How To Make $100 Per Day With Index Funds

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  • Опубликовано: 21 сен 2021
  • Here's the complete tutorial to make $100 Per Day in Passive Income by Investing in Index Funds - Enjoy! Add me on Instagram: GPStephan
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    Being able to make $100 per day passively, from an easy investment that ANY can make, is going to take time. The GOOD NEWS is that it’s not difficult, there’s NOTHING complicated about it…but, you’ll need to be okay building this up, and not rushing the process to try to make as much money as fast as possible…otherwise, it’s not going to work.
    The first, and probably MOST COMMON approach that most people automatically think of - is DIVIDENDS.
    Generally, they’ll range anywhere from 2.5% if you’re buying into a real estate index fund, 1.26% if you’re buying the SP500, 1.2% if you’re buying the entire market…or, if you’re really wanting to GO FOR IT…as high as 7% if you’re ONLY buying a high yield dividend fund. Overall, though - across MOST index funds, you’ll find an annual dividend payment of anywhere from 1.2-2.5% annually, and ALL OF THAT is probably going to be the easiest passive income you’re ever going to make in your entire life.
    The second approach to earning passive income with Index Funds is simply - GROWTH.
    An investment in something like a Total Stock Market Index Fund is literally an investment that the entire economy will continue growing, businesses will become more efficient, and other people will invest to become a part of that…and, historically, those investments have gone up above 8% per year. If we go back EVEN FURTHER than that, just within the US…throughout the last 100 years, the SP500 has seen a 10% annualized return with dividends reinvested.
    And the BEST part with this is that - you won’t be taxed on this growth and profit UNTIL YOU DECIDE TO SELL. That means, essentially, your money continues growing tax free - up until the point where you want to spend the principle. At THAT point, you’ll be taxed at long term capital gains rate…which means, you can strategically sell your investments at different times to make sure you’re in the lowest tax bracket possible.
    If you JUST look at this OBJECTIVELY from the perspective of dividends…it’s a lot. If you average a 2% dividend paid to you annually…you’ll need $1,850,000 invested to make $100 per day from an index fund. Now, this isn’t impossible…and, by investing an average of $17 per day…your investment should grow to that amount within 40 years. Bump that up to $30 per day and you’ll get there in 33 years, and if you can invest $50 per day…you’ll get there in 27 years.
    But if you invest for a combination of dividends AND growth: assuming that you could periodically SELL 4% of your portfolio every year as passive income…you could achieve your goal of $100 per day by having a total of $920,000 invested in a broad fund covering the entire stock market.
    Investing $10 per day will bring you to that amount in 38 years….it’s a long time, I know…but, $10 per day is amount that most of us could do on auto-pilot without given it a second thought - and, by the time you’re about to retire - you will have hit that goal with almost no effort whatsoever.
    However, at $20 per day…you’ll reach this goal in 30 years. With $30 per day, it’s 25 years… at $50 per day, it’s 20 years, and if you can swing $100 per day…you’re just 13 years away from making that a reality, and everything after that is purely passive.
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    *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/

Комментарии • 2,2 тыс.

  • @CreativeCashflow1
    @CreativeCashflow1 2 года назад +2927

    Having money in your savings but still telling people "im broke" is a different kind of discipline 😂

    • @GrahamStephan
      @GrahamStephan  2 года назад +348

      It really is!

    • @Amy-gj7lz
      @Amy-gj7lz 2 года назад +62

      @@GrahamStephan wish when I told people they understood i have no savings at all lmao

    • @chrisfarez7371
      @chrisfarez7371 2 года назад +65

      Yeah i used to do that starting age of 18 till 24 when i bought my first home

    • @jollysteffen
      @jollysteffen 2 года назад +99

      Literally me. It hurts to spend anything so I might as well be broke 😂

    • @sergioarellano7347
      @sergioarellano7347 2 года назад +13

      Lmfao!!!! I do this toooooo LOL

  • @CHAOS_6E
    @CHAOS_6E 2 года назад +811

    Extra hundred dollars a day so I can buy avocado toast and Starbucks every single day

    • @thomasjameshenderson8145
      @thomasjameshenderson8145 2 года назад +14

      Nooo

    • @logandudley2552
      @logandudley2552 2 года назад +33

      If he read this he’d have an aneurism, possibly cry.

    • @yesmoney1901
      @yesmoney1901 2 года назад +7

      Yes nogga

    • @bjwkusgxjdks
      @bjwkusgxjdks 2 года назад

      😒

    • @hittingtax2670
      @hittingtax2670 2 года назад +10

      Just because you can do something doesn’t necessarily mean you should. Avocado toast and Starbucks are both inherently expensive.😑

  • @angelalopez2003
    @angelalopez2003 2 года назад +607

    You had my full attention at, "The simplest way to build wealth...that takes the least amount of time." At nearly 56, recently widowed, and not knowing wtf I'm doing, this is exactly what I was searching for! Thanks, Graham!!!

    • @sunsetsleeper
      @sunsetsleeper 2 года назад +40

      As someone who is 21 and wants to retire at 42 this is great.

