Why a term RIDER? Cant they call it as a simple term "TOP UP" ? Whats the purpose calling it a "rider" as a new / confusing term? (just asking out of curiosity, dont take it otherwise). Thanks for great video.
Hi mem मुझे tata aia क़े term प्लान sRP मै जो क्रिटिकल illness rider mil रहा है वो केवल 5 साल क़े लिए hi mil रहा है. Kya 5 साल बाद ये easily renew हो पायेगा या medical hoga pls batiyega. 🌹🌹🙏🙏
Mam, i have took term plan of HDFC 3D + and took accidental rider, paying since 3 years and i heard GST on premium only 1st and 2nd year but now GST collecting every year from me and how is the plan accordingly to you, i am a bank employee
Hi mam Good evening I hve around 5 running niva bupa policies of my family just want to ask you a question I have base insurance policy with bank TPA of 5 lakh ..and I hve purchased additional top up niva bupa recharge 95 lakh with critical illness cover.. Mai ye jaan na chahta hu ki Kal ko agr critical cover Lena ho to mujhe lumpsum amount milega ya nahi Kahin niva bupa ye kehke mana to nahi kareinge ki apka base policy me critical cover add nahi hai? To top me bhi critical cover nahi milega
Informative video.. I have a query should i include critical illness rider in term insurance ? Is it better to cover critical illness in health insurance? Plz clear doubt.
agar hum ne accidental rider add nahi kiya and humari death accicent se hoti hai to is case mai kya hoto baki ke jo 50 lakhs hai wo milte hai family ko..??
I buyed 1Cr term insurance of Company X in 2019, now in 2022 i want to buy term insurance of 1 or 2cr again, should I buy it from same company X or from other company ? Please provide pros an cons related to this, also problem faced by family at the time of claim, when 2 same or different company are there ?
It can be from same / different company, there will be no issues of any sort at the time of claim. Choose the policy that solves your purpose and as per your conviction.
Nitish jee, please connect with us on WhatsApp/Call at 9650706699 & share the basic details . Our team can assist you in choosing a suitable term insurance according to your needs. Thanks
Hi I have taken policy from ICICI Pru I want to add critical illness add on they are saying not possible to add rider once policy issued can you please help me
Very well explained, Thank you. Just one question; if someone does not opts for accidental death rider, will the amount paid to nominee will be exact sum assured, in case of accidental death ?
Madam plz replyyyyyyyyyyyyyyyyyyyyyyyyyyyyy : kya tarm insurance main rider lena chaiye ya nahi riser main be critical illness Lena chaiye ya tarminal illness lena chaiye, plz reply to my question
Can Term Plan with Critical Illness cover be claimed under Section 80D for tax benefits ? Can I claim full premium amount under 80D or just the amount paid extra for critical illness rider?
Please check our latest video where we have discussed about the TOP 5 term insurance companies according to the IRDAI Reports. LINK : ruclips.net/video/pmeXZ9Nl-aY/видео.html For any queries, you can connect with us on WhatsApp/Call at 9650706699. Thank you
Mem mera Hdfc ka health policy hai 9 years ke baad mera by pass surgery hua hai to kya mujhe koun si company ka Raider lena chahiye please reply me kiyu ki meine Hdfc mei call kia tha after surgery to unhone rider dene ke liye mana kar diya tha to mem jab meine policy liya to Mujhe koi problem nahi tha but achanak Mujhe by pass surgery hua hai to company Rider ke liye mana kar di ab mei kya kru Please suggest kijiye na
If a person has a 1 cr term insurance without opting for "accidental riders benefit" and he dies in an accident. In that case, will the insurer company pay the insure amount of 1cr to that person? Please reply.
Ma'am kon kon se documents chahiye term insurance lene ke liye. Or itr must hona chahiye term insurance lene ke liye. Ya without itr term insurance le sakte hai. Or medical fitness report bhi dena hota iske liye. Or agar mujhe HDFC ka term insurance lena hai toh. Best option kon sa hoga. Direct HDFC insurance se contect karu ya fir policy bazaar se term insurance buy karna sahi hoga. Please jarur bataye. Thank you so much for your all videos. 👍
Arjun, I will suggest to go through the below video, it will answer all your questions - ruclips.net/video/cWasbLdqgAg/видео.html Also, buying directly or through aggregator/ agent is a personal choice.
