NEWS: 5% "Stackable" Categories Announced for Chase Freedom Flex Credit Card for 2nd Quarter 2024
HTML-код
- Опубликовано: 28 сен 2024
- Support our channel by choosing your next credit card using one of the card links at:
- BEST: www.proudmoney...
- TRAVEL: www.proudmoney...
- BALANCE TRANSFER: www.proudmoney...
- BUSINESS: www.proudmoney...
- BEST 0% APR: www.proudmoney...
- BEST CHASE CARDS: www.proudmoney...
- BEST AMEX CARDS: www.proudmoney...
- CASH BACK: www.proudmoney...
- BONUS: www.proudmoney...
- BEST CAP ONE CARDS: www.proudmoney...
- BAD CREDIT: www.proudmoney...
- FAIR CREDIT: www.proudmoney...
(We'll get compensated if you're approved, and we thank you kindly.)
Other ways to support this channel:
- Get a $25 - $250 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/i...
.
NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
.
Our site: www.ProudMoney...
Contact: Adam Jusko adam@proudmoney.com
(for business/media inquiries only; unfortunately I do not have the time to offer thoughtful answers to the many individual credit & money questions I get by e-mail --- but I do read them and try to incorporate answers to common questions into future videos!
#creditcards #chase #cashback - Хобби
Support our channel by choosing your next credit card using one of the card links at:
- BEST: www.proudmoney.com/best-credit-cards-on-the-market/
- TRAVEL: www.proudmoney.com/best-travel-credit-cards/
- BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/
- BUSINESS: www.proudmoney.com/best-business-credit-cards/
- BEST 0% APR: www.proudmoney.com/best-0-apr-credit-cards-on-purchases/
- BEST CHASE CARDS: www.proudmoney.com/best-chase-credit-cards/
- BEST AMEX CARDS: www.proudmoney.com/best-american-express-credit-cards/
- CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/
- BONUS: www.proudmoney.com/best-credit-card-bonus-offers/
- BEST CAP ONE CARDS: www.proudmoney.com/best-capital-one-credit-cards/
- BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/
- FAIR CREDIT: www.proudmoney.com/credit-cards-for-fair-credit/
(We'll get compensated if you're approved, and we thank you kindly.)
Other ways to support this channel:
- Get a $25 - $250 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=8cb886d7-c83f-4185-84cd-e22ab14c6464&isAliasGcp=false
.
NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
I opened the Freedom Flex last month with the 5% gas and grocery bonus, and it’s been my primary spend card since then. 9% on groceries for the 1st quarter and 7% on restaurants in the 2nd quarter. It’s crazy how many points I’ll be earning just this year
Haha what a random group of awesome categories🤣. I can really take advantage of the restaurants and hotel categories.
I did this two years ago when I had those sign up bonuses and racked up a lot of UR points.
I'm in my second year doing freedoms.
Next year if they have the bonus we will start with my wife for the next two years.. and then with the 24 month rule I could repeat.
Hey quick question, is there a way to see if youre getting the 5x on gas and groceries? I was told im getting that sign up bonus but not sure if its active
@@JavierTorres-ng6ctsame I don’t see it anywhere on my benefits
And we have 5% at restaurants right now with discover through the end of the month.
I've been enjoying 9% on groceries this quarter due to sign-up bonuses. I think I should buy some I should gift cards for groceries before the month's end.
And you’ll be able to get 9% when shopping at Whole Foods in Q2 (if you’re still getting the extra 4% back on groceries from the first year signup bonus).
@@VincentPascual Wholefood is too expensive for my taste even if I have 9%. I'd prefer Krogers.
@@antiquehealbot6543 Whole Foods also has gift cards.
Best card in the wallet.
7% Cash Back at restaurants is unbeatable! That and Amazon should be pretty easy for a lot of people to max out.
Chase finally doing restaurants, but it's a great way to start with 7%. Great content as always, thanks Adam!!!
Long time viewer. I have both the Flex and the Amazon card and I will be switching to the Flex for Q2 because it earns 5x Chase Ultimate Rewards points vs just straight 5% cashback with the Amazon Prime card. Depends on how much you value UR points, but for me that's a minimum 1.5 cents per point and worth the effort.
Wow! That also means that transferring those points to a CSR you could get at least 10.5% or more on restaurants.
Perfect timing for spring vacation with the kids! Will def be eating at lots of restaurants.
No overlap with Discover?! That's Great! Freedom Flex will be my next card in 2025! Thank You for the info.
I only have the regular Freedom card, so I’m missing out on the first 3x at restaurants and 5x travel portal bonus 😢 can I product change to the flex?
I just called chase and did a product change. And got the flex. Took less then 5 minutes.
4:55 I was thinking the same thing the other day. I usually just use my Custom Cash as my dedicated gas card so I’ll have to find a new use for it.
Just a reminder but for those with the Chase Sapphire Reserve, you already get 10x points when booking hotels through the portal. So if you have CSR, it’s best to go all in on the other bonus category spends.
Thank you, Adam! I shared the vid on Facebook and advised that your channel is worth the subscription.
thanks!
PM the same percentage's are for the unlimited freedom card 5% booking flights thru chase portal 3% on dining 3% on drug stores 1% on all other's purchases. Would this qualify with the freedom Unlimited❓
If I understand your question correctly, the answer is no. Must use the Freedom Flex.