    • @ATS1031
      @ATS1031 2 года назад +6

      hey how did this go?

    • @angelalopez2003
      @angelalopez2003 2 года назад +26

      @@ATS1031 I've started dipping my toes in the water so to speak, using dollar-cost averaging. Now I'm getting more comfortable with market fluctuations and gonna get more aggressive with the amount each week. So far, I'm really liking M1 Finance- it's really easy to use.

    • @demestin
      @demestin 2 года назад +6

      Im sorry to hear that. I hope everything works out in your favor.

    • @ellebelle6439
      @ellebelle6439 2 года назад +6

      @@sunsetsleeper yeah I'm 30 I've been working and had no vacations since I was 14 I'm trying everything to not have to work and to have a life before I turn 40 because I'm burnt out and broke. I feel you

  • @Jorangus
    @Jorangus 2 года назад +251

    Hey, im new to index funds. Which Index fund would you recommend researching? these seem very interesting but I want to make sure I get into the best one.
    thanks.

    • @kathleenstoner.n7499
      @kathleenstoner.n7499 Год назад +5

      VTSAX and VBMFX. But I will still encourage you, to further diversify your investments. No matter how much you are making from a particular investment at the moment still don't forget the diversification technique so that when another is down, the other will be up. You can do so by getting an experienced specialist whose platform has diverse investment choices to choose from. By doing this, you give little room for regrets and perhaps gain more.

    • @sonyablack2015
      @sonyablack2015 Год назад +1

      @@kathleenstoner.n7499 Great. Generally, diversification is a key factor. Don't put all your eggs in one basket. Pragmatically, I have been into all of these for some time, though I won't say I have made or lost a fortune. Do you mind recommending a specialist whose platform has diverse investing choices? Quite rare! I anticipate your response.

    • @kathleenstoner.n7499
      @kathleenstoner.n7499 Год назад +1

      @@sonyablack2015 Funny enough, I can honestly relate. I don't know if I am permitted to drop this here, but do run a check on Sandra Yvonne Webster or Sandra .Y. Webster Finance. Was in the news alot in 2020.

    • @Thompson7888
      @Thompson7888 Год назад

      @@kathleenstoner.n7499 This is the second time I am coming across this Sandra Yvonne Webster. Last Tuesday, I saw a telecast on the economic bubble there were testimonials from her clientele on how they gain daily through her strategies. The testimonies were so impressive and sounded too good to be true. Though I made some research and found out she's one of the oldest by ranking, I am still skeptical. Do you work with her? Thanks.

    • @Jorangus
      @Jorangus Год назад

      @@kathleenstoner.n7499 thank you! I will research both of those tonight. Definitely appreciate this advice!!

  • @Malfunkshun87
    @Malfunkshun87 4 месяца назад +32

    If I had $100 a day to invest, I’d already have $100 a day…

  • @bryanbmw1
    @bryanbmw1 11 месяцев назад +40

    Did he just say, "What's up Graham, it's guys here"?😂😂

    • @nickluther4423
      @nickluther4423 9 дней назад +1

      Make sure you like the smash button.

  • @Casey-summer
    @Casey-summer 9 месяцев назад +321

    Prominent market experts have been expressing their concerns about the severity of the upcoming downturn and the potential extent to which equities could decline, especially as a recession looms and inflation persists above the Fed's 2% target. With the goal of building a portfolio reaching $850k by the time I reach 60, I am seeking recommendations on suitable investment options. Your insights would be greatly appreciated.

    • @lilyhershey1
      @lilyhershey1 9 месяцев назад +1

      There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

    • @mellon-wrigley3
      @mellon-wrigley3 9 месяцев назад

      I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.

    • @sloanmarriott5
      @sloanmarriott5 9 месяцев назад

      Please can you leave the info of your investment advisor here? I’m in dire need for one

    • @mellon-wrigley3
      @mellon-wrigley3 9 месяцев назад

      Do your homework and choose one that has strategies to help your portfolio grow consistently and steadily. ‘’Camille Alicia Garcia” is responsible for the success of my portfolio, and I believe she possesses the qualifications and expertise to meet your goals.

    • @Gallo-firestone
      @Gallo-firestone 9 месяцев назад

      I've taken the initiative to research Camille Alicia Garcia online and verify her credentials. I'm impressed with her expertise, and I've reached out to her to share my financial market goals in detail.

  • @Je.rone_
    @Je.rone_ 2 года назад +47

    If my boss says i can't watch graham at work I'll fire him... oh wait second🤔... im self-employed 😅

    • @GrahamStephan
      @GrahamStephan  2 года назад +8

      :p

    • @elizabeths.3634
      @elizabeths.3634 2 года назад +1

      Good one. I do sometimes watch Graham at work, but only when I am legitimately on a break.

  • @AllThingsAnatomy
    @AllThingsAnatomy Год назад +43

    Super important to also consider paying off any high interest debt first before jumping into investing regularly! There is little to no point in investing if you have high interest debt!

