@@TJ24291 Abe chaman chutiye, kabhi padhai bhi kar liya hota to rules and regulation pta hota bank transaction ka but nhi, aand ke na gaand ke gyan chodenge bhramand ke.
The most a bank can do in this situation is to arrange some communication between the users that's it and a customer has literally filed a court case on an SBI bank for holding some money based on a wrongful transaction compliant neither you nor this youtuber know what's happens behind the scenes and what the rules and risk associated with it he is just explaining an hypothetical situation like a movie You don't even need the bank you can just call the payyee as most of peer to peer transactions happen with mobile number you come to bank only if the payyee isn't responding or refused so the bank can do negligible for your carelessness
पता है मेरे पापा की आदत है... किसी अंजाने को पैसे भेजने से पहले 1₹ भेज कर उसको call करते है की 1₹ गया की नहीं, जब सामने वाला व्यक्ति confirm बता देता है तब पूरा amount send करते हैं, कितना सुन्दर तरीका है गलती की गुंजाइश न होने का ✌️✌️✌️ दुर्घटना से देर भली 🙏🏻🙏🏻
Thumb rule. Never manually type the recipient’s UPI id. Instead ask him to text / whatsapp you, and then copy-paste it from there to your payment app, that way you’re always safe from your side.
In Australia, if you're sending it to a new account. Bank automatically places it on hold for 24 hours so you can cancel or reverse the transaction in case you transferred it to the wrong person. I think this should be implemented in India as well.
Best way is to use QR code but for that UPI application should be enabled for picking up QR code from gallery alternately ask the person to whom you want to pay send a request which you can use to send the money.
Also, 24 hrs is the TAT after every step in the process is done. You should have spoken how much time and efforts you put submit all the documents you mentioned and wait time in the entire process. That’s the actual time one would need to get back their money. Also they need to be lucky every time they make such mistake, that the person who has received the money has not withdrawn it or purchased gold or silver online. 😂 but thanks for sharing the process. 🙏🏼👏🏼👍🏼✌🏼
SBI BANK pekar hai 1. they ignore your compliant 2. they ignore your request for cash deposit/withdraw error 3. many times there server is down 4. And there Lunch is endless never finish 😅😅
You can easily verify the account holder details in the app itself before sending such a huge Amount...or you can just verify with the person you're sending it to
QR can be problematic sometimes. I work in in a fitness centre. Previously a person did QR Scan. And he didn't even confirmed details. Just sent that amount. But that money went into some other account. I saw and said sir you may had a incomplete transaction on page so some other account details came
Without consent aap debit nahi kara sakte. Agar aapke transaction by mistake prove hota hai and recipient party approve nahi karti and use kr leti hai paisa to uske account TOD maar ke uspe debit kar lete hai
भाई हमारा "भारतीय स्टेट बैंक" मैं एकाउंट है जहाँ खाली KYC करने जाओ तो दिन भर इस काउंटर से उस काउंटर मैं भेज के टाइम निकलवा देते है तो फिर पैसे दूसरे अकॉउंट मैं गया तो भूल जाओ उसे बोलेंगे🤣😂😂
No need for that no one can debit your account without your consent the previous transaction has nothing to do with debiting your account A bank account can only be kept on hold either by government order or by court order they can't keep the account in hold based on another bank request this guy know nothing
Moral of the story: never do such big transactions through UPI Do bank transfer where it confirms the name Bank account numbers are not like UPI where 1 digit changes you mess up, the transaction will fail.
yahi galati agar mobile recharge hui ho to? maine apna mobile recharge karne k bajae, apni frd ka number galati se add hogaya aur usko rechatge hogaya. wo return nahi hosakta na? 🤔
lekin sir mene vi same process ki aur mera request Deny hogaya, mere bank ne bola ki account holder ke permission ke bina money reverse nehi ho sakta. 66900 Rs. ka transaction tha mera.
Sahi hai apka, mere last month 30000 kisi galat merchant account me chale gye 12 din apne home branch n receiver bank k chakkar kare aur kuch mila bhi nhi wapis. So i used cash only. No solution RBI me complaint ka bhi koi jbaab nhi aata
Ye same problem Maine bhi face ki but vo kisi or ne mistake ki thi unhone account number me 1 digit wrong kar diya or paise kisi or ke account me chale gye or jis customer ke account me gya tha vo same mere bank ki hi customer thi per vo advocate thi to unhone return krne se mna kar diya or apne advocate hone ka power dikha kar bola ki vo unki galati nhi h to vo nhi dengi per bahot se process ke bad finally 1 month ke bad unhe paise return krne pde or sath me compensation bhi
Iska solution hai system foolproof karna . UPI ID ke saath saath parity number hona chahiye, jaise client ka registered mobile number ke last 4 digits . Agar dono match hote hai toh transaction hona chahiye. Agar banking system me aisa modification karte hai toh aisa lafda nahi hoga.
