If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year
Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
There are a handful of CFAs out there. I've experimented with a few over the past years, but I’ve stuck with ZAREEN GRACE CHURCH for some years now, and her performance has been consistently impressive. She’s known in her field-look her up.
glad to have stumbled upon this, curiously inputted her on the web, easily spotted her consulting page and was able to schedule a call session. Ive seen commentary about advisers but not this phenomenal
Warren is right. Don't buy what you don't need! Unfortunately, debt plays a large part in foreign countries. If you are not in debt.....you are missing out!
@@robertmeadowfield4346 I have several pairs of shoes over 20 years old-one pair from the 1980’s. They’re quality made and have them re-soled and reconditioned every few years.
I totally get all of these , but for someone like Buffett. What's the use of working to make all those millions if he's not going to enjoy it. I mean, you can't take it with you, as they say.
Buffet enjoys making money and having it. A virtue but somewhat unfulfilling. To a degree, buy and do what makes you happy. Life is not a dress rehearsal. We only get one shot at it.
retail therapy? - rather find happiness in purpose - altruistic courses etc - if materialism makes u happy , u in trouble - your high ain’t gonna last long
@@applegreen4118 well, guess I'd be guilty to a certain extent. If I was a billionaire, I wouldn't be living in the first house I ever bought and driving a KIA. I'd treat myself to some of the finer things in life. Then, to serve a greater purpose, I'd build the world's largest animal rescue sanctuary and donate the rest of my fortune to support that cause. I'd be buried broke.
Great video !!! Millennial here and mother of a toddler, l don' t have a car, l go to work by bus, were cheap quality clothes such as Zara or even second hand clothes and handbags as well it' s better for the environment. I own my appartment which is not big but cozy and one day it will belong to my baby girl. I drink my coffee at home, workout in my bedroom with a yoga mat and a set of kettlebells. In the summer l go to the seaside since l suffer from chronic asthma . My ex husband is stuck with his car loans since he likes to show off with his SUV while l was paying all the bills and the rent, thank God a signed for a prenup in order to protect my assets !!!
Great analysis, thank you! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
I haven't bought luxury cars or an expensive home, or designer clothes. I don't own a car, or house and buy my clothes from the bargain and I am still poor. Where did I go wrong. Married a gambler. 🇬🇷🌿
It is also 'paying for conveniece' far better to do your own breakfast at home when possible and have a bowl and some cereal at work if you have to start early
I agree almost completely, and mostly behaves like these recommendation. I believe first of all that I need the help of God in every move I make.(I'm not passive). Thanks for the information.
I follow all of these as well other than I Love my BMW convertible... Honestly.. It makes me very happy.. I really look after the engine and I get. hrill every time I get in! It is not flashy so much as fun and just awesome music and 360 view and the wind and I just love it!! I never eat out much or order takeaways or buiy drinks or snaks out but I do eat well with ordered food at home organic grass fed beef steaks and decent food..I find this also makes me happier and good books.... I like a few good books.... I hate out goings other than my shares auto-invest in pies! lol But eat well, read well and my car is a sport or a lifestyle choice.. other play sports or do x holidays and breaks or whatever they do a lot ... I do love my car I don't consider it a waste I consider it something I make savings elsewhere for. and I bought it second hand and had it all repaired properly as I like the car....I hardly buy any new clothes and eBay Barbour items and classic Loake brogues and Gucci loafers .... I even have a Cgarlioe Munger and Warren buffet pie I add to as well! : ) I like to see how well, their choices are doing! : ) I Love them both as human beings! .....Wise advice as always from Warren Buffet....
When it comes to Buying coffee at my local coffee shop I look at it like this I Might spend somewhere between $50-$60 a week on coffee and the odd snack but i am also helping to provide a job for the cafe staff the way i see it is sharing the wealth around
This video is obviously aimed at the wealthier part of society. I have never done any of these things in my life. I think I’ll go to another channel that would have better advice or someone like me at a lower income level.
I agree with all the advice and implement them all but the problem is, the WIFE , no matter what I say she spends money like water and usually on things she does not need , it drives me crazy.
Yes.. Warren buffet is an icon. But when you investigate his financial biography, he took over defunking companies hand over fist and kept turning them over. His wealth is not only from stock investing which is how most of us see him. Either way, he's an icon
Good financial advice. Except people will always buy lottery tickets because no matter how "astronomical low" the chances of winning are, someone always wins the prize.
