NEWS: 5% "Stackable" Categories Announced for Chase Freedom Flex Credit Card for 2nd Quarter 2024

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  • Опубликовано: 28 сен 2024
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Комментарии • 96

  • @ProudMoney
    @ProudMoney  6 месяцев назад +2

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  • @gainesville323
    @gainesville323 6 месяцев назад +22

    I opened the Freedom Flex last month with the 5% gas and grocery bonus, and it’s been my primary spend card since then. 9% on groceries for the 1st quarter and 7% on restaurants in the 2nd quarter. It’s crazy how many points I’ll be earning just this year

    • @chrisbrown8748
      @chrisbrown8748 6 месяцев назад +1

      Haha what a random group of awesome categories🤣. I can really take advantage of the restaurants and hotel categories.

    • @paulstein916
      @paulstein916 6 месяцев назад

      I did this two years ago when I had those sign up bonuses and racked up a lot of UR points.

    • @billwright2176
      @billwright2176 6 месяцев назад

      I'm in my second year doing freedoms.
      Next year if they have the bonus we will start with my wife for the next two years.. and then with the 24 month rule I could repeat.

    • @JavierTorres-ng6ct
      @JavierTorres-ng6ct 4 месяца назад

      Hey quick question, is there a way to see if youre getting the 5x on gas and groceries? I was told im getting that sign up bonus but not sure if its active

    • @noobsaibot299
      @noobsaibot299 3 месяца назад

      @@JavierTorres-ng6ctsame I don’t see it anywhere on my benefits

  • @allisbookishadventures8260
    @allisbookishadventures8260 6 месяцев назад +8

    And we have 5% at restaurants right now with discover through the end of the month.

  • @antiquehealbot6543
    @antiquehealbot6543 6 месяцев назад +5

    I've been enjoying 9% on groceries this quarter due to sign-up bonuses. I think I should buy some I should gift cards for groceries before the month's end.

    • @VincentPascual
      @VincentPascual 6 месяцев назад

      And you’ll be able to get 9% when shopping at Whole Foods in Q2 (if you’re still getting the extra 4% back on groceries from the first year signup bonus).

    • @antiquehealbot6543
      @antiquehealbot6543 6 месяцев назад

      @@VincentPascual Wholefood is too expensive for my taste even if I have 9%. I'd prefer Krogers.

    • @VincentPascual
      @VincentPascual 6 месяцев назад

      @@antiquehealbot6543 Whole Foods also has gift cards.

  • @oreally8605
    @oreally8605 6 месяцев назад +10

    Best card in the wallet.

  • @pointsofview6346
    @pointsofview6346 6 месяцев назад +2

    7% Cash Back at restaurants is unbeatable! That and Amazon should be pretty easy for a lot of people to max out.

  • @cardojp
    @cardojp 6 месяцев назад +2

    Chase finally doing restaurants, but it's a great way to start with 7%. Great content as always, thanks Adam!!!

  • @fiveiron40
    @fiveiron40 6 месяцев назад +1

    Long time viewer. I have both the Flex and the Amazon card and I will be switching to the Flex for Q2 because it earns 5x Chase Ultimate Rewards points vs just straight 5% cashback with the Amazon Prime card. Depends on how much you value UR points, but for me that's a minimum 1.5 cents per point and worth the effort.

  • @stephenwright133
    @stephenwright133 6 месяцев назад +1

    Wow! That also means that transferring those points to a CSR you could get at least 10.5% or more on restaurants.

  • @Rhaegar7504
    @Rhaegar7504 6 месяцев назад +2

    Perfect timing for spring vacation with the kids! Will def be eating at lots of restaurants.

  • @dennisdunn7785
    @dennisdunn7785 3 месяца назад

    No overlap with Discover?! That's Great! Freedom Flex will be my next card in 2025! Thank You for the info.

  • @jbkampen169
    @jbkampen169 6 месяцев назад +3

    I only have the regular Freedom card, so I’m missing out on the first 3x at restaurants and 5x travel portal bonus 😢 can I product change to the flex?

    • @Mr.Countonme
      @Mr.Countonme 6 месяцев назад +2

      I just called chase and did a product change. And got the flex. Took less then 5 minutes.

  • @chrisbrown8748
    @chrisbrown8748 6 месяцев назад

    4:55 I was thinking the same thing the other day. I usually just use my Custom Cash as my dedicated gas card so I’ll have to find a new use for it.

  • @ShikiMSHTS
    @ShikiMSHTS 6 месяцев назад

    Just a reminder but for those with the Chase Sapphire Reserve, you already get 10x points when booking hotels through the portal. So if you have CSR, it’s best to go all in on the other bonus category spends.

  • @Dierz
    @Dierz 6 месяцев назад +1

    Thank you, Adam! I shared the vid on Facebook and advised that your channel is worth the subscription.

  • @CreasyEQ
    @CreasyEQ 6 месяцев назад +1

    PM the same percentage's are for the unlimited freedom card 5% booking flights thru chase portal 3% on dining 3% on drug stores 1% on all other's purchases. Would this qualify with the freedom Unlimited❓

    • @ProudMoney
      @ProudMoney  6 месяцев назад +1

      If I understand your question correctly, the answer is no. Must use the Freedom Flex.

