Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them..
I'll suggest you create a diversification strategy because building a good financial-portfolio has been more complex since covid. Recently my colleague advised me to hire an advisor, surprisingly I have accrued over $120K under the guidance of my coach during this crash. he figured out Defensive strategies to protect my portfolio and make profit from this roller coaster market.
When it comes to investing, we want our money to grow with the highest rate of return and the lowest risk possible. Mean while there are no shortcuts of getting rich, but there are smart ways to go about it. I’m grateful to God for leading me to the right platform who’s method are top notch and profitable.
@Belo stuar 'David jeffrey Herman' is my portfolio-coach, I found him on CNBC where he was interviewed, I looked up his name on the internet. Fortunately I came across his site and reached out to him, you can verify him yourself.
He appears to be well-educated and well-read. I ran a Google search on his name David Jeffrey herman and came across his website; thank you for sharing i'm on my 4th trade with no issues..
I know a person who stayed on rent in a 2bhk in our society for 5 years. Later he purchased 3bhk recently. One thing I have understood is that he did pay extra but he didn't hurry in buying real estate. He was satisfied and knew all the pros and cons. He knows each and everyone in the society. You can understand what I am trying to say here.
Buying real estate during launch is very very risky. Many builders do not complete the project on-time and our hard earned money gets stuck. Yeh advise bhi do bhaiya
Very well explained, but Sir Brezza attracts 50% tax (28% GST + 22% CESS) because Brezza's engine is 1.5 ltr and to avail the Tax Benefit, a petrol car's engine should be upto 1.2 ltr only... That's why Brezza is a little bit more expensive than the Nexon, maybe MSIL is cutting on their own profits to keep the car prices competent enough...
थेंकयु सर बहुत अच्छा लगता है आपके विडियोज देख-सुनकर। खास बात तो यह है यहा पर जो जो नोलेज मिलता है एसा कोई भी चेनल पर नही मिलता और आपकी लिखी बुक्स भी पढता इनवेस्टोनोमि
Sir aap roj daala karo video ... Roj wait karta huu mai sirf 17 ka huu par maine aapke saare videos dekh ke ab mujhe lagta hai mujhe bahut knowledge hua haii
You are my favorite finance content creator pranjal sir❤️💯. Your videos are making people more aware day by day and making them better with money everyday. Your videos are really informative and fascinating at the same.. Thank you so much for making finance so easy. Keep up with the good work ✌️👍
Regarding real estate one thing many content creators ignore is the risk of investing in projects at launch. There are many horror stories of projects not getting completed even by developers with a good reputation.
I agree with you sir, but f&O agar sach me kharab hai to aaj ghanshyam sir, shakti sir, abhishek sir, subhasish sir, jaise traders nhi rahte. Trading me 5-10 % log paisa banate hai, govt job me bhi 4-5 % logo ka hi hota hai. To f&o kharab kaise hua.
I completely relate to your real estate advice my mama is builder for Lodha so we had some information on very early construction, so my uncle purchased very initial very initial flat for around 2Cr and till launch the flat was for 3.5-4 cr and now it’s worth around 4.5 Cr
4.5 cr milega nahin aaj ki date main if he wants to sell it therfore market value is the price which the buyer is ready to pay not the one which the seller always demands
@Sathish Bhat : yes you are right because nowadays nobody wants to trust the builders as the promises are always broken therfore it is always advised to buy ready to construct houses even for slightly higher price
Sir, buying property during pre launch is good but risks are high coz people have lost money in front of me coz project never picked up.. Kindly also explain loopholes of Pre launch..
I m not in agreement of buying the under construction property. Buying ready property has following benefits 1. U start saving rent if u move in or u can rent out ultimately u will reduce ur EMI 2. U don't have hv to go through uncertain pain of waiting for handover 3. U can visit with electricity plumber etc with veryy cheap rates u will get excellent advice from them on construction quality Lastly property is all about finding the best deal, one will always find distress seller, u just hv to b patient
My father bought a flat with his retirement money just during possession. That was 4 years ago, now he's looking to sell it for 30% discount, that too excluding middleman fees.
मैं हू प्रांजल अपका अपना प्रांजल शुरू करते है finolodgy... नाई ना सर.... मैं हू प्रांजल कामरा शुरु करते है finolodgy.... ये ये ही ओपनिंग मस्त है.... जबरदस्ती आपका अपना लगता है सर
I don’t completely agree with the view on under construction properties, I feel it’s extremely risky in current volatile market scenario. It feels risky even in a city like Mumbai then I can imagine about tier2 cities.
