Paid 60% in cash with my car and got a 0% interest loan for the remaining 40% from the dealer. Anytime you get 0%, you take it because inflation means your monthly payment of say $250 at the start is going to be more than the $250 at the end since the value of the dollar continues to go down.
Basically anytime you can get a loan where the interest rate is lower than the inflation rate, you're coming out ahead.
Plus, if you assume you had the full cash amount anyways and just choose to go with the loan, it opens up the opportunity to invest the remaining amount into something that will grow in value
The bubble mindset will pop@@Krackatau
@@Krackatauinvest in what exactly?
@@diegoharo7943 Whatever you have found to be your most reliable source of generating money. That could be stocks, real estate, your own business, etc. It depends on your own personal strategy
Just ignore the maintenance, gas, repairs, and fastest asset depreciation 👍
Ray is right , Cinna shouldve brought a mini cooper 😂
Idk what’s worse buying a get at 140k or buying an Audi s7 when the last car you maintained was a g35 em repair bills gonna be high after warranty
I will never understand why some people will spend so much money on a car to just look cool. I mean, do what you want with your money, but I just think there are better things to buy that won't cost you more money in the long run.
It's a big part of American culture. Your car signals your status.
some ppl like apples, some ppl like oranges
sure but this isn't the same as guys spending 60% of their check on a car payment, these two just make a lot of money
She could’ve bought a Toyota which she kept going for it but at the end she went with the Audi
I wouldn't want a nice car because it's more likely you get robbed
Let's just hope she keeps up the maintenance in this car and doesn't treat it like her last car 😂
I had no idea an S7 costs that much tbh
@@BrantFortunate the nardo sport edition package is $11,500. She must have that
she should have gotten the lexus
They ran out at the dealer
The fee fee 😭
If she wanted to spend more, could have gone with the RS7, 6...or 4
Don't think it's wise to go from a shitbox straight to an RS7.
Better drive the S7 for a bit first and get used to the power and maintenance etc and then upgrade I feel like.
That would have been a huge waste of money for her
@@TcGroenestege we're talking a 20-30k difference. When you're spending 120k already, the difference doesn't matter at that point.
@@TMPxFranchise2112x she's spent 120k already. How is 20-30k more suddenly a huge waste? I'd imagine somewhere on the path to the 120, "waste" would have already been met.
Not everyone wants a high end sports car, especially if she not gonna use it like one.
As a Cityzen. 115 is kinda triggering ngl
finding another Man City fan in here was quite random
-10 points for Everton
This gave me a chuckle. Have fun with that!
@@godalbinothe finding another premier league fan was random
Hope you guys go into administration 😊
Shoulda got a Porsche 911 Cinna lol
Materialism at its finest.
Hell nah taxes are a lot I’ll definitely add it to the price 😂
The Gtr has more horsepower, power torque, more drag, superior handling, superior quality, basically superior everything. What's good is Cinna unlike most twitch chicks actually bought a decent sports car instead of some pink Dodge suv with doggy ears on its top snd eyelashes on the headlights
106,000 for an S7? Man prices have gone up. An RS7 just a couple years ago was between 95. - 110.
That’s when I was deciding between the RS5 sport back, The M3, and the M850.
Great car regardless.
The dealer knew Cinna doesn't know how to negotiate. I feel kind of bad for her because she paid way too much for that car
@@tjeremiah9747 Yeah even with the prestige package, sport selection, and adaptive suspension over the air suspension it still comes out to 100,090.
Audi of South Austin was always fair with pricing for me but I guess they took a bit advantage here. But she can afford it, and she likes it.
They made her overpay so hard holy shit
Arent streamers so relatable chat?
Cinna's so pretty
I thought he was talking about another kind of dealer.
"They're discussing this on stream?"
i still love Cinna
The glow up shouldn’t be getting a nice ride it should be getting a nice house
Yes
I believe that's coming soon as well.