Ma'am term insurance par bank loan provide karta hai. Ya fir kon sa insurance best hoga jisse life cover bhi mile. Or bank se loan bhi instantly mil jaye. Please help me
Hi, you can get in get in touch with our team on WhatsApp at 9650706699 or 9810458605 & we can help you choose a suitable plan according to your requirements. Thanks
My annual income is 6 lakh and my age is 25 so I have decided to take a term insurance of max life of 1 crore, how much critical illness rider should I take? Please reply me 🙏
@@GurleenKaurTikku Thanks gurleen, but I checked in my HDFC policy. It is written there that we can cancel rider in lookup period. But can't add riders.
Was looking for something like this. Thanks a lot for the clear and concise explanation.
Glad it was helpful!
@@GurleenKaurTikkumadam hospicare rider lenge ya health insurance lenge madam pls bataiye
Why a term RIDER? Cant they call it as a simple term "TOP UP" ? Whats the purpose calling it a "rider" as a new / confusing term? (just asking out of curiosity, dont take it otherwise). Thanks for great video.
Hi mem मुझे tata aia क़े term प्लान sRP मै जो क्रिटिकल illness rider mil रहा है वो केवल 5 साल क़े लिए hi mil रहा है. Kya 5 साल बाद ये easily renew हो पायेगा या medical hoga pls batiyega. 🌹🌹🙏🙏
Mam, i have took term plan of HDFC 3D + and took accidental rider, paying since 3 years and i heard GST on premium only 1st and 2nd year but now GST collecting every year from me and how is the plan accordingly to you, i am a bank employee
Hello mam premium paying term kya rakhe?? Vo bataiye plz long term ya 5 years if I earned avgerage
Hi mam Good evening I hve around 5 running niva bupa policies of my family
just want to ask you a question
I have base insurance policy with bank TPA of 5 lakh ..and I hve purchased additional top up niva bupa recharge 95 lakh with critical illness cover..
Mai ye jaan na chahta hu ki Kal ko agr critical cover Lena ho to mujhe lumpsum amount milega ya nahi
Kahin niva bupa ye kehke mana to nahi kareinge ki apka base policy me critical cover add nahi hai? To top me bhi critical cover nahi milega
Critical illness insurance policy is independent of the base /super top up policy and can be bought separately
Best Term Plan btayiye jisme terminal illness and waver of primium bhi include ho.
Max insurance me hai ek aisa check karlo
Cancer ke baad term plan kon se le sakten hai...
Most valuable information
Thanks a lot, keep watching !
Informative video..
I have a query should i include critical illness rider in term insurance ?
Is it better to cover critical illness in health insurance?
Plz clear doubt.
Both are different. In health insurance it covers untill you leave hospital. In term policy you get money
Informative thanks 🙏
Glad it was helpful!
Can u please suggest best individual CI policy for couples@age band 35-40
Mam mene pnb MetLife ki policy li Hui usme parmanent disability rider liya hua ab or rider add Karn chahta hun to ab rider add ho sakte h
Nahin jee, ab add nahin ho payenge
@@GurleenKaurTikku thank you
Icici ka Prudential term plan lana ho around 50 lakh to kam sa kam kitni class pass hona chaiya
Can one take two different personal accidental policies of different companies?? Will he get claim settlement from 2 different companies?
Yes you can
Waver of premium mein Accidental disability cover nahi karti insurance company
Mam Bajaj Allianz ka FIG plan ko Explain video kijiye.
Noted ✅ Thanks for the suggestion 😊
agar hum ne accidental rider add nahi kiya and humari death accicent se hoti hai to is case mai kya hoto baki ke jo 50 lakhs hai wo milte hai family ko..??
Yes
I buyed 1Cr term insurance of Company X in 2019, now in 2022 i want to buy term insurance of 1 or 2cr again, should I buy it from same company X or from other company ?
Please provide pros an cons related to this,
also problem faced by family at the time of claim, when 2 same or different company are there ?
It can be from same / different company, there will be no issues of any sort at the time of claim. Choose the policy that solves your purpose and as per your conviction.
Buy only from Lic of India
Ma'am apne knse company ka term insurance liya h ???
can you suggest best company for d same...
How much year one should buy the insurance 65 or 75??
Nitish jee, please connect with us on WhatsApp/Call at 9650706699 & share the basic details . Our team can assist you in choosing a suitable term insurance according to your needs.