Bhai itna easy nhi hota.mujhse bhi ek 20000 Ka amount worng a/c no pe send ho gya tha.but complant krne ke baad bhi bank ne koi help nhi ki or 2 din tak mujhe preshaan krte rhe or koi result bhi nhi nikla.phir mene apne terms use kiye or finally mujhe us bande ka contact no mila jiske a/c mai amount transfer hua tha or mene usse phone pe baat krke apna amount return liya thang god ki wo banda honest tha. Boss ek tip du..... Jab terms kaam krte hai tab rules khatam ho kate hai.
Mere Saath bhi ek baar aisa hua tha drnk ke nashe me ek shop par payment 250 ke jagah 2500 chale gaye the pr thank God fr mil gaye thoda time laga pr mil gaye
There is also a process where you have to give indemnity bond cum letter where your bank indemnifies the other bank about any loss ,then they will reverse the amount where no need of any consent from the account holder
Indian people laughing at this time and say to you : Bhai 1 rupee daal ke check kar leta 😂😂
Exactly 😂😂
😂😂😂😂 lmfao. desi tarika!
Indian people are the ones using UPI
exactly 😂😂
Same yaar
Kudos to the man who gave consent, many people would have become selfish for that amount of money.
True
@@idea____man ruclips.net/user/shorts8_j2QuucoCI?feature=share
@@idea____man sir is pe fully detailed video bnaiye
Chapri isme kya kudos.. dusre ka paisa lautaya usne ... Nhi toh case ho jata uspe.. kudos kudos krte simple si baat pe... Kudos ka usage dekh kb krna . Khadoos
@@TJ24291 Abe chaman chutiye, kabhi padhai bhi kar liya hota to rules and regulation pta hota bank transaction ka but nhi, aand ke na gaand ke gyan chodenge bhramand ke.
I believe in "pahala eak rupee send kr k check kerna " supremacy 🛐
Meanwhile me:
"Bhai tereko hello bheja hai UPI inbox mei, dekh aaya kya" 😎
I use this one…
😂
W 🗿
😄
Kya re bikhmange🤣
भाई बहुत साधुवाद केवल आप ही इंटरनेट और यू ट्यूब का सही व जनहित में उपयोग कर रहे हैं। dhanyawad.
Le sbi be like : andha ho keya ap? Paisa dekhe nehi dete ho keya? Hum kuch nehi pata.. Lunch ke bad ana vai 🙂
Ha sahi bola
🤗🤗🤗🤗
Andha nahi pike transfer karwa raha tha kya?
The most a bank can do in this situation is to arrange some communication between the users that's it and a customer has literally filed a court case on an SBI bank for holding some money based on a wrongful transaction compliant neither you nor this youtuber know what's happens behind the scenes and what the rules and risk associated with it he is just explaining an hypothetical situation like a movie
You don't even need the bank you can just call the payyee as most of peer to peer transactions happen with mobile number you come to bank only if the payyee isn't responding or refused so the bank can do negligible for your carelessness
Visiting sbi for work is like visit Narak...
Bhai mei toh 100 rs ka payment krte time bhi 2 baar name check krta hu aap bhi kar lete 🤣
Ma 1 rupees bhi 3 se 4 bar dekhta hu 😂
Mein bhejta hee ni bolta hoon tu bhej fir mein😂🤣
@@Akansha0998 baacha spotted
@@whitehath bsdk agar Galt payment Hui tu paisa tera baap dega
@@ashishbidaliya8465 👍
A stranger sent me ₹45000 mistakenly and I sent it back Immediately.
Saved him the trouble.
Good guys exist
@@Hooked007 one should always do what is right 👍
Ek mc admi nhi dera h
🙏🏻👌🏻
God bless you ❤
SBI be like : Sorry sir aapne Upi Transaction humse puchke nahi kiya tha to hum apko sahayata nahi kar sakte
पता है मेरे पापा की आदत है... किसी अंजाने को पैसे भेजने से पहले 1₹ भेज कर उसको call करते है की 1₹ गया की नहीं, जब सामने वाला व्यक्ति confirm बता देता है तब पूरा amount send करते हैं, कितना सुन्दर तरीका है गलती की गुंजाइश न होने का ✌️✌️✌️
दुर्घटना से देर भली 🙏🏻🙏🏻
Yesssss
same mere papa bhi
@@nanditasmagicalfood4313 👍👍
same
This is true example of two factor authentication 😂
Thumb rule. Never manually type the recipient’s UPI id. Instead ask him to text / whatsapp you, and then copy-paste it from there to your payment app, that way you’re always safe from your side.
bhai chutiya bana rahe, kaun screen record karta hai send karne waqt, this is made-up
Use QR
In Australia, if you're sending it to a new account. Bank automatically places it on hold for 24 hours so you can cancel or reverse the transaction in case you transferred it to the wrong person. I think this should be implemented in India as well.
