Jerry, my wife and I just sold our property and was looking for the right stock/ETF to park our return in. JEPQ is it! Thank you, thank you, thank you.
I'm happy to have played a part in helping. Just be sure that my videos are your starting point and you do your due diligence. JEPQ still has it's risks and if tech has a major pullback JEPQ will feel that as well. Obviously I'm all in and my eyes are wide open to the risks. 😉
I will probably do the same thing as you in a few months. As Jerry said, the market in general is due for a correction. I would invest slowly and gradually over the next months to profit from the deal we may have on JEPQ. Can’t wait to sell my 2 properties and finally enjoy Life a bit more ! Jerry Love the content in your posts, thanks
Good info. 74 years old retired USMC. Continuing to educate myself. I have about 4% of my liquid investments in JEPQ. I have been shifting to more fixed income and info on JEPQ especially what happens on a down market has been helpful. I think I am going to increase over next year to 10%.
Semper Fi. What's important is to have a financial plan and then execute and it sounds like you are already on that path. Well done John and thank you for your service.
I've been following you for a while and I really find your videos very helpful. I hold JEPQ, SPYI, SPYT, SVOL, and inevitably SCHD. I can easily live on the dividends if I choose to. Thanks from Israel😊
Great vid Jerry. Since JEPQ covers the Nasdaq side, what would you think about SPYI or GPIX to cover the S&P side? And do you keep JEPQ in taxable or Roth?
Great info, I have been buying JEPQ for over a year and it has been awesome,high monthly dividends and nice capital appreciation. I like QDTE also it pays weekly!
Great question! First, I'm not a financial advisor, so always consider speaking with one to tailor advice to your specific goals. That said, allocating 10% of your portfolio to JEPQ could make sense if you're looking to diversify income-focused investments. JEPQ provides a solid mix of dividend payouts and tech exposure, which complements your holdings in SCHG (growth-focused), SPLG (broad S&P 500), and SCHD (dividend-heavy). It could balance risk by adding a different income strategy, but ensure it aligns with your risk tolerance and time horizon.
Dividends are taxable. Not usually recommended for reinvesting and growing. They say its not efficient. Im just quoting what i learned… Im definitely liking this one and also MSTY to replace my 9-5
Its not efficient if you hold in taxable account and you're still working making above $80k single or $160k married. You'll pay capital gains & dividend tax on all distributions. 22% average. If you keep in a Roth account then its decent. I would put half in SP500 and half Jepq. 1/3 SP500, 1/3 SCHD, 1/3 JEPQ is probably best overall allocation. I would not put 100% in jepq or jepi. That is risky / crazy. Good luck.
Dividends are taxable, but here’s the catch-it depends on your overall income and tax situation. That’s why it’s critical to have a strategy. If you can leverage a ROTH IRA, that’s my first choice-tax-free growth and withdrawals make it a no-brainer for efficiency. As for reinvesting dividends, it’s not one-size-fits-all. For some, reinvesting can supercharge growth, while others might prefer the cash flow for freedom from the 9-5 grind. MSTY and JEPQ? Solid picks for building that financial runway. The key is optimizing for your long-term goals, not just chasing what 'they say.
@@JerryRomineStocks I don't see it mattering to me. I'm 42 low income under 2k per month, realistily unless my luck changed I probably won't ever be making 80k per year.
Good on you Jerry! I started buying it in October, now with 17 shares. I do have it in my Taxable though. Things are a little different here in Australia.
Hey Jerry, what's your opinion on the future potential of APLD? Nvidia invested in them. This seems to be more of a longggg term play because it takes several years to build/construction these data centers. Is this stock worth the risk for its potential future growth? In the long run
What is an alternative ETF that is very similar to JEPQ that pays a monthly dividend and very low expense ratio? What if we want to diversify our investments? 50% at JEPQ and 50% at ???
@@TimStout71 SCHD is good too but it's doesn't pay a monthly dividend. SCHD paids quarterly. I am looking for another similiar ETF that pays a high monthly safe dividends with low expense ratio.
Hi Jerry, I trade on trading 212, and unable to buy jepq or jepi USA version, but offered the london stock exchange jepq and jepi, what’s the difference? And is the dividend returns the same?
Nanu JEPQ and JEPI have just launched in UK/EU i own 1000 shares of each. Will be similar dividend yield as its exactly the same etf just launched in EU/UK
Hey Jerry, What do you think of GPIX or SPYI? I’ve seen some things saying SPYI won’t be taxed as ordinary income. I can’t access my Roth for another 10 years. I don’t want to lose 35% to taxes.
