How to start your budget! How to start cash envelopes!
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- Опубликовано: 27 июл 2024
- Hi guys!! Are you wondering how to start your budget? How to start cash envelopes?
Here’s a very beginner friendly budget cash system setup video to help! Come cash stuff with me once the budget is complete!
Beginner friendly budgeting and cash stuffing!
Timestamps
0:00 intro
1:40 how to start a budget
4:26 how to setup a budget
17:01 how to start cash envelopes
25:42 cash stuff with me
Amazon storefront:
Https://www.Amazon.com/shop/Beautiful...
-email:4theloveofood@gmail.com
-Instagram:WWCelissa
**Some links are affiliated with amazon affiliate account. If bought through link, there is no additional charge to the buyer, but I do receive a small commission based on products.
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I like your handwritten budget book. No $2000 laptop. No $1000 tablet. No stupid apps.
Things can be so simple! I love pen to paper! I must admit, I created a simple budget book and started selling it in my Amazon storefront. I use it in my budget and cash stuffing videos. I like that everything is all laid out in one book. It’s fairly inexpensive though. $10.89, so I guess I’m using more than lined paper these days. 😊Thanks for watching ♥️
Heavy, on those expensive items and stupid apps! 😂
Heavy on the stupid apps. There’s no straight forward app for budgeting.
For me, her handwritten budget book makes it authentic!!! Shows how much she cares!
Yeah.
Thank you so much for this help. I'm 17 and down to about 2 1/2 months before I become an adult. My mom kicked me out back in January over a spiraling argument about her abuse towards my sister and I. For most of my life, my dad has been absent because of her blocking him out, but I was able to live with him up until now. I've been planning to move out into an apartment with a friend within the next month or so and I wasn't ever taught how to grow up or basically how to be an adult and this video is one of my starting points on how to get there. I'll definitely be coming back for more! So thank you again for this help :)
Edit: I'm 19 now and I've been doing better than ever. I'm medicated for my anxiety, depression and PTSD and have been living on my own for almost a year now! Thank You everyone for your comments and support :)
Love this!! ♥️♥️
I love RUclips lol
My son is 20 years old, studying in college and he live with us at home alongside his younger brothers,, He always quarrels with his father, but we must bear his responsibility until he finishes studies and finds a job and this is our religion and our customs.,, I wish you the best always
Just beware that when you move in with other people that it's possible that they stop paying their half of the rent and skip town. Be careful. Trust no man, only trust God. That's not negative thinking, that's just real life. You can trust them until they prove you different.
@@franceswalker2627 Well I'm a guy, and I'm not Christian, but thank you :^)
I normally don’t leave comments but I had to for this video. I understood everything you said. The examples were EXTREMELY helpful. I went out and bought I new notebook specifically because of this video. I love it. I’m about to change my life. Thank you so much.
Hey Phaedra!! Yessss!! Change your life babe! ♥️ I’m sooo glad you enjoyed the video. I’m also glad you decided to comment! Thank you😊
@@Beautifulmeandyou
I am interested in purchasing some of the small cash envelopes that fit in your wallet. Same size as the one in this video
@@jaymee76 Hi! I sell the small envelopes in my Etsy shop. They’re not exactly the same style but they are the same size. Here’s the link.
etsy.me/3trWIYY
Today I received your budget book and mini purse from your store!!!
7777777777
I Looked At So Many Videos I Can Literally Cry....I Said God Please Help....Then A Queen's Video Popped Up..🙌🏿🙌🏿🙌🏿....The Best...Now I Can Buy The Right Stuff From Amazon.
Ayeeeee!!! Thanks for the massive compliment! Prayers, Queen, and buying on Amazon! Stop 🛑! I can’t take all the love!! Thanks for watching! 😉♥️
Wow this is amazing. Before watching this I really thought “cash stuffing” was putting dollar bills in plain white envelopes and hiding under the mattress. This is NEXT LEVEL
😂😂 Comment of the week!! ♥️♥️
😂😂
Thank you ! I never had a need for a budget until I got married and had a baby. Its so sad that the education system doesn't teach this in school. And my parents didn't want to be bothered when they were paying bills. Thank you so much for explaining, I was so lost on how to begin.