Agree with all of them but first one !! First of all with new projects there is always risk of project getting delayed and we all know how efficient our legal system is . Second - the premium in Price you pay for ready to move house is often gets recovered by i. No TDS 2. Savings in rent because of early possession
For general public FnO is bad but if you use it correctly, it's better than investing directly in index fund.. Because with options selling you can at least earn something even if market stays there only... Also we can sell far away calls for existing shares.. But it all depends on risk management and greed... Sabko 1000 ka 1crore banana hai FnO se to wo log to marenge hi...
I have some change of views regarding your 2 point that's car. For Indians like house sentiments are associated with car, which cannot be restricted to sub 4 meter, I am not telling here to stretch the budget to buy big car or take car on full loan. There is a solution for that also, top end of sub 4 meter and entry to mid level of 4 meter cost almost same, for ex top end i20 and creta entry level is same price, I am ready to compromise on some feature go for entry or mid level rather going for top end of smaller car
You told don't buy real eastate on peak (ready possession), when builder launching then it is right time to invest I am disagree because if builders are delaying projects and there is chance of default of builder then my entier money will loose. And if we buy properly on loan or home loan then
My takeaways: 1) Agar ghar khareed rhe ho toh uss project m khareedo jaha abhi sb ghar na sell hue ho otherwise aap uske peak price pr usko buy kr rhe hoge 2) Car 4 meter se choti lo because tax m bhot fark aa jata h and aap 3-4 lakh rupay bcha skte ho 3) Balanced mutual fund aur sector mutual funds se dur rho kyoki balanced fund m expense ratio jyada hota h aur sector funds se dur rhne ka ye logic h ki waha agar apko pta hota ki konsa sector chlega toh direct hi uss sector ke top 5 stocks lelo
Sir aap bhaut badhiya explane karte hain but Aap demo aur example ke liye Blackbord ko use kare sath me uska pdf description me de to bhut usefull hoga
Brezza. Or venue me nhi hai difference sir Mujhe tag krna nhi aata someone plz tag sir Amazing video sir ur shorts of finance completely changed my view of what i have missed in life
Sir ma bhi apka jasa financial advisor banna chahta hu , india ko ek alag level ma la jana cahata hu , orr india ki education system ma finance ko bhi add karna cahata hu , please apka ashirvad cahiye
Sectoral funds are great if u know where to invest reason being not everyone can appropriately allocate enough in order to directly buy equities and diversification among various mkt cap in the same sector is a good thing according to me. that's why I bought TATA Digital India fund now NIFTY IT is down 28% it's bound to go up expense ratio is only 0.34%
Hi pranjal I would like to add one point regarding Real estate. Buying in real estate in initial phase of construction would cost a person less but its risky too because developers do default or dont construct the project in stipulated time. Inspite of RERA.
1) real estate (when possession is ready or will be ready in 3/4 months) 2) car (with 4mtrs or above) 3) endowment or ulip policy 4) penny stocks 5) crypto currency Thank me later.....🙏🙏
What if the downpayment is made in the initial stages of a real estate and the development does not complete in time/or say the developer disappears? How are the house owners protected?
Sir i agree with everything else but bitcoin cannot be clubbed with other cryptos. 1-2% of portfolio in bitcoin is a good strategy. Other cryptos cannot be trusted but bitcoin is different.
I dont agree with the first idea of buying an under construction flat just because prices are low. Many a times builder were not being able to complete the flat on time creating a huge investment risk.
Hello sir , I am Rahul Das. I am an Investor of LFS Broking Pvt Ltd. I saw the notice about the suspension of Lfs broking, I have invested heavily in the Company, and these notice of suspension shocked me, and few questions aroused about the company. Is these Suspension normal , will it affect the future of the company and whether my Investments are safe or not? Please let me know about these in details.🙏🙏🙏
Pranjal Sir, When video on Best Mutual Fund of 2023 is comming? I am eagerly waiting for it. I hope you will make this most demanding video as you make it every year. Thank you sir, your videos making India financially literate
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them..
I'll suggest you create a diversification strategy because building a good financial-portfolio has been more complex since covid. Recently my colleague advised me to hire an advisor, surprisingly I have accrued over $120K under the guidance of my coach during this crash. he figured out Defensive strategies to protect my portfolio and make profit from this roller coaster market.
When it comes to investing, we want our money to grow with the highest rate of return and the lowest risk possible. Mean while there are no shortcuts of getting rich, but there are smart ways to go about it. I’m grateful to God for leading me to the right platform who’s method are top notch and profitable.
@Belo stuar 'David jeffrey Herman' is my portfolio-coach, I found him on CNBC where he was interviewed, I looked up his name on the internet. Fortunately I came across his site and reached out to him, you can verify him yourself.
