Feel Like You're Always Broke? Here’s What to Do To Stop Being Broke! (9 Key Tips)
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- Опубликовано: 13 июл 2024
- Let's talk about what to do if you feel like you're always broke! Becoming wealthy, achieving financial success, living life on your own terms - these are all things that many of us want for ourselves when we think about our futures.
The reality is many will never actually realize their dreams of becoming financially successful, but not because they can't. But because sometimes people behave in ways that don’t promote their financial success, often without even realizing it. They sabotage their financial futures, ensuring that they stay broke… pretty much forever.
Building wealth is about putting in the hard work, planning, consistency, discipline, and accountability and very importantly, maintaining good money management skills - regardless of your current financial situation or how much you currently earn.
If you are in the space where you are always broke, I'm sharing 9 key tips to help you get over that feeling and start turning your finances around!
It requires is intention, focus, and a plan but if you are ready, you can go from broke to having money in the bank and a solid financial plan for your future.
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#1: Adjust your mindset (stop saying I am always broke; instead ask yourself why am I always broke)
#2: Work on your self-discipline
#3: Stop borrowing for everything - stop using your credit card for convenience
#4: Make a plan to pay off your debts
#5: Stop putting off savings until you earn more money
#6: Start investing
#7: Stop competing with other people
#8: Stop being scared
Thank, great summary
#0: have a job…with livable wage.
Admire that. I have a terrible problem with all of those.
Thank you so much for this:)
So awesome I would love to learn more on how to save
What I've learned is to pay yourself first.get in a budget.and move like like your broke.dont live above your means all things I've changed about 5years ago and so far so go.
As a woman of color this channel has really helped me in so many ways as I was not poroperly educated on finances one thing I’m sooo glad my mom told me was to not get into credit card debt from her experience and I literally only have 2 credit cards that I pay on! My goal is to really take hold of my debt 2022!
I don't feel broke. I just go into panic mode when my funds become lower than what I would like it to be.
The stop competing piece is so true! I see so many people gathering material things for NO reason other than to say they own it.
Rewatching this to keep me on track!😀👍sending love from Sweden 😀❤
Thanks for the tips...sidenote: you are very pretty!
Ashley is right! You are very pretty! And your tips are great!
She's very feminine too...
She is"very beautiful
These guys commenting how beatiful you are, they are unfortunatley training on Springsteens song I wish i was blind instead of taking responsability for their money !!. And yes I agree you are a very Nice woman.
I second this statement.
It’s not that people are “acting” in counter intuitive ways… it’s that majority of people are in poverty and there is NO way to escape it if you have to pay rent, car notes, etc. you have a better chance of getting rich when you don’t have to have responsibilities
I think this is fair perspective to take into account for building wealth , and I also think there is always a way to be in a better position then you already are . For some people building wealth just comes more quickly and for others I think it just comes more slowly but in whatever circumstance you are in there are opportunities to build more wealth in someway and that's always worth listening to.
This is so very true. I’ve been used to going out to get a different car once any signs of problems start to arise…now that I have changed my mindset, I have literally purchased a good, reliable vehicle that I’ve owned for 8 years now with no car note and I am so happy. Do I want a new car? Absolutely! Do I need a new car? Nope. I’m saving my money and spending it on other things that bring more value to my life, especially since I am working from home during the pandemic.
@@nikkiknows1545 Same! I was planning to buy a car on 2020. I paused it cuz I’ve been on Home office for two years. I cook more at home, spend less on transportation, etc.
@@adriancarrillo2749 That’s exactly what I’ve been doing too!! 💪🏾 It’s hard at times to not buy something on impulse but we can do it.
@@nikkiknows1545 I even lost 35 pounds eating more at home and with some exercise. It’s been a win-win haha. It’s great to know we’re not alone in this journey.
Your place is so beautiful, amazing. Thanks for sharing.
Love the background setting! Excellent content as usual. Thanks!
Thanks for watching Paula!
So glad your channel came up. You are spot on.
