Hey Shawn! Thank you so much for this information, I just turned 18 and looking to prequalify as fast as possible for a mortgage. I appreciate all of the advice you've been dropping the past several years and getting me into financial education :)
Is this just for hard inquiry, or does it work for soft inquiries as well? I know soft inquiries don't matter as much, but i'd like my report to be squeaky clean to apply for a loan.
Hey Shawn! Thank you so much for this information, I just turned 18 and looking to prequalify as fast as possible for a mortgage. I appreciate all of the advice you've been dropping the past several years and getting me into financial education :)
Hey Fam thanks for sharing 😊
can a Credit Inquiry stay on your Account for only a Year I hate waiting for 2 Years
I do not get it, you said 20 enquiries, and my view is how can they get those removed exactly? Down to 5? How were none of them actually applied for?
I thought if you dispute a hard inquiry with the CB's they must have your signature verifying you actually submitted the request for the inquiry
Is this just for hard inquiry, or does it work for soft inquiries as well? I know soft inquiries don't matter as much, but i'd like my report to be squeaky clean to apply for a loan.
Luckily soft inquires do not show up on your credit report so you don't have to worry about those! That's why they're soft inquires and not hard :)