JEPQ focuses on tech-heavy Nasdaq stocks, which can offer higher growth potential alongside its income strategy. Why not both? Because I'm pro tech and willing to take on the higher risk/reward. Adding JEPI would give you a more balanced approach with lower risk. Just depends on your goals and risk tolerance.
Hindsight will be 20/20. JEPQ will look/be great until their is a tech wreck. With AI rapidly growing I expect tech to continue to perform well. If you don't share that view then JEPQ is probably not a good choice. VOO ensures consistent, long-term growth and has broad market exposure, lower risk, and a consistent history of long-term growth.
Thoughts on JEPI? Sounds like people are dropping it for other stuff. I might just close out on my position and move it over adding onto my JEPQ position.
JEPQ dividends are not qualified, so they’re taxed at your regular income rate. For non-residents, the U.S. usually withholds 30%, but this can be reduced if your country has a tax treaty with the U.S.
A market crash typically drives up volatility, which in turn increases option premiums. This can boost dividend yields, helping to offset some of the decline in share prices. However, if you're holding a tech-heavy ETF and the tech sector takes a hit, the drop in share price will likely be significant. The key is understanding how volatility and sector exposure play into your strategy. While higher premiums offer some relief, they won’t fully shield you from sector-specific losses.
Here’s the deal: You need to go straight to the source-am.jpmorgan.com/us/en/asset-management/adv/products/jpmorgan-nasdaq-equity-premium-income-etf-etf-shares-46654q203. I show the stats in my videos, but clearly, some people are skipping the details. What you need to focus on are three key things: the 30-Day SEC Yield, the 12-Month Rolling Dividend Yield, and the At NAV percentages. Stop skimming and start paying attention-that’s where the real value is.
How many times am I gonna recommend JEPQ? As many times as it takes for people to understand the power of consistent cash flow and growth in one ETF. Look, the goal isn’t to chase shiny objects-it’s to stick with what works. JEPQ delivers. When something outperforms, I’m not about to switch lanes just to look fancy. Winners win for a reason.
Let's be honest here. nothing wrong with JEPI, people just do what they have always done. Chace shiny objects all the time. Buy at the top of the Market, and Sell at the Bottom. Nothing wrong with JEPI though.
IMHO: At 60, prioritize buying JEPQ in your Roth IRA for tax-free growth, then your IRA for tax-deferred gains, and only use the brokerage last. I am not a financial advisor. 😉
I have 9 shares, and I'm only able to do the $7000 contribution in a Roth IRA will I be set up pretty well in thirty years? I have schg in my wife's roth. Same limit
That's a 6% return so there are a lot of ways. QQQ is conservative and averages 10%. If you are more aggressive and like tech and dividends consider JEPQ. Plus, many others.
Hey Jerry, what happens in a down market? We're all having great times right now and I'm concerned about when the market turns. I kept waiting for you to address this.
JEPQ still pays in a down market because the covered call premiums bring in cash, but it won’t cover major losses. If tech tanks, the fund’s value drops-so it’s great for income, but don’t expect it to save you from volatility.
At least he does tell us how much he invested. He does it a few times, but different amounts. You need about 500k. He's invested $493,626 into the fund. You know the old saying, it takes money to make money.
@Carmen-gl7ge personally I like SPYI better. Neos does a great job providing higher yield and more consistent payments. Jepq distributions have a much wider range. SPYI is also better in a taxable account
@@robertamaral2349 exactly. So first you need to grow your money until you reach $500k or so. Then buy it in JEPQ. But again, have a stop loss. Don't just blindly hang onto JEPQ if it keeps on dropping
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Jerry, my wife and I just sold our property and was looking for the right stock/ETF to park our return in. JEPQ is it! Thank you, thank you, thank you.
I'm happy to have played a part in helping. Just be sure that my videos are your starting point and you do your due diligence. JEPQ still has it's risks and if tech has a major pullback JEPQ will feel that as well. Obviously I'm all in and my eyes are wide open to the risks. 😉
@@GMack224 qqqi is better
I will probably do the same thing as you in a few months.
As Jerry said, the market in general is due for a correction.
I would invest slowly and gradually over the next months to profit from the deal we may have on JEPQ.
Can’t wait to sell my 2 properties and finally enjoy Life a bit more !
