Very informative video.. 👌.. I have a doubt that is admission letter compulsory for loan approval.. Can we show abroad university entrance qualification certificate instead of admit letter? As admit letter comes around in June onwards and then applying for loan and visa. Can we apply with eligibility letter? Thank you
Hi, Kaveri! You can start the initial loan process without an admit. However, an admit is required to get your loan sanctioned. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, everyone! You may watch the same topic discussed in other languages here: English - ruclips.net/video/2_IxhIFnmIg/видео.html Telugu - ruclips.net/video/PzzD3iGDpps/видео.html Tamil - ruclips.net/video/gCZi5E4A2J0/видео.html
Hi, Maninder! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
My father's salary is not very much but he fills ITR since 5 years and we have our own house but is in partition so should I study abroad can get loan?? 😥 around 5-6 lacs
Hi, Aayush! Yes, it is possible but we would need some more details to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam...first of all, may god bless u n your entire team for showing us the best path to chase our dreams. And my request is, would you please suggest me the banks(except BOB) which offers interest waiver during the moratorium period?
Hi, Soham! Thanks for your kind words! Most government banks do not require you to pay interest during the moratorium period. The interest accumulates and you can pay after the moratorium period. Your Financial Officer will help you choose the lender that best matches your profile and requirements. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan
Hi Priya! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Jaimin! Yes, more than three backlogs are generally not acceptable. However, if you have more than three, we can still give it a try with some banks. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! The interest is calculated on the disbursed amount, e.g. If you take an education loan of 20L at 10% ROI and disburse only 8L the internet after 1 year will be 80000. For further one-on-one support with the loan process, Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hi Devendra ! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Suppose hum 4 yrs degree study karne k liye jate hai in Canada to bank full course (4 yrs) ki fees dete hai ya only for 1 year ki dete hai?? Secondly ,1st years ki fess ki samne colletral value same hoti hai to loan mil jayegi.. But 2nd 3rd n 4th year ki fees k liye family se kisi ki flat colletral k liye de sakte hai to avail rest 3 years fees..??? In short 4 saal k course k samne utni value ki colletral ho to loan sanction ho jayega?
Hi, Kalpesh! Yes, you will need collateral of equal or higher value than your required loan amount. Yes, you can keep your family's flat as collateral. You may watch this video for more details: ruclips.net/video/C1vbCwz8cGs/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Lakshmanudu! WeMakeScholars is partnered with nationalized banks across India and we can make your education loan process faster and easier. All the services of WeMakeScholars are completely free of cost. Please fill up the application form on this link: www.wemakescholars.com/bank-of-baroda-bob-education-loan-application-form The loan team will contact you and guide you further.
Hi, Regulatory Affairs is for non-STEM programs. We understand the importance of obtaining accurate information and expert guidance in this matter. If you require further clarification or assistance, we recommend reaching out to our dedicated team for expert advice. Simply tap the link to request a callback: bit.ly/48cTdcR. Our team will promptly connect with you to provide detailed information and assist you accordingly. Additionally, they will check your eligibility with 14 leading lenders in India to offer you the best financing options available in the market. You are just a link away from them, connect and start your process right away!
Hi, Raj! If you are looking to fund your studies, then an education loan is the best option. There are many advantages of taking an education loan, the main one being the availability of a moratorium period. Most education loan lenders grant a moratorium period or a loan holiday to their education loan applicants. This moratorium period lasts for the student’s entire course duration. A grace period of six months to a year is granted to students in addition to the course duration, so that they get the chance to become employed before their repayment period begins. For further guidance on your education loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! We will have to evaluate your profile to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Bank of Baroda officer is mentioning my wrong interest rate on sanction letter. He says that MSc Project Management course from University of Southampton, UK doesn't fall under Prime List. What should I do now?
Hi Pratik, this is a common issue that happens when to go and apply to the bank on your own. You could have applied via WeMakeScholars to avoid such problems. Anyways, that's ok. Pls share your sanction letter to hello@wemakescholars.com so that our team can verify and try assisting you.
Hi, Nishwal! Yes, you can repay the loan after your education. Please watch this video on repayment for more details: ruclips.net/video/B8AhwCjhUNs/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sruthi! Glad you found the video useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam B.o.b meh property documents dene hai.Hamari property 110 gaaj hai baki humne bech di thi kush years phle kisi ko.Unho ne registry nhi karwayi iss layi 30 years fard par property hamari poori 165 gaaj hai aur Nakse par bhi.Lekin tax humne 110 par hi diya hai aur sell krne ka affidavit bhi hai.Toh kya Bob loan de de ga.Ja fhir problem aye gi abh bht.😭😭😭😭😭 Pls tell
Hi, Jasraj! The Encumbrance Certificate is different from Fard. Fard is a registration certificate but EC confirms that the property does not have any legal obligation such as lease, mortgage or pending loan. Please feel free to reach out to your Financial Officer for further guidance.
Hi! Yes, we do help you in getting you an education loan from SBI. Please connect to our loan team by requesting a callback on this link:sbieducationloan.co.in/ Once you fill out the form, they will get back to you to guide you further.