  • @Thompson7888
    @Thompson7888 Год назад +173

    Please, keep creating good content. BTW, I have started trading with Aixprobot, and I love the platform because it is the best Ai-driven auto-trader platform I have ever used I get to do absolutely nothing after placing a trade and there is now a tremendous growth in my profit margins also, even as a novice who knows close to nothing about the markets. Thank you ❤

    • @kathleenstoner.n7499
      @kathleenstoner.n7499 Год назад

      @mackenzie fventes Aixprobot interface has been in operation even before Covid. It's one of the oldest and a very good Ai-driven Auto-trading platforms. I started to use after my retirement, in 2012.

  • @matturner8
    @matturner8 4 месяца назад +258

    The biggest companies are thriving right now because all the macro conditions are in favor of them," said David Russell, The PCE numbers give us a confirmation that the worst of the inflation crisis appears to have passed. . I'm currently sitting on more than $327k of cash, Any stock recommendation?

    • @ritalorrigan
      @ritalorrigan 4 месяца назад +4

      You should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

    • @ScottArmstrong12
      @ScottArmstrong12 4 месяца назад +4

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

    • @KevinClarke9
      @KevinClarke9 4 месяца назад +3

      I actually subscribed for a few trading courses but it didn't help much, I’ve been getting suggestions to use a proper financial advisor, how can i reach this your coach?

    • @ScottArmstrong12
      @ScottArmstrong12 4 месяца назад +3

      I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

    • @KevinClarke9
      @KevinClarke9 4 месяца назад +2

      Thank you for this. I'm gonna check her out and try to reach her. I hope she gets back to me soon.

  • @stavrospavlides2093
    @stavrospavlides2093 2 года назад +377

    Graham, you are crushing it. You seem to totally understand the psychology of the average youtube-finance viewer

  • @Daniel_Braun
    @Daniel_Braun 2 года назад +43

    Now I can buy 10 bags of 20 cent bankroll coffee everyday because of this video 👍

  • @theadamblock
    @theadamblock 2 года назад +9

    This why you're a genius. Taking something that could be considered "clickbait" (which isn't that anything we're interested in and don't we make the decision to click?) and showing how realistic it is with math.

  • @JohannesDalen
    @JohannesDalen 2 года назад +9

    This was really good, reminded me of your older videos when I first started watching you!

  • @DemetriPanici
    @DemetriPanici 2 года назад +84

    I literally only invest into my Roth and the S&P right now. I'll get into other investments and real estate when I have more cash

  • @AliexFolgueira
    @AliexFolgueira 2 года назад +10

    Next video “I made an only fan account and made $$ in 30 days “

  • @andfoundout
    @andfoundout Год назад +1

    A car started loudly honking at the same moment you said patience!! Wonderful timing

  • @harmloveschalupas
    @harmloveschalupas 2 года назад +2

    Best financial related youtube channel by far

  • @MiguelQuilesJr
    @MiguelQuilesJr 2 года назад +475

    Thanks for sharing these tips! Passive income was a dream for our parents, and it's cool to see it's something we can achieve today. Also, I smeshed the like button 😁🙌

  • @callumfrank
    @callumfrank Год назад +229

    Explanatory video, one that folks really need to watch. I’m 50, retired a while at 45. I have 35% of my capital invstments in an IRA, 25% in index funds, and the balance spread across other investment accts, in cumulative of over $ 5M. I receive income from my rental properties too. Zero debt and all is going accordingly. My financial consultant has been patient and has done a wonderful job for me throughout the years.

    • @kristennn850
      @kristennn850 Год назад +4

      Living below ones means & investing before retirement especially can be difficult but it's necessary. I've made lots of money mistakes in the past but I don’t regret it as I've learnt from them. Now I’m just focusing on the s&p 500 and waiting for a few years.

    • @callumfrank
      @callumfrank Год назад +1

      Yeah that's a good path. You should focus on a good ETF of the s&p 500, relax back and watch it compound within the years. In good time you could be a millionaire.

    • @callumfrank
      @callumfrank Год назад +1

      In my case Klaus Cassius has helped me to do that proficiently. I'm not a guru so I don't really have experience in investment strategies. I work and my consultant does the rest.

    • @zodi9783
      @zodi9783 Год назад +28

      @@callumfrank nice try dude

    • @notnelc8quil863
      @notnelc8quil863 Год назад

      Do you have vanguard ?

  • @luiskoogler7926
    @luiskoogler7926 2 года назад +95

    My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless

    • @stansburyclarice4968
      @stansburyclarice4968 2 года назад +3

      The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading

    • @candideharrison5568
      @candideharrison5568 2 года назад

      what i think you need is a Financial Adviser, who can help you get in and out of any stock you buy at any time and you'd sure be in Profit

    • @susannabruemmer3683
      @susannabruemmer3683 2 года назад

      who would you recommend?

    • @luiskoogler7926
      @luiskoogler7926 2 года назад

      PRISCILLA DEARMIN-TURNER, That's whom i work with

    • @stansburyclarice4968
      @stansburyclarice4968 2 года назад

      No she's not!...You can just put her name on google and you will be directed to her website and drop her your message.