He appears to be well-educated and well-read. I ran a Google search on his name David Jeffrey herman and came across his website; thank you for sharing i'm on my 4th trade with no issues..
1. Real Estate
2. Bigger cars
3. Endowment or ULIP plans
4. Balanced and Sector funds
5. Penny stocks
6. Futures and options
7. Cryptocurrency
I know a person who stayed on rent in a 2bhk in our society for 5 years. Later he purchased 3bhk recently. One thing I have understood is that he did pay extra but he didn't hurry in buying real estate. He was satisfied and knew all the pros and cons. He knows each and everyone in the society. You can understand what I am trying to say here.
No
No
Who was he.?
No
Very valuable information
Sir aap midil class logo ki jindagi badal rhe hae thankyou 🙏🙏🙏 so much sir
Buying real estate during launch is very very risky. Many builders do not complete the project on-time and our hard earned money gets stuck.
Yeh advise bhi do bhaiya
Absolutely correct
Very well explained, but Sir Brezza attracts 50% tax (28% GST + 22% CESS) because Brezza's engine is 1.5 ltr and to avail the Tax Benefit, a petrol car's engine should be upto 1.2 ltr only... That's why Brezza is a little bit more expensive than the Nexon, maybe MSIL is cutting on their own profits to keep the car prices competent enough...
Marutee is not good. Check crash reports
@@girishchaudhari8479india me pta ni safety ko ignore kyu kiya jata hai😒
He said "new" Brezza my friend which is part hybrid and have smaller petrol engine.
@@girishchaudhari8479 Brezza is 4 star rated in GNCAP new one is based on same platform so expect similar of not better rating.
थेंकयु सर बहुत अच्छा लगता है आपके विडियोज देख-सुनकर। खास बात तो यह है यहा पर जो जो नोलेज मिलता है एसा कोई भी चेनल पर नही मिलता और आपकी लिखी बुक्स भी पढता इनवेस्टोनोमि
Thank you sir!
My happiness after hearing that mutual fund video is coming in 2 days 📈 🔥
12:05 power of stock, p r sundar malkanview, pushar, anish singh left the chat
Sir aap roj daala karo video ... Roj wait karta huu mai sirf 17 ka huu par maine aapke saare videos dekh ke ab mujhe lagta hai mujhe bahut knowledge hua haii
Thank you Sir, Whenever I think these type thing to investment, you show me realty of those
Great advice but some person are not like it? But your suggest are need to every Invester!! Thanks forever sir!
वाह,शानदार वीडियो प्रांजल जी😎😎😎👌🏻👌🏻👌🏻🇮🇳🇮🇳🇮🇳🙏🙏🙏
You are my favorite finance content creator pranjal sir❤️💯. Your videos are making people more aware day by day and making them better with money everyday. Your videos are really informative and fascinating at the same.. Thank you so much for making finance so easy. Keep up with the good work ✌️👍
Regarding real estate one thing many content creators ignore is the risk of investing in projects at launch. There are many horror stories of projects not getting completed even by developers with a good reputation.
I agree with you sir, but f&O agar sach me kharab hai to aaj ghanshyam sir, shakti sir, abhishek sir, subhasish sir, jaise traders nhi rahte. Trading me 5-10 % log paisa banate hai, govt job me bhi 4-5 % logo ka hi hota hai. To f&o kharab kaise hua.
I completely relate to your real estate advice my mama is builder for Lodha so we had some information on very early construction, so my uncle purchased very initial very initial flat for around 2Cr and till launch the flat was for 3.5-4 cr and now it’s worth around 4.5 Cr
And soon it will 300 crores and Adani, Ambani will line up entire night to buy this flat
There's always a risk that the project never completes, neither you get the home nor your money back!
4.5 cr milega nahin aaj ki date main if he wants to sell it therfore market value is the price which the buyer is ready to pay not the one which the seller always demands
@Sathish Bhat : yes you are right because nowadays nobody wants to trust the builders as the promises are always broken therfore it is always advised to buy ready to construct houses even for slightly higher price
Just loved your financial content ❤️
Keep growing sir and keep bringing videos like this for us🤗
Sir, buying property during pre launch is good but risks are high coz people have lost money in front of me coz project never picked up.. Kindly also explain loopholes of Pre launch..
Bullshit kamra
Yes , absolutely Great Risk is involved in pre booking the flat
From Zero to Hero... you are best Sir
I m not in agreement of buying the under construction property.