Hi! SBI & BOB both being public banks come with a few similar perks such as Low ROI, No interest during the moratorium, and Lower processing fees compared to other lenders. But it really depends on the applicant's profile which one of those banks can be a better option. Kindly connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Vikas! Yes, but we would need some more details to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Satla! I would suggest you apply via WeMakrScholars for a faster loan process. Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hi, Ajay! Yes, you will need a conversion document for the same. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Amair! Yes, we can help you out in getting a Non-Collateral loan but we need a few more details to check your loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Nikam, generally banks won’t accept agricultural lands as collateral.Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Rajendra! If your co-applicant is a green cared holder you cannot process your education loan from India, you will be required to look for a different Financial co-applicant or an Own house guarantor. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Arsh! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting for a callback on this link: bit.ly/education-loan and then they can guide you properly as we have our software linked to the official system.
Hello mam firstly I want to say that you are very humble person. Mam mane education loan ka lye apply karne ha australia ka lyy recently m mane paper clear ka lye PTE. Ab mera agent ka Kahan ha ki tumha list ka pata karo ki kon kon c University 100% loan provide karti ha to please bta sakte ha ki m kase pata kar sakte ho.
Hi! Most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/education-loan then they can guide you properly as we have our software linked to the official system.
Hi Gurman! You may go through this video which discusses the same: ruclips.net/video/1PNdRDHd1J4/видео.html. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Harsh! We can help you process a loan when the collateral is in a different state. For guidance on the procedure, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi ma'am, Have a Good Day. I have master's degree from India and I will do again master from the USA (I got admission from US University for Spring 2024). So, am I eligible for abroad education loan?
Hi Renuka! Yes, you can take an education loan for your master's in the USA. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best term and lowest ROI possible.
Hi, Rishi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. Please request a callback @ bit.ly/education-loan
Hello, How does the bank assess the value of the property? Do they go with market value or govt value of the property? I've heard that they can only finance upto 60% of the market value of the property?
Hi, Vishal! The bank assigns a Valuator who assesses the property and submits a valuation report. This value is usually between the govt. value and market value (Fair Market Value). The Realizable value is the value at which you can definitely sell the property and is generally 80% of the FMV. You can get anywhere between 70% and 100% of the realizable value approved for the loan. It varies on a case-to-case basis. For further guidance on this, I suggest that you connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you.
Maine gnm nursing ka admission liya hoon Mera baroda bank pe account hai.. Mera total padhai ka cost hai 4 lakhs .. To mem mai kya eligible hai bob bank education loan ka?
Hi! We would have to evaluate all the parameters to check your eligibility for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Kamal! Glad that you found the video informative. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Krishnamurthi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on this link: bit.ly/education-loan and then they can guide you properly as we have our software linked to the official system.
Hi, will BoB start processing the loan application even before getting University admit? (I applied to MS CS Program in USA, but haven't got any admit yet for Fall 22) Also, upto what ammt the bank will give loan (Non- Collateral)
Hi Abhay! You can even start your loan process before receiving the admit from the universities. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan. FYI BOB can provide you an unsecured loan of up to 7.5 lakhs only.
Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Sulabh! The tuition fee will be transferred to the university directly. Living expenses can be transferred to you. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam , 1) Loan amount is required in April2021 , when I have to apply ? 2) Loan starts after 36 months , but I have to pay interest of this period . Or it is interest free ?
Hi, Bajaj! 1) As soon as you have started applying to universities and are waiting for your admits, you can speak to our team and start the initial process. 2) If you have taken a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Ma'am Student Loan me spouse (depends) uska mantance fund bhe show ker skte hai or bank accept krta Hai. Mtlb agr mere study fee 10lack Hai OR Mujko mantance fund 10lack show krna hota Hai usme bank Mujko 20lack ka loan provide krwayenge. And Ager me Merį wife ko sath leker jana chata hu UsME Mujko Unka bhe fund show krna hota Hai to kya bank me jab me apply krta hu Student Loan to kya he 30lack ka loan apply ker skta hu.
Hi, Kushal! Your living expenses can be included in the education loan but your wife's cannot be. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Getting the best education loan deal depends on the applicants profile rather than the bank. We suggest you to talk to our Financial Officer so they can evaluate your profile and help you check your eligibility with 12+ Public and private lenders and suggest you the lender, best suiting your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Ronak, Glad that you found the video informative. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Yes, they do. Please watch this video for more details: ruclips.net/video/Z4_YKcEaHfI/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank uh for the info mam .....i want to ask that....if the total expense for my uk study is around 50 lakh ...will the bob bank could provide me the whole loan or they can give only half or what they will give me ???? Plz reply me mam its urgent to know
Hi Vansh! We will require a few more details to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/bob-education-loan Once you fill out the form, they will get back to you to guide you further.
First of all thanks for the information. But I've a query regarding the collateral, what if the property itself was built or bought through a loan, Can we take another loan on that same property and should we repay the amount all at once or can we do it in installments?..I'm very much interested in taking a education loan for my higher studies in Canada.
Hi, Pranay! Yes, you can take an education loan against a property that is already under home loan. The education loan is repaid in EMIs after the moratorium period (course duration + 6 months/1 year). For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan
Hi, Logan! Government banks charge simple interest during the moratorium period. After that, it is compounded. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Kindly get in touch with our Financial Officer by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks, so you can get the best education loan siuiting your profile. If BOB is the only bank you want to move foreward with, we can try talking with the banks on your behalf and get it added to the list.
