Gender Investment Gap: Why Do Women Invest Less Than Men? | Vantage with Palki Sharma
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- Опубликовано: 2 апр 2024
- Gender Investment Gap: Why Do Women Invest Less Than Men? | Vantage with Palki Sharma
As inflation and cost of living keeps rising, smart financing like investing is becoming increasingly important. But surveys show that women typically invest lesser than men. Global studies suggest only one in ten women feel that they understand investment. In India, 33% do not invest at all and over half of them are unaware of investments. Why is that? Why do women have a lower financial risk tolerance than men? Why are they wary of investing their money? How can that change? Palki Sharma tells you why financial literacy is the need of the hour.
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Women Investors | Financial Stability | Gender Inequality | Firstpost | World News | Vantage | Palki Sharma
#womeninvestors #financialstability #gernderinequality #firstpost #vantageonfirstpost #palkisharma #worldnews
Vantage is a ground-breaking news, opinions, and current affairs show from Firstpost. Catering to a global audience, Vantage covers the biggest news stories from a 360-degree perspective, giving viewers a chance to assess the impact of world events through a uniquely Indian lens.
The show is anchored by Palki Sharma, Managing Editor, Firstpost.
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My father taught me about stocks and business and in general to be financially independent. Forever grateful for his teachings !!!
I don't know why they don't invest much but I definitely know it's men's fault. 🤭
😂😂😂 she's a typical modern woman, failing to take accountability for their own shortcomings- but relish in accusing men for their own shortcomings
They spend it on clothes, shoes, handbags, makeup, nails, hair dressing, manicure, pedicure, outings, trips etc etc etc. Still, it’s men’s fault.
I have worked as a relationship manager women always tend to look for guaranteed returns which is not the case in market linked investments.
And the biggest road block in women's investment strategy is that women tend to take opinion from their parents and their husband.
@@anmol1771jewellery
I’m a woman myself, however, I disagree with your statement. Whenever there is a lack of women in a certain field, it doesn’t always equate to men being the reason for it. Someday or the other, women need to act mature and accept the fact that sometimes
It’s our fault too.
Because they know "somebody" is investing for them 😂😂
My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
Keeping money in the bank is like paying banks and the Govemment. Here's how it works: The bank gives out your money as loan, and charge interest obviously higher than inflation rate, and then give you, the depositor, interest lower than inflation rate. That means net loss for you. That is why I prefer to invest, and on average, my advisor makes returns that always beats inflation!
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
In todays world both partners (men/women)must be financially educated and independent… if something happen to either of partner children’s and family should not suffer
My wife purchased a louis Vuitton bag worth of $1500 in Paris. I told her that she could have brought some growth stocks with that money then she immediately replied, you are interested in stocks, earning and stuff, I'm interested in purchasing branded bags 🤣 so I didn't utter a word. 🤐
😮
Spot on
This is the true ground reality. Researchers simply die to find a correlation and come up with stupid analysis (mostly).
So we’re openly being the product of capitalism and normalising it? Fine then
Sometimes women have more desire to spend. I have that example in my own family. My wife is very well educated, has well paid high level job. Every time she gets any bonus, she tells me not to invest because she would rather hold it with intention to spend. I quietly take some part of that money away and put in the investments - which have grown very nicely over the years.
Smart guy you are, taking bate from the lioness is not a easy job😂
Have u tried telling her the benefits of investing in the long run? Yes, spending may buy temporary happiness via materialistic objects, but investing is something which is neglected by many yet is very beneficial.
Stopping women from investment is because of their lack of knowledge no one is to blame. Equal pay issue no. Women managers or DC are paid the same as man Manager or DC, be it in bureaucrats or in corporate same rank or position equal pay has no issue. Only Manual Labour paid vary but manual labor don't invest in stock either man or woman bcoz it's hand to mouth...
Great point
I don't know But I hope you won't blame men for this one .
😂😂😂
A lot Women like to spend their time to talk rubbish rather than getting things done. Just like Palki Sharma. Stop talking rubbish and get things done
Did you even watch the segment? Lol this is why men get blamed for everything
Did you even watch the segment? Lol this is why men get blamed for everything.
Did you even watch the whole segment? Lol this is why men get blamed for everything.
Women are less risk minded and unwilling to gamble as often. We also rarely make enough to have investment $ after expenses are taken out.
Now who should be blamed for this one? Patriarchy and men right? Yeahh
Technically speaking all modern day problems right from wars, economic crisis and pay gaps are because of men.. So yeahh
@@strawmanfallacy8666 so what? how's it related to women's weak investment mentality. why can't women overtake the world and magically put an end to all the wars, economic crisis and pay gaps? Incapable. Yeahh
@@strawmanfallacy8666 They spend it on clothes, shoes, handbags, makeup, nails, hair dressing, manicure, pedicure, outings, trips etc etc etc. Still, it's men's fault.
