Watched the video and had to find the same offer. Took a bit of time and multiple incognito windows, but I got it to populate. Way easier in 6 months to hit the minimum spend and prevent unnecessary spend. You're the true MVP.
That's great Jeffrey! I'm happy you were able to secure the 100k in 6 months. I agree, it's super nice to be able to take your time with the SUB because overspending is real! I appreciate you man!! 👍👍
Of course! And that’s super awesome! Yeah, it’s a nice SUB for sure - perfect for gardening or taking a breather between SUBs like you mentioned! Congrats on the new card!
I've considered the biz gold in the past and its definitely still on my list (possibly primarily just for the SUB as well) . Congratulations on the approval Stan! 🔥🤙🏼
Thanks Chase! Yeah, it's definitely one to keep in mind if you have some higher spend coming up. The 6-month offer makes that spend a lot easier to manage 👍
Thanks Tim! Wow, you're really taking advantage of all the elevated multipliers! That's awesome you have so many points! Schwab Platinum for an $11,000 redemption 🤔?
I’m a current Amex customer with 5 credit cards and 3 charge cards. I’ve been wanting the Gold Business but after watching KonstantinosPoints channel and having ALL his Amex cards cancelled by Amex, I was VERY hesitant.🥺 But upon watching this video, I decided to take a chance and what do you know . . . my app went into “In Progress” status 3 days ago.☹️ I was immediately scared and thought the worse. There was no request for additional info either. But I’m happy to report that the status just changed to “Approved” this morning and I will receive the card within 7-10 days. 😅 Now I’m going to garden . . . 14 cards are enough for me. 💳👩🏽🌾
Wow! What a story Liana! I'm happy that you were able to get the Amex Business Gold card! I hope you also got a nice offer with the application as well - if you got the 6 month offer, then this card is going to be the perfect gardening card for you! I don't know if I would be as patient as you, haha! I would have probably called the reconsideration line if I saw a "pending" status! Congrats on the new card 🎉!!
That's what I thought at first, but the way my application codes on the status tracker, I'm pretty sure that NLL Business Platinums don't count as actual Business Platinums
Thanks Chad! Yeah, I'm relieved too. The nice thing is that this SUB is long enough that I can just wait it out for the next 6 months while things with Amex cool down! Appreciate it bro!
Congratulations Stanley! Got to love those NLL cards 🎉👏🏻 it sucks that Morgan Stanley didn’t give you a retention. But hey engagement bonus is posting real soon right! 😅👌🏻
Congratulations! 6 months is definitely more manageable, coming in at almost $1,700 a month. Smart of you not to take the higher offer. Enjoy your new Card
Let's go Stan!! Congrats on another new card! 🎉🎊 It's cool to see that applying for business cards right now is still doable without getting hit with pop-up jail. I'll probably stick to trying to get a retention offer on my personal Gold instead of adding a new card right now, but this gives me more confidence that I could get around pop-up jail with their business cards! Idk if I'd get the same "Accept this Offer" language, but I've been seeing people talk about that in the Discord so who knows!
Thanks so much Spencer!! Yeah, I think business cards give you a little more of a pass than a personal card, but ultimately, we'll never know for sure! If you get a retention offer - that would be a great way to get a SUB within a SUB and not have to worry about other applications! That's interesting that other people have seen this on the Discord as well - glad I could finally showcase it - I wonder what goes into if you need to Submit an Application vs. Accept an Offer. Clearly, I think we'd all appreciate that latter 🤣
@@ItsMeCJ You never know, maybe it will one day pop up on an application! I didn't notice it until the end so you could probably fill out the app and see what comes up before you click the button!
Hey Kevin! Yes, it gives you another chance to see if you can get an elevated offer if you don't see one in your own browser because of your stored cookies. This is particularly helpful with Amex!
I called in and got the 130k SUB in March. I’m probably canceling it next year. The Chase Ink Preferred with only a $95 AF and wider multiplier category spending is more interesting with my spending habits.
Nice Keith! Great SUB to get on that card - almost double the regular one!! And yeah, I think the Ink Preferred has a lot better categories that this card with a much more reasonable annual fee! Hoping to get that one too when the time is right 👍!
No pop up jail? 😳, 😊🎉🎉🎉 congrats Stan, Mr Unstoppable 😊. I never thought that the pop up jail was going to lock me out, but sadly I got the pop up jail yesterday after applying for the Amex everyday cash ☹️😭😭😭
Thanks Chris! Oh no, I hope you're able to get out of it soon! I was in pop up jail several years ago, and after some time and a couple of months of regular spending, I was able to get out!
