The biggest thing is when I get paid, I have an auto transfer to two savings accounts. With what’s left, I’ll subtract the amount I need for the next two weeks (based off my budget) and I’ll transfer a majority of the remaining to the savings. Tracking my spending, the going to zero rule, sticking to a shopping list (my grocery bill has seriously dropped), buying store brand, paying bills in full when possible, paying myself first, eating at home lol, not driving everywhere for no reason (gas prices these days ugh)
After a horribly high gas bill last month, we are trying to keep the house 2° cooler. Hoping we can save money this month with being more mindful of that!
Our top money savings come from thrifting clothing, using Aldi for groceries, and doing home projects whenever possible. We also rent books and movies from the library. Im a simple girl, so pass on the coffeeshops and manicures. Growing a garden and making homemade staples like granola, sauces, and almond milk are essy and fun, too! PS: Noosa yogurt and premium cat food without fillers are my non-negotiables
A phrase I learned as a young Mom and carried through life is “use it up, wear it out, make do or do without.” There are so many times i have used this phrase, to realize that I didn’t need to purchase an item.
I heard Rachel Cruze (Dave Ramsey’s daughter) say that and I love it too! It’s a great rule to live by. (And seeing it in your comment has reminded me I could be doing a better job of living by it! Thank you!!)
Love these! For me, before I buy ANYTHING I post in my local Facebook no buy group to ask if anyone has it. I’ve gotten a free good quality: blender, toaster, tv stand, tv sound bar, lots of artwork, book shelves, other random decor, my Christmas tree, and half of the toys I use in my speech therapy sessions as a speech therapist 😂.
Also remember that though it is a good start your savings would never be enough. The economy is designed that way. Invest your spare cash in profitable things. increase your sources of income.
motivational speakers always sound this way and make everything sound so easy... tried to invest in stocks months back, came out with way less... would have been better off saving or even lavishing my money...
I've been in your shoes and I'll tell you for sure that it's because you rushed into it. You must either understand the market or get the services of a fin. adviser for your "investment" to count as one. I made close to a hundred grand late last year only after some months of throwing my money in the wind. You should try again, good thing is you now know better. Goodluck!
This is also me ah. I have also considered using an FA but I don't know how to go about it. please, what are the steps for getting one? like a really good one.
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.
Most of the time the generic brand is made in the same factory and the labeling is the only difference. I loved this list and will be using alot of the tips, thanks so much 💝💝💝
Very true, I think there are only three companies that make sunglasses, and every pair of sunglasses made in the entire world come from one of these three places. Just put different brands.
This reminds me to pause my Audible subscription because there are so many free audiobooks that I can borrow from my local library through the Libby app! As always thanks for the great tips and motivation.
Great video Ashlynn! Yes...everything is going up in price. Ugh. My husband and I are about 10 years from retirement and building our dream home. It is practicing good financial habits for many years that has enabled us to do this. I switched to a "disposable free" household. With the exception of toilet paper...I do have limits. 😳 Cleaning rags, dish towels, cloth napkins, etc. I always try to find reusable solutions. Save money and waste.
I appreciate the focus on mindset in this video. It's so important to have a positive attitude towards saving money, and the tips for staying motivated are really helpful.
I changed the time of day I go food shopping. My prefered store have shelves with items about to go bad (most of the time they just look a little sad) at discounted prices. The restock them every morning so the one day when I start working a little later I go there when they open so I can get fruit and vegetables for a fraction of their normal price, while getting all of my other groceries too and maintaining my morning routine of getting up & going to bed at the same time 😊
I think the easiest way to save money is to drink only tap water and milk, no other drinks unless a rare occasion, or if you drink coffee, go with a cheap one and make it at home. I am surprised with how much money people waste on other drinks. Another way to save money is to have free TV channels or allow yourself 1 streaming instead of multiples. I grew up frugal and at times didn't have a lot of money. Buy things on sale and in season. Shop clearance for things you need. Don't go out to eat or limit yourself to a special occasion or once a month. There's lots of ways to save money but sadly most people don't really want to. Thanks for your videos as always.
Hi, Ashlynne! This month, we have been working on eating at home. With myself being a teacher and both kids in high school or college, Eating at home, or with food from home, can be challenging. I’m the worst at it, but I’m getting better. :) Have a fabulous weekend!