Warren Buffett’s insights into money management are a game changer! At Unmasking The Shadow, we’re all about digging deep into the truths behind financial freedom. 💡 feeling like our money is slipping away on things that don’t actually add value to our life, this video is a must-watch! really From luxury cars to credit card debt, these traps can silently drain our wealth without you even realizing it. 💥 Start unmasking the shadow of poor spending habits and discover the mindset shifts that can lead to real wealth-building! This video has some valuable lessons on how to stop financial leaks and build a sustainable, prosperous future. thanks 😉😇
Before buying, ask yourself how rich do I have to be. Absurd video. If you have sufficient wealth, how much is enough. This sounds like one should wake up each morning and relish how much you earned yesterday. Buffet’s advice may be great for those whose savings are meagre. So,the heading of this video should indicate to whom it should be directed. Almost every sentence in this video is save, save, save. To what end if one has sufficient means.
I'm a big buffet fan. But I'm tired of hearing about the "modest" house. Do some digging and you'll realize his house is a bit more expensive than the median both when he bought it and today. Not knowing it, just pointing out the fact it is not modest as so many claim.
Buy nothing! Certainly, that's the answer. Except that consuming (buying) goods and services is the only way we have known how to create wealth. Mr. Buffett did not become wealthy by urging people not to buy things. Disingenuous. There certainly are people who think and act like Buffet does, and they generally benefit, I am sure. But our wealth has not been built that way--quite the opposite. Perhaps, however, the climate change challenges will inspire some smart people to teach us how to feel prosperous differently than we do now.
I'm sorry I'm all for saving and investing but if i had his money I'd be spending it or helping people start a business because otherwise he will be the richest man in the graveyard without a doubt
Stop saying that billionaire lives like average people, please. This a completely b.s. yes we have to save but millionaires and billionaires have a completely different life style. Period
All of these videos are all always the same. I think any mindful and financially responsible person already knows this Come on with all that money I think I will drink quality coffee at least
lol is this guy for real? What is the point of being a billionaire if you’re not gonna enjoy what you’ve made. He just sounds like an investment addict and a miser to me !
Warren Buffett’s insights into money management are a game changer! At Unmasking The Shadow, we’re all about digging deep into the truths behind financial freedom. 💡 feeling like our money is slipping away on things that don’t actually add value to our life, this video is a must-watch! really From luxury cars to credit card debt, these traps can silently drain our wealth without you even realizing it. 💥 Start unmasking the shadow of poor spending habits and discover the mindset shifts that can lead to real wealth-building! This video has some valuable lessons on how to stop financial leaks and build a sustainable, prosperous future. thanks 😉😇
I have followed every one of these all my life. I am now 82 and have no financial worries.
The sadness is that people need to be told the blindingly obvious. Live within your means and don’t waste money on shite you don’t need.
Awesome video! So many unnecessary things these days can drain your money!
I prefer the peace of underspending than the stress brought on by overspending. Enjoy what you have, but don't try to enjoy that which you don't have.
I follow a simple rule. If I can't pay cash, I can't afford it. Best policy I ever came up with for me.
If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year
Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
There are a handful of CFAs out there. I've experimented with a few over the past years, but I’ve stuck with ZAREEN GRACE CHURCH for some years now, and her performance has been consistently impressive. She’s known in her field-look her up.
glad to have stumbled upon this, curiously inputted her on the web, easily spotted her consulting page and was able to schedule a call session. Ive seen commentary about advisers but not this phenomenal
Good
Warren is right. Don't buy what you don't need! Unfortunately, debt plays a large part in foreign countries. If you are not in debt.....you are missing out!
Glad to hear these words coming from a billionaire. I have had the same shoes for 6 years now.
most of my clothes are over 30 years old. i live year to year on nothing. no mortgage. no loans. 200k invested.
@@robertmeadowfield4346 I have several pairs of shoes over 20 years old-one pair from the 1980’s. They’re quality made and have them re-soled and reconditioned every few years.
I am 80 years old lived like your suggesting all my life but i am not a Billionaire.Where did i go wrong?
Great video. Valuable wisdom. Thank you.
Worthful information Sir, congratulations.
Thanks and welcome
I totally get all of these , but for someone like Buffett. What's the use of working to make all those millions if he's not going to enjoy it. I mean, you can't take it with you, as they say.
Buffet enjoys making money and having it. A virtue but somewhat unfulfilling. To a degree, buy and do what makes you happy. Life is not a dress rehearsal. We only get one shot at it.
retail therapy? - rather find happiness in purpose - altruistic courses etc - if materialism makes u happy , u in trouble - your high ain’t gonna last long
Buffet has given millions to various charities. When he passes his heirs are to give away his billions of dollars within 10 years.
How about you?
@@applegreen4118 well, guess I'd be guilty to a certain extent. If I was a billionaire, I wouldn't be living in the first house I ever bought and driving a KIA. I'd treat myself to some of the finer things in life. Then, to serve a greater purpose, I'd build the world's largest animal rescue sanctuary and donate the rest of my fortune to support that cause. I'd be buried broke.
Perhaps Buffet enjoys what he is doing ('Investing') and Money is one end result .. just that.
We do all these things and are perfectly comfortable now.