Hi Shreya, It depends on your conditional letter if you are eligible for an Education Loan or not, if the conditional letter is for finances the bank will provide you an Education Loan but if the conditional letter is related to study so bank will not provide you anything. We suggest you speak with our Financial Officer. To request a call you can visit bit.ly/3MVP0Sy
ma'am mera tution fees hai 40 lakh and living expense mujhe 20 lakh lagega toh mujhe sirf tution fees k amount ka loan chahiye par bank of baroda ne bola ki sirf fees ka nahi milega living expense ka bhi loan lena padega like total mujhe 60lakh lena padega
Hi Sakshee! Yes, banks usually try to provide an education loan with all the expenses included ( Tuition + Living + Misc ) As they want to be sure, that the applicant is not required to work part-time to bare his daily expenses abroad. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to check your eligibility with 14+ Public and private lenders, so you can also explore other options and get an education loan with the lowest interet rate possible.
Hi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. Please request a callback @ bit.ly/education-loan
Hi Mauli! Our loan team can help you out with unsecured education loan options as well after evaluating your profile. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Pradeep, Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the financial officer and then they can guide you properly as we have our software linked to the official system. Please request a callback: bit.ly/education-loan
Mam I kya pilot training ke liye mile ga kya ? Cadet pilot program ke liye total cost h 1CR kya eske liye 1cr tak ka education loan milega ? Website mein mention h ki aviation and pilot training ke liye milega mam plz reply 🙏
Hi! We will have to evaluate your profile to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam,, My education loan amount is 33 lakhs and the disbursement has done 7 lakhs for the first semester, that processing fees will be refunded in the baroda scholar scheme in this case and is also mentioned in my section letter.
Hi, Getting an unsecured loan for a bachelor's degree might be difficult. However, you can explore the collateral loan options. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Ansul! We will require a few more details with regards to collateral to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Maybe you could speak to our loan officers about it. They will try to dig below the surface and exactly understand what went wrong and whether there is any way out. The reasons for the low score is quite important. Many times we have negotiated for students whose co-applicants had CIBIL score as low as 600. You can sign up for a discussion with our team here: bit.ly/education-loan
Hi, Irfan! If you are seeking help from our team with the loan process for Canada, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Himanshu! Most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/education-loan then they can guide you properly as we have our software linked to the official system.
Hello I'm in so much dilemma and stress , I've applied through HDFC and sbi all took so much time and my last date of fees submission had already passed kindly please tell me how much exact time they took for fresh case
Hi Nancy! If you are applying via WeMakeScholars it takes only 12-15 days after you submit all the required documents at branch. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars I've registered under your link but as I've said i already applied HDFC since more than a month ago and all procedure documents has been submitted to them , they took too much time to sanction neither my counselor pick my call
Thanks for the information maam,I had one small quetion,do i need to show the amount in my bank for 6 months to get edu loan of that amount.for eg-if i want loan of 20 lakhs,do i need to show 20 lakhs in my bank acc?plz answer
Hi, Chaitanya! No, you don't. However, a smaller loan margin may apply depending on the type of loan and lender. Please watch this video for more details: ruclips.net/video/dBe8ssqusYE/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam मैंने VLP के माध्यम से Bank of Baroda में Baroda Gyan लोन के लिए apply किया तो remark from bank में success दिख रहा है इसके आगे क्या करना होगा और कितने दिनों के अंदर बैंक में visit करना आवश्यक होगा Plzz Reply Mam Thanqq.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Mam I belongs to moga Punjab state. i applied for a loan. But they are asking that you can't apply . Plz suggest me what should I do. Actually I applied on we make scholer.
Hi, Husain! Yes, you can repay your education loan during your study period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Madhav! Glad you found the video helpful. For further guidance, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi RajKumar! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Rajesh! The education loan product of Union Bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms: bit.ly/education-loan
Hi Chetan! For your legal and valuation it may cost you approximately 7.5K and the mortgage creation charges would be around 0.5% of the loan amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Preet! If you are taking a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. Please fill up the application form on this link: sbieducationloan.co.in/ The loan team will get back to you to guide you further.
Hi, Suvajit! BOB does have a prime list, but we would need some more details to guide you on this. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Mevada! It is not nessesary to have a bank account with the lender, from which you intend to get an education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Mam, I took a loan through WMS from BOB for USA. Mam, do I need to disburse atleast 20 percent of the loan sanction amount? Is that rule still valid? What if I don't do that?😵💫 Also, mam if I get an admit from a better University in USA, would I have to re-sanction the loan?
Hi, Harshad! Actually, Banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer and then they can guide you properly as we have our software linked to the official system. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan
Thank u so much mam but sbi and PNB banks sab ye Bolte h ki you are not eligible your 10th percentage below 60 and graduation higher education loan ke liye 12th ke mark and graduation performance nhi dekhte h
Hi! In all the bank's instructions, 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get approval for lower percentages. We can try that. I suggest you request a callback on this link: bit.ly/education-loan so that the financial officer can help you with the same.
Hi, Akhil! Repayment will start after the moratorium period (course duration + 6 months/1 year). Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hi! Under any central government education loan interest subsidy scheme, the interest for the entire moratorium period is paid off by the government. Please watch this video for more details: ruclips.net/video/EVDN0RvPF30/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! It depends on the type of loan. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on this link:bit.ly/education-loan and then they can guide you properly as we have our software linked to the official system.