If you need new clothing items try thrifting first. Also make meals and snacks from home to bring to work. Making enough for 3-4 dinners at a time has been a game changer for me and also frees up my time. And lastly batch run errands to save on gas and time. ☺️
Great advice! I recently went through all my subscriptions to get an idea what I was spending every month, and quickly found $80/month of subscriptions that I don’t even use anymore!
Today I went to the citycenter to shop and I made sure I had cash with me to pay for everything to make sure that I would not overspend. Okay I also had my debitcard with me just in case but I did not use it. I did all the things you just mentioned. I had a list with everything written on, visited the market, did my groceries on homebrands and said no to myself concerning candles, books (except 1 that was only €5 now) and took something else of my list that I didn’t need straight away. It is very hard to get by in the Netherlands as well. Our prices went up at least 14% up to 50% extra. I live on a disability income, so it is hard to get by, but I still manage to do it 😅
Some of my favorite ones are using root touch up instead of going to salon, getting online pickup for stores where I may overspend, have a few frozen dinners for lazy days when I don’t want to cook. Also automate savings-try to challenge myself to transfer any money leftover before my next payday.
I’ve had a lot of luck on Freecycle! I’ve been able to clean out some things that I just don’t need and give them to a good home and keep them out of the landfill. I’ve also found some great barely used items, like a rowing machine!
Your saving tips are right on point I watch and waited for just the right time to purchase my new dishwasher compared prices and different features and it played off very well I am truly happy.But that being said I always save every month it's just what I do ! Thank u for your video like them always.
These were helpful, thank you! I stopped purchasing paper towels years ago and switched to Marley's Monsters unpaper towels and just turned old shirts into rags for messier clean-ups. For pet accidents (a hairball situation, for example) I use toilet paper or the extra napkins given to me from cafes or restraunts. I also stopped buying new electronics. Many credible stores sell refurbished laptops, TVs, and cellphones. Trademore is great for secondhand smart phones and accessories. :)
Great advice 👍🏼 it’s always best to “shop your home first” it’s amazing how much stuff we have without remembering. I liked your black jumper suits you. lol from a subscriber in Israel 🇮🇱 ❤
Is Lidl like Aldi for groceries? We shop at Aldi and it's so good! Prices can't be beat. The one thing we changed last November was my husband trading in his truck for something more fuel efficient. He has an hour commute to work everyday so gas was our only huge expense. He bought a Honda Insight and we love it! Went from gas being 105 every 5 days to 28 bucks every 10 days or so lol.😎 I have a truck but I am at home so I don't go through gas quickly. We are saving a ton of money with this switch.
Yea you got me on the makeup part, been getting better at getting skincare though, like waiting until its almost gone or actually gone before I purchase another one
Use elmhurst for your coffee/tea. I don't even have to buy the batista version and it doesn't get chunky in my hot drinks. It's clean and healthy with just two ingredients
I do tag and garage sales and I live like a Queen. No joke....I get EVERYTHING from them except underwear. Lol...this I get retail. Shop the sales as well. Do your own nails. Incidentally a French braid costs 35 dollars at the salon!! Now my husband does them....he taught himself.💜❤️💜❤️💜
I LOVE these! They’re so simple & true. The biggest step to making AND saving more money, is to genuinely focus on your MINDSET, if you can change & tweak your habits, your WHOLE lifestyle follows suit. It’s that weird law of attraction thing, where positivity pulls in more goodness & positivity! I am with every one of these tips! I do need to delete a few apps haha, I have much more confidence going on my OWN big shopping trips & getting quality goods & getting exactly what I wanted & ALSO NOT getting any cracked eggs🤣 like idk who’s mom couldn’t teach their kids how to check eggs, & I’ve done food delivery myself, but people really just shouldn’t be shopping for OTHER peep’s groceries when they THEMSELVES can’t do it right🤣😭 & it’s cheaper in fuel to get it myself than pay for delivery AND a tip for(not getting exactly what you wanted🤣). Ha but anyways, GET RID OF THE USELESS APPS! & cancel subscriptions! The minimalistic mindset I’ve adapted has started to change my life for the better & I love it so much!
Hi Ashlynne happy Friday night and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter and I'm proud of you and I enjoy your channel because you are amazing Supporter
I live in big city and it’s the same here. Plan ahead a bit look for what’s coming out and see about an early reserve or waitlist. Take multiple out at a time. I look at as a constantly flowing list. Good luck
Every supermarket sells junk. In Ireland Lidl stocks quite a lot of local produce. Food standards are very high in Europe. Lidl Ireland stocks high quality gluten free & organic foods.
