Just recently started budgeting the last few weeks, started money stuffing, and even am getting my credit fixed, life doesn’t need to be that stressful. No serious debts currently, just a truck payment that was given to me by my father. But it’s not bad. Thanks for the advice, all advice is necessary, it’s the conglomerate of information that makes it good. Sometimes it’s all the advice put infront of you and choosing what works best for you.
@@KCMcKeownPersonalFinance right now after I stopped all my BS spending, after my 2100$ in bills each month I really can save. People don’t understand that eating lunch out EVERY SINGLE DAY, makes a big impact, I was spending about 500+ a month just eating out. And it was ridiculous. So I finally put my big boy pants on and have been grinding down that number, it’s been 3 weeks with no eating out. And the amount of money I have saved is nominal.
Whatever is left at the end of the week we put into our savings some weeks its alot other weeks its nothing depends on what comes up that week last week had pay 420 dollars to get my phone fixed an 220$ for eye exam an glasses. So that was 600 some dollars we would have been able to put away for that week
This is a great strategy. Most people don’t put money away period. They see money in their checking account as available funds to spend. And then when they don’t - they stack up credit card debt. Props! 👏🏻
This is all great advice but I find after all this saving prep there's nothing left . I have to put money away for annual car insurance I have to save for kid Christmas for most of the year I have to save for emergency car repair fund I have to pay for the car itself....the list goes on .I never have anything left to ENJOY! Working is for suckers it's all rigged.
Wanna chat more?
Call or Text: 214-551-4424
Email me: kcmckeown@kmacrg.com
Schedule a zoom: calendly.com/kcmckeown/let-s-chat-anything-real-estate
Just recently started budgeting the last few weeks, started money stuffing, and even am getting my credit fixed, life doesn’t need to be that stressful.
No serious debts currently, just a truck payment that was given to me by my father. But it’s not bad. Thanks for the advice, all advice is necessary, it’s the conglomerate of information that makes it good. Sometimes it’s all the advice put infront of you and choosing what works best for you.
What’s the truck payment relative to your income?
@@KCMcKeownPersonalFinance I do HVAC so at 50,000 a year, my truck payment is only 350$, I have about 5100 left on it from paying for 2 years
@@KCMcKeownPersonalFinance right now after I stopped all my BS spending, after my 2100$ in bills each month I really can save. People don’t understand that eating lunch out EVERY SINGLE DAY, makes a big impact, I was spending about 500+ a month just eating out. And it was ridiculous. So I finally put my big boy pants on and have been grinding down that number, it’s been 3 weeks with no eating out. And the amount of money I have saved is nominal.
Whatever is left at the end of the week we put into our savings some weeks its alot other weeks its nothing depends on what comes up that week last week had pay 420 dollars to get my phone fixed an 220$ for eye exam an glasses. So that was 600 some dollars we would have been able to put away for that week
This is a great strategy. Most people don’t put money away period. They see money in their checking account as available funds to spend. And then when they don’t - they stack up credit card debt. Props! 👏🏻
To the casino!!
Not ideal. Coming from a prior gambling addict 😂
This is all great advice but I find after all this saving prep there's nothing left . I have to put money away for annual car insurance I have to save for kid Christmas for most of the year I have to save for emergency car repair fund I have to pay for the car itself....the list goes on .I never have anything left to ENJOY! Working is for suckers it's all rigged.
enjoy the grind brother it’ll pay off if you work hard and invest well
What managing money is not leveling up at all!!!! Can't make up for what one does not make hello...
I know. It's like you have to actually make good money 1st
6:59 luckily never had a payday loan. They hit you for like 150% interest, or even more
I was a gambling addict in my younger days and at one point had 8-9. 😳