System to acha h, apne Indian chalu h. Saman milte hi payment reverse maar denge 😂
@@TheRakesh36 🤣🤣
Urgency laughing in corner 😆😆
@@TheRakesh36 ye to sahi baat kahi apne😂
@@TheRakesh36 chaa mod diye bhaiyaa ji aap toh 😀
Best way is to use QR code but for that UPI application should be enabled for picking up QR code from gallery alternately ask the person to whom you want to pay send a request which you can use to send the money.
Bahut help kar di aapki bank walo ne, warna jab froud hota hai, tab police bhi turant le jao, per bank wale haat khade kar dete hain
Qismat achhi thi aapki, nhi to bank manager khud agar kisi dusre bank ke account mein galatti se transfer krde to woh bhi nhi nikaal skta.
Phone number se kro.. ya scan krke.. or jada amount ho to. 1 rs kro
👆👍🤝Best practice.
Message hi krlo pehle
@@jsrak7255 nhi !! Aur bhi cheeze check ho jati h 1 rupee se server wagera
@@berlin829 axxa bro
Legend Be like :- hum To subse pahele ek Rs Daal Kar check Karte hai 😂😂😂😂😂
Aur real amount se 1 rupess cut bhi karte hai 😂
hum toh pahale hi message kar kae dekhtae ultar legends pro 😁
@@vishnuuplenchwar1810
Haan mai bhi legend hu😁
@@vishnuuplenchwar1810 haan...super legend
The handshake that changed our luck
Aap lucky ho jo apki prblm solve ho gyi apko bank ne help ki.. Same prb mere sath b hui pr na customer care ne help ki na bank ne..
Also, 24 hrs is the TAT after every step in the process is done. You should have spoken how much time and efforts you put submit all the documents you mentioned and wait time in the entire process. That’s the actual time one would need to get back their money. Also they need to be lucky every time they make such mistake, that the person who has received the money has not withdrawn it or purchased gold or silver online. 😂 but thanks for sharing the process. 🙏🏼👏🏼👍🏼✌🏼
Bhai itna fast kaam kar rahe to kapde badalne ka tym kab Mila 🤣
2-3 din ka gap bhi to ho skta h 😅😅
Be extra careful if you have SBI account 😂
They will take 4-5 business days
Isliye me pahale 1 rupee bhejke check karleta hu😅
Lunch time hai baad me aana😂😂😂
Chal na nikal
SBI BANK pekar hai
1. they ignore your compliant
2. they ignore your request for cash deposit/withdraw error
3. many times there server is down
4. And there Lunch is endless never finish 😅😅
@@himanshurana5880 ye sab area ka alag alag mere area bahut ache sbi employees h for me best h but jo server vala jo problem h voh admit karta hu
Thanks to your relationship manager.
Who is imaginary
You can easily verify the account holder details in the app itself before sending such a huge Amount...or you can just verify with the person you're sending it to
Moral - manager se relationship rakho 😂😂
QR CODE PAYMENT IS BEST.... QR CODE SHARE KARNE BOLA KARO CLIENT KO.... OR JUST SAY THEM TO WRITE HI 🙂ON UR APP
QR can be problematic sometimes. I work in in a fitness centre. Previously a person did QR Scan. And he didn't even confirmed details. Just sent that amount. But that money went into some other account. I saw and said sir you may had a incomplete transaction on page so some other account details came
@@pavancool29 yeah it happened with me too
Some scamsters paste their own qr code on top of official qr code and money is diverted before sending money check the name.
Simply use QR code or phone number for transaction.
bhai simple trick hai agar koi apko upi id bhejta hai usko type nat karo sidha copy karo , galat bhi ho gaya to samne wale ki galti ho jayegi
फ़िर भी एक रुपया भेजकर पक्का करलेना चाहिए कि सही में जहाँ पहूचना था वहाँ पहूंचा कि नहीं ???
Ha to bhai samne wale ki ek typing mistake ke wajah se 60 hazar ko aag lage dena chahiye kya😂
Bro was eating an apple while discussing with bank manager 🗿🙏
Wo sab toh theek hai lekin ye Amit jain shark tank ke jagah yaha kaise aa gaya…. 😂❤
Sach to ye hai sir ki Bank wale bahut natak krte , aise krte hai jaise grahak help ni unki kidney mang rha ho
Bhai rules and regulation naam ka kuch hota hai.