@@ProudMoney Thank you PM 💰. I let another good card 💳 get away from me 😳
I am not sure what "Amazon Whole Foods" means. Is that referring to online grocery shopping via Amazon? Or does it include physical grocery shopping at bricks and mortar Whole Foods stores as well?
both
Unforntunately I can't get a chase card with the exception of my Amazon card due to the 5/24 rule. Would love to have another chase card.
Now it is time to pull out that card from the stack for a stackable offer.
Thank you for explaining how the points stack. I was expecting to get 8% back for dining, so I was confused.
it is 8% he was wrong
@sonnytham Nah, I think it's 7% because the 1% base point is included in both the 5% and 3%. So it comes out to be 4+2+1. At least that's how it worked with my restaurant purchases this month.
Well I need to a hit a sign up bonus with this new gold card but do I want to miss out on these earnings with the flex
air bnb doesn’t count under the hotel category does it?
Probably not
It might. You'll have to check it out more.
The Restaurants include Fast foods??
Yes. Most of my "restaurant" purchases are fast food and I always get the bonus.
Besides chase freedom and discover card, Citi dividend card has 5% on grocery and drug stores. I think this is the best quarter I have ever had. 😊
The only issue is how I should do with the Citi custom card? 😮
Maybe home improvement store gift cards on the Citi custom cash or if you're like me with a bunch of streaming services 5% off things like RUclips tv isn't bad.
Are you sure about this? Often it is 5% total, not stackable. You get 1% base 2% bonus for flex and 2% for the quarterly bonus.
I’m pretty sure that he’s sure
pretty sure i'm sure 😀
It’s actually listed out this way on their website directly, it does stack!
So it's Amazon not just Amazon whole foods?
both
I was so confused on why I was getting 7% 😂
👍🏻
🥈
🥈
@@ProudMoney oh yeah your right sir! I was beat! 🤣 great video!
Q2: my plan.
Freedom Flex:
9%: Hotels (category + portal)
7%: Restaurants
5%: Amazon
Discover:
5%: Gas (10% first year bonus)
Citi Custom Cash:
5%: Grocery (usually my gas card)
Capital One Savor:
3%: Backup Grocery
10%: Uber Eats
Custom cash just got put on grocery duty 💯 these first two quarters have been CLUTCH
Another thing that will get 7X during Q2 2024 on the CFF is Amazon Pharmacy. 1% base earn, 2% pharmacy, 4% Amazon purchases= 7%. Just throwing it out there!
I think the Amazon Whole Foods means ordering Whole Foods items on Amazon that get delivered. I hope it’s just Amazon. That would be amazing.
This is actually pretty cool. I'll have to switch up my restaurant card next quarter
You have to be careful about booking hotels directly for this one too. Neither Freedom/Freedom Flex have no foreign transaction fees.
Sapphire Preferred does, though
I always say that discover has better categories than chase, but these are hands down the best categories I've seen on the flex
Regular Freedom card for us regular folk. But, when I swap out the points earned to my CSR, that would equal 7.5 points. Thanks. Adam. Keep up the great content.
Is restaurant 5% including take out ?
According to Chase’s website: Delivery and takeout services will be included if they classify as a restaurant merchant.
Great spending a week in Denver this summer. Have my flight and hotels free with points. Now restaurants is 7%. Fantastic
Looks like Citi Custom Cash is my grocery card next quarter. I usually use it for gas stations when neither Chase nor Discover have that as a 5% category.
oh snap, im gona "Flex" in Q2!!!! 😁
I like the 2Q categories overall. Just not clear if it applies to both Amazon and Whole Foods purchases
both
@@ProudMoney I hope so. Last night it just listed Amazon after listing both earlier.
Lol you answered the math question right as I was typing it. I would think there was some fine print blocking this is awesome!
I only have the OG Freedom card thru product exchange so I don't get to stack :(
Similar boat. Grandfathered Freedom card so I figured I never needed to update it. Stacking is nasty considering my spending with restaurants.
Does stacking work with the offer they have on the flex for 5x gas and groceries? So like this quarter, are people with that bonus getting 9x groceries?@@SuubUWU
Now I don’t know what to put as my 2nd category for US Bank Cash plus again 😭😭 I normally use it for utilities and fast food
If you have the Grandfathered citi Dividends thier 2Q catogorys are Grocerys and Drug stores.
Dude is just 🔥 now by popping off all these updated credit vids
Respect for mentioning the discover card too
Amazon Whole Foods or Amazon purchases and Whole Foods ?
Was wondering same thing
@@TampaTravel A Chase rep mentioned that you can also earn 5% cash Back on Amazon purchases as well.
both
Wow this is REALLY good.
Does anyone know if the 5% for Whole Foods is only though the Amazon website or if you can also shop at Whole Foods directly? If the latter, then this can be a great stacking opportunity with my 5% 1 year grocery offer.
in store too
😎
Hey Adam!
Hi!
Does ARBNB and Expedia count as travel?
Do you have a link for this card? I’m going to apply for it after April 6th….
You're wrong, it is 8 percent
No it’s 7%. 1% base + 4% bonus quarterly category + 2 % bonus dining
Yes Sir! Time to Flex! 🫡👍😎💪