The free credit 😭😭
Well, I guess it’s time to drop a couple bands on the Audi to upgrade and modify it😂
106k and its a s7, not a rs7, thats insane
If only she knew what a fifi actually is 🤣
She didnt even take care of the last one and she broke what i still think was a functioning car 😂. In one month when she takes the new one to the shop for maintenence shes gonna overpay
Imagine trying to outspend someone XD
I will never understand people paying this much money for a metal can on 4 wheels.
Oh god why didn’t you hire an accountant? To guide ya on financials Jesus no wonder sales teams target influencers
What kinda car she get?
Is that smart to do?
Spoiler Alert
No
Basing something’s quality off the price is the dummest thing you can do
Bro let her have this 😅
Comparing a VAG audi s7, which is basically a overweight ordinary VW underneath, against an nissan GTR is a insult to anyone who knows something about cars...
More importantly WHY DIDNT YOU TAKE NICK WITH YOU
and he put 10k into it, so what your saying is you did basic maintenance on a over priced car lol.
Still an expensive Car
She can’t include the taxes?!?! That dude tripping!!! 😂. They wouldn’t let you leave the lot without paying the taxes. Lol
Include everything that you pay. No matter what is the cost.
Pretty sure he meant you can’t include the taxes when talking about the price because…. Taxes aren’t the same in every state! Doubt he was implying you ignore the taxes lmao
When taxes is that expensive,I’m definitely including taxes
@@Timbo360 she is not saleman. She will say exactly what it will cost to her
But that's not how the price of things works... If a pair of headphones is on sale for $50, they're $50 headphones. If anyone is asked about it they're not saying $54.25 lmfao
120k for a S7 is crazy lol.
Should have got the RS7
that is a….ridiculous purchase. it’s also obvious that she knows nothing about negotiating a car sale.
Wait you don’t count the tax you have to pay for the purchase in the cost of a purchase? But that’s literally not how much you paid then.
People be buying gtrs and don't even know how much they are or what kind of engine it has or where the name skyline comes from. Makes me mad loll
Just buy a cheap car and save your money.
Vehicles depreciate like crazy.
Cinna if you seen this, here in the Philippines we love to eat "FEE FEE"
100k for that!? 😂😂
This is 98% of RUclipsrs or Americans😂😂😂
Just because a car is worth a lot, doesn't mean it is a "glow up" or a "nice ride", imo. The 1st video I saw about Cinna's car issues, she was looking for something practical. Practical > expensive name, imo. Like Emi, for example. Love her content, but her car is not practical at all. I'd personally would rather have Cinna's car over Emi's.
And don't get me wrong, Emi has a nice car. It just isn't for me. Much rather have Cinna's car, due to how practical it is.
The wrong people have money
Yes but If you cant be happy for others you wouldn't deserve it either
The car must be optioned like a MF because when you google Audi s7 it literally says $85,000 lol
starting at that much. Premium is 86k, Premium Plus is 90k, and the Prestige is 95k.
So a down payment💀💀💀
Free? Did she mean the dropping a few stacks of cash to get 0% interest at financing? Daddy helped out, otherwise her pockets would be hurting a bit lol. But that much for an S7, what does that car include that needs to be over $90k tax included??? Wtf 😅
She tried to make the car sound more expensive than it is???
Some people need to go get some real issues in life
115k that's cheap...🤑
No
It should have been more around 95k to 97k but I'm guessing there's extra stuff on the package to reach 100k+ 😅
😂😂😂 congratulations but no it was not smart to do
A streamer lied? Shocker 😮
Love how Hasan has the opposite problem to his friends when he’s buying a car
Yeah it’s smart, considering you’re clearly making content in the vehicle.
She couldve gotten the same car or better for less if she went on FB marketplace😂
Bros put here arguing about who got to pay MORE for their car
I will never understand lol
If I had just a small fraction of what these people are dropping just for a ride then I'd be able to not be homeless.
Is.... is she younger than she thinks?
These streamers need to have broke friends give advice when buying things cause all i gotta say is "oh no, ur not smort" 😂
She looks exactly my college crush. That big forehead, big nose and that a bit of that heavy voice.
Plot twist this is her.