Without consent aap debit nahi kara sakte. Agar aapke transaction by mistake prove hota hai and recipient party approve nahi karti and use kr leti hai paisa to uske account TOD maar ke uspe debit kar lete hai
24 hr in SBI is equivalent to 3-4 lunch and 5 days
zada amount transfer karne se pehele 1 rupee sand karna chayiye
ruclips.net/user/shorts8_j2QuucoCI?feature=share
Ye sabse best chiz hai phele ₹1 daalke check karna cahiye
Party तो बनती फिर🎉🎉🎉🎉🎉🎉🎉🎉🎉
Same happened with me in my branch due to UPI error by customer, but I did the same method and get fund back in my customer account within three days
Sending 60k in once = X
Sending 1 rupee to check = ✓
Sending hi first. Ultra pro max
भाई हमारा "भारतीय स्टेट बैंक" मैं एकाउंट है जहाँ खाली KYC करने जाओ तो दिन भर इस काउंटर से उस काउंटर मैं भेज के टाइम निकलवा देते है तो फिर पैसे दूसरे अकॉउंट मैं गया तो भूल जाओ उसे बोलेंगे🤣😂😂
yes
spartans...be ready...jab aise aaye toh pura market mein dal do...risk sender ka profit tumhara😅😅😅
ruclips.net/user/shorts8_j2QuucoCI?feature=share
Wow best knowledgeableb video
Kafi aasan process hai, sabke bank wale dost nhi hote..m😢
That's why you should keep 2 accounts and when unexpectedly money is credited, temporarily transfer amount to other account for 30 days 😂
No need for that no one can debit your account without your consent the previous transaction has nothing to do with debiting your account
A bank account can only be kept on hold either by government order or by court order they can't keep the account in hold based on another bank request this guy know nothing
Moral of the story: never do such big transactions through UPI
Do bank transfer where it confirms the name
Bank account numbers are not like UPI where 1 digit changes you mess up, the transaction will fail.
Best idea first transfer one rupees and if reached to main account then transfer whole amount
NEFT is best
Bhai Mera bhi same problem hogaya hai lekin support team se baat kiyA wo bola ki UPI transection ki haam returns nhi karsakte bola
Dude it's so informative. Next Time I am gonna give consent so money should be on hold. Or Instant withdraw or transfer it.
yahi galati agar mobile recharge hui ho to? maine apna mobile recharge karne k bajae, apni frd ka number galati se add hogaya aur usko rechatge hogaya. wo return nahi hosakta na? 🤔
ekbar mere sath bhi esa hua...pata nahi kaha se mere acnt me 4.5k agaye bt aajtak kisine kuch call ya us paise ka claim nahi kiya...😂
😍😍
Are to vo aap ho me Kab se dhund raha hu mere paise gaye kaha
@@SunilSoni-sn1ed bhai wo to hawa ho gaya😂
@@sagarpratimdey8707 ye Galt baat he 🤣
@@SunilSoni-sn1ed ab bhai ispe case karde central court m😂😂 ki ye chor hai 😂😂
Yhan sbi muje 2 mhine se atm nhi de pa rhe hain 🤣 ye sb to bde door ki baat hai
Bhai tum branch se try kar rahe hoge isliye
Net banking se karo 🤣🤣🤣
@@bharattech6189 bhai maine branch net banking phone sb se try kr lia.
Sare milkr hmara ...
@@SHIVAMPANDEYSJTG 😐😐😐😂😂mujhe union me agle din hi mil gya 😂😂
mera bhi SBI m hai...mera to 15 din m ghar pr aa gaya
Sab relationship manager ki kripa hai bhai 😂😂😂😂😂
Isse acha to ache se UPI id dekh ke dalte paise😂
Thx for sharing your experience. 👍
Moral of the story:
Send kare se pehle UPI ID 100 bas check kr Leni chahiye
Sir is name se to upi id hi nhi bani abhi tak apne kaise dal diya ❓❓❓
If the upi id is not present, transfer won't happen man.
lekin sir mene vi same process ki aur mera request Deny hogaya, mere bank ne bola ki account holder ke permission ke bina money reverse nehi ho sakta. 66900 Rs. ka transaction tha mera.
