These are the Top Credit Building Apps in 2023

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  • Опубликовано: 20 авг 2024

Комментарии • 50

  • @texasRoofDoctor
    @texasRoofDoctor Год назад +1

    One of my employees used Self to raise their score over 100 points in about 90 days after I explained it.

  • @bombassblog
    @bombassblog 2 года назад +12

    I absolutely love SELF! My score went up 30 points the first month.

    • @marquisethomas5611
      @marquisethomas5611 2 года назад +4

      Self is definitely the best one, you can take your "loan" payment & apply it to your credit card, making your overall credit limit go up 🤯

    • @harrisonvance258
      @harrisonvance258 Год назад

      @@marquisethomas5611 how?

    • @harrisonvance258
      @harrisonvance258 Год назад

      Nevermind 😂

    • @AlexFunez1
      @AlexFunez1 Год назад

      What is the amount you picked? 35 a month?

  • @danielhiebert6167
    @danielhiebert6167 3 года назад +5

    This editing keeps getting better.

  • @raulleft1081
    @raulleft1081 3 года назад +9

    Straight to the point and entertained wonder video bro keep them coming

  • @jmatos7872
    @jmatos7872 Год назад

    hi Andy, New Subbie, I have self and chime. I did the Self loan of $48 monthly and within 12 months they sent me my check. My credit increased. I'm going to setup the higher loan with Self again. I also have Chime but haven't taken advantage of the credit builder card. That's my next goal. great video.

  • @judgejaywebster
    @judgejaywebster Год назад +5

    Would it be better to use multiple apps to try and increase my credit score faster, eg self app loan and credit card as well as chime. Thank you for the valuable information

  • @Heavensntme
    @Heavensntme Год назад

    Great video!! Thanks for the breakdown of so many dif credit building apps. Self & Chime have helped me tremendously over the years build credit. New to SeedFi & gonna add credit strong.

  • @ChaseYokoyama
    @ChaseYokoyama 3 года назад +8

    Very interesting services to get a solid foundation on your credit score. There definitely a lot of ways to get your credit off the ground. Thanks for the loads on information!

  • @Trezn
    @Trezn 2 года назад +1

    seedfi it is. THANK YOU!!!!

  • @saybrittaney
    @saybrittaney Год назад +2

    Thank you so much for this video. You’ve explained everything so clearly and it’s easy to understand. I really appreciate that 🎉

  • @riley_5rings
    @riley_5rings 2 года назад +1

    I can’t find perch

  • @innocyentialahens5203
    @innocyentialahens5203 2 года назад +4

    Hii Andy, I hope all is well! How many credit-building secured accounts can one have or should have? Love your videos by the way!

    • @d4orm182
      @d4orm182 2 года назад

      Have the same question. Thank you

  • @LocoPhin
    @LocoPhin 3 года назад +2

    Awesome channel, definitely earned a new subscriber!

  • @GodOfDestructionVegeta27
    @GodOfDestructionVegeta27 2 года назад +3

    Anyone know if it's a good idea to get more than one of these apps? Or will it not make a difference??

  • @hamadeh84
    @hamadeh84 2 года назад +8

    Would it accelerate increasing my credit score if I joined all of these apps?

    • @marquisethomas5611
      @marquisethomas5611 2 года назад +2

      Yeah & no, depending on which ones you pick, because you dont want 5 installment loans hitting your credit at the same time, i have credit strong, loqbox & self, 2 out of the 3 hit my credit report so doesn't look crazy but i have 3 installment loans & a credit card(self) reporting each month

    • @Imjusttayy
      @Imjusttayy 2 года назад

      No you need different types of credit

  • @captainstars4430
    @captainstars4430 2 года назад +1

    I'm actually fairly uneducated witth credit/debit cards, But uh
    Can these apps work with credit karma?
    I just thought i'd ask

  • @reynareynoso6943
    @reynareynoso6943 2 года назад +2

    Hey Andy, I hope all is well for you & yours. Thankyou for video, very informative, but quick question, can we have more than one credit building app active at the same time ? Will it build credit higher & faster ? Oh & can 3 late payments from 2015 be disputed & taken off before the 7yr time frame ?

    • @YourFriendAndy
      @YourFriendAndy  2 года назад +2

      Thanks for watching! I think it's more productive to stick with just one program and really focus on being timely with it. However, you might be able to stay on top of multiple programs at once. I don't know the answer to your second question, sorry! Do some online searching. Wish I could help!

  • @justinjackson9478
    @justinjackson9478 3 года назад

    SUBSCRIBED!!! 🔥🔥🔥🔥🔥

  • @brandonyo5718
    @brandonyo5718 Год назад

    Should you get all of them tho? I have self and considering getting chime is 2 better

  • @travist2176
    @travist2176 3 года назад +1

    Hey Friend! Do a video on Sable Debit + Credit Cards 👀

    • @YourFriendAndy
      @YourFriendAndy  3 года назад

      Hi Travis! Thanks for the suggestion. I'll add it to the queue.

  • @DecentraLoon
    @DecentraLoon 2 года назад

    How do you manage credit

  • @0226t
    @0226t 2 года назад

    Can you elaborate please so what if I have hard inquiries already against me? I know self don’t help your score if you already have installment loans

  • @jeanettemccay
    @jeanettemccay 2 года назад

    love self kovo and credit strong

  • @macjohn4023
    @macjohn4023 2 года назад

    Does perch report to all credit bureaus?

  • @mentalitygod
    @mentalitygod Год назад

    Are they all legit ?

  • @k_geokin
    @k_geokin 2 года назад

    subscribed for more dad joke material, and finance advice i guess.

    • @YourFriendAndy
      @YourFriendAndy  2 года назад

      lol thanks for subbing for the dad jokes!