Barclays Bank Credit Cards - The Junk Drawer?

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  • Опубликовано: 28 окт 2024

Комментарии • 115

  • @RJFinancial
    @RJFinancial  3 года назад +4

    Thanks for tuning in! Want some more card reviews? Checkout the Charles Schwab Amex Platinum next - ruclips.net/video/pQ8qvANPcAg/видео.html

    • @georgerobert7962
      @georgerobert7962 3 года назад

      Never know i will meet and hacker that will make me smile again HACKERHOPE5 on Instagram is the best hacking platform 🔥🔥🔥🔥🔥🔥🔥#Facebook #tiktok Instagram #snapchat WhatsApp

  • @unorthodoxsavings9552
    @unorthodoxsavings9552 3 года назад +16

    I didn’t know anything about Barclays cards so I learned a bunch in this video !

    • @RJFinancial
      @RJFinancial  3 года назад +2

      Knowing is half the battle!

    • @georgerobert7962
      @georgerobert7962 3 года назад

      Never know i will meet and hacker that will make me smile again HACKERHOPE5 on Instagram is the best hacking platform 🔥🔥🔥🔥🔥🔥🔥#Facebook #tiktok Instagram #snapchat WhatsApp

    • @KittyKat-vb1nd
      @KittyKat-vb1nd 3 года назад

      From UK and had no idea Barclays was in States

  • @devonmaska6149
    @devonmaska6149 Год назад +1

    I've had a relationship with Barclays for almost 12 1/2 years with 6 different cards & 4 accounts even though I currently have 3 accounts. I have had the AAdvantage Aviator Red MasterCard which started as an US Airways Dividend Miles MasterCard, Barclays Visa with Apple Rewards which was converted to a Barclays View MasterCard, Barnes & Noble MasterCard & NFL Extra Points Visa which is now with Comenity Bank. They will let you apply for 2 cards on the same day using the same inquiry. I've done it multiple times. My next step with them is to apply for the Frontier MasterCard & product change my Barclays View MasterCard to it because I've been busy researching on airlines that fly nonstop to Denver to Charlotte close to where my dad lives which I found 3 that do & getting TSA Precheck.

    • @RJFinancial
      @RJFinancial  Год назад

      You may be the biggest Barclays fan we have here... that's a nice change of pace from the Amex/Chase love. Safe travels out there

  • @Jason_The_Man
    @Jason_The_Man 2 года назад +2

    Interesting. Nice to see a rundown of all the Barclays cards. Didn’t realize there were so many.

    • @RJFinancial
      @RJFinancial  2 года назад +1

      Someone asked me to do a make Barclays great again vid so I'm looking into that. I stand by the junk drawer of cards but there are some hidden gems to be had

  • @kevinherrera1117
    @kevinherrera1117 3 года назад +10

    That Wyndham business card looks mighty fine even though you seemed to miss the multiplier on gas and automatic top tier status. Also complimentary status matching to Caesars Rewards! Those 15k bonus points every anniversary year more than make up the annual fee. The additional perks are just the icing on the cake. I'll have that card in my wallet someday

    • @RJFinancial
      @RJFinancial  3 года назад +3

      My bad on that. Not a bad option tho. Be sure to report back and let us know when you pull the trigger. I like to hear others experiences with cards and the value they get

  • @WaysToWealth
    @WaysToWealth 3 года назад +4

    Lots to learn here about Barclay's man! Thanks for sharing!

  • @sam9242
    @sam9242 3 года назад +6

    I had Barclays before they went cobrand only, with a no fee 5% cash back on groceries. They were a substantial player for groceries but these days they are just too narrowly focused to be of any use. These days, 2% on everything is the base rate. Good video.

    • @RJFinancial
      @RJFinancial  3 года назад +3

      Agreed, a card or two here could prove useful but they are all such specific use cases. No single card jumps out as the one to have. Thank you sir, always good to see you here!

    • @sam9242
      @sam9242 3 года назад

      @@RJFinancial Here's hoping you get the following you deserve.

  • @peteskeet9443
    @peteskeet9443 3 года назад +2

    So many cards. Never heard of many and really have no need for them. Wow, lol. Thank you for the information, good research.