Thank you! That's awesome you were able to get the 130k! Yeah, unless you spend a lot in one of the 4X categories, and I mean a LOT, it's not really a card you keep past year 1. At least you're getting some MRs from gas with it until the card gets axed!
Wait, no statement credits?! What is this blasphemy?! I’d end up doing the same thing, buying those MRs for $295 😂😅. I can’t see any prefilled info Stan 😅. Wait what?!! I want justice for Spencer!!!! How are you not in Amex pop up jail?!….I mean, congrats Stan!!!! 😂😂😂
Haha I think the business cards are an easier way to get around pop-up jail and considering I haven't gone for another Amex biz card recently, I could likely still get one even if I'm in pop-up jail for the personal Platinum.
Haha! Yes, no statement credits - buy-in is necessary! Yeah, so I'm not in pop-up jail, I guess, for the business side. I haven't tried any personal applications recently so I'm not sure if I would be in that scenario, but I'll take what I can get!! Thanks CJ! 🥇
Yeah, I think business cards have a little more room to give. I dunno Spencer, that Hilton Business card is looking better and better, don't ya think? 😉
Let’s gooooo Stan! Congrats on the card man! Business cards seem like the best option to go with the Pop-Up jail situation going on 🤦🏽♂️ Anyways, that 100k MR Points is a crazy good offer man! That’s so much value! Congrats & great video as always bro! 🙌🏻
Thank so much Edras! Yeah, I think Business cards are little more lenient than personal when it comes to pop-up jail so I'm happy to get this offer and probably sit out for the next 6 months. Appreciate it bro!!
A sheer "tour de force" on this one Stan👋🏾👍🏾 I actually have 2 of these in order to maximize the 4x categories. The 1st was an in-acct 110k bonus, while the 2nd was a NLL 90k + 5k (empl add). I did not resist. Btw: the videography was exceptional and clear!
Hah! Thanks so much Nkosi! That's awesome that you have 2 of these cards. 110k is a very good offer, and it looks like you're taking advantage of the NLLs as well. Great way to get a lot of MRs fast!! Appreciate your support on my videos and glad you're enjoying the cinematograpy! Trying to improve with each upload!
Hey Jacob! I totally agree - that's the beauty of Amex Business cards - nice SUBs and soft pulls all around!! Business cards are great for gardening 🌱!
Good on you sticking with the lower point bonus, but doing so to avoid putting unnecessary spending on the Card, and instead hitting the spending organically. That "Accept This Offer" button was interesting, never seen that before. Congrats on the new Card Stan, the MR Points will come in handy for sure! Great video as always!
Thanks Matt! Yeah, I debated if I should really go for the 130k vs. 100k. I thought it over for like 30 min, haha! In the end, I think this is good because it'll give me a nice runway to easily meet this spend all the way until the end of the year. Then I can figure out if I want to make some other moves. And yes - that button was truly fascinating - like I wasn't really applying or something. Hope that type of situation becomes more common in future Amex applications!
Sometimes I really wonder what RUclipsrs spend so much money on for their sign up bonus. They always say stuff like “I can easily meet 20k spend in 3 months” like what in the world are you spending that much money on? Are you guys all buying Saudi Oil and flipping it orrrrr?
Congrats, Stan! That’s an amazing SUB. 🎉 I was watching your video on my way to my mailbox and as you got approved, I opened my mailbox to find my first ever Amex card has arrived (Amex EveryDay)! It was like it was meant to be 😂 In 3 months I will trying to get a BBP, but would actually pivot to this card instead if the SUB is still going on. Is it realistic to think they’ll have this offer in September? ~Ivan
Thanks Ivan! Haha, well then, congrats to you on your new card as well! I think this card may still have this offer in a few months. The 100k/3, 100k/6, and 130k/3 SUBs have been around for awhile, just make sure to use an incognito browser/referral links and shop around for the best bonus! BBP may be a better overall card if it's one of your first business cards though. Can't beat that 2X everything multiplier, but yeah, I'll admit this 6mo bonus is pretty nice and not stressful haha!
Congratulations 🎉 Stan! Welcome to the Business Gold club 🫡 It also said accept this offer when I applied for the BCP because it was a pre-approved offer
Thanks Sledge! Oh, that's interesting to know! As far as I know I wasn't "pre-approved" since this was a business card, but happy I got to "accept the offer" instead of "submit this application" nonetheless!