Buying ready property has following benefits
1. U start saving rent if u move in or u can rent out ultimately u will reduce ur EMI
2. U don't have hv to go through uncertain pain of waiting for handover
3. U can visit with electricity plumber etc with veryy cheap rates u will get excellent advice from them on construction quality
Lastly property is all about finding the best deal, one will always find distress seller, u just hv to b patient
I will never go for under constructed property. Otherwise running after the builder for possession will become liability for next 10-20 yrs.
My father bought a flat with his retirement money just during possession. That was 4 years ago, now he's looking to sell it for 30% discount, that too excluding middleman fees.
Why discount???
Flat s price usually won’t appreciate so it will be at discount
मैं हू प्रांजल अपका अपना प्रांजल शुरू करते है finolodgy... नाई ना सर.... मैं हू प्रांजल कामरा शुरु करते है finolodgy.... ये ये ही ओपनिंग मस्त है.... जबरदस्ती आपका अपना लगता है सर
I don’t completely agree with the view on under construction properties, I feel it’s extremely risky in current volatile market scenario. It feels risky even in a city like Mumbai then I can imagine about tier2 cities.
Agree with all of them but first one !! First of all with new projects there is always risk of project getting delayed and we all know how efficient our legal system is . Second - the premium in Price you pay for ready to move house is often gets recovered by i. No TDS 2. Savings in rent because of early possession
True
Thanks a lot pranjal ji
Nyc information,thanku guruji...
Always waiting for your awesome video and financial advice..
I salute u boss u r genuine person & i trust to much so plss ye biswas hamesa bna rhe aisa video banaiyega plss
Thanks in advance for the mutual fund list 🙂 ... Eagerly waiting for ur video ❤️
Sir video to bahut achha laga hamesa ki tarah
In my opinion , Advice no 1 is not safe to follow. However I appreciate the rest and worthy of serious consideration
Great 👍..... sir..... keep it up and thanks 😊......
All your recommendations are correct. Very well done, keep up the good work
For general public FnO is bad but if you use it correctly, it's better than investing directly in index fund.. Because with options selling you can at least earn something even if market stays there only... Also we can sell far away calls for existing shares.. But it all depends on risk management and greed... Sabko 1000 ka 1crore banana hai FnO se to wo log to marenge hi...
Shi kha bhai log kudh ke uper control nhi karte aur fno ko badnaam kar rakha hai aise to stock market kaunsa safe hai
Whenever I come here ,some new thing and useful info knock my door
Thanks Pranjal Kamra bhai
I have some change of views regarding your 2 point that's car. For Indians like house sentiments are associated with car, which cannot be restricted to sub 4 meter, I am not telling here to stretch the budget to buy big car or take car on full loan. There is a solution for that also, top end of sub 4 meter and entry to mid level of 4 meter cost almost same, for ex top end i20 and creta entry level is same price, I am ready to compromise on some feature go for entry or mid level rather going for top end of smaller car
Longtime invest mai krne se kaise kitna proffit hota hai..achi tarah se samjhaiye…apka uske upar ek bhi vdo nhi hai..thx
I learn basic fundamental analysis "Balancesheet reading" from you ❤️ thank you so much for making that series
प्रांजल जी come back in दाढ़ी well looking,,,Thanks
I don't do any of these investments. I have invested in crypto though but it was 2 years back. thanks pranjal for this information
Nft par video bana do sir
Legal hai ya nahi yabhi batana
Aapan opinion bhi dena please 🥺🥺🥺 please 🙏❤️ sir please sir
You told don't buy real eastate on peak (ready possession), when builder launching then it is right time to invest I am disagree because if builders are delaying projects and there is chance of default of builder then my entier money will loose. And if we buy properly on loan or home loan then
Exactly I've the same point..!
Sir really amazing info....as always,thanks.
Thank you Pranjal for this informative content, God bless you.