Jerry
Love the content in your posts, thanks
I am up to 206 shares and growing. Compound interest is a fact.
Thanks Jerry
You're welcome @ericskarl5855! 🙏
Good info. 74 years old retired USMC. Continuing to educate myself. I have about 4% of my liquid investments in JEPQ. I have been shifting to more fixed income and info on JEPQ especially what happens on a down market has been helpful. I think I am going to increase over next year to 10%.
Semper Fi. What's important is to have a financial plan and then execute and it sounds like you are already on that path. Well done John and thank you for your service.
I've been following you for a while and I really find your videos very helpful. I hold JEPQ, SPYI, SPYT, SVOL, and inevitably SCHD. I can easily live on the dividends if I choose to. Thanks from Israel😊
@@haimcapone6951 if price drops, do you just hang on and hope?
Nice work!
Great vid Jerry. Since JEPQ covers the Nasdaq side, what would you think about SPYI or GPIX to cover the S&P side? And do you keep JEPQ in taxable or Roth?
@@FrankHinds-y5h $JEPI
I believe jepq dividends are non-qualified you’ll pay 20% on the taxes every year. A Roth is way to go if you have one.
JEPI follows the S&P and it also pays a nice 7+ percent dividend monthly
Spot on Jerry! Ramping up! Can’t tell you enough how much we appreciate your channel content. Thanks!🙏
I appreciate that! Also appreciate long timers like you and your comments!👊
Incredible Jerry. Livin and loven the life. Keep them comin and the best
Thanks. Will do.
Great info, I have been buying JEPQ for over a year and it has been awesome,high monthly dividends and nice capital appreciation. I like QDTE also it pays weekly!
Hey Jerry, what is your opinion on QQQI instead of JEPQ?
Also wandering the same about SPYI instead of JEPI
Great video and blueprint for success
Thanks @iabdullah54. 👍
hey jerry, im 35, im wondering if i should allocate 10% of my portfolio in jepq? my other holdings are schg, splg, schd. thank you for your time sir.
Great question! First, I'm not a financial advisor, so always consider speaking with one to tailor advice to your specific goals.
That said, allocating 10% of your portfolio to JEPQ could make sense if you're looking to diversify income-focused investments. JEPQ provides a solid mix of dividend payouts and tech exposure, which complements your holdings in SCHG (growth-focused), SPLG (broad S&P 500), and SCHD (dividend-heavy). It could balance risk by adding a different income strategy, but ensure it aligns with your risk tolerance and time horizon.
Nice! 🔥
Thanks 🔥
Dividends are taxable. Not usually recommended for reinvesting and growing. They say its not efficient. Im just quoting what i learned…
Im definitely liking this one and also MSTY to replace my 9-5
Its not efficient if you hold in taxable account and you're still working making above $80k single or $160k married. You'll pay capital gains & dividend tax on all distributions. 22% average. If you keep in a Roth account then its decent. I would put half in SP500 and half Jepq. 1/3 SP500, 1/3 SCHD, 1/3 JEPQ is probably best overall allocation. I would not put 100% in jepq or jepi. That is risky / crazy. Good luck.
Dividends are taxable, but here’s the catch-it depends on your overall income and tax situation. That’s why it’s critical to have a strategy. If you can leverage a ROTH IRA, that’s my first choice-tax-free growth and withdrawals make it a no-brainer for efficiency. As for reinvesting dividends, it’s not one-size-fits-all. For some, reinvesting can supercharge growth, while others might prefer the cash flow for freedom from the 9-5 grind. MSTY and JEPQ? Solid picks for building that financial runway. The key is optimizing for your long-term goals, not just chasing what 'they say.
@@JerryRomineStocks I don't see it mattering to me. I'm 42 low income under 2k per month, realistily unless my luck changed I probably won't ever be making 80k per year.
What about sticking JEPQ and VOO in a Roth and reinvesting the JEPQ distributions into VOO?
Would that be good? Or reinvest into more JEPQ?
Good on you Jerry! I started buying it in October, now with 17 shares. I do have it in my Taxable though. Things are a little different here in Australia.
Good stuff!
Hey Jerry, what's your opinion on the future potential of APLD? Nvidia invested in them. This seems to be more of a longggg term play because it takes several years to build/construction these data centers.
Is this stock worth the risk for its potential future growth? In the long run
Ima buy me sum JEPQ..i kept buying NVDA..now ima focus on JEPQ..
I like both for different reasons.