  • @tomsetberg4746
    @tomsetberg4746 3 месяца назад +7

    TLDW: How to make 100$ per day? Be rich.

  • @WealthyTiffany
    @WealthyTiffany 2 года назад +5

    Love index funds! Great content again, thanks Graham!

  • @sphinxfn2218
    @sphinxfn2218 2 года назад +43

    I'm 16 and just started investing into the s&p 500 and the tsx 60 about a month ago :)

    • @arcticdeveloping4146
      @arcticdeveloping4146 2 года назад

      Sweet! How much were you able to put in now?

    • @ReeceMayer
      @ReeceMayer 2 года назад +7

      You will win life

    • @sphinxfn2218
      @sphinxfn2218 2 года назад +1

      @@ReeceMayer hoping so :) Goodluck to you aswell

    • @jimwokeup
      @jimwokeup 2 года назад +2

      Man, I wish I knew about investing at your age. Keep it up!

    • @Aryan-rx9rl
      @Aryan-rx9rl 2 года назад +2

      I'm 14 and I'm planning to start investing before I turn 15

  • @SimpleOptionStrategies
    @SimpleOptionStrategies 2 года назад +6

    Great way to start! Over time it builds up fast but the key is to start early and be consistant. I would recommend to max out your Roth IRA first.

  • @motokokusanagi7859
    @motokokusanagi7859 2 года назад +1

    the whole video can be summed up in one sentence. Dollar cost averaging; and buy and hold; and reinvest dividends and capital gains.

  • @miked7212
    @miked7212 2 года назад +11

    Great video as always Graham! Your videos are always so informative!

  • @ThisIsTechToday
    @ThisIsTechToday 2 года назад +19

    Would you choose the dividend route or growth route for a HSA?

    • @michaelkarla5436
      @michaelkarla5436 2 года назад +3

      I would take a growth route with an HSA. what's the point of dividends if you get fined for using it early? Grow your wealth first then benefit from it later through passive income 💪🏻

    • @ThisIsTechToday
      @ThisIsTechToday 2 года назад

      @@michaelkarla5436 you don't get fined for using it early in a HSA, and you wouldn't use it early anyways in an HSA. I'll wait for Graham's answer since he knows what method I'm talking about more.

    • @charlenepatterson3742
      @charlenepatterson3742 2 года назад

      What's up Graham it's guys here! You thought I would not notice. Take tsk tsk. I am dyslexic too!;-)

    • @robyhartland852
      @robyhartland852 2 года назад +1

      @@ThisIsTechToday just in case he doesn’t answer… it’s almost certainly a growth fund for most people. But easy enough to figure out. Just compare a 30 year growth calculator vs a 30 year dividend calculator with dividends reinvested for both. But the spoiler alert is, S&P will appreciate in value much, much faster than you can accumulate dividends in a 30 year time span.

    • @michaelkarla5436
      @michaelkarla5436 2 года назад

      I'm planning on getting an HSA next year, so I don't use one currently, but my understanding was that dividends within the account are ignored by taxes, but if you take them as distributions from the account, then it is taxed. If there's a loophole to that, it's news to me

  • @asmrtoonedin
    @asmrtoonedin 2 года назад +2

    Graham I would love to see a video on ETF vs Index fund. I have money in YYY ETF and am curious if its better to move it to an index fund.

  • @seanbownes9242
    @seanbownes9242 2 года назад +1

    is it better to invest in etfs through a brokerage or just simply through robinhood?

  • @OsmondFung
    @OsmondFung 2 года назад +5

    Bought some VOO yesterday, up a lot today! Thx for the advice from your last video! Like smashed!

  • @vududoc1
    @vududoc1 2 года назад +85

    When you said, “even though I can’t do magic tricks,” a picture of Andre during the edit would’ve been cool! Haha!

  • @georgeb3101
    @georgeb3101 2 года назад

    Graham do you keep your wealth on index funds as you are mentioning? And also how do you choose the correct broker to trust so much hard earned money.....

  • @arsmusica23
    @arsmusica23 2 года назад +1

    Is this value per day based on a working calendar or regular 30 day calendar? Ex: $10/working day or everyday of the month?

  • @RickWatson-xu6gw
    @RickWatson-xu6gw 8 месяцев назад +7

    Major indexes booked their worst yearly performance since 2008 thanks to drivers like the recession, war, hiked interest rate and inflation. I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here, is it a good time to buy or do I wait?

    • @gregorywhem
      @gregorywhem 8 месяцев назад +3

      The current market may offer opportunities to maximise profit in the near term, but in order to put such a strategy into practise, you must be an expert.

  • @pofok6498
    @pofok6498 Год назад +3

    Yeah anything more than a few years really seems unobtainable to most. It's basically like planning your retirement. I use index funds in place of a savings account. Very rarely have I seen it loose money, and even if it does just give it a month or two for the prices to go back up. It's not making me rich but it beats the bank's 1-2% interest.