Random question, but how come you say "mum" instead of "mom" at 4:46, is it just your accent? I'm from the UK and this is the first video of yours I've seen
@@amyli092 I had a cat who loved a bath. She had cerebellium Hyplasia and would pee on herself. She liked to be clean, I had 2 friends who had cats who loved water. one would run thru the sprinllers
What is one of your favorite easy money saving habits? 🤍
Start tracking your spending.
The biggest thing is when I get paid, I have an auto transfer to two savings accounts. With what’s left, I’ll subtract the amount I need for the next two weeks (based off my budget) and I’ll transfer a majority of the remaining to the savings.
Tracking my spending, the going to zero rule, sticking to a shopping list (my grocery bill has seriously dropped), buying store brand, paying bills in full when possible, paying myself first, eating at home lol, not driving everywhere for no reason (gas prices these days ugh)
After a horribly high gas bill last month, we are trying to keep the house 2° cooler. Hoping we can save money this month with being more mindful of that!
Choosing reusable over disposable- cloth diapers/wipes and kitchen towels
Our top money savings come from thrifting clothing, using Aldi for groceries, and doing home projects whenever possible.
We also rent books and movies from the library. Im a simple girl, so pass on the coffeeshops and manicures. Growing a garden and making homemade staples like granola, sauces, and almond milk are essy and fun, too!
PS: Noosa yogurt and premium cat food without fillers are my non-negotiables
A phrase I learned as a young Mom and carried through life is “use it up, wear it out, make do or do without.” There are so many times i have used this phrase, to realize that I didn’t need to purchase an item.
Oooh I LOVE that!! That really is so true 🤍
I heard Rachel Cruze (Dave Ramsey’s daughter) say that and I love it too! It’s a great rule to live by. (And seeing it in your comment has reminded me I could be doing a better job of living by it! Thank you!!)
Love these! For me, before I buy ANYTHING I post in my local Facebook no buy group to ask if anyone has it. I’ve gotten a free good quality: blender, toaster, tv stand, tv sound bar, lots of artwork, book shelves, other random decor, my Christmas tree, and half of the toys I use in my speech therapy sessions as a speech therapist 😂.
Also remember that though it is a good start your savings would never be enough. The economy is designed that way. Invest your spare cash in profitable things. increase your sources of income.
motivational speakers always sound this way and make everything sound so easy... tried to invest in stocks months back, came out with way less... would have been better off saving or even lavishing my money...
I've been in your shoes and I'll tell you for sure that it's because you rushed into it. You must either understand the market or get the services of a fin. adviser for your "investment" to count as one. I made close to a hundred grand late last year only after some months of throwing my money in the wind. You should try again, good thing is you now know better. Goodluck!
This is also me ah. I have also considered using an FA but I don't know how to go about it. please, what are the steps for getting one? like a really good one.
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.
bad news for you. i saved pretty much😜
Most of the time the generic brand is made in the same factory and the labeling is the only difference. I loved this list and will be using alot of the tips, thanks so much 💝💝💝
Very true, I think there are only three companies that make sunglasses, and every pair of sunglasses made in the entire world come from one of these three places. Just put different brands.
This reminds me to pause my Audible subscription because there are so many free audiobooks that I can borrow from my local library through the Libby app! As always thanks for the great tips and motivation.
I just paused my audible today. I’m also using up free audiobooks. 🤍
Great video Ashlynn! Yes...everything is going up in price. Ugh. My husband and I are about 10 years from retirement and building our dream home. It is practicing good financial habits for many years that has enabled us to do this. I switched to a "disposable free" household. With the exception of toilet paper...I do have limits. 😳 Cleaning rags, dish towels, cloth napkins, etc. I always try to find reusable solutions. Save money and waste.
I appreciate the focus on mindset in this video. It's so important to have a positive attitude towards saving money, and the tips for staying motivated are really helpful.
I changed the time of day I go food shopping. My prefered store have shelves with items about to go bad (most of the time they just look a little sad) at discounted prices. The restock them every morning so the one day when I start working a little later I go there when they open so I can get fruit and vegetables for a fraction of their normal price, while getting all of my other groceries too and maintaining my morning routine of getting up & going to bed at the same time 😊
I think the easiest way to save money is to drink only tap water and milk, no other drinks unless a rare occasion, or if you drink coffee, go with a cheap one and make it at home. I am surprised with how much money people waste on other drinks. Another way to save money is to have free TV channels or allow yourself 1 streaming instead of multiples. I grew up frugal and at times didn't have a lot of money. Buy things on sale and in season. Shop clearance for things you need. Don't go out to eat or limit yourself to a special occasion or once a month. There's lots of ways to save money but sadly most people don't really want to. Thanks for your videos as always.