@@anmol1771 Spending on makeup is better than spending on wars
@@strawmanfallacy8666 who said men were perfect? Plus that makeup was made by men too. Want to put blame on them again? Or do you believe women can do no wrong?
Palki, the pay gap is positively criminal. This needs to be tackled on a priority basis. Once women are financially better off, their attitude toward investment will surely improve
Because the man invests in them
That was actually good, Palki Ma'am. Earning a good income is absolutely futile without Financial literacy, how to grow it. Putting in little money, to learn the vibe. Completely agree with you!💯
Invest in land gold and silver and every family members must have Health insurance and old age savings.
I do invest and iam a lady, mostly women are not too risktakers is the biggest reason they save a lot, they invest in form of gold a lot, and risk taking is something women lack as a part of conditioning and it is mostly men who propose women not vice versa, men propose get rejections move on to another, the same reason why women are less entrepreneur apart from above stated reasons. ❤
Women are mostly consumers....
A man has the knowledge of everything is what God gave them
The issue with women is that they lack the mindset and financial responsibilities. All they care about is spending money however they like, in the name of experience, joy, and a YOLO attitude, often leading to financial strain during tough times for the family and in life. I believe the issue lies in their upbringing, as they were often treated like princesses and therefore didn't learn the importance of money management and investing.
That false princess notion given during childhood is the culprit.
Their brain
Well said..100% True
Based
False princess notion fed to them during childhood is the culprit.
Women have to break free from all kinds of doctrines & dogmas. They know what works, best for them. They could invest in health, happiness, personal care & hygiene, education,, sports & Wellness., etc. The rest of the things will follow. # Love & Light 😊 💙
Low cost well diversified mutual funds ( index funds for example) with systematic investment plan (SIP) is the path to go for most investors. I have used this approach living in USA. Now similar choices are available in India. One of richest and most followed billionaire Warren Buffet advises exactly the same thing.
This approach takes the complexity and noise out and keeps the risks low.
In India especially south India and that too in low socio economic groups there are investments in gold ornaments
Another reason could be that, even if the gender pay disparity issue is solved, even then women have more options in apparels, shoes etc comparing to men, so therefore, their expenditure on these things will also be more than men, hence their savings will also be relatively less, hence less money to invest!
And it's not their fault at all, marke has intentionally or unintentionally designed/evolved that way.
I may be wrong in my assessment, feel free to correct🙏
They have more options because they spend more.
As a Nigerian woman living in Nigeria, I'm not keen on investing because the economy in my country is very very volatile. You can wake up one day as a government worker to realise your union is going on strike and the government is threatening not to pay if the strike action holds which often times goes on to hold so you'll find that you'll have to depend on what you have in hand before the issues get resolved. Or, you wake up one day as a private business owner and realise the government has created a policy that will greatly affect your business. We in Nigeria can't just take those kinds of risks because they end up becoming lethal as we always need to have substantial money at hand to fall back on.
Our country is messed up, thanks to the evil people who steal power at all cost and impose themselves on us.
so important
Lets guess..........SHOPPING
It’s not that women are “naturally” spending more or “illiterate” or don’t care abou t investing , it’s rather the *lack of awareness & financial education from a young age*, most women are taught (or see from surroundings) that perhaps men will take care of finances…
Some are even discouraged from learning more with the dialogue “you won’t understand..”
I’m pretty sure women & even other people in general will invest & be more responsible with money if they knew it’s benefits & consequences
It’s a purely societal issue that can be fixed by changing people’s minds 😀
This woman is a phenomenal news anchor😊
Because women spend all their money on shopping. That’s why majority of advertisements are geared towards them.
Because they all are busy in watching saas-bahu serials whole day
Nope! Women are learning slowly as they started earning much later than men. In every family of India, men have been earning money since generations. Women have just begun and are doing pretty well. So it'll take time for them to learn. And it is comment from men like you, who weaken the confidence of women. Please think before talking to your sister , she might be affected by your words. We don't care
There is no salary gap as you accuse not sure which lala land you are living in. Women earn more these days why because the demand in the corporate is more for women and the supply remains low get your facts corrected Palki ji
Yes, women need to read "The Intelligent Investor"
I invested too I'm 20 years old female
Instead of History, commerce, banking & stock subjects should include our curriculum.
How can I buy that cute dress or nice shoes if I invest? Some fool would do that for me 😂
Two reasons -
1) Blame it on patriarchy and toxic masculinity
2) When ATM machine and victim card is there, why bother investing ?
Almost every single comment here is either criticizing women or Palki finding faults in report or blaming/taunting women! No one is talking about how we can help women or suggesting/guiding women I was looking for people with solutions but disappointed!
Your Solution - False princess notion fed to them during childhood is the culprit. Teach your daughters & sons the following:-
1. Need to have a good character & how to live & die like a God loving human being.
2. WTF is money. What is wealth. What's real & what's notional wealth (paper money).
3. Art of saving & prioritising.
4. Art of investment.
5. Teach them skills, send them to school not to get trained for a job but to get trained as a good human.
All good in life will follow them, including wealth.