Hi, Farrukh! Government banks can give you unsecured loans of up to 7.5 lakhs only. We will have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, Prakhar! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hi Saudikar, I think you are asking about the property which is already under the loan. If your query is the same, you can go through this video which discusses the same : ruclips.net/video/Z4_YKcEaHfI/видео.html . If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Madam, regarding Processing, Interest Rate, Moratorium Period, Repayment, etc.. which bank is best like State Bank of India, Bank of Baroda and Canara Bank
Hi, Kiran! Which bank is best for you depends on your profile and requirements. We would need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Respected Mam I really want your help my first payment's date is 31 August 2021 and in which branch I wanted to apply the manager is changed now and the another manager is on holiday few days are left what I have to do plz guide me in these few days can bank give me Lone? Another question is If I make ID on your website the branch manager will accept my file or not or he will say that you have to go for further process with website only?
Hi, Jyoti! If you apply via WeMakeScholars, we can help you with the same loan. Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hi, Harshil! We can give it a try by speaking to the bank empanelled lawyer. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Sangita! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have offer from royal Holloway University of London. And I think there is some connection between RHUL and university of London and university of London is in prime lost. Can rhul be considered in that
Hi, Rohit! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. You may request a callback @ www.wemakescholars.com/study-abroad-education-loan
Hlo , actually I m willing to take education loan so that I applied through branch and I complete my all documentation process till 29 april 2022, but till today they said on Tuesday higher authority can send query then they will tell the exact position of loan . Actually I m in diet need of loan because my process for visa filing is struck in middle without this... Pls help
Hi! That is why it is better to apply your education loan via WeMakeScholars. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Miru! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, Shraman! No, it is not required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Anish! Yes, we can help you get an education loan for your bachelor's. But we would require a few more details to check your eligibility with 14+ Public and private lenders, so you can get the best education loan suiting your profile, with the lowest Interest rates. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
If I'll take 15 lakhs loan and I am in non prime category so after one year of completion my course I have to pay interest on 15 lakh or 15 lakh + 9% for 3 yrs will be add???
Hi, Rahil! Government banks charge simple interest during the moratorium period (course duration + 6 months/1 year). After that, interest is compounded. Please watch this video for more details: ruclips.net/video/jcl5wMoeBKk/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Very informative video.. 👌.. I have a doubt that is admission letter compulsory for loan approval.. Can we show abroad university entrance qualification certificate instead of admit letter? As admit letter comes around in June onwards and then applying for loan and visa. Can we apply with eligibility letter? Thank you
Hi, Kaveri! You can start the initial loan process without an admit. However, an admit is required to get your loan sanctioned. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi, everyone! You may watch the same topic discussed in other languages here:
English - ruclips.net/video/2_IxhIFnmIg/видео.html
Telugu - ruclips.net/video/PzzD3iGDpps/видео.html
Tamil - ruclips.net/video/gCZi5E4A2J0/видео.html
It's really amazing video. Big fan of u.
Hi, Maninder! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
My father's salary is not very much but he fills ITR since 5 years and we have our own house but is in partition so should I study abroad can get loan?? 😥 around 5-6 lacs
Hi, Aayush! Yes, it is possible but we would need some more details to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars ok mam thank you 😊
Hello mam...first of all, may god bless u n your entire team for showing us the best path to chase our dreams. And my request is, would you please suggest me the banks(except BOB) which offers interest waiver during the moratorium period?
Hi, Soham! Thanks for your kind words! Most government banks do not require you to pay interest during the moratorium period. The interest accumulates and you can pay after the moratorium period. Your Financial Officer will help you choose the lender that best matches your profile and requirements. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan
Kya baglock ke sath pass kiya to education loan mil sakta he?
Woowww such an amazing vdo....all of ur vdos r vry usefull....thnku so much& helping us👏👏👏
Hi Priya! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Does backlog matters to take student loan for further study at Canada????
Hi, Jaimin! Yes, more than three backlogs are generally not acceptable. However, if you have more than three, we can still give it a try with some banks. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi
Very informative video, I just have 1 more question, please answer me :
Is the intrest and EMI calculated on sanctioned amount or disbursed amount?
Hi! The interest is calculated on the disbursed amount, e.g. If you take an education loan of 20L at 10% ROI and disburse only 8L the internet after 1 year will be 80000. For further one-on-one support with the loan process, Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Mam , your videos found informative and honest. GOD BLESS YOU.
Hi Devendra ! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Suppose hum 4 yrs degree study karne k liye jate hai in Canada to bank full course (4 yrs) ki fees dete hai ya only for 1 year ki dete hai??
Secondly ,1st years ki fess ki samne colletral value same hoti hai to loan mil jayegi.. But 2nd 3rd n 4th year ki fees k liye family se kisi ki flat colletral k liye de sakte hai to avail rest 3 years fees..???
In short 4 saal k course k samne utni value ki colletral ho to loan sanction ho jayega?
Hi, Kalpesh! Yes, you will need collateral of equal or higher value than your required loan amount. Yes, you can keep your family's flat as collateral. You may watch this video for more details: ruclips.net/video/C1vbCwz8cGs/видео.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
What way you are connected to BOB? Do you collect any charges from loanee?
Please clarify.
Hi, Lakshmanudu! WeMakeScholars is partnered with nationalized banks across India and we can make your education loan process faster and easier. All the services of WeMakeScholars are completely free of cost. Please fill up the application form on this link: www.wemakescholars.com/bank-of-baroda-bob-education-loan-application-form The loan team will contact you and guide you further.