Hi, Ashlynne! This month, we have been working on eating at home. With myself being a teacher and both kids in high school or college, Eating at home, or with food from home, can be challenging. I’m the worst at it, but I’m getting better. :) Have a fabulous weekend!
If you need new clothing items try thrifting first. Also make meals and snacks from home to bring to work. Making enough for 3-4 dinners at a time has been a game changer for me and also frees up my time. And lastly batch run errands to save on gas and time. ☺️
Very useful tips here! In my opinion, people spend way too much money on material things. It's much better to spend money on experiences!
Great advice! I recently went through all my subscriptions to get an idea what I was spending every month, and quickly found $80/month of subscriptions that I don’t even use anymore!
That’s so huge!! Congratulations!! 🙌🙌
putting this one on my budget page. This is very helpful. Thanks.
Today I went to the citycenter to shop and I made sure I had cash with me to pay for everything to make sure that I would not overspend. Okay I also had my debitcard with me just in case but I did not use it. I did all the things you just mentioned. I had a list with everything written on, visited the market, did my groceries on homebrands and said no to myself concerning candles, books (except 1 that was only €5 now) and took something else of my list that I didn’t need straight away. It is very hard to get by in the Netherlands as well. Our prices went up at least 14% up to 50% extra. I live on a disability income, so it is hard to get by, but I still manage to do it 😅
Thank you Ashlynne. Great video. I try to take lunch to work. Take my snacks and have my own tea box and milk at work.
Some of my favorite ones are using root touch up instead of going to salon, getting online pickup for stores where I may overspend, have a few frozen dinners for lazy days when I don’t want to cook. Also automate savings-try to challenge myself to transfer any money leftover before my next payday.
I’ve had a lot of luck on Freecycle! I’ve been able to clean out some things that I just don’t need and give them to a good home and keep them out of the landfill. I’ve also found some great barely used items, like a rowing machine!
For spa visits: do one thing at at time, don't deprive but don't over do. Today I got a pedicure, I will get a manicure in a few months from now.
Your saving tips are right on point I watch and waited for just the right time to purchase my new dishwasher compared prices and different features and it played off very well I am truly happy.But that being said I always save every month it's just what I do ! Thank u for your video like them always.
Oooh love that!! Thanks for sharing!
These were helpful, thank you! I stopped purchasing paper towels years ago and switched to Marley's Monsters unpaper towels and just turned old shirts into rags for messier clean-ups. For pet accidents (a hairball situation, for example) I use toilet paper or the extra napkins given to me from cafes or restraunts. I also stopped buying new electronics. Many credible stores sell refurbished laptops, TVs, and cellphones. Trademore is great for secondhand smart phones and accessories. :)
Great advice 👍🏼 it’s always best to “shop your home first” it’s amazing how much stuff we have without remembering. I liked your black jumper suits you. lol from a subscriber in Israel 🇮🇱 ❤
A very awesome job as always and it’s the last 5 days of January! Happy weekend, Ashlynne!❤❤🌸🌸
Thank you so much!! Hope you have a lovely weekend!
You too!
Is Lidl like Aldi for groceries? We shop at Aldi and it's so good! Prices can't be beat.
The one thing we changed last November was my husband trading in his truck for something more fuel efficient. He has an hour commute to work everyday so gas was our only huge expense. He bought a Honda Insight and we love it! Went from gas being 105 every 5 days to 28 bucks every 10 days or so lol.😎 I have a truck but I am at home so I don't go through gas quickly.
We are saving a ton of money with this switch.
We would be losr without our local Aldi! Such a blessing to have them in town.
I hate that Aldi's has unnecessary soy in everything thoughhhh.m
I love these types of videos. I always learn so much and it helps.
So glad to hear that!!
Yea you got me on the makeup part, been getting better at getting skincare though, like waiting until its almost gone or actually gone before I purchase another one
Hello,
I’m reading my book shelves this year.📚📚& doing a No Buy February ❤
Great job Ashlynne! I love your videos!