@@homeuser9129 most people I know r good human but jobless including myself! Ironically in India our edu system focuses solely on “getting a job” it’s the only focus & yet 80% of unemployed people r youngsters. Our women participation in labor is the lowest & yet I’m struggling to get a job cuz I’m in my early 30s & unmarried companies fear that I might ask for leaves for marriage & maternity has kept them from hiring me..situ is hopeless still I’m trying cuz I got no other option! Most people live hand to mouth the income of my female friends is so less it’s only enough for the groceries & on spending on their kids!
Indian Women do invest.. but not in the arenas which you call as investment. Thats why indian poor families still function when a man loses money.
So its the definition of investment that needs ro change to include women in them
Shopping
I belong to a small group of women who are interested in investing to stock market even crypto.
Why? That’s easy. Cuz Guggi purses cost more than a leather wallet!
Hi❤
Because they make more investment in clothes shoes and other accessories
Stop it. Which company paying less to women?? Stop living in the world of crappy research. Some women will spent on handbag which costs 10 lpa+ but will not invest I know these type of people/women. Men spent rakelessly on watches, sneakers but they created secondary market around it and trade those things as well.
Women nowadays are smarter and stronger than men why don't you guys create market for your handbads, and what not and make it exclusive??
In family female s salary is used for loan purposes and for family expenses the counterpart’s money gets freedom for investing and that too without consent of the female
Unlike in West the men in India invest property ,gold or even FD's in the name of wife so the investment basically goes to the women .
❤ EXCELLENT ❤ GOD MADE MAN TO EARN MONEY AND GOD MADE WOMEN, TO SPEND MAN'S MONEY 😂😂😂😂😅
Simple, they don't take risks they are only intrested in saving up and dying
Because most woman were not taught how to invest l. Was this unfair or had another agenda
Literally framing and balming wage gap for everything is not good, they are ready to invest in makeup and dress but not in market incerstmnet 😅, great explanation palki Sharma, IN USA wage gap myth already busted and still you blaming wage gap
Palki Sharma pls watch world news, you are just roasting the same Dosa again and again which already disapired from your pan
women trust men hand 🖐money-making 💸
Bcs of marriage n motherhood many woman left their jobs.
If the man not earning well then woman once again join jobs. If their husband is earning well then they won't do jobs. I don't know from which country ur. Bt in developed countries women do motherhood and job both. Whether they are single mother or living with husband. Current indian women are lucky as they have family and labour is cheap. In developed countries there is no one. And labour is costly.
China
Makeup is expensive
The top floor of women is empty.
Looking pretty Palki, in this attire!
The report says stock market investments deliver an average return of 9 per cent. In that case, why not invest in bank fixed deposits which provide an assured return of 7 to 8 percent. Is it worth bearing the risk which comes along with equity investments for an additional 1 percent return?
Well, that's an argument for the sake of it. I too believe that a portion of one's investment portfolio should have an equity exposure. If you have the acumen to research and pick the right stocks, then the returns could be phenomenal. But there's still the caveat that there's no certainty or assurance of returns.
In the 2009 stock market meltdown in the US, the bellwether equity indices in the US fell to the same level, as they were at 15 years earlier, implying that someone who invested fifteen years earlier in an equity index fund and held it for all this while, as a long term investment plan for his retirement, accrued zero returns in 15 years. In this case, he would have been better off with safer and risk free investment assets.
I would conclude stating that equity investments are essential to be held in a portfolio, but the markets are unpredictable and one should diversify his or her portfolio rather than putting it all in equities.
Having demart ac of 3yrs!😂
Find tht one overconfident women and ask she also drives a car. If yes then avoid her on road..
yeah despite statistics shows men cause accident at a higher percentage than women, and men mess up their finance at a higher percentage than women, let's hate and blame the women.
That should be obvious why: lack of a need to work as hard to secure enough money to live a good life.
Why make a fortune when you can just look for a husband that already made one.
When you don't need to make risks to live a good life.. why take them.
1:42 this pay gap you keep singing, has been debunked time and time again. Most women flock to college degrees such as psychology and other dead-end courses. Then they turn around and want to get paid the same as an engineer? @palki, i dare you mention a single company that pays women less money than men for the same work done.
Absolutely I was too wondering which company there is creating disparity in case of paying their employees on gender basis still.
She is buying into western feminist narrative, those feminists don't accept nor this lady accepts that there is no pay gap.
@@tyrus2640 Right on point. Maybe the so called researchers should also call out what companies are doing so.
@@sumithbhat exactly. My observation is that she's just regurgitating feminist propaganda
bruh! this is a joke surly?
😂😂😂😂😂
Now all the man who take the benefits of caste based reservation and blame UR blindly will come and defend themselves that how every man should not be blamed coz they did nothing.
I think you need to get yourself checked by a psychologist. What you wrote is illegible
I love this video palk was is sent by God