Excellet advice. Priceless! Thank you!
You've got to have cash or a credit card to buy anything. These days, poor people have many credit cards, but no cash.
I wish our government practiced some of this.
If you don't spend what you have your heirs will.
Or they'll invest if they're smart.
Most likely.
Am guilty of the branded clothes and some other.😂 Lovely. Thank you
Mine is impulse buying. I do that alot.
Great video !!! Millennial here and mother of a toddler, l don' t have a car, l go to work by bus, were cheap quality clothes such as Zara or even second hand clothes and handbags as well it' s better for the environment. I own my appartment which is not big but cozy and one day it will belong to my baby girl. I drink my coffee at home, workout in my bedroom with a yoga mat and a set of kettlebells. In the summer l go to the seaside since l suffer from chronic asthma . My ex husband is stuck with his car loans since he likes to show off with his SUV while l was paying all the bills and the rent, thank God a signed for a prenup in order to protect my assets !!!
I agree with all that is said. It's really true. I will be sharing this with my spouse for better progress 🎉
Please do!
Great analysis, thank you! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
Regarding the idea that you can’t take it with you. They’ve changed that so now you can. Great news!😊
????
I haven't bought luxury cars or an expensive home, or designer clothes. I don't own a car, or house and buy my clothes from the bargain and I am still poor. Where did I go wrong. Married a gambler. 🇬🇷🌿
My husband is a magpie, he buys anything he likes. Never looks at it again. Talk about CLUTTER !!!!!! We are older adults.😢😢
I hundred percent believe in the advice of Buffet sir explained.Because I personally don't have much money as Sir has.😮
whenever i read sir in the comment, i know its a fellow indian
Good advice - except the breakfast at Mcdonald's. 🤮Eat for good health and skip that rubbish
It is also 'paying for conveniece' far better to do your own breakfast at home when possible and have a bowl and some cereal at work if you have to start early
Spending wealth to impress others is the biggest one
I agree almost completely, and mostly behaves like these recommendation. I believe first of all that I need the help of God in every move I make.(I'm not passive). Thanks for the information.
Those that should listen to these 16 things won't while those of us who follow these tips will.
My uncle was a real saver. He became the richest man in the cemetry and his heirs had a ball. 😂
NVDA // GT //BUFFETTSKI
I follow all of these as well other than I Love my BMW convertible... Honestly.. It makes me very happy.. I really look after the engine and I get. hrill every time I get in! It is not flashy so much as fun and just awesome music and 360 view and the wind and I just love it!! I never eat out much or order takeaways or buiy drinks or snaks out but I do eat well with ordered food at home organic grass fed beef steaks and decent food..I find this also makes me happier and good books.... I like a few good books.... I hate out goings other than my shares auto-invest in pies! lol But eat well, read well and my car is a sport or a lifestyle choice.. other play sports or do x holidays and breaks or whatever they do a lot ... I do love my car I don't consider it a waste I consider it something I make savings elsewhere for. and I bought it second hand and had it all repaired properly as I like the car....I hardly buy any new clothes and eBay Barbour items and classic Loake brogues and Gucci loafers .... I even have a Cgarlioe Munger and Warren buffet pie I add to as well! : ) I like to see how well, their choices are doing! : ) I Love them both as human beings! .....Wise advice as always from Warren Buffet....
Does cutting out these “wasteful” expenses impact your quality of life or everyday happiness?
Amazing how many people have to watch youtube videos t realise they don't need more money....
What they need is plain coomon sence!!!
When it comes to Buying coffee at my local coffee shop I look at it like this
I Might spend somewhere between $50-$60 a week on coffee and the odd snack but i am also helping to provide a job for the cafe staff
the way i see it is sharing the wealth around
This video is obviously aimed at the wealthier part of society. I have never done any of these things in my life. I think I’ll go to another channel that would have better advice or someone like me at a lower income level.
This advice is for all.
I enjoy wearing my jeans .They last forever .
WE WIN ALL THE TIME
Define 'Luxury' Car!
What about the Trump Sneakers? Should I buy, sell or hold??
I agree with all the advice and implement them all but the problem is, the WIFE , no matter what I say she spends money like water and usually on things she does not need , it drives me crazy.
Mine is the husband. He buys stuff then doesn’t use it.
Maybe the wrong spouse is watching this video?
Watch the Dave Ramsey show. He can tell you what to do! I MEAN IT!!!!!!!!!!!
Not on your own
Do what The ancient Chinees advised to do if something is causing you grief: 'Get Rid Of It!!!'
he gets satisfaction by piling it up
I don’t have a car or a house I live in the projects. So this video is not for me.
Yes.. Warren buffet is an icon. But when you investigate his financial biography, he took over defunking companies hand over fist and kept turning them over. His wealth is not only from stock investing which is how most of us see him.