    • @CreasyEQ
      @CreasyEQ 6 месяцев назад

      @@ProudMoney Thank you PM 💰. I let another good card 💳 get away from me 😳

  • @sudhisira
    @sudhisira 6 месяцев назад +1

    I am not sure what "Amazon Whole Foods" means. Is that referring to online grocery shopping via Amazon? Or does it include physical grocery shopping at bricks and mortar Whole Foods stores as well?

  • @mikenkfalls
    @mikenkfalls 6 месяцев назад

    Unforntunately I can't get a chase card with the exception of my Amazon card due to the 5/24 rule. Would love to have another chase card.

  • @mitchell.9632
    @mitchell.9632 6 месяцев назад +2

    Now it is time to pull out that card from the stack for a stackable offer.

  • @ThoughtCog
    @ThoughtCog 5 месяцев назад

    Thank you for explaining how the points stack. I was expecting to get 8% back for dining, so I was confused.

    • @sonnytham
      @sonnytham 5 месяцев назад

      it is 8% he was wrong

    • @ThoughtCog
      @ThoughtCog 5 месяцев назад

      @sonnytham Nah, I think it's 7% because the 1% base point is included in both the 5% and 3%. So it comes out to be 4+2+1. At least that's how it worked with my restaurant purchases this month.

  • @reneb.9593
    @reneb.9593 6 месяцев назад

    Well I need to a hit a sign up bonus with this new gold card but do I want to miss out on these earnings with the flex

  • @theeliteyankee7875
    @theeliteyankee7875 6 месяцев назад +1

    air bnb doesn’t count under the hotel category does it?

    • @aaront936
      @aaront936 6 месяцев назад

      Probably not

    • @chrisparker7860
      @chrisparker7860 6 месяцев назад

      It might. You'll have to check it out more.

  • @mariocruz6941
    @mariocruz6941 6 месяцев назад +1

    The Restaurants include Fast foods??

    • @mikegoodwin2386
      @mikegoodwin2386 6 месяцев назад +4

      Yes. Most of my "restaurant" purchases are fast food and I always get the bonus.

  • @enzhus
    @enzhus 6 месяцев назад +1

    Besides chase freedom and discover card, Citi dividend card has 5% on grocery and drug stores. I think this is the best quarter I have ever had. 😊
    The only issue is how I should do with the Citi custom card? 😮

    • @Spencerwalker21
      @Spencerwalker21 6 месяцев назад

      Maybe home improvement store gift cards on the Citi custom cash or if you're like me with a bunch of streaming services 5% off things like RUclips tv isn't bad.

  • @ctcristo
    @ctcristo 6 месяцев назад

    Are you sure about this? Often it is 5% total, not stackable. You get 1% base 2% bonus for flex and 2% for the quarterly bonus.

    • @anandr1385
      @anandr1385 6 месяцев назад

      I’m pretty sure that he’s sure

    • @ProudMoney
      @ProudMoney  6 месяцев назад +4

      pretty sure i'm sure 😀

    • @Faroesx
      @Faroesx 6 месяцев назад +1

      It’s actually listed out this way on their website directly, it does stack!

  • @djpuplex
    @djpuplex 6 месяцев назад

    So it's Amazon not just Amazon whole foods?

  • @scumdan6731
    @scumdan6731 5 месяцев назад

    I was so confused on why I was getting 7% 😂

  • @SOXGATORS
    @SOXGATORS 6 месяцев назад

    👍🏻

  • @azfox09
    @azfox09 6 месяцев назад

    🥈

    • @ProudMoney
      @ProudMoney  6 месяцев назад

      🥈

    • @azfox09
      @azfox09 6 месяцев назад

      @@ProudMoney oh yeah your right sir! I was beat! 🤣 great video!

  • @Natures_Heart-BEATS
    @Natures_Heart-BEATS 6 месяцев назад +4

    Q2: my plan.
    Freedom Flex:
    9%: Hotels (category + portal)
    7%: Restaurants
    5%: Amazon
    Discover:
    5%: Gas (10% first year bonus)
    Citi Custom Cash:
    5%: Grocery (usually my gas card)
    Capital One Savor:
    3%: Backup Grocery
    10%: Uber Eats

  • @nugget1881
    @nugget1881 6 месяцев назад +3

    Custom cash just got put on grocery duty 💯 these first two quarters have been CLUTCH

  • @armandoangeljr4464
    @armandoangeljr4464 6 месяцев назад +4

    Another thing that will get 7X during Q2 2024 on the CFF is Amazon Pharmacy. 1% base earn, 2% pharmacy, 4% Amazon purchases= 7%. Just throwing it out there!

    • @MelissaC269
      @MelissaC269 6 месяцев назад

      I think the Amazon Whole Foods means ordering Whole Foods items on Amazon that get delivered. I hope it’s just Amazon. That would be amazing.