  • @brettrudolph2807
    @brettrudolph2807 2 года назад

    Hey Graham, Love your video. I was was looking at the production equipment link that you shared but I didn't see that sunset light you have in the background. If you can I'd love to know what that is and where I could possibly get one. It has such a great lighting effect.

  • @kishkarpisek9271
    @kishkarpisek9271 2 года назад +8

    Graham, could you please do a video series, where you do an overview of the stock market?

  • @mfkenzotuberkz5347
    @mfkenzotuberkz5347 2 года назад +27

    Let's go this is gonna be another BANGER

  • @corrySledd
    @corrySledd 8 месяцев назад +20

    Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions.

    • @sheltonPston
      @sheltonPston 8 месяцев назад

      Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

    • @corrySledd
      @corrySledd 8 месяцев назад +1

      How do I Find this Lady?

    • @sheltonPston
      @sheltonPston 8 месяцев назад +1

      There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon , and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

    • @corrySledd
      @corrySledd 8 месяцев назад

      I Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds soon. Thanks

  • @futoijosei
    @futoijosei 2 года назад +2

    I don't watch videos at work, but I do listen to them.

  • @bennym5498
    @bennym5498 2 года назад +29

    Where can i go to invest tho

    • @Frank-nx5ri
      @Frank-nx5ri 2 года назад

      @Katie Shawn Really you know him I even thought I'm the only one he has helped walk through the fear and falls of forex trading

    • @anthonybrian6711
      @anthonybrian6711 2 года назад

      George Brian is a well known bitcoin and forex. He taught me the ethics of trading I know today

    • @michaelkylewaldon7282
      @michaelkylewaldon7282 2 года назад

      Wow so he is really known, I was able to withdraw my profit of $35,000 after investing $4000 with expert Mr George Brian platform some days ago

    • @michaelkors9445
      @michaelkors9445 2 года назад

      My first investment with him gave me profit of over $24,000 and ever since then he has never failed to deliver and I can even say he's the most sincere broker I have known

    • @robertmichealpachesco4056
      @robertmichealpachesco4056 2 года назад

      George Brian is obviously the best, I invested $3000 and he made profit of $28,000 for me just in 15days

  • @YuanQ
    @YuanQ 2 года назад +11

    I started investing a little over a year ago because of you and I'm so glad I started!

  • @stevenpaul4394
    @stevenpaul4394 2 года назад +13

    Someone told me that it's the best time to buy because there will be a huge pump

    • @robertmichael1764
      @robertmichael1764 2 года назад +1

      The cost of living is making people go into different businesses anyways, but my problem is that the rate at which money gets finished on little purchases is so surprising

    • @johnwilliams3018
      @johnwilliams3018 2 года назад

      I make good income too from bitcoin trading and its been my most reliable source of income at the moment. With profits I've made so far I don't think i can get broke or lack anything.

    • @andrewedward1127
      @andrewedward1127 2 года назад

      How do you do it

    • @davidthomas4788
      @davidthomas4788 2 года назад

      Because I've tried severally but seems not working

    • @mariewoods4193
      @mariewoods4193 2 года назад

      It's very possible because I make $8300 with my little $1300 weekly

  • @fallenmidori
    @fallenmidori 2 года назад +1

    i will say this was helpful. i can visualize the concept a lot better.

  • @jakeshockley7633
    @jakeshockley7633 2 года назад +1

    Should I split between the s&p 500 index fund and the total stock market index fund or just put all my money into one instead of splitting it

  • @RFZorn
    @RFZorn 2 года назад +4

    Graham, do a video on covered call ETFs NUSI, QYLD

  • @astro365
    @astro365 2 года назад +4

    The Simple Path to Wealth goes over something similar. Great way to approach retirement accounts.
    Set it, forget it! The market takes care of the rest.

  • @Garciaxxvi
    @Garciaxxvi 5 месяцев назад

    Thank you for the info Guy, glad to learn more with this great group of grahams

  • @KeyserTheRedBeard
    @KeyserTheRedBeard 2 года назад +1

    good video Graham Stephan. I killed that thumbs up on your video. Keep up the terrific work.

  • @jakethesnakelover
    @jakethesnakelover 2 года назад +13

    I love how savage you were this video Graham. You had me chuckling the whole way.

  • @okybo
    @okybo 2 года назад +181

    smashed the like button for the youtube algorithm. keep up the great work, Graham.

  • @edytakawka9205
    @edytakawka9205 2 года назад +1

    I'm so sorry if that's going to be a stupid question but I was wondering how (and if) VOO is falling into that category? I don't think it's been mentioned in the video.
    Speaking of the video, it was 15 minutes well spent learning and finding out more, thank you for sharing all the info!!

  • @DaicyMiaLuv2
    @DaicyMiaLuv2 Год назад

    Thank you , learning more about investing..