What is an alternative ETF that is very similar to JEPQ that pays a monthly dividend and very low expense ratio? What if we want to diversify our investments? 50% at JEPQ and 50% at ???
SCHD
@@TimStout71 SCHD is good too but it's doesn't pay a monthly dividend. SCHD paids quarterly. I am looking for another similiar ETF that pays a high monthly safe dividends with low expense ratio.
@@a.l.3353 Then you may want to look at O
Instead of focusing on the expense ratio focus on the net return. What you are really after is how much are you going to net.
@@a.l.3353 Then you might want to try O.
Hi Jerry, I trade on trading 212, and unable to buy jepq or jepi USA version, but offered the london stock exchange jepq and jepi, what’s the difference? And is the dividend returns the same?
Nanu JEPQ and JEPI have just launched in UK/EU i own 1000 shares of each. Will be similar dividend yield as its exactly the same etf just launched in EU/UK
Hey Jerry,
What do you think of GPIX or SPYI? I’ve seen some things saying SPYI won’t be taxed as ordinary income. I can’t access my Roth for another 10 years. I don’t want to lose 35% to taxes.
Why did you choose JEPQ over JEPI? Why don’t you do a combination of both JEPQ & JEPI?
I’d like to know also.
JEPQ focuses on tech-heavy Nasdaq stocks, which can offer higher growth potential alongside its income strategy. Why not both? Because I'm pro tech and willing to take on the higher risk/reward. Adding JEPI would give you a more balanced approach with lower risk. Just depends on your goals and risk tolerance.
Jerry at what price have you recently bought JEPQ ?
Most recently around $54.
2nd thought: Imigine if this is the younger VOO and you could buy all those shares today why it's still affordable. You will be good off.
Hindsight will be 20/20. JEPQ will look/be great until their is a tech wreck. With AI rapidly growing I expect tech to continue to perform well. If you don't share that view then JEPQ is probably not a good choice. VOO ensures consistent, long-term growth and has broad market exposure, lower risk, and a consistent history of long-term growth.
What do you think of GLAD ?
I like GLAD and GAIN. Both are good business development companies.
can be mixed with JEPI for a little downside protection
✌😊👀✔
Felt like I was watching an action movie trailer. Got super excited to see it was one of my bigger holdings 😅 💥
Hope you enjoyed it!
Very helpful video. It’s difficult picking a good dividend stock
It really is!
AMAZING
😀😎😆
Thoughts on JEPI? Sounds like people are dropping it for other stuff. I might just close out on my position and move it over adding onto my JEPQ position.
I prefer JEPQ. But JEPI could be better for you depending on your goals.
Can you sell options on jepq
Yes, but not worth it IMHO.
Jerry, touch about the divisent tax for US and non us resident
JEPQ dividends are not qualified, so they’re taxed at your regular income rate. For non-residents, the U.S. usually withholds 30%, but this can be reduced if your country has a tax treaty with the U.S.
@JerryRomineStocks thanks vm Jerry!!
If nasdaq crashes how would this etf get affected? I assume it wouldn't be fazed as much as an etf like qqq?
If the Nasdaq crashes I would expect significant declines in share price due to its exposure to tech-heavy NASDAQ-100 stocks.
@JerryRomineStocks but in that case, the dividend yield would increase significantly too yes?
A market crash typically drives up volatility, which in turn increases option premiums. This can boost dividend yields, helping to offset some of the decline in share prices. However, if you're holding a tech-heavy ETF and the tech sector takes a hit, the drop in share price will likely be significant.
The key is understanding how volatility and sector exposure play into your strategy. While higher premiums offer some relief, they won’t fully shield you from sector-specific losses.
JEPQ IS THE BEST!!
Hard to beat for a tech dividend play. I ❤ it.
JEPQ yield is 9.x but everyone in YT is still talking about 11% yield. Not sure what’s going on
Here’s the deal: You need to go straight to the source-am.jpmorgan.com/us/en/asset-management/adv/products/jpmorgan-nasdaq-equity-premium-income-etf-etf-shares-46654q203. I show the stats in my videos, but clearly, some people are skipping the details. What you need to focus on are three key things: the 30-Day SEC Yield, the 12-Month Rolling Dividend Yield, and the At NAV percentages. Stop skimming and start paying attention-that’s where the real value is.
Been holding this stock JEPQ for. 2 months yet no sign of dividends $$ yet !!???