Yay!! I really do think budgeting should be taught in school!! Basics could go really far with many and I wish I knew when I was young what i know now! Thanks for watching!! ♥️😊
I'm 19, a small business owner, and will be turning 20 next year. I've been looking for a simple detailed video that breaks down budgeting and saving. I'm so grateful you made this video ma'am. Thank you
So, what you’re saying is… you’re 19 and will be turning 20 next year? Outstanding! 😃
This is absolutely the best explanation I have seen for a cash system. Thank you so much!!!
Thank you!! I appreciate your kind words!! 😊😊
I agree, I just found your channel and I’m in love
I concur totally understood everything
Thank you I'm a single mother of 5 well 3 my oldest 2 live on there own. I am trying to buy a house thank you 😊 for helping me at least figure out the budgeting 😍
I agree Debbie.
You're teaching me about how to budget, and I'm distracted by your nails. 💅 That nude is perfect for your skin tone. The whole set is on point.
Hi Leighanne! 😊 Thank you!! I love nude polishes! I appreciate the compliment! ♥️
I love your method breaking down each check and payments that are coming up! I just did that for the month of August and I have $120 left over and yes this is after savings and sinking funds which is crazy! I work part time since I am in nursing school, but still have a decent amount of bills and responsibilities. To think I was struggling check to check (sometimes needing to borrow or overdraft) but really I was spending my money recklessly. Thank you so much
Girl!! I totally resonated with this! I’ve not been budgeting forever and I too was once in nursing school with bills! It can be rough. Sometimes just seeing where your money is going helps it stay in check! Thanks for watching! ♥️
This is the first video about budgeting that has actually made sense to me. Thank you! I’m a single mom of two kids under 5 and I struggle to budget properly. I got to this video by accident but it’s just in time for me to start a new budget for 2021!
I totally agree! Thanks so much!
THIS is the video I needed! You actually explained it for brand new beginners. I can’t thank you enough. Simple and to the point, love it! Thank you!
Hi Ruby! 😊 Thanks for the kind words! I’m glad it was helpful! ♥️
This tutorial has saved my life, genuinely. It’s helped get rid of so much stress in my life. I need super detailed instructions and you’re the first person to explain in a way that makes sense. Thank you so much for this.
I must have watched your videos at least 10x in the last week to prepare my budget. I have cancelled some subscriptions and moved around my direct deposits so it makes more sense where all money is going. I can't wait for my next paycheck to start this journey! Thank you so much for your video!! 🙏🏽🙏🏽
Cesarina!!♥️♥️ You’re gonna kill it! I have a good feeling about this. You’re already making moves towards success! You go girl! 👏🏾😊 Thanks for watching.
Hey Cesarina
How are you doing?
Hope it worked out well
When I say I watched this from start to finish with no skipping AND I walked away feeling encouraged, I mean just that!! Thank you so much for such a clear description with no fancy expensive equipment! This was just what I needed!!!
This broke everything down and answered all of my questions . I already have my book and envelopes . I’m about to get up right now and get to work . This was extremely helpful.
This breakdown was amazing! I was always so lost on where the numbers to put away were coming from
Hey Trina!! 😊 Thanks you for watching and commenting!! I appreciate you! ♥️
Thank you so much for breaking this down for. I've tried so many times how to organize it and with this set up I feel like a dummy just learned her way into a great budget plan within 30min. after days and hours of watching others vids and now I have my budget. Thank you so much I highly appreciate you !!
Thank you for bringing us back to the basics. I'm nearly 35 and budgeting was not taught in my household, although saving and having good credit was. Im a recent college graduate with more debt than I can count. I'm trying my best to get a better hold on things and I appreciate your honest method.
Lol yeah I'm a single parent too, I save 6 months income good for me because during pandemic I was furloughed in one job so that savings helped even though I only used 500 of it
I just spent two hours making a budgeting spreadsheet with formulas and whatnot because adulting requires a tight leash as it turns out.. thanks for sharing your methods!