  • @stanleyshostak2737
    @stanleyshostak2737 2 года назад +7

    I’ve watched this one a couple of times now. To make sure I get everything out of it!
    I’m 48 and I put away here and there but Ive been nickeling down for the past few years.
    My company Aramark (ARMK) started offering employee stock purchasing plan (ESPP) last year. I went in for five percent and recently upped it to seven percent.
    I would appreciate your take on what to do with ESPP funds. Should I hold for two years, or sell right away but take a bigger hit on taxes? Right now it’s just sitting there,
    Also, is it better to put those funds into a IRA or just buy index funds on the market?
    Maybe that’s too much for one video, but it’s an idea.

  • @realestateinfonet9041
    @realestateinfonet9041 2 года назад +3

    Very enlightening video! Thank you very much for your advice! It is greatly
    appreciated! Sincere regards!

  • @7meekah
    @7meekah 2 года назад +2

    Thanks for sharing; I’m planning on making an index fund for my kids while they’re still young.

  • @CaelynnChristoff
    @CaelynnChristoff 2 года назад

    This is great info! Thank you.

  • @1PeakMindset
    @1PeakMindset 2 года назад +325

    You are literally the reason I started investing years ago. Lots of doing my own research later, I am confident in my decision making process and it all started with one of your videos. Thanks!

    • @GrahamStephan
      @GrahamStephan  2 года назад +45

      Well done!!

    • @GreedyBeanie
      @GreedyBeanie 2 года назад +15

      Me too! Graham changed my life, introducing me to all these concepts back when I was 16 (I am 18 now.) I have my Roth IRA now, I've put $5000 in for the year so far and I'm putting the last $1000 for this year in when my next paycheck comes in. So thankful to have learned these things early! Thank you Graham :D

    • @mdfalse
      @mdfalse 2 года назад +2

      Graham Stephan - how do we buy these index funds?

    • @PS-tf8kl
      @PS-tf8kl 2 года назад +2

      Which platform do you use??

    • @1PeakMindset
      @1PeakMindset 2 года назад +2

      @@PS-tf8kl I use vanguard and M1 however there are several other options that are just as good if not better based on your preference.

  • @bradenbest6767
    @bradenbest6767 2 года назад +67

    Hey Graham. I just wanted to say thank you. You have taught me almost everything that I know about money. I’m appreciative. If you needed any other encouragement to keep making videos, here it is.

  • @FeonaLeeJones
    @FeonaLeeJones 2 года назад +1

    Graham…Just curious what your thoughts are with everything that’s going on the world right now?

  • @doobienewbie3303
    @doobienewbie3303 2 года назад +1

    So funny that I’m watching this at work and you had that snippet in there 😂

  • @travisgowen5044
    @travisgowen5044 2 года назад +3

    These are the videos I love. They keep me focused and motivated.

  • @danielvasquez3758
    @danielvasquez3758 2 года назад +55

    Have done this and I’m in it for the long run!! You were actually one of my inspirations for doing it!!

  • @jeffsnow7749
    @jeffsnow7749 Год назад

    Great video Graham! You are bang on!😀

  • @jmodic
    @jmodic 2 года назад

    interesting, What should we use to start putting money in and purchase those indexes?

  • @budhannah1520
    @budhannah1520 2 года назад +17

    If not for being temporarily unemployed,.... you're right about getting dividends.
    Never thought I'd actually be excited over passively making, though reinvesting, only $2, but it is very encouraging.

    • @michaelarnold7487
      @michaelarnold7487 9 месяцев назад +2

      How's it been going for you after a year?

    • @elijahfoster2
      @elijahfoster2 9 месяцев назад +1

      ​@@michaelarnold7487 Either he doesn't check notifications or he's dead. 50/50

    • @Kn0wOneNos3
      @Kn0wOneNos3 5 месяцев назад

      Right on. Certainly beats passively making $0 a day lol

  • @Jackyliu009
    @Jackyliu009 2 года назад +3

    Perfect timing Graham! I was considering investing in index funds right now.

  • @AlexSchwartzATV
    @AlexSchwartzATV 2 года назад

    So is doing this with an app like robin hood or something with regular money not a bad idea?
    Most people say use a Roth IRA, but i really dont want to be locked away from my money and investments until im 60~, so I've procrastinated investing
    (but am also working on other things that I'm investing my money in in the mean time..)

  • @jacksontandy1915
    @jacksontandy1915 2 года назад

    You're the man, Graham.

  • @harleycartley3138
    @harleycartley3138 Год назад +79

    Beautiful journey, one that folks really need to watch, your channel has really made my life better. I’m 48, retired a while ago. I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accounts, in cumulative of over $1M. I receive income from my rental properties too. Zero debt and all is going accordingly. my advice for newbies is consistency, that's what separates the rich from the poor, the ability to keep going. Goodluck

    • @stephmeldrich6765
      @stephmeldrich6765 Год назад

      You appear to be doing quite well for yourself. Does a consultant help you do this? because I want advice on a plan that would produce a ROI with a high yield %. In essence, wise investments that will aid in my FIRE.

    • @harleycartley3138
      @harleycartley3138 Год назад +1

      @@stephmeldrich6765 Oh yes I definitely use a licensed consultant his name is James Fletcher Brennan and he places a sizable portion of my capital in fixed securities that generate high in-come for me quarterly like treasury bills, corporate bonds, government securities, and debentures & REITs.