You received at least one dividend if you've held for 2 months. Ex dividend date is at the beginning of the month and paid a few days later.
Ill take XDTE !
How many times are you gonna recommend JEPQ ?
How many times am I gonna recommend JEPQ? As many times as it takes for people to understand the power of consistent cash flow and growth in one ETF. Look, the goal isn’t to chase shiny objects-it’s to stick with what works. JEPQ delivers. When something outperforms, I’m not about to switch lanes just to look fancy. Winners win for a reason.
Buying $175 every Friday
Awesome. Building with consistency is the path to success.
Hey Jerry, how many shares of JEPQ would you need to make what you make each month?
Just watch the video. Everything is in it. 😉
@ had to watch it. Thanks!
Let's be honest here. nothing wrong with JEPI, people just do what they have always done. Chace shiny objects all the time. Buy at the top of the Market, and Sell at the Bottom. Nothing wrong with JEPI though.
What type of account should I buy JEPQ in. I'm 60yo and have $120k in my Roth, $300K in IRA and $300K in regular brokerage.
@tam8479 I would purchase it in Roth IRA since that tax free account
IMHO: At 60, prioritize buying JEPQ in your Roth IRA for tax-free growth, then your IRA for tax-deferred gains, and only use the brokerage last. I am not a financial advisor. 😉
I have 9 shares, and I'm only able to do the $7000 contribution in a Roth IRA will I be set up pretty well in thirty years? I have schg in my wife's roth. Same limit
Maxing out both contributions just started. Cash account is very slowly buying smh qqqm alternating about 1 every 2 weeks
Try to max out the contributions every year. You are building the snowball and it will get big over time.
SCHD just can't do what JEPQ is doing if you're into income.
It's growth vs income. I own both for different reasons.
Update on SMH, please!!!
Great time to buy
I'm just wheeling it and steadily bringing down my cost basis.
Do you have any suggest for Europeans?
UCITS ETF is the equivalent to JEPQ.
@JerryRomineStocks Thanks Jerry! With your recomendations I have bought palantir and now have +89%. You're my guru 🇪🇺🇱🇹
If I had $2 million to invest and wanted to earn $120k annually in dividend ETFs what ETFs do you feel could do that? Just curious.
That's a 6% return so there are a lot of ways. QQQ is conservative and averages 10%. If you are more aggressive and like tech and dividends consider JEPQ. Plus, many others.
Got 200 shares . Hope to build on it.
👊
Thinking about adding this to my hsa in 2025
😀😎😆
Every video I watch of yours, youre putting 100 grand into something 😅 im a new investor so im like daaamn.. still working on earning my first 100k
Only a few stocks/etfs get 100K and if you keep working towards your goal you'll get their. The first 100K is the hardest.
Do you own any other covered call ETFs?
No. Which ones do you like? Why?
thats more then 2 times my monthly incomes
Just keep building wealth and with time and compounding the snowball will grow.
Hey Jerry, what happens in a down market? We're all having great times right now and I'm concerned about when the market turns. I kept waiting for you to address this.
JEPQ still pays in a down market because the covered call premiums bring in cash, but it won’t cover major losses. If tech tanks, the fund’s value drops-so it’s great for income, but don’t expect it to save you from volatility.
@@JerryRomineStocks that’s the best time to DCA. I’m actually hoping for a downturn right now
Just hold off until a correction.
swap your jepq for qqqi to get away from the eln's in jepq
🤔🤔🤔
Could not agree with you more Jerry. My number one holding. Do you have thoughts on small positions in FEPI and AIPI? Thanks for the upload!
at the time FEPI is still solid.
DRIP enabled?
Yes.
$4684 how much money that you need to put in JEPQ first? should be alot
It's just math
Did u watch the video? He tells u exactly how much and even how many shares
At least he does tell us how much he invested. He does it a few times, but different amounts. You need about 500k. He's invested $493,626 into the fund. You know the old saying, it takes money to make money.
@Carmen-gl7ge personally I like SPYI better. Neos does a great job providing higher yield and more consistent payments. Jepq distributions have a much wider range. SPYI is also better in a taxable account
@@robertamaral2349 exactly. So first you need to grow your money until you reach $500k or so. Then buy it in JEPQ. But again, have a stop loss. Don't just blindly hang onto JEPQ if it keeps on dropping
qqqi has better tax treatment
Mix of jepq,schd , qqq n spy is a gold mine that keeps giving. Listen to Jerry n get rich