This was a really helpful explanation, I was really unsure about how to set up the envelopes and deal with expenses that come directly off my card like Netflix
My husband retired last Friday, so we are now on a “fixed income!” 😂 This has made me realize how crucial a budget is going to be going forward. After looking back over our bank account these past few months, I noticed we spent way too much money eating out! I’m working on a meal plan to help save money. I also came up with a list of sinking funds. Now I just need to get the envelopes and get started. Your video was very helpful, I learned a lot! 🙂
I just started work today I was confused of what to do but this made so much clear than you so much
Finally found someone that broke it down dang good. Thank You!
By the way, that’s me, my money has to be turned the same way.
I have to turn my money the same way too. My Dad taught me that was one way to respect your money. :)
Writing everything out is 🔑 great setup. 👍
This is probably my 5th different creator that has explained Cash Budget Envelope System. This one is the BEST, all the others don’t explain as well as you do. Your patients must really understand your instructions, bc you explain very well. All the other creators seem to “push”
to buy their products for the same system. All those products are very cute BUT that takes $ to $$$ to purchase all those items. Now those creators are re doing the same products but in a different size or color and pushing those products again. If I am trying to save $$, then I need to minimize the amount of different colored folders/binders to do the same job year after year.
Less is more.
Of all the different people I listen to about how to do the budget and cash envelopes you were the easiest to understand and actually started from the beginning to explain how to do this. Thank you.
Sis this was such a blessing for me!!! I have been determined to be a better steward of my finances. I am in preparation to be a wife and mom and this is a critical skill I need to help foster a healthy and financially stable household...I also plan to help my nephews start this practice now. Thank you
Hi Leranda!! 😊 Yay!! So glad you’re able to use the information! And helping your nephew is great… each one teach one!!😉
Thank you so much for showing the complete process from start to finish! So hard to find how people do the budget and figure out denominations, they all skip straight to the cash stuffing.
What a God send your video has been. So many budgeting videos are too confusing to follow, your one was easy and to the point...I started mine today.
I went through the financial peace university course that Dave Ramsey has and came out unsure about how exactly I was supposed to start an envelope system. The way you presented this information cleared up all of my confusion! Thank you!
That is a HUGE compliment!! Thank you!! ♥️😊♥️😊♥️😊
I would LOVE to see how you make the envelopes. I’m looking forward to seeing that! ThnQ
Your wish is my command! 😂
ruclips.net/video/RistRQC6HIQ/видео.html
I can see myself getting protective of the cash in the envelopes but it’s there to be spent, but it’s so rewarding seeing it building.
Thanks for sharing, Kelz ❤️
I am about to start, and I will likely do this. I will probably challenge myself to see how much I can have left in each envelope at the end of the fortnight.
Is it corny that Im over here answering the 1st. two questions of this video out loud?? LOL.... This video is very helpful. It answered a lot of things I was wondering about. Sometimes things can be so overwhelming and you just need step-by-step instructions to get on the path of doing it. This video gives you that.
This is an excellent budget. What I love about this is that your paying the mortgage 2x in a month so that you are always caught up and never behind unless you divided those bills in half for the month out of both paychecks. I really love the cash envelope system. I like the phone apps too.
I know this isn't a recent video with everything being more expensive lately but this is the first cash stuffing video that makes sense! I like watching the videos to see what everyone is saving for but to actually see it broke down and each section explained makes it make so much more sense
I think I'm definitely going to start doing this
Awww that’s great Briana!! ♥️😊
Your explanation is very simple and understandable 👍🏽👍🏽👍🏽
I don’t usually leave comments butttttttt! This video cleared up all of my questions. I’ve watched TONS of videos on cash stuffing for beginners and always left confused. I’m not sure if it was the simplicity, your warmth, your reassurance that this should be done “with intention”, or the details but this gave me all of the faith that I was making the right decision and the excitement to start. I understood the assignment! Thank you so much for this informative video ❤
Thank you for actually showing the budgeting in the notebook breakdown and how to figure out the denominations for the bills from the bank. This video was so extremely helpful. I have been struggling my entire adult life with managing my money and finding a method that makes sense. I will be trying this. Thank you so so much
This videos was the most helpful of them all. My husband and I budget on paper but everything is left in the bank. We’ve learned that we need to try another route to stop the swiping. So we have been looking into cash stuffing and your video was the best help. Very detailed and easily duplicatable.
