Can You Pull Money Out of Your 401k While Working?

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  • Опубликовано: 2 фев 2025

Комментарии • 7

  • @Nat3nok
    @Nat3nok Год назад

    Curious if you can take a loan for my traditional 401k but then pay it back as roth.

    • @JasonBuckman
      @JasonBuckman 8 месяцев назад

      No you can't. It goes back in as it came out. You have to make a conversion to make it Roth.

  • @jo-annmacneill6454
    @jo-annmacneill6454 Год назад

    Alone as a last resort, it goes by the economy that interest-rate sky high you’ve never paid taxes on it and then you’re paying it back with after-tax dollars but when you’re 59 1/2 you can take out money you just got a pay the taxes on it I’m still thinking about that if I took out $10,000 for Disney what would the taxes be? Or even 5000 let’s just say 5000 say I saved up 5000 and I took it out. Do you wanna go there when you’re young enough to walk those parks that’s my argument

  • @jo-annmacneill6454
    @jo-annmacneill6454 Год назад

    When you try to loan the interest rate is ridiculous you have to pay it back but when you’re 59 1/2 you could take it out I think you got a pay the taxes cause I would like to take my grand child to Disney. You know when I am 59 1/2 I just got a pay the taxes because you want to do it when you’re young enough to walk 15 hours a day around the park you should be able to without a hassle. The retirement lady did not recommend it so I’m gonna try to save up but at least I wouldn’t pay the penalty.

  • @roburb73
    @roburb73 Год назад

    I've lobbied my company and it's 401k provider to offer the Mega Backdoor Roth and they've continuously declined it. 🤦🏼‍♂️🤬🤣

  • @mrpangy4174
    @mrpangy4174 Год назад

    Very flawed data presentation. Under what economic conditions are each party elected... and at what level... ie. If society is doing well, then people are feeling more liberal so they elect liberals... as the policies drain the economy, people feel that the have to conserve so elect conservative politicians. So, to equate a too simplified causation to party vs. economy, you have to look at more variables than what was just presented.