Can you please tell me that Regulatory affairs is which type of course?
Hi, Regulatory Affairs is for non-STEM programs. We understand the importance of obtaining accurate information and expert guidance in this matter. If you require further clarification or assistance, we recommend reaching out to our dedicated team for expert advice. Simply tap the link to request a callback: bit.ly/48cTdcR. Our team will promptly connect with you to provide detailed information and assist you accordingly. Additionally, they will check your eligibility with 14 leading lenders in India to offer you the best financing options available in the market. You are just a link away from them, connect and start your process right away!
Can you tell me some difference in home loan vs education loan? Which is better?
Hi, Raj! If you are looking to fund your studies, then an education loan is the best option. There are many advantages of taking an education loan, the main one being the availability of a moratorium period. Most education loan lenders grant a moratorium period or a loan holiday to their education loan applicants. This moratorium period lasts for the student’s entire course duration. A grace period of six months to a year is granted to students in addition to the course duration, so that they get the chance to become employed before their repayment period begins. For further guidance on your education loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
You helped me a lot to understand the process of education loan 😊
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Ma'am Which bank will provide education loan for Nepal ?
Hi! We will have to evaluate your profile to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Bank of Baroda officer is mentioning my wrong interest rate on sanction letter. He says that MSc Project Management course from University of Southampton, UK doesn't fall under Prime List. What should I do now?
Hi Pratik, this is a common issue that happens when to go and apply to the bank on your own. You could have applied via WeMakeScholars to avoid such problems. Anyways, that's ok. Pls share your sanction letter to hello@wemakescholars.com so that our team can verify and try assisting you.
@@WeMakeScholars yes I am going through wemakescholars but the bank officer seems suspicious he is creating unusual problems throughout the process
Mam i have doubt. Can loan will pay the after education?
Hi, Nishwal! Yes, you can repay the loan after your education. Please watch this video on repayment for more details: ruclips.net/video/B8AhwCjhUNs/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
This video was so usefull Thanku
Hi, Sruthi! Glad you found the video useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam B.o.b meh property documents dene hai.Hamari property 110 gaaj hai baki humne bech di thi kush years phle kisi ko.Unho ne registry nhi karwayi iss layi 30 years fard par property hamari poori 165 gaaj hai aur Nakse par bhi.Lekin tax humne 110 par hi diya hai aur sell krne ka affidavit bhi hai.Toh kya Bob loan de de ga.Ja fhir problem aye gi abh bht.😭😭😭😭😭 Pls tell
Hi, Jasraj! The Encumbrance Certificate is different from Fard. Fard is a registration certificate but EC confirms that the property does not have any legal obligation such as lease, mortgage or pending loan. Please feel free to reach out to your Financial Officer for further guidance.
@@WeMakeScholars Ok thanks so much 😀😃
Does WeMakeScholars Helps us to take Education loan from SBI?? Please reply
Hi! Yes, we do help you in getting you an education loan from SBI. Please connect to our loan team by requesting a callback on this link:sbieducationloan.co.in/ Once you fill out the form, they will get back to you to guide you further.
SBI or Bob which is best for education loan mam???
Hi! SBI & BOB both being public banks come with a few similar perks such as Low ROI, No interest during the moratorium, and Lower processing fees compared to other lenders. But it really depends on the applicant's profile which one of those banks can be a better option. Kindly connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Zaporizhzhia State Medical University
Mam property pr phle se loan ho to loan mil jayega kya please mam btao
Hi, Vikas! Yes, but we would need some more details to confirm that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Very good video. I was thinking to contact my BOB manager for international student education loan.Now I have basic idea.Thanks to you and your team.
Hi, Satla! I would suggest you apply via WeMakrScholars for a faster loan process. Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Mam, your videos are very helpful.
I have a question that , A house on an Agricultural land can be kept as a collateral or not ?
Hi, Ajay! Yes, you will need a conversion document for the same. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello ma'am should I get student loan without collateral ?
Hi Amair! Yes, we can help you out in getting a Non-Collateral loan but we need a few more details to check your loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam what if I don't have any collateral. How to take the loan ? I have the village land property but it's agricultural
Hi Nikam, generally banks won’t accept agricultural lands as collateral.Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. Third party collateral is also accepted. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
If co-applicant is green card holder then what would be interest rate for foreign education.
Hi Rajendra! If your co-applicant is a green cared holder you cannot process your education loan from India, you will be required to look for a different Financial co-applicant or an Own house guarantor. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Where I can find list of prime college. Also does GIC can include. & Thanks for information.
Hi Arsh! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting for a callback on this link: bit.ly/education-loan and then they can guide you properly as we have our software linked to the official system.
Hello mam firstly I want to say that you are very humble person. Mam mane education loan ka lye apply karne ha australia ka lyy recently m mane paper clear ka lye PTE. Ab mera agent ka Kahan ha ki tumha list ka pata karo ki kon kon c University 100% loan provide karti ha to please bta sakte ha ki m kase pata kar sakte ho.
Hi! Most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/education-loan then they can guide you properly as we have our software linked to the official system.
Uzhhorod National Medical University In Ukraine Mbbs Mate Loan Ketli Malse..... Please Answer...
👍
Hi Dinesh, Can you please comment in English?
Hello mam
Mam konse documents necesssary hai education loan apply krne ke liye without collateral
Hi Gurman! You may go through this video which discusses the same: ruclips.net/video/1PNdRDHd1J4/видео.html. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I have one question: What if collaterals are in different states. ie. One collateral is in MP while the other is in Gujarat.