Ab tak nahi hua kya
@@S3K438 Na, bro. Nehi hua 😥
Ho gaya kya Bhai@@sagarpradhan018
UPi I'd Check Kar sahi dalkar hi paisa send Karna chaiye
Isliye QR code best..or right choice he 🔥🔥🔥🔥
Sahi hai apka, mere last month 30000 kisi galat merchant account me chale gye 12 din apne home branch n receiver bank k chakkar kare aur kuch mila bhi nhi wapis. So i used cash only. No solution RBI me complaint ka bhi koi jbaab nhi aata
Meraa bhi 15k rs barbaad hogaya.. Sab ko cal karke poocha.. lekin solution nahi mila.. HDFC se kotak bank mein ye sab huva
Sach hai sir reality main Bank wale bahut natak krte , aise krtr hai jaise grahak help ni unki kidney mang rha ho
same happened with me with HDFC credit card but I was at the other side!
Superb
Simply Congratulations
Very informative
In UK it is called as "recall request"
And i have worked on such a cases in Barclay's
Bussiness Payment interface of all apps must be upgraded with high standards
Thank the man who agreed for consent
valuable information brother ♥️
Consent is the key point.
This looks easy but whats the time/days taken in all these processes?
Ye same problem Maine bhi face ki but vo kisi or ne mistake ki thi unhone account number me 1 digit wrong kar diya or paise kisi or ke account me chale gye or jis customer ke account me gya tha vo same mere bank ki hi customer thi per vo advocate thi to unhone return krne se mna kar diya or apne advocate hone ka power dikha kar bola ki vo unki galati nhi h to vo nhi dengi per bahot se process ke bad finally 1 month ke bad unhe paise return krne pde or sath me compensation bhi
Apka paisa kaise return huwa please process bataye
Bank wale humare lunch tym chl raha 3 bje ana🤣
If this is true then UPI ID rules need instant rectification. Dots & Dashes should not matter in the IDs like google has implemented for Gmail ids.
The system does not show the title of the receiving account? This is normal in bank transfers. Account title helps identify the correct account.
Important information
wow nice information💪
Before sending big amount please send small amount to check if client received or not, else such things will happen again and again
That's why most of the intellegent people first send 1 rupee for test 😂😂😂
Iska solution hai system foolproof karna . UPI ID ke saath saath parity number hona chahiye, jaise client ka registered mobile number ke last 4 digits . Agar dono match hote hai toh transaction hona chahiye. Agar banking system me aisa modification karte hai toh aisa lafda nahi hoga.
Kitna time laga total process k liye ???
Moral of the video : first massege on upi "Hi"
Directly you can verify you client name and send it
भाई रिलेशनशिप मैनेजर से बात करवाना
ऐसे मेनेज़रो की बहुत ज्यादा जरूरत है sbi बैंक में
☕ 24 hour
😂😂😂
kitna kaam karna padd gaya; aur nahi karte to 60k bhi nahi milte. good job and thanks for the info; very helpful!
Nice information
You are very lucky👍👍👍
EK call Laga dete joshi Bhai KO wapis kar deta 🤘🏻
I faced this issue, but the bank did not do anything about it. This incident happened last year.
बैंक application do पैसा वापस करने का मेरा 500 वापस आ गया
Meanwhile SBI employees be like Ye relationship manager bhi kuch hota hai kya 😂
Very useful
very nice sir 🙏🙏🙏
this long process need to implement
All depends on 2nd party consent...if he denied nothing to do it..
Very scary situation 🧟
joshi ko phone laga ke bol deta wapas karne ko 😂😂😂
But bank manager is saying opposite person bank account is in negative..so chances are less. And amount is big near about 40k ..
Bhai itna easy nhi hota.mujhse bhi ek 20000 Ka amount worng a/c no pe send ho gya tha.but complant krne ke baad bhi bank ne koi help nhi ki or 2 din tak mujhe preshaan krte rhe or koi result bhi nhi nikla.phir mene apne terms use kiye or finally mujhe us bande ka contact no mila jiske a/c mai amount transfer hua tha or mene usse phone pe baat krke apna amount return liya thang god ki wo banda honest tha.
Boss ek tip du.....
Jab terms kaam krte hai tab rules khatam ho kate hai.
I transfered 18lakhs to unknown account,but good thing receiver banks manager is a friend of my bank manager,so every thing gone good and simple
Itne sare process me ek CONSENT hi Most imp hai 😂😂
Mere Saath bhi ek baar aisa hua tha drnk ke nashe me ek shop par payment 250 ke jagah 2500 chale gaye the pr thank God fr mil gaye thoda time laga pr mil gaye
Thank you
There is also a process where you have to give indemnity bond cum letter where your bank indemnifies the other bank about any loss ,then they will reverse the amount where no need of any consent from the account holder
They can't dispute to stop the transaction. Why do they make it so complicated?