How To Build Wealth With $0 - The Easy Way
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- Опубликовано: 5 окт 2024
- Let's discuss how to build wealth with no money, the best ways to make passive income, and how to grow your investments to $500,000 - the amount most Americans say they would need to feel financially secure. Enjoy! Add me on Instagram: GPStephan
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1. BE CAREFUL WHO YOU LISTEN TO.
The fact is, if you REALLY want to build your wealth…you NEED to go against the grain and do what most people are NOT doing, and that includes listening to people who are where you want to be.
2. YOU NEED TO START MAKING MONEY
Most likely, IF your goal is to try to build up your wealth as FAST as possible…you aren’t going to get there through a traditional job. Instead, pick a career or a business that ISN’T dependent on how many hours you work, but on the results you achieve. If you ignore the rest of the video and just focus on ONE thing, let it be this - because, it’s important.
3. GET IN THE HABIT OF INVESTING EVERYTHING IMMEDIATELY.
If you want to build your wealth, the reality is that - the longer you wait to start INVESTING - the more difficult it’s going to be….because, the more time you allow for your money to grow, the more money you’ll eventually have.
4. CREATE MULTIPLE STREAMS OF INCOME.
The average millionaire has more than 3 income sources - and, generally, the most income sources you have, the more money you're likely to make. This could include dividend income, capital gains, interest income, rental income, royalty income, earned income, or money generated from a side hustle.
5. MINIMIZE YOUR SPENDING
It’s said that the average American spends $18,000 per year on non-essential items…and this is something nearly EVERYONE can start cutting back on, immediately.
6. AVOID LIFESTYLE INFLATION.
The only way to overcome this is if you make more money, keep your expenses the same - don’t change a SINGLE thing - and invest the difference immediately. If you’re earning $40,000 and get a raise to $60,000…great, now you save another $20,000.
By doing all of this - growing your wealth from nothing to $500,000 in less than 10 years is entirely possible, even without a crazy high starting income….but - it will require a lot of work, sacrifice, and discipline to stay consistent…it means you’ll have to cut back as often as possible, and otherwise live like you’re constantly broke…BUT, AFTER those 10 years…you’ll have the financial security that most people DREAM ABOUT…and those habits are likely to continue forward to build an even greater future.
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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
One lesson I've learned from millionaires is to always put your money to work, no matter how small. Even investing $100 per month can compound to tremendous wealth over decades. The key is to keep going!
My advice for who wants to grow financially this year, invest. Saving is good, but investing elevates your finances. Thanks to my financial advisor, my portfolio is thriving, and I'm proud of last year's decisions.
People often don't realize how important financial advisors are. Data from the last 50 years shows that people who work with advisors usually earn more than those who don't. I've worked with a financial advisor for 13 years, and now I have a $2 million portfolio.
How can I consult your advisor?
"Melissa Elise Robinson" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
Oh good! I already have $0! First step accomplished.
:D woohoo!
😂
awesome!
Noice
You absolute troll
Excellent video. We are all striving for financial freedom and a better way of life. It is not difficult to achieve this with wise investing, economical lifestyle, and careful budgeting. I'm pleased I learnt early on to work hard for financial independence.
In my opinion, making a smart investment is not only a technique for earning passive income, but also a profitable way of saving for future expenses. People who fail to make the proper judgments early in life often come to regret it later in life. Nonetheless, investing alone can be difficult and risky. As a result, I recommend obtaining expert assistance (financial advisors). The challenge is not just watching videos and reading investing books; it is about implementing information effectively.
As an OAP with extensive expertise, I am certain that the success of any investment is dependent on getting the appropriate knowledge, regardless of what others think. I made $100,000 while working with licensed financial adviser.
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Sincerely, your remarks have genuinely inspired me. I'm highly interested in investing and have a substantial sum of money that I'm willing to invest with the appropriate information. My greatest worry is losing money on a bad investment. As a result, I'm eager to hear your comments and ideas on how to invest intelligently following your licensed financial adviser.
Sonya Lee Mitchell has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@LukeSamuel89 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@YinusaSaheed My advisor is VICTORIA CARMEN SANTAELLA;
You can look her up online
@@LukeSamuel89 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
My sister was working in a Nail Studio and the costumers would pay 40-80€ each set depending on how much they want on their nails. Depending on each costumer she needs about 30 mins to an hour for a Set. Made a bunch of money per month and kept the money to open her own Nail Studio. She started hiring people that want to learn doing nails and trained them. Once she had good workers, she started to open her second Studio and it just kept going. Nowadays she only has to manage workers and do some office stuff, since everything is working. Her workers are getting paid over averagely and she earns six figures every year by doing little to no work and having more time for family.