    • @stephmeldrich6765
      @stephmeldrich6765 Год назад +1

      @@harleycartley3138 Okay please is there a way I could reach out to this consultant? There's certain goals I have for myself before clocking 40.

    • @ericwilde4583
      @ericwilde4583 Год назад

      You’re really killing the FIRE game. I wish to have this someday

    • @harleycartley3138
      @harleycartley3138 Год назад

      His name is James Fletcher Brennan, you can look him up if you want to reach him

  • @corb0046
    @corb0046 2 года назад +56

    Another passive income method that I just thought off,,is to get some electric eels,,,put them in your bathtub and sell the electricity to the city…plus recive a tax credit for generating clean energy

    • @GrahamStephan
      @GrahamStephan  2 года назад +8

      Yeah!

    • @MichelleMarki
      @MichelleMarki 2 года назад +3

      Can the eel then be made into sushi after? 😜

    • @dingfeldersmurfalot4560
      @dingfeldersmurfalot4560 2 года назад +2

      You could also stop flushing your toilet and sell what you get come springtime to gardeners.

    • @corb0046
      @corb0046 2 года назад

      @@dingfeldersmurfalot4560 I didn’t think of that one,thnx for the idea

    • @CommonSensePhilosophy
      @CommonSensePhilosophy 2 года назад

      Based and redpilled

  • @pyrotechnicsbrotherhood2804
    @pyrotechnicsbrotherhood2804 2 года назад

    When I first saw my first few cents from a dividend… I was hooked

  • @PGproductionsHD
    @PGproductionsHD 2 года назад

    Always cracks me up when you pronounce the index fund names

  • @BitOfBusiness
    @BitOfBusiness 2 года назад +162

    I was just thinking to myself, “how do I make $100 per day with Index Funds?” And then BAM

    • @AverageGuyMakingMoney
      @AverageGuyMakingMoney 2 года назад +9

      I was literally thinking the same thing! 🤣

    • @frankclinton2814
      @frankclinton2814 2 года назад +10

      I'm no longer waiting for the GRANT LOAN because I earn $ 46,700 every 10 days recently

    • @lanjohn6695
      @lanjohn6695 2 года назад +4

      I have heard a lot about investments with James William and how good he is, please how safe are the profits?

    • @velmaeggleton1938
      @velmaeggleton1938 2 года назад

      he is the best Broker, I have tried lots of professionals but only got exceptional income trading with James William he is the best strategy now earning over $15,300 every 10 days

    • @davidesaba3101
      @davidesaba3101 2 года назад +4

      I have also been trading with him.
      are secured and over a 100 percent return on investment.

  • @dex2hard
    @dex2hard 2 года назад +13

    Graham said “it’s called onlyfans” boy you a fool for that one 😂😂 great vid tho

  • @G6Bebe
    @G6Bebe 2 года назад +1

    Could you advise which brokerage I use to do this automatically?

  • @EvilSewnit
    @EvilSewnit 2 года назад +2

    I’m turning 18 later this year, and I want to start investing in index funds and dividends immediately

  • @PoisonWaffle3
    @PoisonWaffle3 2 года назад +41

    "What's up Graham, it's guys here!"
    I see what you did there 👀

  • @DesertMav
    @DesertMav 2 года назад +85

    I've been investing heavily during the pandemic and I've been making quite a bit of money. Passive income is great since once you've built your nest egg, the money will continue to come in passively. I am focusing on a hybrid of dividend and growth since I think that both routes are really intelligent.

    • @uscrunch
      @uscrunch 2 года назад +6

      Were do i go to buy index funds? Is there a website?

    • @site_is_down
      @site_is_down 2 года назад +7

      Consistency is the key to a successful investing journey as modest investments for longer periods of time will usually outperform larger investments over shorter periods.

    • @acekhmer
      @acekhmer 2 года назад +3

      Which brokerage do you use?

    • @haileypeterson989
      @haileypeterson989 Год назад

      @@uscrunch I think Vangaurd or Fidelity connected to your bank account. I am still learning tho lol

    • @fnuclone1229
      @fnuclone1229 Год назад

      @@haileypeterson989 I just started w WeBull and Fidelity, hows Vanguard working out?

  • @guywebster8018
    @guywebster8018 8 месяцев назад

    I like it- ive always been in real estate. What do you think about mutual funds or spider funds..? Im a novice in the market

  • @antrax0782
    @antrax0782 2 года назад

    @Graham Stephan where do we set it up ? What website app or ?

  • @nicholasdotson8042
    @nicholasdotson8042 2 года назад +6

    Honestly I’m 20 y/o and I’ve watched more than a few of your videos and I have absolutely no debt besides rent money so I really wanna start this now and become something maybe 10 to 15 years from now.. but who knows

    • @user-vs5tx7vw7w
      @user-vs5tx7vw7w 9 месяцев назад

      You know. Work hard for what you want!