Hi, Harsh! We can help you process a loan when the collateral is in a different state. For guidance on the procedure, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi ma'am, Have a Good Day. I have master's degree from India and I will do again master from the USA (I got admission from US University for Spring 2024). So, am I eligible for abroad education loan?
Hi Renuka! Yes, you can take an education loan for your master's in the USA. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best term and lowest ROI possible.
Kyiv medical university ,ukraine prime list mai hai kya????? Plz reply
Hi, Rishi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. Please request a callback @ bit.ly/education-loan
Hello,
How does the bank assess the value of the property? Do they go with market value or govt value of the property? I've heard that they can only finance upto 60% of the market value of the property?
Hi, Vishal! The bank assigns a Valuator who assesses the property and submits a valuation report. This value is usually between the govt. value and market value (Fair Market Value). The Realizable value is the value at which you can definitely sell the property and is generally 80% of the FMV. You can get anywhere between 70% and 100% of the realizable value approved for the loan. It varies on a case-to-case basis. For further guidance on this, I suggest that you connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you.
Maine gnm nursing ka admission liya hoon
Mera baroda bank pe account hai..
Mera total padhai ka cost hai 4 lakhs ..
To mem mai kya eligible hai bob bank education loan ka?
Hi! We would have to evaluate all the parameters to check your eligibility for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
good information mam thank yu so much
Hi Kamal! Glad that you found the video informative. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, I am Krishnamurti from Pune. Please let me know for my son if Frankfurt school in Germany is included in BOB and SBI prime list or not.
Hi Krishnamurthi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on this link: bit.ly/education-loan and then they can guide you properly as we have our software linked to the official system.
Hi, will BoB start processing the loan application even before getting University admit? (I applied to MS CS Program in USA, but haven't got any admit yet for Fall 22)
Also, upto what ammt the bank will give loan (Non- Collateral)
Hi Abhay! You can even start your loan process before receiving the admit from the universities. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan. FYI BOB can provide you an unsecured loan of up to 7.5 lakhs only.
Very helpful, thank you mam
Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
The loan amount will be transferred to my account or directly to the university
Hi, Sulabh! The tuition fee will be transferred to the university directly. Living expenses can be transferred to you. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam ,
1) Loan amount is required in April2021 , when I have to apply ?
2) Loan starts after 36 months , but I have to pay interest of this period . Or it is interest free ?
Hi, Bajaj!
1) As soon as you have started applying to universities and are waiting for your admits, you can speak to our team and start the initial process.
2) If you have taken a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period.
If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Ma'am Student Loan me spouse (depends) uska mantance fund bhe show ker skte hai or bank accept krta Hai.
Mtlb agr mere study fee 10lack Hai OR Mujko mantance fund 10lack show krna hota Hai usme bank Mujko 20lack ka loan provide krwayenge. And Ager me Merį wife ko sath leker jana chata hu UsME Mujko Unka bhe fund show krna hota Hai to kya bank me jab me apply krta hu Student Loan to kya he 30lack ka loan apply ker skta hu.
Hi, Kushal! Your living expenses can be included in the education loan but your wife's cannot be. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Which is best bank take education loan in India study mbbs
Hi! Getting the best education loan deal depends on the applicants profile rather than the bank. We suggest you to talk to our Financial Officer so they can evaluate your profile and help you check your eligibility with 12+ Public and private lenders and suggest you the lender, best suiting your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thanks for the information maam
Hi Ronak, Glad that you found the video informative. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Dies bank provides education loans if home loan is going on ??
Hi! Yes, they do. Please watch this video for more details: ruclips.net/video/Z4_YKcEaHfI/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank uh for the info mam .....i want to ask that....if the total expense for my uk study is around 50 lakh ...will the bob bank could provide me the whole loan or they can give only half or what they will give me ???? Plz reply me mam its urgent to know
Hi Vansh! We will require a few more details to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/bob-education-loan Once you fill out the form, they will get back to you to guide you further.
First of all thanks for the information. But I've a query regarding the collateral, what if the property itself was built or bought through a loan, Can we take another loan on that same property and should we repay the amount all at once or can we do it in installments?..I'm very much interested in taking a education loan for my higher studies in Canada.
Hi, Pranay! Yes, you can take an education loan against a property that is already under home loan. The education loan is repaid in EMIs after the moratorium period (course duration + 6 months/1 year). For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan
Interest rate is simple or compound for government banks ??
Hi, Logan! Government banks charge simple interest during the moratorium period. After that, it is compounded. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I don't know why [ Uni of liverpool ] is not in the list as it is as good as [ Queen Mary university ]
Hi! Kindly get in touch with our Financial Officer by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks, so you can get the best education loan siuiting your profile. If BOB is the only bank you want to move foreward with, we can try talking with the banks on your behalf and get it added to the list.
Ma'am I received a conditional offer letter for my bachelor's degree program from Germany. Will I get a loan on this offer letter?