Couponing. I coupon at cvs . I don't pay for shampoo...laundry....toothpaste...and I have a stock pile best thing I've ever done
For me an emergency fund is very important.
Use elmhurst for your coffee/tea. I don't even have to buy the batista version and it doesn't get chunky in my hot drinks. It's clean and healthy with just two ingredients
I do tag and garage sales and I live like a Queen. No joke....I get EVERYTHING from them except underwear. Lol...this I get retail. Shop the sales as well. Do your own nails. Incidentally a French braid costs 35 dollars at the salon!! Now my husband does them....he taught himself.💜❤️💜❤️💜
Thanks for the video Ashlynne! Great video as always ❤❤
I LOVE these! They’re so simple & true. The biggest step to making AND saving more money, is to genuinely focus on your MINDSET, if you can change & tweak your habits, your WHOLE lifestyle follows suit. It’s that weird law of attraction thing, where positivity pulls in more goodness & positivity! I am with every one of these tips! I do need to delete a few apps haha, I have much more confidence going on my OWN big shopping trips & getting quality goods & getting exactly what I wanted & ALSO NOT getting any cracked eggs🤣 like idk who’s mom couldn’t teach their kids how to check eggs, & I’ve done food delivery myself, but people really just shouldn’t be shopping for OTHER peep’s groceries when they THEMSELVES can’t do it right🤣😭 & it’s cheaper in fuel to get it myself than pay for delivery AND a tip for(not getting exactly what you wanted🤣). Ha but anyways, GET RID OF THE USELESS APPS! & cancel subscriptions! The minimalistic mindset I’ve adapted has started to change my life for the better & I love it so much!
Hi Ashlynne happy Friday night and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter and I'm proud of you and I enjoy your channel because you are amazing Supporter
You are blessing! Thanks for sharing ❤
Aww thank you! 🥰
Thank you, Ashlynne!
We stock up on anything that isn't perishable if it's on sale and it works so well
Hello! I have seen in previous videos you have a little plant that has round leaves and I’m wondering what kind of plant that is
Cute sweater! looks very nice on you 😊
Oh thank you!!
Great list thank you!
Companies don't want to pay taxes on extra inventory, so big purchases like automobiles and furniture are priced low Jan - March.
Super video bravo ashlynne 😊😊👍👍
Great video
I love your sweater and hair in this video tho... 😍😊
Drink more water and add water to items like liquid detergent, shampoo, etc
Oh those are some great ones!!
Love your content. Greetings from Germany ❤
Hey!! That’s so cool! I was in Germany a few years ago and it’s such a beautiful country! 🤍
Great video!
I spend way too much on books. I need to use the library more, but they always have to inter loan because they are so small.
I live in big city and it’s the same here. Plan ahead a bit look for what’s coming out and see about an early reserve or waitlist. Take multiple out at a time. I look at as a constantly flowing list. Good luck
I actually prefer store brand pretzels.
I love Walmarts great value brand.
What is the name/variety of the plant in your background?
It’s a rubber plant!
@@AshlynneEaton ty
12% 🤣🤣🤣 I would give anything for just 12%. In my country it is 300% ! We're literally doomed!😵💫
I'm starting to save money wish me some good luck
Do not buy paper towels. Use old t shirts or sheets; cut up ....re usable.
We shop local, its a bit more expensieve but your health is important. Lidl is pure junk.
Every supermarket sells junk. In Ireland Lidl stocks quite a lot of local produce. Food standards are very high in Europe. Lidl Ireland stocks high quality gluten free & organic foods.
Pay mortgage fortnightly more fortnight than months
Oatly is superior
Pay my self first ten cents if my check into my savings
Spot the kiwi coins at the end there! 👀🥝🇳🇿💰
One
🎉🎉🎉
Random question, but how come you say "mum" instead of "mom" at 4:46, is it just your accent? I'm from the UK and this is the first video of yours I've seen
Thank you Biden 😡
if your cat needs a bath do it yourself
I can't speak for all cats, but nearly every cat that I've owned has been afraid of bathtub water. It's easier to let them bathe themselves anyway...
@@amyli092 I had a cat who loved a bath. She had cerebellium Hyplasia and would pee on herself. She liked to be clean, I had 2 friends who had cats who loved water. one would run thru the sprinllers
RIP to her unborn child.😢
Facebook marketplace
Dear Ashlynne! What's your e-mail? I want to send you a letter!