But don't her employees have to go to a school for a certain amount of hours and pass a state exam to be employed is this field?🤔
@@MrJohnnyDistortion they stated the cost in Euros so, the rules are probably different (assuming you're talking about the us because you said 'state exam')
I am your sister
Great Video Mav! Maybe make a video on potential investments in this current market that would fetch substantial profit, been coming across articles on bloomberg, business insider etc about folks raking in $200K averagely in 6weeks using some sophisticated strategy and I'd love to know how.
Investing in stocks is a good idea, a good trading system would puts you through many days of success.
I agree, reason I have all my invt-decisions ran through a coach on a daily-basis, it’s been 3years and counting and I’ve grown over $2million in gains, my coach's-analysis so far has steered me off losses and troubled waters and guided me make the most off major-breakthroughs in the mrkt, and esp. in this downtrend, her safe haven asset- trading, short-selling, ETF shorting skill-set are very essential.
@Dan Brooks Big Credits to 'Christine Jane Mclean she has a web presence, so you can simply search for, there are some others but it might be difficult to get them, but Christine as been a good guide through the year.
People still make videos about zero to a hundred riches.. that thinking is the only way to slow yourself down.. to make money, you have to invest wisely
very true, people dont realize how much money is being made day to day on the internet... I do not even bother explaining it anymore
It is because you must accept that you cannot accomplish everything on your own. When you do not practice division of labor, it is referred to as greed.I made a million dollars trading stocks last year with expert advice, paid the commission since I am not greedy, and the rest was history. Quite easy if you are informed
I've been thinking about going that route. I have a lot of stocks that I have maintained, but they are beginning to lose value, so I'm not sure if I should hold onto them or sell them. I feel hiring your investment coach would make it easier to restructure my portfolio.
sure! I work with Mrs Emily Lois Parker and you can lookher up as she is famous in the US
thanks for tip, Just looked her up, she seems amazing and I am looking forward to working with her
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor
Not at all, having monitored edge my portfolio performance which has made a jaw dropping $780k from just the past two quarters alone, I have learned why experienced traders make enormous returns from the seemingly unknown market. I must say it's the boldest decision I've taken since recently.
@@adakkristinn Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
@@LionTowercoporation Colleen Janie Towe” is her name, you can search her up for her info
@@adakkristinn Thanks for this tip. Her website popped up on the first page immediately I searched her on google web, I read through his resume and it seems pretty tight. So, I dropped a message & hopefully she replies soon.
1:21 Be careful to who you listen to
2:03 Earning money
3:54 Investing immediately
6:35 Create multiple source of income
- earned income 7:08
- dividend income 7:23
- capital gains 7:59
- interest income 8:22
- rental income 8:38
- Side hustle 9:25
10:07 Goal 500k
13:25 lifestyle inflation
I appreciate you.
Thank you!
Thank you!
Love this thank you!
Thank you bro
When you invest, you are buying a day that you don't have to work.
I pray everyone reading this becomes successful.
@John Alfred you can reach out to him now on FB 👇
@John Alfred Mark J. Ramsey
Long-term thinking or mindset gets us to long-term results. Do consistently investing and see how you have saved yourself from financial crisis.
Amen🙏, thank you, and you too BATMAN says!😊
@John Alfred shib
.Shibarium will be released soon... don't sleep
i've learned more financial advice from Graham than from 12 years of school 😅
That's because it isn't taught in school. 👍
C'mon evil from minecraft to this
You are as free as i am
why is evil here lol
First time I’ve ever seen you comment on a video, are you new ?
They don't teach you finance in school. So the jokes on you.
There are lots of mixed opinions about stocks and there projection in the next coming years, I aim for short term solid gains from market correction and I'd definitely jump on the boat if I knew a thing or two about day-trading, but then again what do I really know? I'm just looking for the right moves to grow and hedge my stagnant reserve of $370k from inflation.
Time in the market beats market timing. Some people think they can view investing as a get-rich-quick scheme, but it doesn't quite work that way. It's a long-term commitment as you can see from kevin's portfolio performance.