Hi Shreya, It depends on your conditional letter if you are eligible for an Education Loan or not, if the conditional letter is for finances the bank will provide you an Education Loan but if the conditional letter is related to study so bank will not provide you anything. We suggest you speak with our Financial Officer. To request a call you can visit bit.ly/3MVP0Sy
ma'am mera tution fees hai 40 lakh and living expense mujhe 20 lakh lagega toh mujhe sirf tution fees k amount ka loan chahiye par bank of baroda ne bola ki sirf fees ka nahi milega living expense ka bhi loan lena padega like total mujhe 60lakh lena padega
Hi Sakshee! Yes, banks usually try to provide an education loan with all the expenses included ( Tuition + Living + Misc ) As they want to be sure, that the applicant is not required to work part-time to bare his daily expenses abroad. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to check your eligibility with 14+ Public and private lenders, so you can also explore other options and get an education loan with the lowest interet rate possible.
How I know is my university is in prime list or not
Hi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. Please request a callback @ bit.ly/education-loan
Mam agar collateral nahi ho to
Please answer me
Hi Mauli! Our loan team can help you out with unsecured education loan options as well after evaluating your profile. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
ma'am Lackland college vermilion Alberta province Canada is prime list of badoda available or not
Hi Pradeep, Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the financial officer and then they can guide you properly as we have our software linked to the official system. Please request a callback: bit.ly/education-loan
Mam I kya pilot training ke liye mile ga kya ? Cadet pilot program ke liye total cost h 1CR kya eske liye 1cr tak ka education loan milega ? Website mein mention h ki aviation and pilot training ke liye milega mam plz reply 🙏
Hi! We will have to evaluate your profile to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam,, My education loan amount is 33 lakhs and the disbursement has done 7 lakhs for the first semester, that processing fees will be refunded in the baroda scholar scheme in this case and is also mentioned in my section letter.
Hi Dhruv! Can you please eloborate on your query?
without collateral on diploma after 12th it is possible or not?
Hi, Getting an unsecured loan for a bachelor's degree might be difficult. However, you can explore the collateral loan options. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
hello mam can we take loan by using a polt wihich is not recognised by govt but comes in gurugram please tell it will be very help full
Hi Ansul! We will require a few more details with regards to collateral to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
can we get education loan even after having a another loan and not having good credit score
Hi! Maybe you could speak to our loan officers about it. They will try to dig below the surface and exactly understand what went wrong and whether there is any way out. The reasons for the low score is quite important. Many times we have negotiated for students whose co-applicants had CIBIL score as low as 600. You can sign up for a discussion with our team here: bit.ly/education-loan
Please share your experience from we make scholars for canada
Hi, Irfan! If you are seeking help from our team with the loan process for Canada, please get in touch by requesting a callback on this link: bit.ly/education-loan
Ma'am I have doubts regarding , how banks checks the college's whether the college is in banks list or not ...while giving the loan ..
Hi Himanshu! Most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/education-loan then they can guide you properly as we have our software linked to the official system.
Hello I'm in so much dilemma and stress , I've applied through HDFC and sbi all took so much time and my last date of fees submission had already passed kindly please tell me how much exact time they took for fresh case
Hi Nancy! If you are applying via WeMakeScholars it takes only 12-15 days after you submit all the required documents at branch. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars I've registered under your link
but as I've said i already applied HDFC since more than a month ago and all procedure documents has been submitted to them , they took too much time to sanction neither my counselor pick my call
@@nancychauhan01 Sorry to hear that. Kindly share your registered email address so we can locate your profile.
Thanks for the information maam,I had one small quetion,do i need to show the amount in my bank for 6 months to get edu loan of that amount.for eg-if i want loan of 20 lakhs,do i need to show 20 lakhs in my bank acc?plz answer
Hi, Chaitanya! No, you don't. However, a smaller loan margin may apply depending on the type of loan and lender. Please watch this video for more details: ruclips.net/video/dBe8ssqusYE/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars thank you,that was very kind of u🙌🏻
Mam मैंने VLP के माध्यम से Bank of Baroda में Baroda Gyan लोन के लिए apply किया तो remark from bank में success दिख रहा है
इसके आगे क्या करना होगा और कितने दिनों के अंदर बैंक में visit करना आवश्यक होगा
Plzz Reply Mam
Thanqq.
Hi, Vivek! Which course/university do you require the loan for? What is your loan amount?
Great job mam
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Thank you mam,your video is very informative.❤
Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Mam I belongs to moga Punjab state. i applied for a loan. But they are asking that you can't apply . Plz suggest me what should I do. Actually I applied on we make scholer.
Hi, Maninder! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.
Can i refund education loan during education period?
Reply
Hi, Husain! Yes, you can repay your education loan during your study period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Very very thanks
Hi, Madhav! Glad you found the video helpful. For further guidance, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thank you so much ma'am
Hi RajKumar! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam I think the interest rate of union bank is minimum.. Please comment
Hi, Rajesh! The education loan product of Union Bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms: bit.ly/education-loan
Ma'am can you give the bifercation of charges like advocate charges, stamp duty etc of BoB
Hi Chetan! For your legal and valuation it may cost you approximately 7.5K and the mortgage creation charges would be around 0.5% of the loan amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam if we are getting loan from SBI bank then have we pay to EMI during morotorian period?? Please reply as soon as possible 🙏
Hi, Preet! If you are taking a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. Please fill up the application form on this link: sbieducationloan.co.in/ The loan team will get back to you to guide you further.
Mam me education loan lene k liye bank of baroda me giya but unone bola k education loan collage list h to nhi diya
Hi, Suvajit! BOB does have a prime list, but we would need some more details to guide you on this. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Is it compussory for loan aplicant to have a a/c in bank of baroda?
