Every month, my check doesn't go far before everything is set aside or paid off. I play games and do quiz junkie to pay for many of my coffee runs. I already have a few small investments that help,but don't really have much to put back each month yet. Being limited to getting a starter job that I can walk to very close to a big college is a mess! I have a degree and schooling, but I'm also on disability due to a traumatic accident. Can't drive due to seizures from that. Found a remote job that's similar to jobs I have done the same work on site! The main office is in Alaska...
Pay yourself first. Make a budget and figure out the max you can save. Then set up an automatic transfer to savings or brokerage to come out of your income based on that. What remains is for bills and life. Some months are challenging, but it is good to see how little you can spend.
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season.
Okay soooo I’m sharing because you always touch on this one aspect of financial wellness and that’s bouncing back from when you make a financial mistake. One of my main mistakes is overspending and anytime I do it I get discouraged because I know better and one month I do what I know but the next that bad habit comes crawling back. The one piece of advice that keeps me going is to get back up and keep trying!!! Like you said we ALLLLL make some type of mistake but regardless of it we have to keep getting up and trying again no matter what and try to make smaller changes to pivot and correct that money habit keeping me from my goals. Anyways thanks for sharing this video with us!!
I am brazilian, living in Portugal, so a different economy. The last two months I had unexpected expenses at home, and had to use part of my still building reserve. And part I put on the credit card, but very low debts. This month the card will be 27, and next month will be 52. It is the 3rd time in a row that I have colored my hair at home. It is 30 euros saving each time, to compensate. And we got the news that everyone will receive an adjustment in the income tax, to be reimbursed on September and October, which is about 15% of my salary on each month. It feels like I am given another chance, and I till take it.
The biggest problem that folks make is that they spend morre than they "make". Big no no. Sadly alot of folks don't see it that way. Also what I do is I keep track of everything that I spend and keep the receipts in an Envelope. At the end of The Month, I calculate what I spent over what I made. Also my biggeest weaknesses are Amazon & Dollar Type Stores but I don't touch them. I'd rather buy for the right reasons than buy for the wrong reasons. I live in Canada and part of my Salary goes to RRSP (Registered Retirement Savings Plan), RSP (Retirement Savings Plan), TFSA (Tax Free Savings Account) so that helps alot. My biggest problem is when Family ask for help and although they pay back sometimes they don't right away which irritates me.
My win today: I used up my entire FSA before the deadline (flexible spending account)! First time I ever tried doing the FSA thing and I was afraid I wouldn't manage the paperwork and the process but I did and it wasn't awful.
You can either pay off the card with the lowest amount or use the money to help pay down the card with the highest interest. Set aside some of that cash for an emergency so you don’t go using a credit card again.
If you use money you will use it. Mine is for work and yes eating out. No expensive places though. I save but something else still needs money. The savings is little but not nonexistent. Whew. And you really can't get back time.
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Every month, my check doesn't go far before everything is set aside or paid off. I play games and do quiz junkie to pay for many of my coffee runs. I already have a few small investments that help,but don't really have much to put back each month yet.
Being limited to getting a starter job that I can walk to very close to a big college is a mess! I have a degree and schooling, but I'm also on disability due to a traumatic accident. Can't drive due to seizures from that.
Found a remote job that's similar to jobs I have done the same work on site! The main office is in Alaska...
I love watching: Clever Girl Finance, Stock Brotha, & Everything Money. Great to watch! ❤ ❤ ❤
Thank you for the recommendations!! ❤
Pay yourself first. Make a budget and figure out the max you can save. Then set up an automatic transfer to savings or brokerage to come out of your income based on that. What remains is for bills and life. Some months are challenging, but it is good to see how little you can spend.
Great advice 😊
Exactly
I love watching you videos.I appreciate
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season.
Okay soooo I’m sharing because you always touch on this one aspect of financial wellness and that’s bouncing back from when you make a financial mistake. One of my main mistakes is overspending and anytime I do it I get discouraged because I know better and one month I do what I know but the next that bad habit comes crawling back. The one piece of advice that keeps me going is to get back up and keep trying!!! Like you said we ALLLLL make some type of mistake but regardless of it we have to keep getting up and trying again no matter what and try to make smaller changes to pivot and correct that money habit keeping me from my goals. Anyways thanks for sharing this video with us!!
Yes absolutely! We all do! Thanks for sharing and for being here! You are doing great!
I am brazilian, living in Portugal, so a different economy. The last two months I had unexpected expenses at home, and had to use part of my still building reserve. And part I put on the credit card, but very low debts. This month the card will be 27, and next month will be 52. It is the 3rd time in a row that I have colored my hair at home. It is 30 euros saving each time, to compensate. And we got the news that everyone will receive an adjustment in the income tax, to be reimbursed on September and October, which is about 15% of my salary on each month. It feels like I am given another chance, and I till take it.
❤ well done
🎉🙏🏿😇❣️
Look up Larysa Caba and invest that money
Just look her up
Larysa Caba
The biggest problem that folks make is that they spend morre than they "make". Big no no. Sadly alot of folks don't see it that way. Also what I do is I keep track of everything that I spend and keep the receipts in an Envelope. At the end of The Month, I calculate what I spent over what I made. Also my biggeest weaknesses are Amazon & Dollar Type Stores but I don't touch them. I'd rather buy for the right reasons than buy for the wrong reasons. I live in Canada and part of my Salary goes to RRSP (Registered Retirement Savings Plan), RSP (Retirement Savings Plan), TFSA (Tax Free Savings Account) so that helps alot. My biggest problem is when Family ask for help and although they pay back sometimes they don't right away which irritates me.
Great information here. Women in finance. Good advice.
Thank you so much you just awake my mind and I promise to come back after a year with a testimonial ❤😍
love this share
When you say save 10% of your earnings can part of that 10% be money going into your retirement at work?
I made all of them
I really love your video sis thanks for sharing that is very helpful tips loved ❤❤❤ keep it up good work sis.
Thank you so much. I got some down points of myself here, sure to fight them
Great financial advice 😊
Thank You ❤
Thank you so much ❤
My win today: I used up my entire FSA before the deadline (flexible spending account)! First time I ever tried doing the FSA thing and I was afraid I wouldn't manage the paperwork and the process but I did and it wasn't awful.
I finally paid off my credit cards and I put a freeze on them,and I only us cash,I have a chance to build, my emergency fund up
Me too what an AMAZING FEELING 🎉❤
Keep it up 😊
Great video keep teaching them, baby girl ❤🙌🙌
Thanks for your goood message,i have made a lot of mistake but according to your advice i will start new life thanks
You absolutely can start over!
If I have high interest credit cards, should I pull from my savings to pay more towards the debt to pay it off faster?
You can either pay off the card with the lowest amount or use the money to help pay down the card with the highest interest. Set aside some of that cash for an emergency so you don’t go using a credit card again.
Bola I love your forandole necklace! Been following your work for 4 years!
❤❤❤
I feel like you're talking to me directly
❤❤❤
Can you give great investment avenues?
❤
The very first mistake...I relate 😂
♥💯
I've made mistakes with money spending on mind altering substances
Don’t put off making action on your savings!!!
Savings shouldn’t be under emphasized…It comes in handy a lot
We girlies shouldn’t sleep on this🌸
If you use money you will use it. Mine is for work and yes eating out. No expensive places though. I save but something else still needs money. The savings is little but not nonexistent. Whew. And you really can't get back time.