Because of these market uncertainties, I do not base my market judgements and conclusions on rumors and hearsay. I let my emotions get the best of me in 2020, leaving me in an useless position in the market; I had to reorganize my whole portfolio with the help of an advisor before I began to see major results in my portfolio. I'm still working with the same advisor and have made more than $1.5 million in two years. Whether it's a bull or bear market, both create good returns; it just depends on where you look.
@@sommersalt88 Unquestionably, we are only one information away from collecting wealth; I know many people who made their fortunes from the Dotcom and 2008 crashes, and I have examined similar prospects in this present market; might this person who helps you assist you?
My advisor "LISA ELLEN SHAW" is highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversification as a bear market buffer and is considered an expert in that field. I recommend doing further research on her references. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market profitably.
@@sommersalt88 This is useful information; I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
Thanks for sharing PEPE and AMS77H. 💯
Successful people don't become that way overnight. What most people see at a glance wealth, a great career, purpose is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life
You are right, to be a successful person in life require him or her of hard work and time
The thing about been successful is working toward it and not going the other way round
You are right. Been thinking of going into gold and cyptocurrency
It's obvious everyone is doing this online Investment
Investment is the key to achieving success with the current pandemic slowing down so many businesses aww
I’m 19 and I’m spending my time listening to this guy that I stumbled upon on randomly one day and I don’t regret it.
That is time well spent. 👍
You are at a massive advantage
Awesome! Wish I would of listened to this guy and a few others at 19
Im 14 and im listening
16
I earned my money the old fashioned way...I inherited it all
The true way 😌
But how did your ancestors get the money that you inherited? They made that money
@@luxurybuzz3681 Or stole it..
@@luxurybuzz3681 nah they also inherited it
@@frankdonnie3713 shut up
Why everyone is talking about AMS77H?
My takeaway: Pick a career or business that's not depend on how many hours you work
This well aligns with Jim Roh's saying “You don't get paid for the hour. You get paid for the value you bring to the hour.”
Any careers you recommend?
@@RGE_Music Writer
@@RGE_Music strippers an cocaine.
im not smart. so any suggestions for me? 😂
Some jobs in Wall Street
average young guy: spends 2000$ per year on coffee
graham: invest the money
business idea: start a coffee shop 😘
Or better yet set up a catering trailer selling fresh cups of bankroll coffee. Call it the Bank Vault 😂
@@Rhyd LMAO that would be perfect!
It works. Just do the work in finding good coffee in some far off forest and business will go to the moon.
Nikola stock is the best before it skyrockets on Friday
Dang what young guy has that much money to spend on coffee?
Honestly, I'm unsure if investing is a wise move right now. Take note of how frequently things fail. As I still have some time before I retire, I'm still looking for a better strategy to invest my money despite reading charts and predictions from well-known investors from the past and present. In order to generate passive income, I want to build a solid and reliable portfolio.
The outstanding catch-up measures currently in place are unquestionably due to the Fed, as they were first too sluggish to contain inflation. The epidemic, supply-chain concerns, and the situation in Ukraine are all factors in the looming perfect storm of inflation. Not to mention the sharp increase in housing expenses, another factor that makes it challenging for the Fed to control inflation. To sum up, if you have the cash, get rid of it right away to benefit from the high savings rate.
The issue is this! Individuals with little to no experience in the stock market commonly try to buy on their own. Prior to acting appropriately and getting in touch with financial advisor Eileen Ruth Sparks in the US, I had the notion, but things have changed since then. I began seeing incredible returns on my investment.
Although this is impressive, my portfolio is in such horrible shape that I definitely need their aid. Tell me how I can get in touch with her, please.
Check up on Eileen; in 2020, she attracted a lot of attention. I'm not sure whether I have permission to say anything, but... okay. She acts as my mentor and manages my portfolio.
Very recently turned 18, you have helped massively gain a perspective on what to do. Positivity has really made me change my overall mindset. More doing less talking.
You're now at the right age to start creating a future where you don't have to worry about your finances. Do something that your future self will thank you for. See you around!
Don't squander it, you got the advice, make a plan. I didn't. Now I'm stressing at 30. Don't be me lol please
Trading in stock market is similar to killing a golden goose. Stocks, like the golden goose, are great cash flow generating assets. Once invested, stocks provides lifetime cash flow in the form of dividends, you just have to know what stocks to pick. I'd recommend Mr Sam Deymon.