Either way, he's an icon
Americans have no control. Want it now.stay in debt with out shame
All those swirling graphics are making me nauseous.
Of course you have to remember he can have anything he wants whenever he wants it so it’s easy to skimp on things at that point in time.
He views life as a kind of game of Monopoly. Just for the joy of the game.
Good financial advice. Except people will always buy lottery tickets because no matter how "astronomical low" the chances of winning are, someone always wins the prize.
Warren Buffett’s insights into money management are a game changer! At Unmasking The Shadow, we’re all about digging deep into the truths behind financial freedom. 💡
feeling like our money is slipping away on things that don’t actually add value to our life, this video is a must-watch! really From luxury cars to credit card debt, these traps can silently drain our wealth without you even realizing it.
💥 Start unmasking the shadow of poor spending habits and discover the mindset shifts that can lead to real wealth-building! This video has some valuable lessons on how to stop financial leaks and build a sustainable, prosperous future.
thanks 😉😇
MONEY CHANCE YOUR LIFE 2025 🙏♥️🕊️
I know this guy 😶
Do like the Dutch,work hard,think smart and spend as less money possible.
They invented the stockmarket you know.
Before buying, ask yourself how rich do I have to be. Absurd video. If you have sufficient wealth, how much is enough. This sounds like one should wake up each morning and relish how much you earned yesterday. Buffet’s advice may be great for those whose savings are meagre. So,the heading of this video should indicate to whom it should be directed. Almost every sentence in this video is save, save, save. To what end if one has sufficient means.
This is a no brainer. Save and invest mutual funds. 401k is a no brainer. watch your expenses.
Does this man have any fun?
healthcare, education, housing & transportation are the 4 major expense buckets …don’t be penny wise and pound foolish 😂
this guy wears what... a Patek Philippe ? :D
Common sense
Old age final day we may have lot of money. We cant buy time , age , energy. When died whobwill enjoy 😉 😅😂🎉
I'm a big buffet fan. But I'm tired of hearing about the "modest" house. Do some digging and you'll realize his house is a bit more expensive than the median both when he bought it and today. Not knowing it, just pointing out the fact it is not modest as so many claim.
@@Larry-d1c It is absolutely modest-in comparison to the house(s) that your average billionaire lives in.
@byteme0000 what a funny concept. Average billionaire
Buy nothing! Certainly, that's the answer. Except that consuming (buying) goods and services is the only way we have known how to create wealth. Mr. Buffett did not become wealthy by urging people not to buy things. Disingenuous. There certainly are people who think and act like Buffet does, and they generally benefit, I am sure. But our wealth has not been built that way--quite the opposite. Perhaps, however, the climate change challenges will inspire some smart people to teach us how to feel prosperous differently than we do now.
Stop the weird movements! Yikes.
Every single one of these seems super obvious....people seriously need to be told this stuff??
Buy Nothing and you will Begat your own forecast !
WHO????
I'm sorry I'm all for saving and investing but if i had his money I'd be spending it or helping people start a business because otherwise he will be the richest man in the graveyard without a doubt
Stop saying that billionaire lives like average people, please. This a completely b.s. yes we have to save but millionaires and billionaires have a completely different life style. Period
Even life itself a waste 🤣🤣🤣🤣
What exactly is he saving all his money for? Life is short, enjoy it.
Maybe it's not so much about saving but more about living a simple life. Owning a lot of stuff complicates it.
@@michaelking2916 He enjoys giving it away. 🤷🏻 We all find enjoyment differently, I suppose.
All of these videos are all always the same.
I think any mindful and financially responsible person already knows this
Come on with all that money I think I will drink quality coffee at least
I'm almost there. I need to cut 16 habits and live like this jerk or live like a king everyday.
Feel sorry for the old fart...
The man is smart and rich. He did the hard work.
I suppose that you would and no, I don't believe that you do.
I admire "the old fart." He's the only billionaire that I could like.
lol is this guy for real? What is the point of being a billionaire if you’re not gonna enjoy what you’ve made. He just sounds like an investment addict and a miser to me !
Man he ain't that brilliant ...this is just common sense as you make your fortune but once made its rubbish.
No 👎 Bullshit thanx!! garbage 🗑️ promo !!!.
I'm dad passed away in heaven.
Warren Buffett’s insights into money management are a game changer! At Unmasking The Shadow, we’re all about digging deep into the truths behind financial freedom. 💡
feeling like our money is slipping away on things that don’t actually add value to our life, this video is a must-watch! really From luxury cars to credit card debt, these traps can silently drain our wealth without you even realizing it.
💥 Start unmasking the shadow of poor spending habits and discover the mindset shifts that can lead to real wealth-building! This video has some valuable lessons on how to stop financial leaks and build a sustainable, prosperous future.
thanks 😉😇
WHO ???????