The reason that stuffing envelopes works is because it is cash. Its “real” money.
When I was single and did this I like this system I wish my husband would use this system.
Hi Roslyn! Thank you for watching! I know when blending two lives sometimes it’s a little harder to find common ways to budget. Talk to him. Maybe he’ll be open. ♥️😊
Today I’m working and binge watching just your videos today! But……31:43 is the reason why I follow you Celissa!!! Thank you!!! You ARE the true blessing to sooo many others! It’s many cash system youtubers out here…but your cash envelope style is just like mine. Continue being a beautiful kind hearted person! Blessings Beautiful Friend! ❤😊
This is my first time trying to set up a budget and I am on disability now and I’m 64 years old so I really have to watch my income and you’re the only one that’s ever got through to my thick skull about how to do this so I appreciate you so very much
This is so helpful!!! And ur voice is so soothing it settled my stress 😌
Mine too!!
I love your transparency and honesty when you did this video. I also appreciate how easy and practical this was to follow. Bless you Queen 👏💜
Hi Brittany!! Thank you!!♥️♥️ I’m glad you enjoyed it! 😊 Thanks for watching!
This is the only video so far that I’ve seen that explained how to start. I was so confused on like, how to organize it and keep track, and I didn’t want to buy a notebook or some tool not knowing what any of it means! Like you’re the only person who explained what sinking funds were. It took a few tries of writing out my budget and getting things wrong, but the first half of this video helped so much!!! I’m not ready for the cash envelope part but I’m hoping that with the first part I can work my way up to knocking down my debts, and eventually being one month ahead. It’s also helpful when I forget what bills are due when which sometimes I forget putting them in my calendar
I've probably watched a million of these freakin videos and you finally answered the questions I have that nobody else answered! THANK YOU SO MUCH!!
Thank you so much for taking the time to explain this. I’ve watched other videos and I was confused. I start a new job this week and I’ll get my first 80 hour check in January. I’m so excited to start this. These last few months have been hard for my little family and I honestly think this is gonna help us out a lot.
Just found your page and I’m so excited to step up my budgeting! You explain and break down everything so well and make it easy to understand. Thank you so much!
THE BEST BUDGET VIDEO OUT THERE!!!!! Simple is truly sometimes better!!!!
I'm an analog girl,so I love how you set up your budget!! Plus using cash. Thank you
GIRL. I stayed up til 2am making my budget for my upcoming paycheck. 😳😳😳 I've even got that cash wallet loaded in my Amazon cart👏👏👏 I'm excited! This looks like a great system, I struggle with saving and I've been trying to commit to a budget for a few months now without success. Thank you!
This was probably the best way to explain a budget breakdown. 👍
Tysm ⚘ I appreciate you starting from scratch. For those of us who don't know where to start.
Thank you for braking this down so simple. I only get paid 2 times a month and I do about the same thing for braking down the bills due in the beginning half of the month and second half. It's helped me so much on paying off debt faster. I believe a buget really holds you accountable to stay on track. It visually shows you that you have a goal.
You have done a wonderful job explaining everything!
This really helped me understand how to do budget better. Now I feel like I can get my spending under control and actually start saving. THANK YOU
Your video is so , I'm actually thinking of starting my own budgeting and envelope system. You break it down so well. You make it so there are no questions ❓❔ left after this video. I also love 💜💛 that you showed you don't need any fancy books or sheets or anything. Just a notebook 📓📒 is sufficient. I believe that is very helpful to those who may not be able to afford to order something special.
I love that we can also see your face too! Lol, all other videos I’ve watched I’m just watching hands most of the time. Starting my journey this month!!!