I’m saving and investing around 70 percent of my income in the financial market(high yield etfs, stocks, coins, gold etc) pretty much how I made my first million although with an FA. I have a high paying job, and I live upstate NYC. my expenses are low. I have zero debt, low rent and car paid off. So i can just save. feel lucky at this point I'm actually grateful for Lisa Rosa Cavanagh handling my portfolio, she's the only person i know that's richer than me hahah!!!
That’s some good values. sounds like you got something going for you
I did read about Lisa Rosa Cavanagh on the web., quite a great bio she has
I been following his advice and I was making 18k a year now I’m up to 180k a year and growing as long as you follow and make smart choices it definitely helps
are you making a million and 800K now?
@@hansalvarado4286 no, hes past that at a billion and 800 million. he just made smart choices and didnt buy coffee.
Starting on my wealth journey. Currently have no income and several thousands in debt. So excited to come back to this comment in a year and see how I've improved 👏🏿
I was 36 with tens of thousands in debt and on the streets now I'm 39 with a 6 figure retirement fund you can do it if you focus
@@derrickharris7318 thanks so much for sharing your story. I'm definitely encouraged and looking forward to building wealth.
You got this!
@@derrickharris7318 damn that was a pretty quick turnaround. How'd you do it?
@@pkjk1255 I'm cheap I don't waste money I don't need fancy or brand new just a roof and a shower humble so I do as required working long hours and side jobs giving more than is required how do I do all that? Jesus is all I can say it's not about me no more I just do what's right. Consistency is the main goal it don't have to be done overnight.
Well I earned $ 1250 through James, had doubts but glad I gave it a shot
Oh can what’zapp
Or text
+1
470
645
To "Canadianize" it a bit... The Roth IRA is equivalent to the Tax-Free Savings account (which should be called the Tax-Free Investment Account -- but that's another story) and the 401K 's Canadian equivalent is the RRSP.
Good contribution, this is super helpful for all us fellow canadians! There are so many american finance channels, it's good to see the canadian version of the information. :)
And to "Quebecianize" it a bit in french.. the TFSA is "Compte d'épargne libre d'impôt" (CÉLI) and the RRSP is "Regime enregistré d'épargne-retraite" (REÉR)
Is their a Roth IrA equivalent in Ireland?
@@caraRL Merci mon ami. J’aurais dû y penser.
Oohh thanks for this
Investing is like planting a tree. The best time to plant a tree was 30 years ago. The second best day is today.
thats right!
Nailed it! 🎯🎯🎯
I like how you put this Xavier 👍
The 3rd best day is tomorrow.
@STUN MUSIC Yes it is highly profitable, I made a good profit of $8,500 with a capital of $1600 on my last trade with her.
Just work so much you don't have time to spend money. Yep that's probably my favorite one.
Watched this twice! Graham’s recommendations:
-Listen to people who are where you want to be
-Work a job that pays on results not on hours (ex. sales)
-Switch jobs to earn more
-Start a business
-Invest immediately (maximize time in market)
-Open Roth IRA
-Save as much as possible as soon as possible (ideally more than 10% of income)
-Create multiple sources of income (millionaires have 3+ sources of income)
-Common sources of income: Salary, Dividends, Capital Gains, Interest Income, Rental Income, Side Hustle
-Don’t increase your expenses when you increase your earnings
you missed a very important one: work so much that you don't have any time to spend your money
Now, how does a retiree manage to do this? When I was working and setting up my retirement plan, $30,000 seemed like a lot of money. Two divorces, two careers and a heart attack later, I’m finding this amount of money doesn’t cover expenses very well. So starting from $0 is appealing to me!
Graham: “What do you do between 6pm and midnight?”
Me: “SMASHING the like button on this video” 😂
😆
It takes you SIX HOURS to smash the like button?! 🤣
I jk.
Lols
@@frankdonnie3713 How?
@@frankdonnie3713 what?
I feel like I’ve seen this video 1000000 times now lol
Same vid, different title, either way it always motivates me at least lol
@@Jdizzle455 thought I was the only one trippin😂
@@frankdonnie3713 any askers?
To live a life that most won’t you must do more that what most will. A quote that I remember when grinding and not seeing instant results
We are debt free except for our house. Incomes increasing, expenses decreasing, investments growing. Life is good. $5 and ebay replaced my wifes income. Waking up at 5am to youtube and just hit 600 Subs! Pretty pumped at how things are going. Listen to graham and do the things.