@@TheCreditFrog I have a couple pre-approved offers for the business Platinum right now but I'm working on the IHG Business SUB. They even offered me a 100k sub for 10k spend in 6 months. I might accept that one. The other was 140k for 15k
A couple things. What year does it say member since on your AMEX cards? AMEX never does a hard pull if you are an existing customer. If you are a long standing customer. AMEX will basically approve you for any card other than the black card. You listed your credit scores. What is your oldest credit card account by years? The oldest revolving credit card account is important for your credit score. The AMEX charge cards do nothing for your credit score. Having AMEX credit cards are what will help your credit. There was a time when the AMEX Gold Card was the card to have. The Annual fee was $125-$150 and your purchases were fully protected. The extended warranty protection was a simple phone call to customer service. Hold times for customer service were always 5-10 seconds at most. The reason the default rates on AMEX accounts has been so low in the past. It wasn't just a status card but the benefits and features of the card were great. I have heard of stories of people crying in therapy sessions after failed marriages or money problems. Their tears were because they didn't want to lose their AMEX card. Go watch the old AMEX commercials from the 70's and 80's. All the celebrity AMEX card holders in commercials had their name and member since date on the card. Today, you have people chasing the points and bonuses in all forms of charge/credit cards. The benefits of the AMEX Charge Cards are not even close to what they were in the past. They removed the benefits/protections that separated AMEX from other card companies and jacked up the annual fees. AMEX would say they had no peers or competition because the AMEX card was a charge card and the others were credit cards. The annual fee was justified by the benefits and protections the AMEX card provided. The only thing that remains of the AMEX of old. The member since date and the physical appearance of the AMEX card.
So in regards to my oldest card and member since dates, I've covered that in previous videos so feel free to check out those! I'll just mention that while Amex business charge cards do not report to your credit report, Amex personal charge cards do so they certainly can help or hurt your credit score. There is no credit limit reported so it doesn't affect utilization, but the cards do appear on your credit report so your average age of accounts are affected which may be a plus or minus for your credit score depending on the situation.
Watched the video and had to find the same offer. Took a bit of time and multiple incognito windows, but I got it to populate. Way easier in 6 months to hit the minimum spend and prevent unnecessary spend. You're the true MVP.
That's great Jeffrey! I'm happy you were able to secure the 100k in 6 months. I agree, it's super nice to be able to take your time with the SUB because overspending is real! I appreciate you man!! 👍👍
Congrats ! I just got approved for the 90k bonus today 🎉
Congrats to you as well 🎉!
I actually signed up for the exact same 100k/6 months a few days ago. Was a no brainier working between signups.
Thank you for the vid!
Of course! And that’s super awesome! Yeah, it’s a nice SUB for sure - perfect for gardening or taking a breather between SUBs like you mentioned! Congrats on the new card!
Awesome Stan, I got this card earlier this year 110K points. Thanks for the great video.
You’re welcome! Glad you enjoyed the video and glad you got that elevated bonus as well 👍!!
That’s a great offer Stan. I’m currently working a SUB of 70,000 points for $7K spend in 6 months on the Amex Business Gold.
Thanks Bianca! That's a pretty nice SUB too! Very reasonable and you still get that 10% return on spend 👍!
Congrats on the new CC 🎈🎉🎊
Thanks Jimmy James!!
Stan, Killing the Game!!!🎉
Thanks Luke!!! I'm not a steamroller like you, but I try 🤣
@@TheCreditFrog that’s a lot of MR points for “not a steam roller”!!!! 🤣
@@LukesPointsandMiles You’re right! I’ll take the W haha!
I recommend the Chase Disney Visa
Sounds like a fun card!
@@TheCreditFrog glad you know sarcasm when you see it big dawg
I've considered the biz gold in the past and its definitely still on my list (possibly primarily just for the SUB as well) . Congratulations on the approval Stan! 🔥🤙🏼
Thanks Chase! Yeah, it's definitely one to keep in mind if you have some higher spend coming up. The 6-month offer makes that spend a lot easier to manage 👍
@@TheCreditFrog agreed! it relieves a bit of stress when SUBs give us 6 months instead of the usual 3
Almost 4 got Congrats on the 6 mth SB deal!!
Thanks man!!
Nice detail on the NLL, I should be more careful on reading the language on AMEX cards going forward when applying.
Thanks Mike! Yeah, definitely keep an eye out on those T&Cs to see if it's a lifetime language offer or not!