    • @RJFinancial
      @RJFinancial  3 года назад

      Haha that's fair. Barclays has some gems for the right situation. Think I called it the junk draw of cards. Fun to look at the lesser known issuers sometimes. Thanks for watching

  • @NCKyle1980
    @NCKyle1980 3 года назад +6

    Very nice run down! The only thing I know you missed was mentioning Choice Privileges card also gives you Gold status which has some perks some people may explore if that was mentioned. :) I don't have the card, but I had considered it but then pandemic happened and I was like nope! lol Take care, sir. Have a great MI night! :)

    • @RJFinancial
      @RJFinancial  3 года назад +2

      Good catch, thank! Perfect example, a card that becomes potentially useful for that specific use case. Perfect scenario to consider Barclays card. Lol, it got up to 50 degrees today.. and it's only 23 degrees this morning... win

  • @Real.Estate.Report
    @Real.Estate.Report 3 года назад +5

    Lol JetBlue getting their passengers lit with those cocktail discounts!

    • @RJFinancial
      @RJFinancial  3 года назад

      Lol, guess they have a target demo

  • @RedLeo-pf9yo
    @RedLeo-pf9yo 3 года назад +1

    That black and red card is the most beautiful credit card I’ve ever seen.

    • @RJFinancial
      @RJFinancial  3 года назад +1

      It is a clean design, most card issuers do the card design as an after thought but I too think these things matter

  • @callmeNeno
    @callmeNeno 3 года назад +3

    I just don’t find Barclays cards sexy enough or feel the urgency to get their cards or put in my arsenal of credit cards . I rarely here them mentioned among credit card content creators sharing any love. Thanks for enlightening us with Barclays’ credit cards

    • @RJFinancial
      @RJFinancial  3 года назад +2

      I agree, my take away was some of these cards could work for a specific use case. Aside from that, not much to write home about. I think Barclays strategy is to go after easy customer acquisition with the co-branding. Thanks my man!

  • @reubenmorris487
    @reubenmorris487 3 года назад +3

    They also issue the Gold, Black, and Titanium Mastercards.

    • @RJFinancial
      @RJFinancial  3 года назад

      Interesting, I get a ton of mailers for that knock off black card. Never noticed who was issuing them lol, thanks for sharing

  • @mace422004
    @mace422004 3 года назад +2

    Should I be concerned with accounts closing since I have 5 cards from synchrony that will be moving to Barclays soon. gap, american eagle, athleta, banana republic and old navy, 4 of them are logo cards visa or mc. gap is the store card. I say close because I have excessive inquiries, low balance 1 percent, 760 range for all 3 bureaus.

    • @RJFinancial
      @RJFinancial  3 года назад

      I don't think they'll close them. If they're buying the portfolio of cards from Synchrony then they may rebrand the cards and change them over to a Barclays version or offer other products but I don't think they'd buy the line to kill them off.

  • @sensi37
    @sensi37 3 года назад +3

    I love how you ran down the rules 🙂.. could you please do the same for Navy Federal and PNC I would very much love this breakdown thank you

    • @RJFinancial
      @RJFinancial  3 года назад +1

      Here's PNC - ruclips.net/video/4WnBuIpZDpk/видео.html. I can add Navy Fed to the projects list. Thanks for stopping by!

  • @CoachAnthonyMiller
    @CoachAnthonyMiller 3 года назад +3

    Bruh, I rolled back your intro just to listen to that beat again! Did Barclays end their co-brand with Apple? Good video.

    • @RJFinancial
      @RJFinancial  3 года назад +1

      Hey, thank you sir. I'm going to have to bring back that intro for season 3 over the one I have now. Apple/Barclays broke up some time ago. Likely due to the Apple/Goldman Sacs partnership on the Apple Card

  • @heprovides5604
    @heprovides5604 3 года назад +2

    Heard John at Bank Bonus Central mention you. Thought I'd check you out. Great info.

    • @RJFinancial
      @RJFinancial  3 года назад +1

      John is my guy! He actually came on my channel awhile back and got me into bank bonus hunting. Appreciate you stopping by, means a lot! Let me know if there's anything you'd like to see covered on the channel

    • @heprovides5604
      @heprovides5604 3 года назад

      @@RJFinancial will do.

  • @jonathanfactor6688
    @jonathanfactor6688 3 года назад +4

    Question would you consider doing a video on the united airlines infant card?

    • @RJFinancial
      @RJFinancial  3 года назад

      I got you. I'll likely look at all 3 of the United cards in one go. I can spin something up for middle of next week... stay tuned

  • @rubyclark9694
    @rubyclark9694 2 года назад

    Will you make a video on the Barclay’s Aviator Silver? My understanding is that it’s like the JPMC Ritz Card.

  • @cjjunkee8602
    @cjjunkee8602 2 года назад

    Great video RJ!!! does the 6/24 include biz card or just personal card? Thanks RJ!!!

    • @RJFinancial
      @RJFinancial  2 года назад

      Business cards should be fine as they don't report to personal credit.