This was amazing! I absolutely love this idea! I just started the envelope system but I wanted to see different ways it was done and this was the best way so far. You explained this perfectly. The fake money is genius by the way. Thanks yo you I just purchased the red wallet and plan to stick to this system. Thank you so much for sharing! ☺️
Hey Raven!! ♥️♥️ Thank you!! I appreciate the kind words! There are soooo many different ways to do it! I’m glad you bought the wallet. I love mine! Good luck on your journey!! You got this! 😊
Finally I understand how this should be set up and work! Thank you so much for such a great video! I watched it twice. Also, I am interested in purchasing the clear envelopes with labels from you.
This was one of the first budget videos I saw. You changed my financial life!
This video was the best explanation and most thorough I've seen! It finally clicked! I can't wait to start this with my husband. Thank you so much!!!
Good Morning! I just watched this, I'm so glad I found your channel through YT - you are a gem that has been hiding from my feed, lol. Seriously. Great video! This is a great tutorial.
I smile so much at the GIVING explanation. It made me feel so good.
Budgeting is a proven method of telling your money where to go. Cash stuffing is where the money is put and given an assignment.💵💯👍🏾👏🏾
Thank you !!! I couldn’t get the grasp of starting with other people videos because of the excessive explanations , bells and whistles thx u for simplicity and making this so relatable ❤
Great explanation! I’m not the best saver either...So much easier to swipe vs save!
Absolutely!! Cash stuffing has truly helped me! 😊😊
Thank you soooo so much I have a lil bit of anxiety of starting mine bc I get paid weekly so figuring out the difference is gonna be fun lol but I’m 19 n really wanna start being more financially responsible.. ur video is the best explanation for me ❤️❤️ I love you please keep doing these videos! I plan on following ur journey as well as starting mine !
Yay!! I’m so excited for you!! I will be posting a new budget with me video soon. Watch the newest video about sinking funds. I think that could help also. I’ll reference weekly payroll in my budgeting video and maybe that’ll help too! 😊♥️ Sooo glad you’re here!
@@Beautifulmeandyou omg thank you so so much this means a lot and that u replied❤️! Notifications def turned on!
Sameeee
This is the MOST detailed and well thought out video that I’ve seen about this topic. I saw another one, I watched it, and it was not the same as this. Thank you so much this will help me a lot. 🤗
I'm came upon your page purely by accident (but God knows what we need and when we need it). This is such an awesome idea and something that I need to do! You explained the process very well! I find myself spending money just because and then don't have what I need when unexpected things come up. That said, I am so excited to start this budgeting process and would like more information on how I can get my hands on the envelopes you used in this video. Also, I will be looking into getting the binder that you used as well. #LetsDoThis #NewSubbie ❤
I would love to see how you made the smaller cash expense envelopes.
As a retired nurse, I love that you're a nurse! ❤
I love your system...very thorough. Never heard of fake money place holders....wonderful idea!
I'm interested in the budget wallet and 6 hole clear envelopes.
I just want to say that your video was outstanding I understood every step I'm starting a new job in February and I will be getting some extra funds the first of the month of February so I loved it and yes I will be buying something out of your Amazon stores I hope I can get the plastic clear folders if not then I'll get the ones that has the zippers I hope that's there I think I did look into your Amazon store and you do have some great items so I will be purchasing and getting started on my journey I can't thank you enough and all the budgeting gurus on RUclips channel
I haven't even watched 30 seconds and I already love you. I need this video SO much.
This is such a good video wish I had seen it before I started doing the envelope system. I do exactly what you do on writing what bills I need I started last year and I'm doing pretty good I'm almost out of debt,being a family of 8 is not easy. Take care God bless
Yessss!! I’m sure being a family of 8 is not easy! That requires a lot of systems in place just to keep the family going! Hats off to you for budgeting! And woohoo on almost being debt free! Thank you for watching! I appreciate the support! ♥️😊
@@Beautifulmeandyou you welcome
3years later Im so glad I found this video I'm starting over trying to do it the way and be consistent with it
I have to start over too because I let things get too complicated and then I gave up.
I just got my planner and as I see you do this I see my planner!!! You went from a notebook to a full blown planner!!! You’re a rockstar woman!!!🌹🌹🌹🌹🌹
Best breakdown and explained system. I would love the small cash envelopes how much for a set
Finally! Someone who isn’t a stripper doing cash stuffing. Thank you!!