Nah just make better life choices🤯
lets for a moment ignore the geographical circumstances.. not quite sure whats the fuss about neither have any clue yet what sort of wheel-mobile we talkin but what im missing that getting what YOU desired and afterall chosen for a better bag per buck aka cheaper and (more or less slapped them dollah billz directly on the table xD already for that fact you can add a " fk you fee which includes a fk you tax " and apperently little do you know those cummulative multiply eachother exponentially.. therefore in your logic with the fees and tax you virtually aquired a damn sparkly ~250,000$ car and whoever dosent speaks that out loud realizes pretty quickly thats a damn quater fkn million ;)
aint let nobody talk you that down measly ^^
and for the geo part.. yeah in murica you can (if you not a total tool, play the credit system, and actually gain advantage from and trough it over time.. yet whenever you got fk-u money and can throw that raw on the table.. no lifelongand perfect credit score can ever come close, let alone top that anyway.. so yeah xD
in that sense: congrats and gg to the new shiny car! may it always bring you safe and with style to your destinations :D
If I had double the money she had I'd buy a car half as expensive
I'd buy the cheapest car that's decent.
Cinna😂
Americans bragging about their stupid financial decisions be like:
She failed to get her new husband . Yes she got the car 😂🤣😂🤣😂 but she made a wrong investment paying a big amount a cash 🤣🤣🤣 bye bye Nick
Yo at least she is pretty 😍 lol. I see her trying that's all that matters lol
Bro she should have gotten a new upgraded Honda accord they look clean af and basically that Audi.
not even close
Insane to say. Literally not even in the same league.
Dawg get off the Kool-aid...ain't nobody not even a blind hobo confusing an Accord with this.
I’ll give you it’s got more horse power, AWD, a different engine that a v6. But Im sticking to it, It’s definitely a glorified Honda accord. It is what it is though she bought the car already. I’m just saying, when she was explaining what she wanted an accord would have been great. That Audi a nice car either way I’d like one myself they seem clean af.
Nahh bro a hater fs lmao
The smart thing to do would be to get a Toyota Camry or a Honda Civic from the 90s, and 2 million miles on it. Then invest the other $105K into real estate.
you saying that like she cant afford real estate now, this girl is a millionaire 💀
@@yaitsoo No bozo, I’m not saying that at all and how is her ability to buy real estate relevant to a car purchase? Does your arm hurt from the reach??? 💀
I’m saying that would have been the smarter thing to do regardless, instead of buying a depreciating asset💀💀💀💀💀
@@PraiseChristAlmightyif she is making millions, then the smart thing for her to do is set a budget, and stick to it. I’m sure that the purchase of the car didn’t hurt her pockets that much. She should enjoy her life and her brand new car.
"how is her ability to buy real estate relevant to a car purchase?" is exactly my point, you contradicted your original comment mr gangster
@@yaitsoomotherfuckers love to grandstand and virtue signal with other people’s money. Especially people who have way more money than them lol
Typical americans. Earning enough to afford cool car, still taking credit on it.
Shitbox cars are more fun
😂😂😂😂😂
What?! 140k for a gtr? Bro is dumb and got scammed
Did Cinna wreck a marriage? 👀
No. Malena wanted to take care of her mom in europe and nick wants to stay in the US. One wants kids and to stream and the other doesnt.
@@_UglyBarnacle yeah but that was always a problem ….. why at that point
You don’t leave your long term GF when her mom is sick even if it was ‘coming anyway’
But Emily and Cinna pop up and ….over?
Hey cinna. I'd sub to you but i know you only byproduct of nmp so I'll stick to his chan. Cya.
Nick=0$
I wish I was cinnas seat.
I also want a chance to take a sniff🥴
Naaaah jk
Insane comment
Get out of my head
L virgin
bro your comment history are crazy
This dudes so weird
S7 > gtr all day
You know NOTHING about cars, it's not even an RS
"Your car is not more expensive than my GTR" once again Nick proving he has no personality aside from having money, GG bro
Didn't she use to be white and have like blonde hair?Did I miss something