Thanks
Is paralysis covered in accidental disability
Plz comments
Somebody want to add rider in the policy contact me but only for Tata Aia life insurance i am Advisor and agent both
Ma'am, kya main multiple term insurance khareed saktha hu jaise 1cr Max, 1cr HDFC, 50L dusre se? Ya phir ek hi company se lena sahi rahega
Ye apki human life value pr depend krta h
Madam I am 50 age witch policy best 35 yaers please tell me
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you.
Informative video. Thank you ma’am
Thank you :)
KEEP WATCHING
Nicely explained
Hi I have taken policy from ICICI Pru I want to add critical illness add on they are saying not possible to add rider once policy issued can you please help me
Yes, not posssible
Nice Video Ma'am plz. Made video on Critical Illness Policies
Thank you , we already have made a video on Critical Illness. Please check this link : ruclips.net/video/bp-h7FT0bpE/видео.html
Very well explained, Thank you. Just one question; if someone does not opts for accidental death rider, will the amount paid to nominee will be exact sum assured, in case of accidental death ?
Yes you are right base sum assured will be given to beneficiary
Madam plz replyyyyyyyyyyyyyyyyyyyyyyyyyyyyy : kya tarm insurance main rider lena chaiye ya nahi riser main be critical illness Lena chaiye ya tarminal illness lena chaiye, plz reply to my question
you can take a separate critical illness plan as more no. of illnesses will be covered.
Can Term Plan with Critical Illness cover be claimed under Section 80D for tax benefits ? Can I claim full premium amount under 80D or just the amount paid extra for critical illness rider?
Yes but maximum limit is 25k upto
Pls suggest what is best rider we can add..first I dislike but after watching bloopers , I liked your video..
Thank you 😊 For any queries on riders, connect with us on WhatsApp/Call at 9650706699.
Our team will be happy to assist you
Mam im very confused to choose which term life insurance place to choose lic or other brands
Please check our latest video where we have discussed about the TOP 5 term insurance companies according to the IRDAI Reports. LINK : ruclips.net/video/pmeXZ9Nl-aY/видео.html
For any queries, you can connect with us on WhatsApp/Call at 9650706699.
Thank you
Mem mera Hdfc ka health policy hai 9 years ke baad mera by pass surgery hua hai to kya mujhe koun si company ka Raider lena chahiye please reply me kiyu ki meine Hdfc mei call kia tha after surgery to unhone rider dene ke liye mana kar diya tha to mem jab meine policy liya to Mujhe koi problem nahi tha but achanak Mujhe by pass surgery hua hai to company Rider ke liye mana kar di ab mei kya kru Please suggest kijiye na
Not eligible ho aap
Maam company bina physical health verification kiye hi policy sold kr rhe hai kya ye sahi hai
If a person has a 1 cr term insurance without opting for "accidental riders benefit" and he dies in an accident. In that case, will the insurer company pay the insure amount of 1cr to that person? Please reply.
Yes definitely but if he takes accidental rider than company will pay 1Cr+ how much he takes as accident rider
How is bajaj etouch bajaj term insurance
Nicely explained 👍🏻👍🏻
Thank you 🙂
very important information thanks ma'am
Thanks, Keep watching !
Mam make a video on the claim process of the online term insurance. Ex. Lic tech term , Tata Aia, max life
Sure, Thanks for the feedback ! We will try to bring a video soon 😊
Ma'am kon kon se documents chahiye term insurance lene ke liye. Or itr must hona chahiye term insurance lene ke liye. Ya without itr term insurance le sakte hai. Or medical fitness report bhi dena hota iske liye. Or agar mujhe HDFC ka term insurance lena hai toh. Best option kon sa hoga. Direct HDFC insurance se contect karu ya fir policy bazaar se term insurance buy karna sahi hoga. Please jarur bataye. Thank you so much for your all videos. 👍
Arjun, I will suggest to go through the below video, it will answer all your questions - ruclips.net/video/cWasbLdqgAg/видео.html
Also, buying directly or through aggregator/ agent is a personal choice.
@@GurleenKaurTikku thank you so much ma'am 👍
Ma'am term insurance par bank loan provide karta hai. Ya fir kon sa insurance best hoga jisse life cover bhi mile. Or bank se loan bhi instantly mil jaye. Please help me
Not possible
@@GurleenKaurTikku ma'am fir kon sa insurance lene par loan mil sakta hai
Niva bupa nahi sahi he 37 me ra claim prosse me he no reply.