    • @cjjunkee8602
      @cjjunkee8602 2 года назад

      @@RJFinancial thanks RJ!!! I will go ahead and apply for the Barclay AA!!!

  • @mitchell.9632
    @mitchell.9632 Год назад

    What is that credit union that offered five percent on bookstores in addition to Barnes and Noble?

    • @RJFinancial
      @RJFinancial  Год назад

      You're thinking of Affinity Federal CU

  • @ListerWay1
    @ListerWay1 3 года назад

    Do they know how to change a mandate in less than two months?

  • @estherpeters7588
    @estherpeters7588 3 года назад +1

    Very Detail information 👍

    • @RJFinancial
      @RJFinancial  3 года назад

      Awesome, glad it was helpful!

    • @francineford-smith6264
      @francineford-smith6264 3 года назад

      Yes yes yes! Very informative content! I got the AARP by Barclay invitation in the mail and I was curious about which credit reporting agency they were pulling from.
      You offered a wealth of information and I so appreciate you💝
      My credit score is hovering around 800, and there is a $100 cashback offer if I spend $500 in the first three months, which is quite easy. I am a little curious about the credit limit they would offer on that AARP card.

    • @mitchell.9632
      @mitchell.9632 Год назад

      @@francineford-smith6264 Did you end up getting the AARP by Barclay card?

    • @francineford-smith6264
      @francineford-smith6264 Год назад

      No I decided against the AARP by Barclay. But I did pick up the American Airlines advantage by Barclay. The interest is quite high for me but I don’t plan to hold a balance. but the 50,000 bonus miles which would be worth approximately $600 in travel is better than the $100 AARP bonus.

  • @francineford-smith6264
    @francineford-smith6264 2 года назад +1

    thank you so much for your content! I have no Barclay cards however I would like the American Airlines aviator card
    Are usually fly American and United airlines, the JetBlue card sounds better however I really fly JetBlue.
    Did I hear you say that Barclay poles from Trans Union?
    That would be most beneficial for me.🥰

    • @RJFinancial
      @RJFinancial  2 года назад

      Some of their better cards. Chase has the United partnership with about 4 flavors of card on in their catalogue. We believe Barclays pulls Transunion but that is from crowd sourced data.

  • @asgarchowdhary2150
    @asgarchowdhary2150 2 года назад

    Sir I have this card with details but I can’t buy money I don’t know how open this

    • @RJFinancial
      @RJFinancial  2 года назад

      What do you mean "can't buy money"

  • @encryptgti9193
    @encryptgti9193 2 года назад

    I have a jeblue credit card do you know if i can change it to a different company?

    • @RJFinancial
      @RJFinancial  2 года назад +1

      Normally you can't change one airline card into another. This is called a product change. So you can normally product change from the regular jet blue to the annual fee version because it's in the same family. I don't think they'd let you go from jet blue to AA for example because that is a different product family.

    • @encryptgti9193
      @encryptgti9193 2 года назад

      @@RJFinancial thank you very much.

  • @LK_EBM
    @LK_EBM 3 года назад +1

    Does the 6/24 rule only count personal cards (like Chase's 5/24)?

    • @RJFinancial
      @RJFinancial  3 года назад

      I think so, but its hard to be sure. From my research Barclays is loose at times with this rule
      www.uponarriving.com/barclays-application-rules-guide/

    • @mitchell.9632
      @mitchell.9632 Год назад

      It possibly is just one factor in the formula and not a hard rule.

  • @xylliiiking
    @xylliiiking 3 года назад +1

    Very original intro it's impressive

    • @RJFinancial
      @RJFinancial  3 года назад

      Hey, I appreciate that. I'm actually looking into updating it as I get close to year #2 of the channel.

  • @juliolima3675
    @juliolima3675 3 года назад

    Is Barclays US and Barclays UK have the same rules?

    • @RJFinancial
      @RJFinancial  3 года назад

      I'm not sure honestly. Card issuers tend to operate differently market to market with the types of cards, rewards, etc. With that said it may be best to phone Barclays and double check any rules that may be concerning. sorry!

  • @markrobinson5774
    @markrobinson5774 3 года назад

    Does Berkeley have online banking and can we do this in the US United States citizen can I have a Visa or Mastercard from Barclays I would love to know

    • @RJFinancial
      @RJFinancial  3 года назад +1

      Yes they have online banking. As for Visa or MC, I think they're mostly MC. They don't let you choose tho. You can't say I want my Jet Blue card to be Visa over MC.