Congrats!!! Had mine since 2018! With my plat and gold I never spend a single points! Lol so far I have little over 1million points
Thanks Tim! Wow, you're really taking advantage of all the elevated multipliers! That's awesome you have so many points! Schwab Platinum for an $11,000 redemption 🤔?
@@TheCreditFrog sadly I have a simple life haha no brokerage account. Im planning to do two weeks first class trip to Europe with my wife this year
@@Creditcardnerd Haha, that's cool! Sounds fun - will be an awesome redemption with all of those points!!
"Accept this offer" initiates the hardpull
I can confirm that no hard pull was initiated.
I’m a current Amex customer with 5 credit cards and 3 charge cards. I’ve been wanting the Gold Business but after watching KonstantinosPoints channel and having ALL his Amex cards cancelled by Amex, I was VERY hesitant.🥺 But upon watching this video, I decided to take a chance and what do you know . . . my app went into “In Progress” status 3 days ago.☹️ I was immediately scared and thought the worse. There was no request for additional info either. But I’m happy to report that the status just changed to “Approved” this morning and I will receive the card within 7-10 days. 😅 Now I’m going to garden . . . 14 cards are enough for me. 💳👩🏽🌾
Wow! What a story Liana! I'm happy that you were able to get the Amex Business Gold card! I hope you also got a nice offer with the application as well - if you got the 6 month offer, then this card is going to be the perfect gardening card for you! I don't know if I would be as patient as you, haha! I would have probably called the reconsideration line if I saw a "pending" status! Congrats on the new card 🎉!!
Great Video👍🏻❤️
Thank you!
4:17 Aren't you ineligible for the Biz Plat, since you "have had" the NLL Biz Plat?
That's what I thought at first, but the way my application codes on the status tracker, I'm pretty sure that NLL Business Platinums don't count as actual Business Platinums
Thats the same offer I would have gone for. $10k in 3 mths is a push for any normal spender, but in 6mths = sign me up! 😁
Nice Doc! Yeah, having those extra 3 months doesn't seem like a big deal, but with these higher MSRs, it's definitely a game changer 👍!!
Congrats Stan I’m so happy that at least someone I know isn’t in pop up jail, I hope you enjoy the card
Thanks Chad! Yeah, I'm relieved too. The nice thing is that this SUB is long enough that I can just wait it out for the next 6 months while things with Amex cool down! Appreciate it bro!
I heard you have to actually phone in to get a retention offer now
Wow really, that's good to know! Maybe I will try that next time another card comes up for renewal!
Congratulations Stanley! Got to love those NLL cards 🎉👏🏻 it sucks that Morgan Stanley didn’t give you a retention. But hey engagement bonus is posting real soon right! 😅👌🏻
Thank you Yamah! Haha yes, I hope so! I've been waiting 13 months for that sucker so if it doesn't post I'm going to be pissed lol 🤣
Congratulations Stan! Great video and detailed info! 👍
Thank you César! I appreciate your support as always and glad you enjoyed the video!
I cant find that 100k offer anywhere. Even in incognito.
Dang! Keep trying! Sometimes it doesn't show up unfortunately. You can also try referral links, different browsers, or phone vs tablet vs laptop!
What Biz Gold categories do you spend $10k in 6 months?
4X restaurants and airlines ... mostly airlines
Congratulations! 6 months is definitely more manageable, coming in at almost $1,700 a month. Smart of you not to take the higher offer. Enjoy your new Card
Hey, thanks JP! Yeah, I was going back and forth when I was applying, but I think the 6-month was definitely the right move! Appreciate it!!
Let's go Stan!! Congrats on another new card! 🎉🎊 It's cool to see that applying for business cards right now is still doable without getting hit with pop-up jail. I'll probably stick to trying to get a retention offer on my personal Gold instead of adding a new card right now, but this gives me more confidence that I could get around pop-up jail with their business cards! Idk if I'd get the same "Accept this Offer" language, but I've been seeing people talk about that in the Discord so who knows!
I wish I got the “accept this offer” language recently 😅
Thanks so much Spencer!! Yeah, I think business cards give you a little more of a pass than a personal card, but ultimately, we'll never know for sure! If you get a retention offer - that would be a great way to get a SUB within a SUB and not have to worry about other applications! That's interesting that other people have seen this on the Discord as well - glad I could finally showcase it - I wonder what goes into if you need to Submit an Application vs. Accept an Offer. Clearly, I think we'd all appreciate that latter 🤣
@@ItsMeCJ You never know, maybe it will one day pop up on an application! I didn't notice it until the end so you could probably fill out the app and see what comes up before you click the button!
When I got this card, Spencer is the one that told me there was a 110k sub at the time 🫡
Is there a reason why you search for bonuses on incognito?
Hey Kevin! Yes, it gives you another chance to see if you can get an elevated offer if you don't see one in your own browser because of your stored cookies. This is particularly helpful with Amex!
If this card had some credits like the personal gold, it'd be much more enticing outside of the SUB (which granted, is still a great SUB)!
I agree Manny! I think the gas multiplier is unique with this card so that's a plus, but other than that, yeah, it's got that good SUB haha!
I called in and got the 130k SUB in March. I’m probably canceling it next year. The Chase Ink Preferred with only a $95 AF and wider multiplier category spending is more interesting with my spending habits.
Nice Keith! Great SUB to get on that card - almost double the regular one!! And yeah, I think the Ink Preferred has a lot better categories that this card with a much more reasonable annual fee! Hoping to get that one too when the time is right 👍!
@@TheCreditFrog the CIP still gives a 100k UR for a SUB. That’s a lot of free Hyatt Nights
No pop up jail? 😳, 😊🎉🎉🎉 congrats Stan, Mr Unstoppable 😊. I never thought that the pop up jail was going to lock me out, but sadly I got the pop up jail yesterday after applying for the Amex everyday cash ☹️😭😭😭
Thanks Chris! Oh no, I hope you're able to get out of it soon! I was in pop up jail several years ago, and after some time and a couple of months of regular spending, I was able to get out!
Congrats Stan. Just finished the SUB for this card @ 130K. Have no real intention to keep it past year 1. P2 is using it for gas until then.
Thank you! That's awesome you were able to get the 130k! Yeah, unless you spend a lot in one of the 4X categories, and I mean a LOT, it's not really a card you keep past year 1. At least you're getting some MRs from gas with it until the card gets axed!
Wait, no statement credits?! What is this blasphemy?! I’d end up doing the same thing, buying those MRs for $295 😂😅. I can’t see any prefilled info Stan 😅.
Wait what?!! I want justice for Spencer!!!! How are you not in Amex pop up jail?!….I mean, congrats Stan!!!! 😂😂😂
Haha I think the business cards are an easier way to get around pop-up jail and considering I haven't gone for another Amex biz card recently, I could likely still get one even if I'm in pop-up jail for the personal Platinum.
@@SpencerJohnsonOfficial I think so yes. Numerous friends got approved for business, pop up prisoner for personal.
@@SpencerJohnsonOfficial very true!
Haha! Yes, no statement credits - buy-in is necessary! Yeah, so I'm not in pop-up jail, I guess, for the business side. I haven't tried any personal applications recently so I'm not sure if I would be in that scenario, but I'll take what I can get!! Thanks CJ! 🥇
Yeah, I think business cards have a little more room to give. I dunno Spencer, that Hilton Business card is looking better and better, don't ya think? 😉
Let’s gooooo Stan! Congrats on the card man! Business cards seem like the best option to go with the Pop-Up jail situation going on 🤦🏽♂️ Anyways, that 100k MR Points is a crazy good offer man! That’s so much value! Congrats & great video as always bro! 🙌🏻
Thank so much Edras! Yeah, I think Business cards are little more lenient than personal when it comes to pop-up jail so I'm happy to get this offer and probably sit out for the next 6 months. Appreciate it bro!!
A sheer "tour de force" on this one Stan👋🏾👍🏾 I actually have 2 of these in order to maximize the 4x categories. The 1st was an in-acct 110k bonus, while the 2nd was a NLL 90k + 5k (empl add). I did not resist. Btw: the videography was exceptional and clear!
Hah! Thanks so much Nkosi! That's awesome that you have 2 of these cards. 110k is a very good offer, and it looks like you're taking advantage of the NLLs as well. Great way to get a lot of MRs fast!! Appreciate your support on my videos and glad you're enjoying the cinematograpy! Trying to improve with each upload!
Thanks what's up!
Gotta love those business cards. Higher sign up bonuses and card approvals without affecting 5/24 status are my two favorite things
Hey Jacob! I totally agree - that's the beauty of Amex Business cards - nice SUBs and soft pulls all around!! Business cards are great for gardening 🌱!
Good on you sticking with the lower point bonus, but doing so to avoid putting unnecessary spending on the Card, and instead hitting the spending organically. That "Accept This Offer" button was interesting, never seen that before. Congrats on the new Card Stan, the MR Points will come in handy for sure! Great video as always!
Thanks Matt! Yeah, I debated if I should really go for the 130k vs. 100k. I thought it over for like 30 min, haha! In the end, I think this is good because it'll give me a nice runway to easily meet this spend all the way until the end of the year. Then I can figure out if I want to make some other moves. And yes - that button was truly fascinating - like I wasn't really applying or something. Hope that type of situation becomes more common in future Amex applications!
Sometimes I really wonder what RUclipsrs spend so much money on for their sign up bonus. They always say stuff like “I can easily meet 20k spend in 3 months” like what in the world are you spending that much money on? Are you guys all buying Saudi Oil and flipping it orrrrr?
Haha, yeah sometimes it's hard to figure out where all that money goes - although flipping oil doesn't sound like a bad idea!!
Congrats, Stan! That’s an amazing SUB. 🎉
I was watching your video on my way to my mailbox and as you got approved, I opened my mailbox to find my first ever Amex card has arrived (Amex EveryDay)! It was like it was meant to be 😂
In 3 months I will trying to get a BBP, but would actually pivot to this card instead if the SUB is still going on. Is it realistic to think they’ll have this offer in September?
~Ivan
Thanks Ivan! Haha, well then, congrats to you on your new card as well! I think this card may still have this offer in a few months. The 100k/3, 100k/6, and 130k/3 SUBs have been around for awhile, just make sure to use an incognito browser/referral links and shop around for the best bonus! BBP may be a better overall card if it's one of your first business cards though. Can't beat that 2X everything multiplier, but yeah, I'll admit this 6mo bonus is pretty nice and not stressful haha!
Congratulations 🎉 Stan! Welcome to the Business Gold club 🫡
It also said accept this offer when I applied for the BCP because it was a pre-approved offer
Thanks Sledge! Oh, that's interesting to know! As far as I know I wasn't "pre-approved" since this was a business card, but happy I got to "accept the offer" instead of "submit this application" nonetheless!
@@TheCreditFrog I have a couple pre-approved offers for the business Platinum right now but I'm working on the IHG Business SUB.
They even offered me a 100k sub for 10k spend in 6 months. I might accept that one. The other was 140k for 15k
1
Congrats CJ, you are indeed .. 1 🥇
@@TheCreditFrog 😂😂😂. I can’t risk writing out the word anymore. I’m still watching to see if you got your “go to jail” card 😂
@@ItsMeCJ ??? 👀
Firth
Haha! I'll give you this Tony because nobody claimed it 🥈
A couple things. What year does it say member since on your AMEX cards? AMEX never does a hard pull if you are an existing customer. If you are a long standing customer. AMEX will basically approve you for any card other than the black card. You listed your credit scores. What is your oldest credit card account by years? The oldest revolving credit card account is important for your credit score. The AMEX charge cards do nothing for your credit score. Having AMEX credit cards are what will help your credit.
There was a time when the AMEX Gold Card was the card to have. The Annual fee was $125-$150 and your purchases were fully protected. The extended warranty protection was a simple phone call to customer service. Hold times for customer service were always 5-10 seconds at most. The reason the default rates on AMEX accounts has been so low in the past. It wasn't just a status card but the benefits and features of the card were great. I have heard of stories of people crying in therapy sessions after failed marriages or money problems. Their tears were because they didn't want to lose their AMEX card.
Go watch the old AMEX commercials from the 70's and 80's. All the celebrity AMEX card holders in commercials had their name and member since date on the card.
Today, you have people chasing the points and bonuses in all forms of charge/credit cards. The benefits of the AMEX Charge Cards are not even close to what they were in the past. They removed the benefits/protections that separated AMEX from other card companies and jacked up the annual fees. AMEX would say they had no peers or competition because the AMEX card was a charge card and the others were credit cards. The annual fee was justified by the benefits and protections the AMEX card provided. The only thing that remains of the AMEX of old. The member since date and the physical appearance of the AMEX card.
So in regards to my oldest card and member since dates, I've covered that in previous videos so feel free to check out those! I'll just mention that while Amex business charge cards do not report to your credit report, Amex personal charge cards do so they certainly can help or hurt your credit score. There is no credit limit reported so it doesn't affect utilization, but the cards do appear on your credit report so your average age of accounts are affected which may be a plus or minus for your credit score depending on the situation.