Kucha help kariye
Ma'am which term life insurance will be better lic tech term plan or HDFC term life insurance or Tata AIG??
Hi, you can get in get in touch with our team on WhatsApp at 9650706699 or 9810458605 & we can help you choose a suitable plan according to your requirements.
Thanks
Ma'am make a separate video on detailed personal accident insurance
Wow wonderful knowledge
Thank you so much, keep watching 😊
My annual income is 6 lakh and my age is 25 so I have decided to take a term insurance of max life of 1 crore, how much critical illness rider should I take? Please reply me 🙏
You can connect with us on WhatsApp/Call at 9650706699
Our team can assist you.
Thank you !
Mam I am 27 yrs old...I want to buy term plan for 70 yrs. Which is better for me regular term plan or zero cost term plan?
ruclips.net/video/1-x5wIc-D5o/видео.html
Please check this video and decide
Please claims rejection details pe video banaye
jee, thank you for the video suggestion. We will bring up a video soon !
Any personal accident plan link is there
You can connect with us on WhatsApp/Call at 9650706699.
Our team can assist you in choosing a suitable insurance plan.
Mam...i m 24yrs old... Want to buy a term insurance covering me fr 75yrs....should i go for regular pay or limited pay?
Go for regular pay
@@GurleenKaurTikku monthly or yearly
Nice information vedio
Thank you !!
Thank you so much
👍
मेम क्या कभी क्लेम आता हे तब बीमा कंपनी हमारे अज्युकेशन के कोई डॉक्यूमेंट भी माँगती हे क्या जिनका बीमा हे उनके
Jee, Maang sakti hain
Can we remove riders in lookup period of term insurance policy?
No, you can't.
You can only cancel the policy and apply again if you want to without riders.
@@GurleenKaurTikku
Thanks gurleen, but I checked in my HDFC policy. It is written there that we can cancel rider in lookup period.
But can't add riders.
riders critical illness, accidental disability ka amount kitna hona chahiye?
Depend on base policy
Maine home lon liya mam,,muze achha plan bato plz my age 42
paying term kitna lena chiye
Can critical illness rider be added to existing term insurance policy
Can't be added
My favorite Gurleen mam ❤️
Thank you jee :)
***Madam koi admi agar accidentally Pani Mai dub ke mar jata hai .too use accidental coverage milega?***
Nhi
Can I add riders after 3 years ???
You can buy a health insurance rider at the time of purchasing your base policy.
Yes
Thank you
😊
Tikku Ji, please make a video on Cancer Insurance.
We have reviewed LIC Cancer Cover on our channel.
Please check this link : ruclips.net/video/INnmkSLpoac/видео.html
Thanks
This rider are not paying double in Max, Tata, and few other
Only HDFC is providing this rider
If you have Tata policy it can be possible I'll help you bcz I am working on tata aia
LIC Trem or HDFC life Term where to go ?
Tata aia
Please cover a video on LIC dhan sanchay!!
Is it good
And details of policy
Thanks for the video suggestion :)
Will shoot a video soon & share the details
Can I take 2 different term insurance plan?
Yes, you can
Ma'am it is good to choose limited premium or shall we go with regular ?? Any advantages in regular
ruclips.net/video/n04zIzxlh0g/видео.html
You can check this video for limited vs regular pay in term insurance, you will get your answer
बिना इनकम proof दिए मैं एलआईसी मैं कितने की पॉलिसी buy कर सकता हू
0
Accidentally death rider
Critical illnesses rider
Wavair rider
Accidental disability
आप सभी टर्म के बारे मे बताते है पर कौन सा सबसे अच्छी बात क्या होती होती है ये नही बताते है
Nice
Lic Me 2 lack to 2.5 lack income rahegi to term plan kitne ka milega....??
Age 28
No Smokers/BP/sugar
helpful
Glad to hear that !
NRI HOW NEED TO TAKE...I AM WORKING SAUDHI ARABIA
Hello Sir, Currently term insurance can be offered to NRIs when they are on their visit to India.
❤
Bloopers bhi cut krk daale h 😅
😅
terminal Illness?
Can one take two different personal accidental policies of different companies?? Will he get claim settlement from 2 different companies?