Excellent information. Thank you. I’m happy that I do many of these things and am working on a few other items in your list.
Hello there! I'm a new subscriber and really grateful to you tube for suggesting this video. Thanks for the beautiful tips. They are so right for me
This has helped me in so many ways..... I need to watch this every single day.. thank you so much for this great video.
I'm glad I found you. You share amazing knowledge. I'm in this space you're talking about.
thanks a lot. I need to watch this video every single day. I deal with fear among other things that sucked my accounts dry. It's hard starting all over again. Very stressful. Thanks again. Looking for more videos from you. God Bless
When Bola says 'Bank', it sounds like a lovely soft plush comfortable place.
Thank you for your brilliance and for your willingness to share it. This has become part of my first 5 important things in the morning.
Thank you for this amazing guidance! I especially love and appreciate your focus on mindset, habits and taking action (even small actions) - these are so key for me! This video is so appreciated, thank you 💖💖💖
Thank you for your advice😘😘
You are on point.... Thanks very much for sharing such an amazing idea
Great one for starting a new year..
The majority of the money I put up a month is around 850.00. The minority money that I put up weekly is around 250
AWESOME video. I feel better already! ❤️
Love this! Very informative and well said thanks sis💐
New sub. Love the way you explained everything. I am working on self discipline this year, and stop shopping unnecessarily. Yes, I can do it.
Yes you can do it. Yes You Can!
Thank you for this intervention!
Great Tips! Straight Facts!!
Just found you, you have great information. Thank you for sharing.
Thank you I woke up in tears because I have been working and my paycheck is always spend the same day. Your voice helped me so much
Thank you for sharing your money tips really appreciate it. Great insight.
I don’t know why this came up on my feed but I’m glad it did. Great advice and information, thank you.
Thank you so much for this tips 👍👍👍
Best content, thank you wise Lady for assisting and guiding just what l needed, may the good LORD continue to bless you, you just gave me so much hope.
You are very educated woman sis and I love that thanks for sharing keep it up good work..
I love the simple way you put across these points, thank uou
I just found CVF and I am loving it 💃
I've realised my mistake and i won't repeat it thank you so much clever girls
Your content is so clear true to life easy to follow and be inspired by. I have personal experience that when you stop thinking of your money as being small and just get into the habit of putting it away it becomes a joy to see it grow despite the small amount.
Yes yes
Thank you for these tips! Excited to use these and make better money moves/habits this year.
Stop borrowing for everything, So true!... Thanks for sharing ♥️
Very educative, Bola! Keep it up
Great practical points.
You’re a beautiful black woman❤️. Felt such joy watching and listening to you.
Wow 👏😮I'm blessed. Thank you so much for this marvellous motivation.
Thanks for sharing. Great tips for me to live by.
Really Clever tips!
The name fits so welll!
Thanks very much.
Excellent Video!
Yes! I totally agree. I liked and shared this vlog 💕
brilliant video and expalined well very understanding and clear Thank you so much gives me some hope. Your wonderful Thank you
Thank you so much for these tips
South Africa in the building thank you for all the info.U are God sent.
Thank you sister you're the one I was waiting for, thanks for the tips
Been looking for something like this thank you for the tips.
New subscriber ... thankyou for this valuable information
Thank you very much for this tip, its so helpful.
Thank you so much for this video.
Thank u so encouraging
Thank you for the tips 😊
Thankful to have found your channel!
Thanks for being here!
Thanks a lot 🤔 blessings 🙏
Thank you for such vital information. It was needed
# 5 was very informative thank you..new subscriber
Wonderful advice w/very healthy financial habits. Thank you 🌻.
Thank you so much.
Thank you so much!!!
I'm so new to all of this...but these videos are helping tremendously. They are just what I need to get going with all this! Thanks!!
I'm so glad!
Thanks for the tips a lot to learn 🙂
Great video!
Love ♥️ good advice
Excellent video!! Thank you 😊
Thanks for your help. We need this information.