    • @markrobinson5774
      @markrobinson5774 3 года назад

      But if you get a American Airlines definitely going to be MasterCard whatever it says on the card those pictures that you have what that's going to be

    • @RJFinancial
      @RJFinancial  3 года назад +1

      @@markrobinson5774 Correct, the logo in the picture is what you can expect the card to come as, Visa or MC

  • @crxmassive
    @crxmassive 3 года назад

    I got the JetBlue Plus 11 months ago with a 60K miles offer.

    • @RJFinancial
      @RJFinancial  3 года назад

      Hey, that's not bad at all. I think that card is the best one Barclays offers

    • @crxmassive
      @crxmassive 3 года назад

      @@RJFinancial Yes, and the Uber card. Well, at least when it first came out. Lol

  • @blairalvidrez3931
    @blairalvidrez3931 2 года назад +1

    Barclays is a terrible credit card company. I applied and received a credit card connected with Lufthansa Miles and More program. The only reason was to accumulate miles. I travel outside the US a lot and every time Barclays flags my card for fraud and freezes all charges. Good thing I have old reliable Chase card. There’s no comparison between Barclays and Chase. Chase is way better. Hands down. Plus when you contact Barclays all you talk to are call centers outside of the US. They can hardly speak English. Don’t take a Barclays card. There are too many other good ones out there.

    • @RJFinancial
      @RJFinancial  2 года назад

      Barclays US division seems to be an afterthought. They are big in Europe I think and at one point they did have a bigger US presence. Now their portfolio is more to grab easy customers.

  • @Doggieman1111
    @Doggieman1111 Год назад

    Honestly if you're going to fly on Jet Blue, you probably should be drunk.

  • @journey2credit84
    @journey2credit84 2 года назад

    I want to add the Priceline Visa cc to my collection in 2 years

    • @RJFinancial
      @RJFinancial  2 года назад

      Big Shanter fan? It's an interesting choice, if you prefer booking via priceline then it's not bad, no annual fee and a few perks. Go for it

    • @journey2credit84
      @journey2credit84 2 года назад

      @@RJFinancial what’s shanter?

    • @RJFinancial
      @RJFinancial  2 года назад

      @@journey2credit84 Priceline had William Shatner in their commercials for a long time. He was Captain Kirk on the original Star Trek

    • @journey2credit84
      @journey2credit84 2 года назад

      @@RJFinancial lol yes once I get that card it be my first and only travel credit card. I got wait til January 2024 hopefully Covid will be gone

  • @markhpman
    @markhpman Год назад

    i like how the americans say barcLAYS..over here in uk we are bit lazy and pronounce it barclees...never had credit card in my life so never heard of 5/24 etc

  • @akin242002
    @akin242002 3 года назад

    I like the Jetblue card, but the rest are meh.

    • @RJFinancial
      @RJFinancial  3 года назад +1

      I love that Jet Blue calls out drinks as part of the inflight discounts. Agree tho, a lot of these cards are way to niche.

  • @cuttycolyar7991
    @cuttycolyar7991 3 года назад

    OVER THREE HOURS ON PHONE TRYING
    TO PAY AARP/BARCLAY CARD.
    CUT THE DAMN THING UP - SAVE YOURSELVES.

  • @jfrealestate201
    @jfrealestate201 3 года назад

    Annual fee is doable for most of these cards!

  • @joanwyatt1620
    @joanwyatt1620 2 года назад

    Payments

  • @TheJwa66
    @TheJwa66 3 года назад

    R.I.P. Barclaycard Arrival Plus

    • @RJFinancial
      @RJFinancial  3 года назад +1

      lol, I didn't realize they killed it until this. Think Barclays is trying to get easy customer acquisition with all the cobranded cards.

  • @MelwynFernandes-g6f
    @MelwynFernandes-g6f Год назад

    One of the worst worst worst merchant service provider is @barclays UK , they blocked my account for just one chargeback, that also when it was customer's mistake, barclays didn't give my business any support...to make things worst they held my funds for 6 months and also black listed my business on MATCH, this way it gets very difficult to apply for any other merchant....barclays literally killed my business for just one chargeback .....do not do business with barclays they are the worst in the industry...they will not only block your account, they will also hold your funds for 6 months and also black list you on match.....they don't even deserve one star ....Useless barclays

  • @j.r.1426
    @j.r.1426 3 года назад +1

    Just picked up the Wyndham earners+ card

    • @RJFinancial
      @RJFinancial  3 года назад

      That's a nice pickup. They were running a good bonus on that if I remember right. Congrats!

  • @joanwyatt1620
    @joanwyatt1620 2 года назад

    Payments