Hi Mevada! It is not nessesary to have a bank account with the lender, from which you intend to get an education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Mam, I took a loan through WMS from BOB for USA. Mam, do I need to disburse atleast 20 percent of the loan sanction amount? Is that rule still valid? What if I don't do that?😵💫
Also, mam if I get an admit from a better University in USA, would I have to re-sanction the loan?
Hi, Gaurav! Please share your registered email address so we can locate your profile and guide you accordingly.
Which are consider top college
Hi, Harshad! Actually, Banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer and then they can guide you properly as we have our software linked to the official system. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan
Thank u so much mam but sbi and PNB banks sab ye Bolte h ki you are not eligible your 10th percentage below 60 and graduation higher education loan ke liye 12th ke mark and graduation performance nhi dekhte h
Hi! In all the bank's instructions, 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get approval for lower percentages. We can try that. I suggest you request a callback on this link: bit.ly/education-loan so that the financial officer can help you with the same.
When should I start repaying educational loan in Bob...?
Hi, Akhil! Repayment will start after the moratorium period (course duration + 6 months/1 year). Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Mam jo interest le liya gya h course ke samay hi wo wapas kr diya jaiga ya usi subsidy se loan repay hone lgega mam plz reply diziye🙏🙏🙏🙏🙏
Hi! Under any central government education loan interest subsidy scheme, the interest for the entire moratorium period is paid off by the government. Please watch this video for more details: ruclips.net/video/EVDN0RvPF30/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Interest pr year during the course dena hai ya phir course complete hone pr
Hi! It depends on the type of loan. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars Okay Thanku for the information
Very nice...
Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
how to know whether my college is on the prime list or not?
Hi! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on this link:bit.ly/education-loan and then they can guide you properly as we have our software linked to the official system.
Can Government banks like BOB, SBI gives loan without collaterals? Can i get a loan on my brother's salary statement from government bank?
Hi, Farrukh! Government banks can give you unsecured loans of up to 7.5 lakhs only. We will have to evaluate your profile to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
How do we get to know whether the college is in prime list or not ?
Hi, Prakhar! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Thanks mam but can you about home loan you khow so many peoples forget about it
Hi Saudikar, I think you are asking about the property which is already under the loan. If your query is the same, you can go through this video which discusses the same : ruclips.net/video/Z4_YKcEaHfI/видео.html . If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Madam, regarding Processing, Interest Rate, Moratorium Period, Repayment, etc.. which bank is best like State Bank of India, Bank of Baroda and Canara Bank
Madam, I am asking for education loan
Hi, Kiran! Which bank is best for you depends on your profile and requirements. We would need some more details to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Respected Mam I really want your help my first payment's date is 31 August 2021 and in which branch I wanted to apply the manager is changed now and the another manager is on holiday few days are left what I have to do plz guide me in these few days can bank give me Lone?
Another question is If I make ID on your website the branch manager will accept my file or not or he will say that you have to go for further process with website only?
Hi, Jyoti! If you apply via WeMakeScholars, we can help you with the same loan. Please fill up the application form on this link: bit.ly/bob-education-loan The loan team will get back to you to guide you further.
Hello mam,
My house is not N.A.N.O.C title clear it's just N.A. clear so can I get a loan from the bank (any bank) with minimum interest??
Hi, Harshil! We can give it a try by speaking to the bank empanelled lawyer. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mai Bank of Baroda me verbaly loan officer se loan k loye inquiry ki unhoney mana kar diya ki bina collateral k nahi milega
Hi Sangita! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have offer from royal Holloway University of London. And I think there is some connection between RHUL and university of London and university of London is in prime lost. Can rhul be considered in that
Hi, Rohit! Actually, most of the banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the Financial Officer and then they can guide you properly as we have our software linked to the official system. You may request a callback @ www.wemakescholars.com/study-abroad-education-loan
Mam I haven't received any call from we make scholars . I had already applied through call back link
Hi, Satyam! Your Financial Officer will be getting in touch with you shortly.
Hlo , actually I m willing to take education loan so that I applied through branch and I complete my all documentation process till 29 april 2022, but till today they said on Tuesday higher authority can send query then they will tell the exact position of loan .
Actually I m in diet need of loan because my process for visa filing is struck in middle without this...
Pls help
Hi! That is why it is better to apply your education loan via WeMakeScholars. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
U consult only for foreign education loans or loans in indian education?
Mostly for abroad education- but for study in India, we can try assisting you if the student and co-applicant profile are good.
Thanks for informational
Hi! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thanks you so much maaam god bless you maam 🤗🤗🤗🤗🤗🤗🤗
Hi, Miru! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Is interview is necessary for education loan
Hi, Shraman! No, it is not required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Can I get this loan for undergraduate study
Hi Anish! Yes, we can help you get an education loan for your bachelor's. But we would require a few more details to check your eligibility with 14+ Public and private lenders, so you can get the best education loan suiting your profile, with the lowest Interest rates. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
If I'll take 15 lakhs loan and I am in non prime category so after one year of completion my course I have to pay interest on 15 lakh or 15 lakh + 9% for 3 yrs will be add???
Hi, Rahil! Government banks charge simple interest during the moratorium period (course duration + 6 months/1 year). After that, interest is compounded. Please watch this video for more details: ruclips.net/video/jcl5wMoeBKk/видео.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan