Illinois First Time Home Buyer Grants
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- Опубликовано: 26 июн 2024
- In this video, I'm sharing Illinois First Time Home Buyer Grants In 2023
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00:00 Top 8 Illinois First-Time Home Buyer Programs In 2023
01:02 IHDA- Who are they?
02:02 IHDAccess Forgivable
02:46 IHDAccess Deferred
03:21 IHDAccess Repayable
04:04 SmartBuy
04:37 How do Illinois first-time homebuyer programs work? What's the process?
06:23 FEDERAL HOME LOAN BANK OF CHICAGO DOWNPAYMENT PLUS
07:00 BUILDING NEIGHBORHOODS AND AFFORDABLE HOMES PROGRAM
07:39 Large Banks (DPA)
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Thank you for sharing! Very helpful!
You're welcome! I'm glad you found the video helpful. It's always great to hear positive feedback from viewers like you. Thanks for watching and if you have any questions or need any assistance with your home buying process, don't hesitate to reach out. we are always happy to help out in any way we can!
Thanks. This is helpful.
You're welcome! I'm glad to hear that you found the video helpful. If you have any further questions or if there's anything else we can assist you with, please don't hesitate to ask. Thank you for watching!
Thank you for this video! Very helpful.
You're welcome! I'm glad to hear that you found the video helpful. Helping first-time home buyers is our goal, and we're thrilled that you found value in the information we provided. If you have any more questions or need further assistance, please feel free to ask. Best of luck with your home buying journey!
Very helpful video thank you . What are the options for those who have a high auto loan? . What advice or options are there in order to qualify for a mortgage
Thanks for watching and finding the video helpful! If you have a high auto loan and want to qualify for a mortgage, focus on paying down debts, increasing your down payment, and improving your credit score. Talking to a mortgage pro can give you personalized advice. If you need anything, feel free to reach out.
Thank you for your video! This was such a great video! Is the 111k combined income before or after AGI?
You're welcome! I'm glad you found the video helpful. In terms of the income requirement, it's generally the combined gross income before adjustments like AGI (Adjusted Gross Income). However, it's important to verify the specific details with the relevant grant programs or a professional mortgage lender, as requirements can vary. If you have any more questions or need further clarification, feel free to ask.
Are the income limits by household or by individual? For example, if I make 60K and my spouse 83K, will they look at our combined income? While we have a high joint income, we unfortunately have not put any money aside for a home, but found a house we really love.
Hi Julius, Illinois downpayment assistance programs typically consider the income limits by household rather than by individual. In your case, if you and your spouse are looking to apply for such a program, they would likely assess your combined income to determine your eligibility. While having a higher joint income may affect your eligibility for certain programs, it's still a good idea to check with the specific program you're interested in, as eligibility criteria can vary from one program to another. I hope this helps. 😀
Does this apply to multi family homes?
Great question! Yes, there are new loan options in 2023 that do apply to multi-family homes for first-time buyers in Illinois. The details can vary, so feel free to reach out to us directly for more specific information tailored to your needs. We're here to help!