Bohot pasand aaya video sir ...🙏🙏🙏
My takeaways:
1) Agar ghar khareed rhe ho toh uss project m khareedo jaha abhi sb ghar na sell hue ho otherwise aap uske peak price pr usko buy kr rhe hoge
2) Car 4 meter se choti lo because tax m bhot fark aa jata h and aap 3-4 lakh rupay bcha skte ho
3) Balanced mutual fund aur sector mutual funds se dur rho kyoki balanced fund m expense ratio jyada hota h aur sector funds se dur rhne ka ye logic h ki waha agar apko pta hota ki konsa sector chlega toh direct hi uss sector ke top 5 stocks lelo
Sir aap bhaut badhiya explane karte hain but Aap demo aur example ke liye Blackbord ko use kare sath me uska pdf description me de to bhut usefull hoga
Thank you so much DEAR PRANJAL SIR
most popular n loyal person of u tube n finance education video's
Thank you sir great info💓
That s really good video on finance
Very imformatinal video,😀
I am 16 yrs and invest 400 rs I Feb and now I have 4500 value
In which company you opened demat account
Paytm money
With my father's pan card
No bro paytm money
Kahan investment Kia hai Beta
Thanks
I lost 1000000 in cryptos my portfolio is 95% down 😔😔
Thanks pranjal you teach me a lot 👍👍🌟🌟
😂😂😂😂😂😂😂😂😂😂😂
Kyu majak kar rahe ho bhai
Brezza. Or venue me nhi hai difference sir
Mujhe tag krna nhi aata someone plz tag sir
Amazing video sir ur shorts of finance completely changed my view of what i have missed in life
I am your subscriber, thanks for best advice
Sir ma bhi apka jasa financial advisor banna chahta hu , india ko ek alag level ma la jana cahata hu , orr india ki education system ma finance ko bhi add karna cahata hu , please apka ashirvad cahiye
Good information prnjal
Thank you so much for doing all this great work!!!!
Hi Pranjal bhai, I am a big fan of your simplicity,honesty and pure content.
I hope we will meet some day.
Respect !!!
Always welcome!
Every point is valid!
Thanks sir . Good information 🙏
U r a first teacher of my investing life
Sectoral funds are great if u know where to invest reason being not everyone can appropriately allocate enough in order to directly buy equities and diversification among various mkt cap in the same sector is a good thing according to me.
that's why I bought TATA Digital India fund now NIFTY IT is down 28% it's bound to go up expense ratio is only 0.34%
Very good and informative session Pranjal. Thnaks 👍🏽👍🏽
Hi pranjal I would like to add one point regarding Real estate. Buying in real estate in initial phase of construction would cost a person less but its risky too because developers do default or dont construct the project in stipulated time. Inspite of RERA.
Amazing advice for cars. ✌🏼
1) real estate (when possession is ready or will be ready in 3/4 months)
2) car (with 4mtrs or above)
3) endowment or ulip policy
4) penny stocks
5) crypto currency
Thank me later.....🙏🙏
Great business man pranjal Kamra
What if the downpayment is made in the initial stages of a real estate and the development does not complete in time/or say the developer disappears? How are the house owners protected?
Sir i agree with everything else but bitcoin cannot be clubbed with other cryptos. 1-2% of portfolio in bitcoin is a good strategy. Other cryptos cannot be trusted but bitcoin is different.
I dont agree with the first idea of buying an under construction flat just because prices are low. Many a times builder were not being able to complete the flat on time creating a huge investment risk.
Agreement with your all opinions but not with future and options. We can earn from it if we have proper knowledge..
Hello sir ,
I am Rahul Das.
I am an Investor of LFS Broking Pvt Ltd. I saw the notice about the suspension of Lfs broking, I have invested heavily in the Company, and these notice of suspension shocked me, and few questions aroused about the company.
Is these Suspension normal , will it affect the future of the company and whether my Investments are safe or not?
Please let me know about these in details.🙏🙏🙏
You have a strong voice and talent for extremely good narration. Thank you sir.
Thanks for the info sir
All is good except Real state, project delivered tend to still see price rise. Though I agree they are generally cheapest at the time of launch
Thank God, video on mutalfund is coming, I was eagerly waiting on Diwali night
Thanks sir
This is how salesman sales their products to customers. But i love pranjal kamra somehow he tries to sell his product
Learning a lot from you pranjal, thanks for teaching all of us.
Marvellous video
Every video is informative. Every weekend I m waiting for your videos. I think I am addicted....
Suppp..sir thankyou for your valuable information....
Namaskar Gurujii🌹🌹🍁🍁🌿🎋
Very useful information sir ..thank you so much 🙂..but not agree with point no 1 ..may be i have not enough experience.
Ek number video
Pranjal Sir, When video on Best Mutual Fund of 2023 is comming?
I am eagerly waiting for it. I hope you will make this most demanding video as you make it every year.
Thank you sir, your videos making India financially literate
Today Bro
Today it didn’t came yet
Thankss ✌ sir for this video 📹 🙏 🙌
Thanks!! Thanks!!
Car waali advise badhiya thi. ULIP waali bhi 😀
@40 l am listening.. I hope it's not too late.
I proud for your thinking
For mutual fund that's why you need a financial advisor.
Are sir aape baje se auto slip bank me chalu kiyaa thanks sir 🙏
Pre launch pe flat book Kiya lakin flat Aaj 12 sal me bhi Noida Extension me nahi mila. Mai fas gaya. Kiya karoo.