Congrats on the 600 subs! Sounds like you're on a great track :).
I recommend only watching Graham's Videos, and spending the rest of the evening making your own
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. The stock market has plenty of opportunities to earn which I myself took advantage of.. I made my first million from going diverse, mainly stocks, ETFs, coins and bonds. It’s a long term plan for me so I invest and re-invest
As a newbie in the financial markets, the volatility scares me so much and I'm curious as to how you were able to make this much returns in such market conditions.
@@mitchsapastein5593 i made my focus on looking at investing from a long term perspective and watching it compound , and my FA basically was my back bone.
Rightly said lauren, most people seek instant income instead of setting long-term plans/goals and following through religiously. Patience is the game
@@laurenkaran9140 your FA, if you don't mind, can you refer me ?
@@mitchsapastein5593 Susan Kay Mack is her name, search her up for her info
“What’s up, Graham! It’s guys here!” 😂 Am I the only one who caught that?
No I caught that too lol
Love when he says that. Cracks me up every time.
I though that's what he said 😂
ahahah i was so confused thought i was hearing things aha
@@glamdawling Okay it's intentional lol. I was like wait a minute.
We are wired, since childhood, to think if we do our thing well (study, work etc.) everything will go well, we will get a career, we will be paid more and more, we will be able to afford more and more, live a comfortable life and we should not worry about anything. Then life happens.
I still think it speaks volumes about the American lifestyle that a second job is a technical necessity just to achieve any semblance of fiscal stability. If you told youngsters in high school that, for the cost of their 20s they could be free *but* no parties, trips, and just work 60+ hours, you would be heckled out of the room. This is also why such true advice is almost never followed, and yet given away for free: no one wants to hear that the main purpose of, and the bedrock of success in life, is sacrifice.
For people wondering about the thumbnail 250 A-day for a whole year is $91000
Almost there. $40 a day passively
@@jovelove2115 how do you make 40 a day passively?
@@jovelove2115 That is excellent
@@jovelove2115 give me the juice
@@jovelove2115 tell us how
This is so true! That is what I did. I saved 90 percent of my income then invested it in Real Estate.
no rent no foods no car ? how
Prob lived at parents home and mooched
@@kylesaunders1661 Actually I was a Captain in US ARMY, had roommates and drove an old vehicle! Sounds like your mindset is your problem! Good try at being a troll tho!
@@YakMotley that’s the solution go to the army and you can save 90% of income
Had the same struggles as a beginner before a colleague introduced me to Mr Sam who showed me great strategies on how trade and accumulate profit constantly which helped a lot during the download and unlike others. He doesn’t ask for anything to teach you. Good people still exist.
When I met with Mr Sam I had a feeling he would be like everyone l’ve meet but he turned out to be so generous and genuine. I can’t do without thanking him for what he has done to me and my entire family
You work for 40yrs to have $1M in your
retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires.
You are right, to be a successful person in life require him or her of hard work and time.
The thing about been successful is working toward it and not going the other way round.
It's obvious everyone is doing this online Investment
@@kirstenraedmund7346I totally agree with you it has been an eye-opening experience for a lot of people..
Investment is the key to achieving success with the current pandemic slowing down so many businesses aww.
We could have just listened to our parents or teachers growing up but somehow we ended up with Graham 😂 Finally ready to listen
Graham Stephen was an AMAZING RUclipsr when I was starting up in finance. But now that I’m an avid investor your videos only scrape the surface and it feels like it’s for beginners. I would love to see more complex videos from you. Well done tho you were one of the people who put me on this journey.
He’s probably saving the heavy stuff for the patreon
Was an amazing RUclips? You mean he still is. Gotta remember that there are now 12 year olds watching him and me as an 18 year old who started watching him when I was 16 is helping me out. And if it feels like it’s for beginners it’s because it is. Gen z is rising up fast
Go read the intelligent investor, naked economics and any of John Bogel's books. There are a hundred others, but Warren Buffet's teacher and the creator of the index fund are good places to start. Naked Economics is just a very easy to understand grounding in economics
@@ashtonw9931 is Naked Economics an outdated book or is it very much relevant to today?
@@johnwick7583 It is not a super old book, just double checked and it was first released in 02. But even so, it is just a good high level look at economics and it's basic principles.