Thank you❤️
Thanks for the structural advice.
Thanks for your tip
Thank you for your encouraging words for our financial future and peace of mind soon to be living debt free 🙂🙂🙂
Helpful tips!. Many thanks.
Hi Bola! I ordered all your books, well I had two get the Sude Hustle and Investing one. But I see you don't have the goal planner on Amazon😮.
I need that one. But get this I budgeted for it, even though it's a small amount. You are clear and concise in your wirk to empower us on our finances. I love you!
Thanks for these EXCELLENT tips, Bola and for taking the time to share them with us!
Eradicating fear is key. 🙌🏽
I love your anecdote about driving to the bank to deposit $1....
*Powerful! ✨💫
It IS worth it. (-Also, quit listening to OTHER people, because someone once told me that it WASN'T worth it!!! 🤔)
However, if a house is on the market for, $600,000 and you only have $599,999 can you still pay for the house?!?
-(the extra $1 will be the determining factor and has to come from somewhere, so, it IS worth it...!)
Portia Webb thanks so much for watching!
Clever Girl Finance
Love you, in Christ, Bola❣️
Thank you clever girl, for this video.I know this topic was discussed two years
ago, but the topic is right on point today in 2022. Thank you again! for the tips you take to apply this.
Amen you have to change your mindset 🙏
You are so welcome
Thanks for sharing
I hit that subscribe button so quick. Thanks for your tips and advice!
Hi 👋 dear, how are you doing?
Thank you 😊 for the tips
Thank you.
Great work!!!! You’ve done a great job on this video
Thanks for tuning in!!
I love the way you are soooooo relaxed and hitting on the truth. You are indeed a clever girl. Thanks for the information.
Thanks sooo much for being here!
You gave some good advice most of which I have done for long time but it was only after I got divorce that all of it started working overtime and in overdrive, sometimes! it's not cheaper to keep her.
Thanks for tuning in!
Thanks, great and extremely practical advice .
This is very helpful Thank you 🙏
This is so important. Self discipline is vital. I am thinking about retirement.
Yes! Thanks for tuning in!
I got paid every 2 weeks. A coworker/friend used to borrow $20 every week before payday. Every payday she repaid the $20. I just kept the $20 in my desk to loan to her. I tried to get her to save for retirement. She always said I don’t have the money. I told her to invest the minimum $25 each pay period. I told her she wouldn’t miss it and if she did I would give her the money, not loan it.
In a moment of weakness, she signed up. After a month she came to me and said you’re right, I don’t miss it. Another month later she stopped borrowing the $20 a week before payday. Six months later she came in excited, she had saved $300 for the first time in her life. Two years after she started, she said “I have $1,200+ in my retirement account that I saved. For the last 18 months, she had stopped the complaining about how she was always broke. She was self confident, happier.🎉 I was so happy for her. It’s amazing what $12.50 a week did for her life. It actually was more like $8 because of tax savings. Oh and I never had to give her the money as I promised.
There is a Federal Retirement Savings Contribution Credit (Saver’s Credit) Form 8880, towards retirement. It is for low income earners. But, hey, everyone starts somewhere.
I just discovered your channel, happy to be new subscriber !! I love your advice, ( i needed this)...and look forward to checking your videos :~)
Thank you so much, I needed to hear this.
You are so welcome
This video was very encouraging ❤
Excellent videos; keep it up!
Much appreciation for ur video#paying off debt this is my biggest problem and want to start working on it thank you dear.
#much 💕 from Kenya
Thanks for the advice, I am really in debts ...
Thanks for your tips may God bless you 😘🙏
Thank you for always breaking it down and making it relatable!! I love all the subjects you offer on your web site and for free!! I have you 3 books in my cart on Amazon to purchase!!
Hi 👋 dear, how are you doing?
@@franklinstephen3268 Doing OK
@@tonyasilvey9666 it’s my pleasure meeting with you here. Where are you texting from?
This is awesome. Thanks
Well done Bola, excellent work