  • @Squilfinator
    @Squilfinator 2 года назад +10

    For those interested, a lot of this is also covered in Tony Robbin's book "Money: Master the Game". One of the most informative and helpful book I've ever read.

  • @luisraymundo9980
    @luisraymundo9980 Год назад

    I can’t buy into any of these thru Webull, where do I or can I buy into these index funds?

  • @DaynasDiaries
    @DaynasDiaries 2 года назад +1

    HI! New here to the channel and finance in general. Does anyone know what platform he uses to buy stocks?

  • @JackDuffley
    @JackDuffley 2 года назад +18

    You mean I have to be responsible with my finances and invest consistently? 😵

    • @GrahamStephan
      @GrahamStephan  2 года назад +6

      I'm out

    • @grafando
      @grafando 2 года назад

      @@GrahamStephan Barbara?

    • @site_is_down
      @site_is_down 2 года назад

      Hello Jack, it's true, one of the many ways to a successful investment is to invest consistently. Take this, for instance, always allocate a portion of your monthly income and invest it, you're making yourself closer to your financial independence.

  • @aylssatolson5397
    @aylssatolson5397 2 года назад +3

    I love this I’m currently working my 12 hour shift while listening to this 😭😂 but I can watch this while I’m working

    • @GrahamStephan
      @GrahamStephan  2 года назад +1

      :(

    • @aylssatolson5397
      @aylssatolson5397 2 года назад

      @@GrahamStephan honestly i feel grateful to you and Kevin Paffrath you both have helped me to continue to work hard to build wealth for my future kids, myself and my family I really believe I owe you guys a big thank you!

    • @MichelleMarki
      @MichelleMarki 2 года назад

      You can set your investing contributions on autopilot too ;)

    • @martint6461
      @martint6461 2 года назад

      @@MichelleMarki Hi Michelle! 😊 I think you should do a video on how to do that! It would motivate people if you show them is easy :)

    • @MichelleMarki
      @MichelleMarki 2 года назад

      @@martint6461 Thank you Martin for this idea, I will consider it! If people are interested in making these automated, I think they should be generally able to contribute to something like a Roth IRA on a monthly basis. Or to their employer-sponsored 401k on a paycheck-basis.

  • @unjovenfinanciero
    @unjovenfinanciero 2 года назад

    hey Graham, whats the name of the report that you are showing about investments... Love your content

  • @patmartin0913
    @patmartin0913 8 месяцев назад

    lol the “what’s up graham, it’s guys here” intro had me scratching my head real quick 😂😂

  • @charithjeewantha
    @charithjeewantha Год назад +3

    I honestly love how you ask your viewers like and subscribe the channel. It is soooooooo humble and genuine

  • @Matt-wf7ry
    @Matt-wf7ry 2 года назад +91

    I'm currently about $5 shy of $200 monthly returns from my dividend ETF investments. The best part is that even though it is relatively small you see increases every single month in the payout due to your constant investing and DRIP and it feels damn good.

    • @clutchfitness8309
      @clutchfitness8309 2 года назад +15

      Which ETFs are you investing in?

    • @BigO355
      @BigO355 2 года назад +6

      @@clutchfitness8309 exactly

    • @proQuran
      @proQuran 2 года назад +10

      how much did you have to invest & in what to get those dividends?

    • @theslayerlex5366
      @theslayerlex5366 2 года назад +4

      Where do I go to start my index fund devidend

    • @linuskristian
      @linuskristian 2 года назад +4

      Tell us more

  • @vidicanrazvan7398
    @vidicanrazvan7398 2 года назад

    When you use the dolar-cost-average strategy, what do you mean by reinvest your profits? Do you close part of existing investments and reinvest them in the next investment payment?

  • @sebholding
    @sebholding 2 года назад +2

    Keep in mind people that the dividend taxe only seem "low" because corporations are already taxed trough the corporate income taxe

  • @kyletaggart
    @kyletaggart 2 года назад +8

    Why didn’t vanguard sponsor this lol. Missed opportunity for them!

  • @roxannebeauclair9906
    @roxannebeauclair9906 2 года назад +9

    Hey Graham. I'd love to hear a series that is all about health insurance and paying medical bills!

  • @complianceperiscope
    @complianceperiscope 2 года назад +1

    What if Vanguard takes money and lies that they buy shares to back up index fund? Then they go out of the market and it gets revealed that they cannot back up their index funds with actual shares. Does investor bear such risk?

  • @bigdorack8932
    @bigdorack8932 2 года назад +1

    Does you guys have a tfsa in the usa. In canada we have a tax free saving account. So no tax on dividend and when selling.

  • @ChengTeoh
    @ChengTeoh 2 года назад +153

    I definitely smashed the like button for that OnlyFans joke.

    • @grahamfan
      @grahamfan 2 года назад +5

      That was really good. 😂 Thank you very much for smashing the like button. 😊😎👍

    • @unknownperson-zz9kp
      @unknownperson-zz9kp 2 года назад +2

      Hahahahaha same

    • @jl86nl
      @jl86nl 2 года назад

      It's not a joke