When my friends got their stimulus checks a couple months ago...they bought new phones or other electronics...I put my whole check into the stock market and already doubled it ... I'm glad made the correct decision
Everyone: 500k in 18 years ☠️ hell no I’m not waiting 18yrs
18yrs later
Everyone: only has 50k in retirement.
🤦♂️
Between 6pm and midnight? Idk, Graham. A kid's gotta live a life. Dinner, non-screen related time, grooming, exercise, hobby stuff, maybe a little ps5, conversations with loved ones. Ya know, the stuff we invest time/money to do in the first place.
Very valid points. Some people do their side hustles, like a journalist writing their book, in the morning hours before their family wakes up / they gotta go to their journalism job
yeah, as much as I appreciate his frugal frugal approach - the work your ass off he goes on about is gon leave you burnt to a crisp, likely despising whatever you may have even liked doin
@@MichelleMarki This is true. 😊
This. Like between 6pm and MIDNIGHT? Nah I will be getting my beauty sleep thank you very much 😭🙏
I would love to know how much money you’ve helped people save and invest over the years!
I'd love to know that, too!
He should ask that question in the comments next time. Make a challenge out of it!
Well how much money has he made you?
@@TopVillain right 💀
"What's up Graham it's guys here." Lol
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Tnx for this info, I just looked up your lnvestment ProfessionaI and found her web page. Her experience is pretty impressive. I wrote her and I'm waiting on her reply.
Wow! Stumbled over here on the same Diana Alexandra hunts , which my colleagues at work always attest to her great experience in lnvestment. Good deeds they say, fly easily..... Diana is great!!
Gov jobs are commonly overlooked
If sales and instability isn’t your thing. Get into a municipality if you’re young and just looking to start out, you can transfer to a higher level state job and your pension time will cary over. Pensions are on a decline but they still exist and some states are generous with them
I second this, especially if you have served in the military or NG. You can buy your time back.
That's because they're a joke, hiring process is months long only to be paid well below market value.
@@GreenJanuary is $120,000/yr below market value? Asking for a friend
I fucking hate sales tbh as an introvert. Worked as one for a couple of years and i make way less money than my desk job now
@@thirtyminutefitness6169 For some career choices, $120,000 is below market value. You'd have to be more specific.
“What’s up graham is guys here” 0:01
Thank you I was like someone had to notice😂
“What’s up Graham it’s guys here”. Such a simple joke yet cracks me up every time 🤭
I had $0 but when I met Valerie Scott my intelligent broker from a trade conference with hope and belief that I'll gain because I've been loosing alot.
She helped me build a very strong income stream
Incredibly mind blowing, I never believed I would meet someone else who works with this lady tooo, she's been a positivity to my finances
Actually I'm glad, I'm feeling like an investor who has been in the game for a long while, thanks to this wonderful lady who helped me, even when I doubted
This is not the first time I'm hearing this name and her records
I really wanna knw how to get to this lady ASAP
I had an initial start up of 2450 last week and was placed on a specific signal which sky rocketed my profits.
I wish this content was around when I was younger. I had a late start at 45 because I was financially stupid now playing catch up
Better that you started now than put it off!
Graham: "don't listen to the cookie-cutter advice, here's some real steps you can take"
Also Graham: gives cookie-cutter advice...
Graham can you do an updated “how to build wealth as a teen” ?
Thank you for sharing AMS77H💗 I really appreciate it
For my bro’s and sisters that have no education outside of high school. Being a financial planner/ advisor is very lucrative. I’m getting into real estate as a broker and that makes serious money especially in Canada where I live.
Real estate in combination with my 14+ year financial back ground it will make me a deadly real estate agent
Hahahaha wazzap man are you become deadly today? 🤣
Retired with a 7 figure portfolio and Receiving about $43k in dividends. I have been in the Stock market about 20 years. Am I worried? Am I selling? Absolutely not. I have purchased growth stocks too a little at a time over the past few weeks. I am going to sit back and observe how this all plays out, adding more at a time. my investment strategy with my FA actually calms me down. Eye on the prize, stay the course!
hello! a total noob here, your FA if you don't mind can you link me ?
sure! she goes by Rita Wildrin Mora, you can search her up to connect with her
This guy isn’t legit, I see the same copy-paste comment everywhere 😂
Damn😭really had me till serene popped up🤣 was bouta comment respect for this old timer
@@audi-o1823 I’m so annoyed when I see these. Fishing for people like fish in a barrel. I thought for the longest time that they were real and it gave me hope like a shmoe, lol. Then it just made me mad that I thought those were real people. Thank goodness I wasn’t a total doop to trust them and pursue them.
Your videos have changed my life Graham. I’m 16 with 3.2k invested already. But the constant zooming in and out between cuts is quite irritating while watching on my phone
Yes same you should definitely start watching MeetKevin if you don't already because even though he makes so many videos they are all good and organized
When did you start
Damn how
"Whatsup Graham it's guys here?" 😂
Happy to say, after years of struggling and watching videos from people like you. And changing my mindset, my wife and I finally cleared a net value of over a million. Still work to do, but I have started asking myself, is this an asset or a liability? I would love to get land for us to retire on, but it makes more sense for us to buy a lake house that we can air bnb out half the year on a lake that has an average of 63% occupancy. So thank you Graham, thanks to you and people like you I have come a long ways. And I am on my way to my long term goal. Keep sharing this stuff, we all appreciate it.
This is a genuinely good video! Very interesting man!
Why do I see this guy on every video I watch
didnt expect you here honestly
Hi bedrock man
Are you an entrepreneur?
When I found your channel in 2017, I had less than $80k networth. Now 2022, I have about $574k in net worth. THANKS Graham for being my inspiration!!!
Why is no one talking about the casual way he says "more money left over for Lamborghinis and yachts" ?! 🤣 I love it. Thanks Graham.
My family think I'm mental when I say I am trying to be a millionaire. I needed this
Hello graham I'm 14 and lately I have gotten very interested in personal finance. Can u make a video on teaching us where and how to invest money? I'm really confused with the market
The Markets Structure Keep Going Down, Perhaps Huge Profits Is Been Made By Experts Heard That Holding Ain't a Smart Move On The Short Run. Please Any Idea On How To Make Better Profits in The Market!
Am making £12,000 on every £800 invested in a space of 1week 4days from colins isn't that mind blowing
How do i contct
+134
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You just explained the entirety of financial planning in 15 minutes.
I tried to get my friends to watch your content since it's really beneficial to people in their 20's, but they think you're fake because of your thumbnails.
Maybe the adage "Don't judge a book by its cover" should be modernized to "Don't judge a video by its thumbnail" lol
You tried 🤗
Fake friends? Lol
🤣🤣🤣 those friends are the friends you don't want
Lol
Dude basically said “need money? Make some”
@@frankdonnie3713 how
@@frankdonnie3713 you said I could teach you on a RUclips comment page, and I asked how. There’s no protocol for this lol…
@@frankdonnie3713 maybe you could make a quick video on it? And I could ask questions on the comment section
What’s up graham it’s guys here, keep up the good work 🔥🔥🔥
0:40 This is starting to sound like South Park. I'm loving it
Loved loved loved this video!!! Thank you so much Graham!! SO Helpful having everything you mentioned summarized in a visual style! As someone with Synesthesia and ADHD I appreciate you!
Is synesthesia a bad thing?
"What's up Graham, it's guys here!" threw me off in the beginning. Lol
Graham I always wonder about your real estate debt. Do you ever get worried about having so much debt despite the real estate to back it up? I listened to Dave Ramsey’s story and he went from millionaire to bankruptcy taking out too much real estate debt and I believe this was mentioned you about your portfolio from mr wonderful in a past video. Thanks!
@Pìnned by Graham Stephan no thanks fake graham stephan
there's a lot of differences between what dave ramsey did and what graham is doing. first of all dave ramsey had 90 day mortgages which was extremely risky graham only has 30 year fixed rate mortgages. second dave ramsey was wayy more leveraged than graham dave ramsey in today's dollars had about $9.9 million in real estate with $7.4 million in mortgages which is only 25% equity graham as of 10 months ago has $6.6 million in real estate and $2.9 million in mortgages which is 56% equity and $4.5 million less in debt than dave. third dave ramsey in today's dollars was making about $600k a year and his only investments and streams of income was real estate, graham makes about $5 million a year and has youtube, real estate, a coffee business, and a wide variety of stocks. dave ramsey's level of risk when he went bankrupt was so extreme that it wouldn't even be possible to do today.
basically graham has much safer mortgages than dave did, he has much higher equity with a smaller total than dave did, he makes like 9x as much as dave did, and his income and investments are much more diverse than dave's were.
@Senior Housing Analyst all of graham’s properties are definitely cash flow positive but okay
The plugs are more and more seemless😂🔥I love it
im so glad u actually said ur gonna have to earn some money at some point, otherwise i wouldve felt like i wasted the last 16 yrs
Your first $1k will come from hard work. Your first $100k will come from smart work.
yep!
Well said.
true!
Whats up Graham it’s guys here lol
Man watching this reminds me of when I used to watch solo grinding videos of GTA online back in the day lol
I started trading with Sir Deymon few months ago and it has been an amazing journey. Very soon it became clear that he puts not only a lot of effort, enthusiasm and professionalism in his work, he also cares a lot of being a true, honest mentor to the new traders. In all of the classes, the profit returns is great.
Lost more than half my holdings but luckily for me chad was referred to me and i am proud to say we're working together till date and I've accumulated over 17btc from nov till date.
I'm new to forex and I find it difficult using these strategies well. Where can I find a legit broker? that we manage my account and also teach me how to trade.
Count me in because I'm placing my trades with Expert Sam,This is the kind of information that we don't get from most RUclipsrs I will get in touch with him right now.
Y'all are trying so hard to scam people. Your pseudo conversations aren't gonna work.
I teared up. This is amazing and I need more of this video type. Ty Graham
Do not buy non-essential or luxury items on credit: vacations, 8k television, watercraft, etc. Use credit cards in lieu of cash; pay off the balance asap, if not immediately.
I quit a career to deliver pizzas for this exact reason. The harder I work the more efficient I am the more I make. And I love it.
@@frankdonnie3713 spam
do you really love delivering pizzas?
@@evgeniisemanov3399 absolutely! Best job there is.
@@evgeniisemanov3399 who doesn’t like pizza!
More wealth builds more wealth. the compound effect applies to everything
thats true!
totally!
I like how you put this! I love the power of compounding
Bitcoin fixes this
Awesome. $0 Done. I do not have the skill or personality for sales so I guess I'm starting my own business... except don't 90% of start up businesses fail? And don't you need money to start a business? Not sure a business loan will cover everything..
An ice cream truck is a small business. Vending food at festivals and events is another. Just Google "Low Investment Start-up Businesses" and gather ideas.
U made the vid I suggested 💯 graham listens to his fans y’all 💪🏽
you got it !
The best advice I can offer is to conduct due diligence on each and every trading system, platform, educational course, account manager, and brokerage firm you are considering. And I'd recommend Mr Sam Deymon and the IQ momentum strategy for anyone who is still trying to find an edge in the market. If you are still losing money then you need this strategy.
It's amazing to find so much value inside a 15 min video...
I feel hope while also feeling hopeless from this video. I am totally motivated by it to just work like a boss and secure my future, but at the same time at 35 I am feeling like all we all are doing is just working to prepare to die. Someone please help me in changing my mind if this isn’t the case. I feel so conflicted sometimes.
It will all boil down to what you really want to become, while there are a lot of people who are already contented with what they have in life, there are a lot of people who want a brighter future and with that, they take necessary steps to upgrade their lives, especially in financial aspects, so they are investing. Invest not just because you want to be rich, but invest to be financially secure and for financial freedom.
Only you can change your mind most people you interact with are going to think and feel like you are posting and odds are very high they will be in a similar situation in ten years choosing to apply yourself more invest more plan more and you won't be in the same place in ten years as they are kinda your choice if you wanna get anywhere or your ok just going no where it doesn't take much to shine when most are average.
I liked the beginning: " What's up Graham, it's Guys here ! lol
Lolol hilarious
Thanks for your kind heartfelt message
anyone noticed he said "what's up Graham, it's guys here" at the start? Lol!
Graham, one thing to note about the switching jobs to make more money tip: correlation ≠ causation. Meaning that the two are probably correlated because people predominantly leave a job for better pay. So it makes them correlated, but leaving a job by itself doesn’t necessarily mean more pay. You have to first find a job that pays better and qualify for said job. Then you leave and it reinforces the statistic. Hope I articulated that well. Great video! Just wanted to point out that observation.
Great stuff Graham, basically a Millionaire telling you how to become a Millionaire the power of youtube
“Start a BUSINES” 😂😂😂 (3:33) that typo caught me off guard and I laughed. Great advise throughout the entire video though.
Whats up grahm its guys here 😂 gets me all the time.
Dude u a good guy, never stop
you got it!
I love that this advice is very practical and not over the top or unrealistic