🤣😂🤣😂🤣 I wish I could record a voice message for this one! I laughed out loud!
screaming lmao nah bc how yall stuffing 900-1000$ lmao
I keep watching this video to maximize my understanding and to remain motivated. you provide the best budget explanation Ive ever seen. thank you
Glad it was helpful! ♥️
When you said the "out of sight out of mind" that really resonated with me. I recently read Rachel Cruze's book (Love Your Life Not Theirs) and she said something similar about debit cards. She said when you go to the store and swipe your card you get to take that AND whatever you just bought, home with you. But when you use cash, you have to leave something at the store in order to take home whatever it is you want. You see that money disappear. It's a physical and mental experience that's really important to pay attention to. And I love that!
I love this!! ♥️♥️ I need to read that book! Let me look for the audible! 😊
900 for mortgage, ugh where? I heard all these bills, damm I'm broke already
This video was the one that really helped. I am going to try this. I need to save money and build emergency funds and pay my credit line. Bad decisions, health problems, and ressession hit really hard for me. This should help me .
It will take some time but I will make it. Thank you.
I love this video!!! You did such an amazing job. I'm a waitress so most of my income is cash, and I love love love this organization system. I'm 17 so I don't have any bills, but this helps me understand where my money is going.
Thank you so much for keeping this basic and budget friendly. A lot of others make it super complicated and confusing. Or the things needed to start are expensive. So thank you again.
Thank you so much for your tutorials. I’ve been procrastinating about starting a budget. I would love to purchase the cash stuffing envelopes used in your videos. You’re a godsend!
I don’t like having a lot of cash in the house. I use my debit cards for my bills. But, I do use prop money, just to satisfy my need to “see” the money and use that to stuff my envelopes. I also use prop money for my cash savings challenges. BTW…I bought your small key chain wallet and I love it!! Thank you for this video!
Your explanation breaks down easy for me to understand and get, I’ve seen different envelopes stuffing video but don’t understand. I totally understand and see how it works. Thank you.
You are SO clear and sensible!! Excellent how-to-101. You're helping lots of folks..BRAVO!!!
You mean to tell me I wasn't subscribed and I been watching you. What is my problem lol. Love this breakdown. I did this about 10 yrs ago but just on a calendar. I have been stopped and wish I hadn't. This video have me cranked back up with better details and set up. I started back two weeks ago because of your videos and boy when I tell you. I have 650 stacked and would have been spent by now( it's extra cash of course) but now my mind is on less spending and extra savings. Thanks a mil..
I had to pause the video because I really love the fact that you are taking the time to explain everything and being realistic. Thank you ❤
Fantastic video! I finally understand where I need to start thanks to you! I was feeling pretty overwhelmed but you mapped it out so simply and clearly. Big love from the UK x
This has been far by the best money saving planning that’ I’ve seen!!! I have been so anxious thinking about it and I’m soooo ready to start it in new year for February!!! Thanks so much for your inspiration 😊
This has been the best explanation and examples I’ve seen thus far. I see why this process has been challenging me. Thank you .
Omg, thank you so much for the walk through. Every video I see just shows them using it never explaining it. You are amazing!
Oh my goodness, thank you for the breakdown from the VERY beginning!! I've seen so many cash stuffing videos, even beginner ones, but none of them started from the very beginning and went through step by step. I'm so happy I found your channel! Subscribed!! Thank you so much!!!
Your video is the BEST one I’ve watched today. Thank you sooooo much for actually walking me through EVERYTHING and not just bits and pieces.
I’m sorry I’m soo late! Thank you! I’m thinking of updating this video soon. Stay tuned! 😊😊
I am soooooo happy I found your video. Your explanations and examples are easy to follow and beginner friendly. I’ve been wanting to get into cash stuffing for nearly a year but many of the videos were either overwhelming with different apps or electronics used, just wanting to sell themselves, or didn’t give any background on how/where to actually start. Thank you 🙏🏾