  • @DallinBunnell
    @DallinBunnell 6 месяцев назад +2

    This is actually pretty cool. I'll have to switch up my restaurant card next quarter

  • @babydee23
    @babydee23 6 месяцев назад +2

    You have to be careful about booking hotels directly for this one too. Neither Freedom/Freedom Flex have no foreign transaction fees.

  • @TheAudioCzar
    @TheAudioCzar 6 месяцев назад +1

    I always say that discover has better categories than chase, but these are hands down the best categories I've seen on the flex

  • @buckyjr710
    @buckyjr710 6 месяцев назад +1

    Regular Freedom card for us regular folk. But, when I swap out the points earned to my CSR, that would equal 7.5 points. Thanks. Adam. Keep up the great content.

  • @Gurwinderparmar
    @Gurwinderparmar 6 месяцев назад +3

    Is restaurant 5% including take out ?

    • @Faroesx
      @Faroesx 6 месяцев назад

      According to Chase’s website: Delivery and takeout services will be included if they classify as a restaurant merchant.

  • @ds5651
    @ds5651 6 месяцев назад +1

    Great spending a week in Denver this summer. Have my flight and hotels free with points. Now restaurants is 7%. Fantastic

  • @mikegoodwin2386
    @mikegoodwin2386 6 месяцев назад +1

    Looks like Citi Custom Cash is my grocery card next quarter. I usually use it for gas stations when neither Chase nor Discover have that as a 5% category.

  • @docsays
    @docsays 6 месяцев назад +1

    oh snap, im gona "Flex" in Q2!!!! 😁

  • @paulstein916
    @paulstein916 6 месяцев назад +1

    I like the 2Q categories overall. Just not clear if it applies to both Amazon and Whole Foods purchases

    • @ProudMoney
      @ProudMoney  6 месяцев назад +1

      both

    • @paulstein916
      @paulstein916 6 месяцев назад

      @@ProudMoney I hope so. Last night it just listed Amazon after listing both earlier.

  • @A42yearoldARAB
    @A42yearoldARAB 6 месяцев назад

    Lol you answered the math question right as I was typing it. I would think there was some fine print blocking this is awesome!

  • @dylanschang6386
    @dylanschang6386 6 месяцев назад +1

    I only have the OG Freedom card thru product exchange so I don't get to stack :(

    • @SuubUWU
      @SuubUWU 6 месяцев назад

      Similar boat. Grandfathered Freedom card so I figured I never needed to update it. Stacking is nasty considering my spending with restaurants.

    • @dylanschang6386
      @dylanschang6386 6 месяцев назад

      Does stacking work with the offer they have on the flex for 5x gas and groceries? So like this quarter, are people with that bonus getting 9x groceries?@@SuubUWU

  • @edgarvillasenor8466
    @edgarvillasenor8466 6 месяцев назад

    Now I don’t know what to put as my 2nd category for US Bank Cash plus again 😭😭 I normally use it for utilities and fast food

  • @billwright2176
    @billwright2176 6 месяцев назад

    If you have the Grandfathered citi Dividends thier 2Q catogorys are Grocerys and Drug stores.

  • @Waz90
    @Waz90 6 месяцев назад

    Dude is just 🔥 now by popping off all these updated credit vids

  • @JJJ_-_JJJ
    @JJJ_-_JJJ 4 месяца назад

    Respect for mentioning the discover card too

  • @tarrius1210
    @tarrius1210 6 месяцев назад +1

    Amazon Whole Foods or Amazon purchases and Whole Foods ?

    • @TampaTravel
      @TampaTravel 6 месяцев назад +1

      Was wondering same thing

    • @tarrius1210
      @tarrius1210 6 месяцев назад +1

      @@TampaTravel A Chase rep mentioned that you can also earn 5% cash Back on Amazon purchases as well.

    • @ProudMoney
      @ProudMoney  6 месяцев назад +1

      both

  • @jefff6884
    @jefff6884 6 месяцев назад

    Wow this is REALLY good.

  • @geraldalves9107
    @geraldalves9107 6 месяцев назад

    Does anyone know if the 5% for Whole Foods is only though the Amazon website or if you can also shop at Whole Foods directly? If the latter, then this can be a great stacking opportunity with my 5% 1 year grocery offer.

  • @Trucker-X
    @Trucker-X 6 месяцев назад

    😎

  • @georgina4874
    @georgina4874 6 месяцев назад

    Hey Adam!

  • @brentgowans6450
    @brentgowans6450 6 месяцев назад +1

    Does ARBNB and Expedia count as travel?

  • @georgeloveless4848
    @georgeloveless4848 6 месяцев назад

    Do you have a link for this card? I’m going to apply for it after April 6th….

  • @sonnytham
    @sonnytham 5 месяцев назад

    You're wrong, it is 8 percent

    • @xYasago
      @xYasago 4 месяца назад +2

      No it’s 7%. 1% base + 4% bonus quarterly category + 2 % bonus dining

  • @caribdude8151
    @caribdude8151 6 месяцев назад

    Yes Sir! Time to Flex! 🫡👍😎💪